There’s never been a smarter time to explore, and take advantage of the good-value living and investing on offer beyond U.S. borders.

It’s easier than ever to get from one place to another. And keeping in touch from afar has never been easier or more affordable, either.

When you move overseas you can enjoy the freedom, the good-value living, and the adventure waiting for you. In the articles below, read advice from IL’s editors as well as expats all over the world and learn more about traveling, relocating, buying property and retirement in some of the best retirement destinations in the world today.


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How to “Leverage” Your House Back Home When You Go Overseas

If you retire overseas, owning a home back in North America can be a huge asset. If you want to live abroad only part-time (as a snowbird, for instance), it gives you somewhere to stay when the weather back home improves. Or you may simply want a place to return to on occasional trips. Better yet, that place back home can generate a respectable income if you rent it out while you’re gone, whether you’re away for good or just for a few months each year. This can be a great way to earn some cash on the side—funds that can go even further if you’re living in a low-cost country like Panama or Ecuador.


The Five Best Up-and-Coming Beach Towns for Retirees (Part Three)

With its light-brown beaches, prominent white lighthouse, and whitewashed seaside homes, it could be a U.S. Atlantic-coast beach town 60 years ago. If it weren’t for the Spanish-speaking locals, modern cars, and surfers paddling out on modern boards, you might be convinced you’ve been transported back in time. But this place exists today—just in a different country in a different hemisphere. You’re in La Paloma, Uruguay’s up-and-coming beach resort, home to fine food, good fishing, great waves, and vast tracts of pristine sand for you to enjoy.


10 Reasons to Live in Uruguay

Are you searching for beautiful beaches, four distinct seasons, affordable real estate, and quality healthcare at a reasonable cost? It may seem like a lot to ask for, but here at International Living we have just the place for you. This Latin American country also has the fastest and cheapest internet around. And it’s one of the freest countries on our beat, a place where residence is easy to get, your financial privacy is respected, and taxes are low…


Banking and Social Security When You Move Overseas

“It’s easy to get your Social Security benefits abroad if you wish,” says IL Mexico Editor Glynna Prentice. “Arguably the easiest way to get them abroad is by electronic transfer to your local foreign bank account in the foreign country. However, “not all foreign banks will accept direct deposits of U.S. Social Security checks, so if you want your Social Security delivered to a local bank, make sure to choose one that does,” says Dan Prescher.


The 5 Best Expat Hangouts in Costa Rica

Costa Rica has a lot going for it: lower cost of living, top notch medical care for a fraction of the cost of the U.S., bargain real estate, warm weather year-round, natural beauty, tremendous biodiversity, modern conveniences…the list goes on. It’s enough to make you fall in love with this small Central American country.


All the Luxuries Without the Hefty Price Tag in Laidback Penang

Island time, Penang time. It’s very different from time anywhere else. I have a smartphone but it works differently for me here in Malaysia. Before I moved here, it was a hip thing to have, and if I didn’t answer emails a nanosecond after receiving them I would get a call asking me why. Here, my phone is a device that connects me to people.


Gun Laws in Three Expat Destinations

Whatever your personal opinion on gun ownership in the United States, there’s no denying that millions of U.S. residents feel a great fondness for their firearms. So it should come as no surprise that many aspiring expats want to bring their guns with them to their new home. While it’s possible in some places, be prepared for a lot more red tape and tighter controls than you typically face in the States. Bear in mind that gun laws are liable to change, so you need to do your due diligence if you plan to import or buy a gun overseas.

Page 17    Santa Fe, Panama    Credit Hugo Ghiara

In Santa Fe, Panama, $1,500 a Month is “More Than Plenty”

From our porch we can see down to the river, where we have our own little private beach and swimming hole,” says Albuquerque native Bob Caragol of his and his wife Irma’s new home. “We just fell in love with the area. There’s no crime and no pollution, and my asthma symptoms improved immediately.” Their story is typical of expats living in the scenic mountain town of Santa Fe, located in Veraguas province in west-central Panama.

France Beach

Retire in France for Under $3,000

“You live in France? Oh, you’re so lucky. I wish I could live in France.” Ever since I moved to Paris over 14 years ago, I’ve heard variations of these three phrases hundreds of times. Often the phrases are said lightly and I know the speaker has no strong desire or intention to move to France; it’s simply another way of saying that they really like France.


