Make a Resolution – Pick a Winning Haven

In your issue this month we bring you choices—the 19 top retirement havens on the planet today. There's no better way to start the year. In any one of our top havens for 2012, a lifestyle well beyond your reach in the States could be yours for pennies on the dollar. Pick from among beachfront hideaways, arts-rich colonial cities, cosmopolitan capitals, and small highland villages. Whatever it is, there's an overseas haven to fit your fantasy...and your budget.