Why Are One Million Americans Moving to Mexico?
In many ways, Mexico today is like the U.S. was 50 years ago…before big government, big business, and special interests whittled away the lifestyle our parents took for granted. It is full of overlooked retirement havens where you can retire in luxury without spending a fortune.
Mexico’s lower cost of living—and of just about everything else—means a comfortable, fulfilling life here will likely cost you a fraction of what you pay “back home.” From real estate to groceries, and from entertainment to healthcare, life in Mexico simply costs less. Here you can still find comfortable homes for under $150,000 and pay pennies on the dollar for fresh fruits, vegetables, and meats. As for healthcare…across the board, healthcare in Mexico costs a quarter to a half of what you’d pay in the U.S.—for treatment by well-trained medical professionals in first-class hospitals and clinics. (In fact, there are few places in Mexico where you’re more than a few hours from a good private hospital.)
Today’s Mexico is largely First-World, with excellent highways, sleek airports, and high-speed telecommunications, as well as first-run films (in English, with Spanish subtitles) and television shows. You’ll find shopping malls and supermarkets, all carrying many familiar products from home.
But you’ll also enjoy a slower, more relaxed pace of life here, where children still play in the streets and neighbors know each other. You’ll find a rich, strong local culture, too, with traditional markets; colorful, indigenous dress; ancient ruins of great civilizations; and regional music, dance, and customs. You’ll find plenty to do and see in Mexico—and the Mexican people, some of the friendliest folks around, will be happy to share it with you.
And thanks to Mexico’s large size and varied geography, you can find whatever climate and lifestyle you want. Like the beach? Mexico has nearly 6,000 miles of coastline, much of it white-sand beach. Choose a totally First-World beach resort like Puerto Vallarta, Cancún, or Los Cabos, where you can enjoy all amenities; small, local beach towns in places like the Yucatán Coast or parts of the Pacific coast; or get totally off the grid along the Costa Maya’s beautiful Caribbean waters.
Prefer mountain vistas and temperate weather? Mexico’s Colonial Highlands could be for you. Charming Spanish-colonial cities like San Miguel de Allende, Querétaro, and a host of others offer sophisticated living amidst centuries-old architecture. Or head south to colonial gems like Oaxaca, with its superb traditional cooking, and to San Cristóbal de las Casas, a temperate-weather city high above the jungles of Chiapas.
So whatever lifestyle you seek, you’ll likely find it in Mexico. No wonder more U.S. expats live in Mexico than in any other country in the world…
Get Your Free Mexico Report Now
Learn more about Mexico and other countries in our daily postcard e-letter. Simply enter your email address below and we'll send you a Free Special Report - Why Millions of Americans Are Moving to Mexico.
This special guide covers real estate, retirement and more in Mexico and is yours free when you sign up for our postcards below.
Get Your Free Report Here
- Population: 116,220,947
- Capital City: Mexico City
- Climate: Varies from arid to tropical
- Time Zone: GMT-8 to -6
- Language: Language
- Country Code: 52
- Location: Mexico borders the Caribbean Sea and the Gulf of Mexico, and the North Pacific Ocean
When workaholics looking to retire in Mexico wonder aloud how they’ll avoid boredom, I don’t know what they’re talking about. Recently, out of curiosity, I checked my local events calendar here in Guanajuato. And just as I’d suspected, there were interesting activities for every single night of the week. And many nights offered more than one option.
Just south of resort and tourist-packed Cancún, Mexico, lies the small town of Puerto Morelos. Although there are a few small resorts and hotels, it’s still a working fishing village, albeit with a sizable expat population. Anthony Chalas had never even heard of Puerto Morelos until he was online with his brother Nick a few years ago. He was helping plan the annual vacation he took with his family. Someplace affordable. Someplace warm and with a nice beach.
The modern vacation mecca has everything needed for a great life, according to the couple. They haven’t felt the need to learn much Spanish, as many of the locals speak English in this tourism oriented area. They say they also don’t need a car. A continuous stream of buses runs along all main routes, offering clean, convenient, and inexpensive access to all areas of the city. Major chain stores such as Costco, Walmart, and Sam’s Club have outlets in Cancún, so shopping is easy and familiar. These days, there are also tons of major brand restaurant chains, along with some great local eateries.
“At the end of a long day, Daisy and I love to visit one of our favorite restaurants,” says Jim Silver of his new life on the Caribbean island of Isla Mujeres, just eight miles offshore from Cancún. “Obviously, living on an island means great seafood, but that’s not all you’ll find.”
“I guess I was just sick of the corporate stuff. I felt like if I didn’t make a move to get something going…it would never happen,” says John Dykes. John and his wife, Mimi, were doing pretty well. They had a nice home in Texas where John was running a large automotive supply store and Mimi had her own staffing agency.