A Sunny Snowbird Lifestyle For $1,500 a Month

“I like the way things are now, and with family and a new grandson in Canada, the snowbird lifestyle works great.” When not embracing family life to the full, Kim gets to savor the many joys Playa has to offer. “I absolutely love Playa del Carmen,” Kim says of her winter home. “The beaches are world-class and the water sports are unlimited, with snorkeling, scuba, fishing, paddle boarding, surfing, boating, swimming, and just floating in the gorgeous tropical waters.” And it’s not only sun, sand, and sea that keep her coming back. It’s also the friends she’s built up over many winters here.


Embracing New Adventures and Income in Ecuador

Donna McNichol says that moving to Cuenca, Ecuador, has been a grand adventure. But the truth is, the move to Ecuador is just the latest in a series of adventures… “After being widowed at age 58,” Donna says, “I spent part of a year traveling the U.S. on my motorcycle, covering 42 states and riding 27,000 miles alone. In another two years I sold everything I owned, bought a used Class C motorhome and started traveling full-time.”


My Time is My Own in This “City of Eternal Spring”

Before moving overseas, I spent 23 years working as an attorney specializing in litigation. My life was full of angry people and I was required to keep track of every minute of my day so my firm could bill the clients. I was basically living at the courthouse, and had very little time to relax or live my life. Then there was years of bitter cold and extreme snowfalls each winter in Northern Illinois.


I Happily Left Stress and a Frantic Pace of Life in the U.S.

During a recent visit with family in the States I was playing with one of my granddaughters who is just learning to talk. We had several activities going at once in the playroom and I told her we were multitasking. She replied, “Yes, we are monkey-tasking.” This malapropism stuck with me because it so innocently describes how our “monkey brain” works away when we have a lot going on.


Buy in France’s Valley of the Kings For $95,000

I’m at Fontevraud Abbey in France’s Loire Valley, gazing at the face of a man who left this world over 800 years ago. Fontevraud was the final resting place of Richard the Lionheart—or at least most of him. Arguably the most famous of England’s Plantagenet rulers, the crusader king died in 1199. If his reclining effigy is a true likeness, he was a handsome brute.


Why I Enjoy Doing Nothing as an Expat

You can do nothing anywhere. But it takes a special place to make doing nothing a real treat. My wife, Suzan, and I live in the mountains of northern Ecuador. It’s so easy to do nothing here that it’s almost a form of meditation.


Sailing into Retirement on Caribbean Island

Ann and Lew Tucker, from outside Albany, New York, now invite everyone into their brand-new home on the Caribbean island of Roatán. From here they can relax on the upstairs patio and watch the boats float by, admiring the sunset over the Caribbean. Meanwhile, the gorgeous scent of orchids wafts up from the garden below. The place they now call home is a Cape Cod-style cottage on the hillside of a popular neighborhood in West Bay. But this is a relatively recent development. For nearly two decades, they’ve been sailing around the world together.


Managing Your Money When You Retire Overseas

If the lure of a better life overseas is strong, but you’re worried about the logistics of managing your money in a foreign locale, take heart. It’s not as complicated as you may fear. Bank accounts…Social Security…credit cards…exchange rates…our team of expat experts weighs in here with lessons learned and real-world guidance to help you manage your money abroad with confidence and ease.


Mountains, Beaches and Vibrant Cities—Panama Has it All (Part One)

The sun peeks out from behind a fluffy white cloud as I hop out of the motorboat and wade to shore. The bright rays alter the scenery. The water goes from a soft baby blue to an almost fluorescent turquoise, and the sand is a dazzling white. I didn’t have to fly halfway across the world or empty my pocketbook to get to paradise. My round-trip ticket from Panama City to Contadora Island was only $90. Meals are between $6 and $20 a person. Sipping tropical drinks and watching yachts drift by, I find it hard to believe I’m just a 20-minute flight from a bustling metropolis.


Mountains, Beaches and Vibrant Cities—Panama Has it All (Part Two)

The highlands in the breadbasket province of Chiriquí attract expats from around the globe. Boquete and Volcán are favored destinations here, with temperatures ranging from about 65 F to 86 F. Folks are drawn to the perfect climate, with plenty of sunshine despite frequent afternoon showers.


Mountains, Beaches and Vibrant Cities—Panama Has it All (Part Three)

Though Panama is tropical, there are some drier areas along the Pacific coast. The Coronado region, an hour west of Panama City, is known as the Dry Arc or Arco Seco. This dry swath stretches all the way to Pedasí on the Azuero Peninsula. The region gets 40 to 60 inches of rain a year, whereas Panama’s Caribbean coast usually gets over 120.


