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This is Why People are Moving to Ecuador

I can’t give you one good reason why Americans and Canadians are coming in droves to Ecuador…because there are dozens of very good reasons. There are so many that I can’t list them all here…but based on a recent trip there, I can tell you what some of the best reasons to live in Ecuador are.

English-speaking Malta is an easy place to integrate into the community.

Best Places to Retire Overseas Where it’s Easy to Integrate

Integration into your new community is very important. When you move overseas, you want to know that you will be accepted into the community and make new friends quickly, which will in turn make the transition between countries and cultures easier.

retirement in Panama

Best Places to Retire Overseas and Get Retiree Discounts

From special discounts to front-of-line privileges, the respect for elderly citizens and residents shines through in these three countries, ranked best in the world for retiree benefits in International Living’s Annual Global Retirement Index 2014.

You can get a 25% discount on airline tickets in Panama as part of  the Pensionado program.

The Best Places to Retire Overseas and Get Discounted Airfare

When moving overseas you may be worried about seeing your family back home or saving your money to get to the U.S. when you need to. However some countries offer discounted airfare to retirees—which will lower your travel costs.

Uruguay enjoys four distinct seasons including a warm summer.

Best Places to Retire Overseas and Escape to a Better Climate

Tired of shoveling snow, braving the torrential rain or wrapping up against the bitter cold? If so, check out these top three places to retire for a better climate as ranked in International Living’s Annual Global Retirement Index 2014. With a perfect score of 100 and for the second year in a row, Ecuador comes out top in the Climate category and is the overall runner up in this year’s Global Retirement Index. Lying directly on the equator, it enjoys 12 hours of direct equatorial daylight 365 days a year.

For the fifth year in a row, Ecuador has ranked number one for great value property.

The Best Places to Buy Real Estate When You Retire Overseas

Whether you are looking for a home on the coast, on an island or in a colonial city, these three countries have the best value real estate. If your dream home includes a pool, a big back yard in which to swing from a hammock in the sun, a place close to the beach where you can snorkel, relax with a good book or watch the sunset…rest assured, you can have it—because your real estate dollar stretches further overseas. You can buy a superior property in a better location for the same amount or less than you would spend on a home in the U.S.

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Panama: The World’s Best Retirement Haven in 2014

I’ve lived in Panama for the past eight years and the country has always been a winner in my book. International Living ranked Panama the best retirement destination in the world well before the mainstream press caught on. In fact, it took the number one spot in IL’s Annual Global Retirement Index not once or even twice, but seven times in a row. This year, it takes the top spot again in the Index as the best place in the world to retire.

Penang, a cultural melting pot, is a great place to move to with children. 
© mellsva - Fotolia.com

Best Places to Retire Overseas For Families

We all dream of giving up the rat race, packing our belongings, and moving some where warm and sunny, but why wait until you retire? Moving overseas can be a big decision, even bigger when you have children—but the benefits that make living abroad a good thing for adults are similar to those that make it a good thing for kids. A lower cost of living, healthier lifestyle, varied life and cultural experiences…they all benefit your child’s life in some way. Here are some of the best places to retire for families.

Best Places To Retire Overseas And Slash Your Cost Of Living

Best Places to Retire Overseas and Slash Your Cost of Living

A low cost of living is one of the most important factors for retirees who move overseas. You can live a richer life overseas, probably for what you’re currently spending at home (or even less). Here are some of the top places where the cost of living is low, and the quality of life is high, according to International Living’s Annual Global Retirement Index 2014.

Ellen and John sold  their house in Florida and are now thriving in Coronado, Panama.

How to Survive a Retirement Crisis

Are you sick of the rat race? You know the routine…get up, shower, have breakfast, leave the house, get stuck in traffic, put in long hours at the office. Get home, go to bed and do it all again tomorrow. Are you ready for retirement…but looking at your savings you know retirement is out of the question? Here’s how to survive a retirement crisis. You can live a richer lifestyle for less overseas. Many expat couples can live a very comfortable life on a budget of between $1,500 and $2,000 a month…

You could buy a beachfront property on Caye Caulker, Belize for much less than it would cost you in the U.S.

What Costs Less Overseas When You Retire?

When you move overseas, most things cost less. Health care is cheaper, beachfront property is cheaper and flights are cheaper when you qualify for a retiree program. You can even enjoy a symphony performance for far less than in the U.S., and have a better quality of life for less. Here is a list of five items that are cheaper overseas.

Belize is a great place to explore nature.

5 Quick Questions Everyone Should Answer Before Moving Overseas

There are many benefits to moving overseas: the weather is better, your quality of life will improve and you will always have something to do. Here are a few quick questions that you should ask yourself before moving overseas. 1. What type of weather do you like? If you don’t like the snow then you should…

People have been retiring to places like Lake Arenal, in Costa Rica for decades.

In Pictures: Why Costa Rica is the Ideal Place to Retire

Costa Rica has been a top retirement destination for more than three decades. An estimated 20,000 North Americans call it home today (more if you count part-timers and “snowbirds” who come for North American winters). And it continues to be a favorite of retirees for the same reasons it always has been: low cost of living; ideal climate; natural beauty; a stable government; friendly locals; safety; easy residency requirements; and bargain real estate.