Being neighbors, the Dutch and the Germans have a natural rivalry—especially when it comes to beer. Each nation claims to brew the better pint. So while Germany’s Oktoberfest is better known, Amsterdam also celebrates its impressive beer heritage this October with the Bokbier Festival, a month-long celebration. Over 12,000 visitors will descend upon the Dutch city to sample more than 50 types of beer on tap.
For Kim Nowak, having two homes on opposite ends of North America is completely normal. “I’m a snowbird and it’s the perfect lifestyle for me,” she says. “I’ve been doing it so long that I can’t imagine my life in any other way.”
There’s a situation right now worth your attention south of the U.S. in Mexico. Mexico is set to become a developed country in the coming decades. You can benefit most from this economic transformation in the beach city of Playa del Carmen. The strategy? Buy best-in-class real estate, particularly the type of real estate that will appeal to the mobile entrepreneurs and young, new, upper middle-class families that are moving there.
I’m on a terrace, shaded from the bright midday sun by an overhanging palm frond roof. On the plate in front of me: three fish tacos—tortillas filled with fried filets and a coleslaw seasoned with lime and chili. From my perch I can see the tidy town square below where a few locals have claimed patches of shade to stop and chat. School kids in uniform scurry across the plaza in groups. And looking the other way I can just glimpse a sliver of the blue Caribbean between buildings. The sea breeze is light…but enough to cut the tropical heat.
I’m never making chiles rellenos again. Note: I didn’t say I’d never eat chiles rellenos again, because I will. I love them. But they’re messy to make. And ever since I realized that I can buy home-cooked ones in my local market in Mexico for just 10 pesos apiece—that’s about 63 cents—and take them home to eat, my kitchen stays clean.
According to the latest figures from the U.S. Social Security Administration, U.S. retirees overseas received more than $3 billion in social security payments in 2013. That number shows an increase of $160 million since 2012—and has nearly doubled since 2013. In total, 373,224 U.S. retirees received their social security payments as residents of a foreign country in 2013. Europe is home to the most U.S. retirees drawing their social security payments abroad (154,238), followed by Canada and Mexico (95,767), and Asia (70,586).
“I knew within 24 hours that this was the place for me,” says 45-year-old Mona Primlani, who left Washington, DC, three years ago to settle in Guanajuato, in Mexico’s Colonial Highlands. “When I got here, I saw this place had everything I wanted, and then some.”
Mexico is set to become a developed country in the coming decades. We can benefit most from this economic transformation in the beach city of Playa del Carmen. Playa del Carmen, a veritable boom town today, is already a well-recognized name among tourists. But today it’s becoming something more than just a hot spot for travelers.
Everyone likes to complain about inﬂation, right? But I have news for you: There are big changes afoot that are going to make many of the things you buy not more expensive, but less. Crude oil now threatens to test its price low of 2009. But oil isn’t the only commodity under pressure. Coffee is down more than 40% since its recent peak in October of last year. You know what’s doing nearly as badly as coffee? Copper. Copper has broken not one, but two important lines of support. In July, Goldman Sachs slashed its price target for copper in 2016 by 44%. In fact, all industrial metals are doing poorly. I’m talking copper, aluminum, tin, nickel, iron.
“At the end of a long day, Daisy and I love to visit one of our favorite restaurants,” says Jim Silver of his new life on the Caribbean island of Isla Mujeres, just eight miles offshore from Cancún. “The hard part is selecting which one. Most folks don’t think of Isla Mujeres as a foodie paradise, but it is. Obviously, living on an island means great seafood, but that’s not all you’ll ﬁnd.”
Time has slowed. I’m squinting from the midday sun. The low roar of gentle waves lapping the white-sand shores all along the three mile-long bay mixes with the calls of seabirds. On the horizon, breakers foam over the reef, contrasting with the vivid turquoise sea. It’s hypnotic…a nearly out-of-body experience. Tulúm, a community of around 30,000 people on the south end of Mexico’s Riviera Maya, tends to have that effect on people. It’s the type of place where vacationers fall in love and the next time they return it’s for good.
For millions of folks, golf satisfies something in the soul: hitting that one pure shot…breathing fresh air…and walking an immaculate course…the fast friendships forged on the fairway (and in the clubhouse bar). The game we know today has its origins in Scotland in the 15th century. popularized by British royalty, it soon spread throughout Europe and beyond.
On my first trip to Granada, Nicaragua several years ago, I stopped in a small bookshop in the historic colonial quarter, just a few blocks from the main square. It was evident the owner—an expat from California—was a lover of literature. Classics…science fiction…travelogues…histories…and more lined the shelves. As I chatted to him, it emerged that he got started when he was just passing through Granada and, looking to make a bit of extra travel money…he laid books out on a blanket on the street to sell.