Easy Ways to Fund Your Life Overseas

In many great-value places overseas, a couple can live comfortably on less than $2,000 a month. It means that instead of pinching pennies, you can relax, travel, eat out, and lower your stress level. Your quality of life increases, even though you’re spending less.

Fund Your Life Overseas

Home Comforts That Fit in Your Pocket

Advances in the internet have changed so much about living or working abroad. My wife, Suzan, and I have seen it happen before our eyes. When we first moved abroad in 2001, “instant” messaging was just taking off. If you could get a decent internet connection (which was a much bigger “if” back then than now) you could type a message to someone and get a reply in just a minute or two…which was pretty much “instant” at the time. It was truly amazing for us and for our family and friends back home.


Living Well on $1,000 a Month—The Good Life in Peru

You walk out of a gleaming new shopping mall, where you’ve just caught the latest Hollywood release in English and enjoyed a Starbuck’s coffee. You catch a taxi and head toward the edge of town. In less than 10 minutes your taxi stops, as a woman in traditional Andean dress—a skirt, short jacket, and multi-colored wool shawl—guides her small flock of hesitant sheep safely across the road.

“Why I Started International Living”

We began International Living as a dream. Now it is a reality, not just for us but for thousands of people. I’ve met hundreds of them myself. And never have I met one who regretted it. But let’s back up. When I launched International Living in 1980, I really didn’t know much about living overseas…and barely anything about living at all. I was only 32 years old. What I thought I knew back then came mostly from reading…and from my junior year abroad, which was spent in Paris in 1969.

Lake Arenal

A Growing Expat Community and Affordable Living in Lake-Side Costa Rica

As I came over the last hill on the road from Tilaran, a small town about 10 minutes from the shore of Lake Arenal, I could see what makes Arenal so special. The stunning lake vistas opened up before me… Most of the land here is forest, pasture, or farm—split by rivers, streams, and rocky waterfalls…natural and unspoiled. And it has that small-town feel, where strangers say “Buenas tardes” as you walk through town or wave if you drive by.


Get the Most From Your Dollar When You Move Overseas

There is no question that retiring to the right place can dramatically and automatically cut your overall cost of living. Just think about your own monthly budget without the costs of heating, air conditioning, and vehicle maintenance and insurance. Those costs come right off the top of your budget if you relocate to a place with a year-round temperate climate and a good mass-transit system. I know, because I live in just such a place. And it’s wonderful.


Romantic Europe for Under $150,000

A cobbled square, an outdoor café, a sky full of stars. Vincent van Gogh’s Café Terrace At Night is laden with the romance of place—I always want to step into the picture and sit at one of the tables…drink a glass or two of wine…join the patrons in idle conversation. Van Gogh painted the picture during his time in Arles—a small city in Provence in the sunny south of France.


Safety and Security Living Abroad

The 24-hour media machine fuels this “fear of elsewhere.” Footage of revolutions in the streets and masked gunmen stalking the jungle makes for good TV. Footage of people peacefully and cheerfully going to the market, relaxing on their porch of an evening, and doing the sorts of things normal daily life brings, well, that’s not going to attract the TV news crews, is it?


The Five Best University Towns in the World for Retirees

The narrow lane spills onto a magnificent square. A group of young musicians fills the twilight with melodies. All around you are stunning buildings dating back centuries. And yet the people relaxing here and walking through these ancient streets are very much 21st century: students with books and laptops in hand. Folks from all over are enjoying evening drinks or dining on café terraces. Talk is of the art expo the town is putting on…an upcoming concert…or the latest news or trends…


Wellness Resort in Roatán Lead to a New Tropical Island Life

Every morning Barbara Wastart rises to another glorious tranquil day, surrounded by fruit trees, coconut palms, and exotic tropical birds. As she looks out from her hilltop home, she takes in the spectacular view of the turquoise Caribbean bay below. A fleet of kayaks, and a pontoon boat, are tied to her private dock. A quick paddle through the mangrove forest and she can tie up to a private buoy near the barrier reef, and snorkel in the crystal clear waters abundant with fish, rays, and coral.


The Expert’s View: How Much to Budget to Live in Costa Rica

When considering a place to retire abroad, there are many factors to keep in mind. The availability of good health and dental care, safety, climate, the price of real estate, the “vibe”… Costa Rica ticks all those boxes (Stayed tuned for more on its dental care in your Daily Postcard tomorrow). It’s a naturally beautiful country to boot with an established expat community and a stable government.


