Retiree Al Fine is originally from Orlando but now lives in Panama City.

Al is 85 and, frankly, the way he’s treated in Panama means he could never be happy anyplace else.

Every time he steps in to a restaurant, hospital, or bank, he has people falling over themselves to help him. His condo fees for an area he describes as “the Beverly Hills of Panama City” run $160 a month. And thanks to his retiree status (much respected in Panama), he pays reduced airfare from Panama City to Miami.

But…much as he loves Panama, Al has some pretty strong views on this country. Watch his “No-Bull Guide to Panama” Video Postcard here.

Editor’s Note: If you like the sound of Panama’s retirement program, we’ve put together one of our best ever Panama offers…but it expires in 3 days. Here’s everything you need to know.