After a long career in the restaurant industry in New York and New Jersey, Anthony Chalas was ready for a change. He wanted his own place, where he could fulfill his vision of a seaside restaurant serving Greek food. And he found it on Mexico’s Riviera Maya, in the sleepy fishing village and expat haven of Puerto Morelos. His restaurant, La Sirena, sits on the town square, just across the street from a white-sand beach. Set on the second floor, it allows diners to see the vivid blue sea from the eatery’s open-air deck
Sipping wine sitting on the deck of his 36-foot cabin cruiser, Fish Trap, John Pasnau takes a slow deep breath of clean, salt air and reflects on his new life. He and his wife, Valerie, are getting ready to cast off for a short cruise to watch another Caribbean sunset along the Riviera Maya. “Retiring to Mexico almost a year ago was probably the best decision I’ve ever made…except for asking Valerie to marry me,” he says.
Six years ago, my husband, Jose Luis, and I wondered what the future would hold and where we could live affordably once we reached 60. We had set up and run restaurants from Miami to New Hampshire and from St. Petersburg to Las Vegas and we were ready for a break. When we found Playa del Carmen on the Mexican Caribbean, it surpassed all our dreams…beaches that stretched for miles, a perfect climate year-round, and the opportunity to invest and run a business.
Sitting down to write at the brightly-colored Mexican tile table on my patio, I let my eyes rest on the back garden… giant ferns…red geraniums in glazed green urns…and a stone fountain where goldfish swim and lilies bloom. The front garden is just as luxurious, with sweet-smelling jasmine climbing the wall and a central fountain providing night music.
Every day, I take a break from work around 1 p.m. I grab the leash, shoo the dogs out the door, pop in my headphones, and spend 45 minutes listening to NPR as I walk through the park. Some days I stop for a taco on the way home. I often pause to chat with my neighbors. I live in Mexico City, famed for its chaotic sidewalks, ruthless traffic, and millions of inhabitants. But as a freelancer in a cozy neighborhood just outside of the Centro Historico, I barely notice the hustle and bustle as I take my time.
Playing with language should be enjoyable. After all, it’s a hobby not a chore. And that’s exactly how I approach teaching Spanish. You can dabble in it or get serious about it but you should always be enjoying yourself. For instance, I paint pictures in my spare time, but I don’t want to go to art school and become a renowned artist. I just want to dabble with my paints for the pleasure of it.
Swimming with endangered green sea turtles in Akumal, strolling the cobblestone shopping district in Playa del Carmen, exploring cenotes or ancient Maya ruins or just lazing in a hammock…this is my life today. But it’s a far cry from where my husband Don and I were back in 2008. In the wake of the financial collapse and the deep recession that followed, our comfortable existence was completely upended. At an age when we expected we could begin to slow down, we found ourselves starting over in a very inhospitable economy. Add to that Don’s second heart attack and the loss of his health insurance when his job disappeared, and you have a recipe for real desperation.
If you’re looking for a life filled with stunning beaches, rich culture, excellent food, and a laidback lifestyle, we have the ideal place for you—and you don’t have to look far. Within close proximity to the U.S., visits from loved ones or popping back home is simple and affordable from Mexico. You can even drive here.
The narrow lane spills onto a magnificent square. A group of young musicians fills the twilight with melodies. All around you are stunning buildings dating back centuries. And yet the people relaxing here and walking through these ancient streets are very much 21st century: students with books and laptops in hand. Folks from all over are enjoying evening drinks or dining on café terraces. Talk is of the art expo the town is putting on…an upcoming concert…or the latest news or trends…
It wasn’t until Tina Frewer suffered a serious health issue that she discovered how good the medical care was in Mérida, a city of nearly one million people on the western side of Mexico’s Yucatán Peninsula. After receiving excellent care at Star Médica, one of two top-rated hospitals in Mérida, and attention from the area’s top specialists, Tina was inspired. Why not help medical tourists who come to Mexico for low-cost, high-quality surgeries and dental care navigate the city and the system? As a patient advocate/medical tourism concierge, Tina now connects expat patients with doctors and healthcare facilities through her business, HealthItinerary.
We enjoy the beach when we have time,” says Joseph Ader of his new life on Mexico’s Riviera Maya. “I love what I do. And I love the climate here. It’s very similar to Florida, which is one of the biggest producers of ﬁsh for food and the hobby trade. That’s one of the reasons it’s such a good business here.” As a kid growing up in Pennsylvania, Joseph helped his grandmother with her tropical ﬁsh aquariums, not realizing he was setting himself up for his future career.