Five Places to Live in Belize; Two to Avoid

The English-speaking island of Belize has a lot going for it. For a tiny country, it packs a big wallop when it comes to charm and scenery. For the would-be expat—especially if you’re looking for real value—there are many areas deserving of your attention. Places where you can live the laid-back, Caribbean lifestyle of your dreams.


The Retiree Program That Can Save You Thousands

Toward the southern end of Belize, you’ll find a 17-mile-long peninsula that has become a center of expat activity and tourism in recent years. Developments and homes can be found up and down its length, as can beautiful beaches and views of the blue Caribbean. But Placencia Village, the walkable community at the peninsula’s far southern tip, is where Paul Petit and his wife Gail decided to settle.


The Easiest Way to Get a Colombian Visa

Applying for a Colombian visa used to be an ordeal. It was difficult to find correct visa information online—particularly on government websites—and even harder to find the needed forms. Today it’s easy, thanks to Colombia’s revamping of its visa and immigration system, complete with modern facilities and up-to-date online information—even in English.


What You Need to know About Taxes When you Retire Abroad

For U.S. citizens looking to retire overseas, one of the main concerns is their tax obligations. How will the big move affect the taxes they have to pay? And will they still be able to access their retirement income overseas without difficulty? By and large, these issues are more straightforward than you might expect.


A Nomadic Retirement is Easier Than Ever

Back in 2001, my wife and I decided to leave the cold climate of Nebraska behind and embark on an epic adventure to find our perfect retirement destination. We traveled to several different countries in search of our dream home, creating incredible memories in the process and opening our eyes to the immense possibilities that living abroad has to offer. On our travels, we enjoyed new food, new locations, made new friends, and lived the kind of happy, healthy retirement few could dream of just a few short decades ago.


The Five Reasons We Love Costa Rica

Two years ago, after leaving our careers and selling most of everything we owned, my wife and I retired early to Costa Rica. Our life in Dallas, Texas was busy and stressful. After looking at our options, we chose to move to a foreign country, to live more simply and have time to pursue our passions. We found Costa Rica had many benefits that made it stand out. Those benefits that brought us here are the same reasons we’ve stayed…


Choose a Life That Makes You Happy in Costa Rica

When we lived in the U.S. my husband, Paul, and I both worked 40+ hour weeks and, like most folks, were busy after work and on weekends doing all the “stuff” of life—laundry, grocery shopping, cleaning, and running errands. Now that we are retired and living in Costa Rica, we are only as busy as we choose to be. We’re still busy, but in a different way. First off, we can do those things anytime, usually during daylight hours. And secondly, things usually take longer here than it would in the U.S.—there isn’t such a thing as one-stop-shopping. But that’s okay. Part of the fun is the hunt for what we need. We weren’t necessarily looking for easier…we wanted different.


The Climate in Cuenca

Our daughter in New Jersey hasn’t seen her yard for months because it’s covered with snow. Our son in North Carolina finished raking leaves a while back just in time to get out the overcoats in preparation for the frigid weather ahead. My wife Cynthia and I, we’re weather junkies, who like the climate to be perfect…not too hot and not too cold… The thermometer was already getting close to 100 degrees when we left Las Vegas for Cuenca, Ecuador almost five years ago. We’d had enough of that scorching heat—as well as the humidity and chilly winters in the southeast where we previously lived…


Paradise in Ecuador for Pennies on the Dollar

“I feel like it’s a real gift to be here,” says Vilcabamba expat Jeff Hutner. It’s a sentiment I have heard echoed time and again from expats in this part of Ecuador. What’s so enthralling about this little highland town just north of the Peruvian border? Well, for Jeff and his wife Jamie, it’s the ability to afford a quality life surrounded by beauty. Nestled into a warm valley ringed by high Andean peaks, the town of Vilcabamba leaves little to be desired. The warm (but not steamy) year-round weather is perfect for plant life. Trees with surfboard-sized fronds stand watch over neon flowers and creeping vines. Crystalline rivers tumble through the valley and there are plenty of hiking trails crisscrossing the slopes.

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Your Chance to Retire Overseas Now

Sign up for our free daily Postcard e-letter and we'll immediately send you a FREE RESEARCH REPORT on the most desirable —and cheapest— retirement havens available to you today.

Each day you'll learn about the best places to retire, travel, buy real estate and enjoy life overseas.

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We Value Your Privacy.