I enjoyed my 18 years working as a veterinarian. It was a stressful, demanding, but very rewarding career helping animals and their humans. The down side was that I had to be at a certain place, at a certain time, on a very regular schedule. Now, I live in Mexico and work on my own time. Over the past year I have lived in two different cities in Mexico…one in Guatemala…and visited every country in Central America. I was able to spend as long as I wanted getting to know the places that I had become interested in over the years.
I lost my job due to the recession. I worked for a bank, and when they decided to “right size” the organization, my job was eliminated. Fortunately my husband, Ron, and I had been researching ways to work from home so we could one day realize our dream of traveling the world. I had familiarized myself with my freelance options and we had already taken an exploratory trip to Ecuador.
Neither Yvonne nor Michael Bauche qualiﬁed for a pension in Canada. And so the adventurous duo decided to embark on a round-the-world trip that has seen them visit Belize, Guatemala, Honduras, Portugal, Italy, France, and the Caribbean. “We cut our expenses in half,” says Yvonne of their new life on the road. “Running two cars, paying for electricity, gas, phone, cell phone, internet, food, and eating out used to cost us almost $4,000 a month. Our average expenditure is now about $2,000, and we live and play very well on that.”
You’ll enjoy some of Mexico’s ﬁnest quality of living for a fraction of what you’d pay in the U.S. or Canada. All told, a couple can comfortably call this paradise home for around $2,500 to $3,000 a month. Simple meals in local restaurants will run you $5 or less. One of my favorites, ﬁsh tacos, can be had for $1.50 each in the no-frills beach restaurants. And in stores, you can expect to pay prices similar to those in the U.S. for imported foods, but fresh produce is a bargain…try a pound of tomatoes for 65 cents or two pounds of fresh fruit like mango for $1. There are big savings on property taxes and healthcare, too. And where else can you enjoy life in a two-bedroom condo a stone’s-throw from the beach, in a premier beach town, for under $700 a month rent?
Narrowing down the best beaches in Mexico is no easy task. With nearly 6,000 miles of coastline, Mexico is home to many gorgeous beaches. But if you ask Mexicophiles which are the best beaches in Mexico, opinions will differ. Beauty, ambience, affordability, and wave quality are all taken into consideration when deciding which beaches in Mexico can be called the best. It all depends what you’re looking for… Here are four very personal choices, in no particular order, and why they make the grade.
On the southern end of Mexico’s Riviera Maya is the up-and-coming expat destination of Tulúm. This small but lively beach community offers a warm tropical climate year-round, as well as white-sand beaches and vibrant turquoise Caribbean waters. Good value condos and homes means retirees and other expats live by the beach for less. And an active expat community, great restaurants, and plenty of modern amenities and services make for a great lifestyle.
Mexico’s Yucatán Peninsula has a lot more to offer visitors than just sun and sand. As well as miles of pristine beaches and Cancún’s modern conveniences, the region is dotted with cenotes (underground lakes formed from limestone sinkholes): portals into the mysterious Maya underworld. This part of Mexico is also home to some of the last remnants of Maya culture in the country. And with the Mayan Nature Experience Cenote Tour, from the Layla Guesthouse in the beach town of Puerto Morelos, you can now experience all of this. This intimate tour yielded memories worth far more than the 900 pesos (about $60 dollars) I paid for it.
Log in to read the full article Sign in to access your subscriptions and subscriber-only content. Username Password Log In Lost Your Password?
I used to dream of the benefits of traveling or living abroad. So I looked hard until I discovered a way to make it happen. A way that I know can work for anyone. It’s certainly worked for me. Just last week I was on Mexico’s Riviera Maya savoring the iridescent, blue waters, and endless sandy beaches. I often travel to immaculate colonial towns like San Miguel de Allende where festivals, holidays and celebrations seem a daily occurrence and the summers are cool and fresh. The sooner you start earning a portable income, the sooner you can realize whatever your own dream is and benefit from the lower cost of living, lower stress, and wonder of immersing yourself in a new culture.
I grew up on a ranch in Winslow, Arizona, with Spanish all around me. I absorbed it by osmosis and used it on my first South American adventure…to Argentina. I loved Spanish but it was only when I traveled to Argentina that I discovered I loved teaching. A doctor friend there asked me to help him with his English. We made so much progress that I was soon teaching his friends. And that was the start of my language-teaching career.
At home, prices are rising. It costs more to put gas in the car, buy groceries, and pay for health insurance. At the same time, retirement savings eroded in the market downturn. If you’re looking overseas for a low-cost alternative to an uncertain retirement at home, there’s good news. You can ﬁnd it in places that offer not just “cheap” living, but a whole basketful of beneﬁts, too—places where a mild spring-like climate is yours all year round…beaches are of powder-white sand…snow-capped mountains soar above colonial towns…and your costs could be as low as $1,000 a month.