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In Pictures: The Top Five Places to Live in Panama

Panama has always been a top choice for retirees due to its tropical climate and many English-speaking locals. If you are considering retiring overseas, Panama should be high on your radar.Panama has a low cost of living and great retiree benefits. Here are our top five places to live in Panama.

sliema-malta

Three Great English Speaking Islands

Living on an island conjures up images of white sandy beaches, sparkling blue water and no rush hour traffic.We all dream of one day retiring to a tropical paradise, buying a second home in a quaint beach town where its summer all year round, or relocating our lives to an island in the sun. But it can be more than just a dream…your tropical island or beach life can be a reality. There are tropical destinations around the world where you can be by the beach…

Placencia is one of Belize's most desirable locations.

Five Top Places in Belize Where Expats are Moving

There are a lot of reasons you might want to be in Belize right now… For a tiny little country (only about the size of Massachusetts), it has much to offer, especially when it comes to scenery. Turquoise waters and white, silky sand beaches… Fertile farmland… Rolling hillsides dotted with pine forests… Amazing Maya ruins…

The unspoiled countryside of Italy is just one reason you should consider retiring here.

Retiring in Italy: Enjoy La Dolce Vita

In a recent survey, International Living asked readers which country they preferred between Italy and France. 43% more of our readers chose Italy as their ideal destination. Voters revealed that they love “the character of the people and their dolce vita lifestyle.” One voter even admitted that “it provides the serenity that I crave. ”

The Pensionado Program in Panama gives you discounts on everything from health care to entertainment, stretching your 401K further.

Living Overseas on Your 401K

According to Fidelity Investments in 2012, those aged 55 and older had an average balance of $143,300 in their 401k account. But is this enough to retire on? Maybe not in the U.S., but retiring overseas can be much more affordable than retiring in the U.S.

There are many benefits to permanent residence in Panama, where you can live by the beach and enjoy views like this.

The Benefits of Obtaining Permanent Residence in Panama

Panama has numerous different options that provide great benefits when it comes to securing residence in this tropical paradise. When it comes to the “Special Benefits of Retirees,” Panama does more for both its local and foreign retirees than any other country on the IL radar.

Property is affordable in Ecuador compared to the U.S. and Europe.

The Top Three Best Places to Retire Overseas to Buy Real Estate

Buying real estate overseas is different in each country as they all have their own laws and rules to abide by. But once you have an in-country attorney the process should be straightforward. In International Living’s annual Global Retirement Index 2013 we took real estate into consideration when coming up with the best places to retire overseas.

There are many different types of residency visas available in Uruguay.

Getting Your Residence in Uruguay

To apply for residence in Uruguay you must be in the country, this is perfect for those that try out the country and decide to stay. Uruguay’s Dirección Nacional de Migración (DNM, or Immigration) is the government office that deals with residence matters. The complete process for obtaining permanent residence takes 12 and 24 months in addition to the time it takes to obtain the necessary documents.

Panama has the best special benefits for retirees in the world.

The Top Two Best Places to Retire Overseas and Claim Special Retiree Benefits

Many countries overseas provide retirees with special benefits, but the two that have taken the top spots in our Annual Global Retirement Index 2013 really take care of their retirees. For retiree benefits, Panama holds top place, as our Panama editor, Jessica Ramesch reports in this year’s Retirement Index.

Some simple strategies could salvage your retirement to places like Vilcabamba, Ecuador.

Top Strategies for Retirement Abroad

Many who were on the fast track to retirement have now seen their retirement savings depleted and their plans sidetracked. Many wonder if they can retire at all, much less earlier than planned.
With a few simple strategies and ideas there are a couple of ways to salvage your retirement plans.

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The Top Three Best Places to Retire Overseas For a Low Cost of Living

Your quality of life could vastly improve if you retire overseas…and you could spend much less than you ever thought possible. In IL’s Annual Retirement Index 2013, 23 countries are covered ranking the best destinations to retire overseas today. Cost of living is one of eight categories in this Index and is an important factor for many who are considering overseas retirement.

A couple can live near San José, Costa Rica for just $1,700 a month.

Americans Living Off Their Retirement Savings Overseas

The average U.S. Social Security check is $1,230 a month for a retired worker. That may not seem like a lot–but when you retire overseas you can cut your cost of living. Below are stories from expats who did just that.

Malaysia has excellent health care at an affordable price.

The Top Three Best Places to Retire Overseas Where the Health Care is Excellent

Health care can be expensive no matter what age you are but when you reach retirement, it is one thing that you don’t want to worry about. According to International Living’s Annual Retirement Index 2013, below are three of the best places in the world for health care.

Ecuador enjoys a spring- like climate all year round.

The Top Three Best Places to Retire Overseas and Enjoy a Great Climate

Many places all over the world have great climates, but those that took the top three spots in our Annual Retirement Index 2013 are three of the best. The country taking the number one spot not just in the climate category but overall in the Retirement Index lies directly on the equator. It enjoys 12 hours of direct equatorial daylight 365 days a year.

Many Canadians escape their harsh winters in Mexico

Increase in Canadians Retiring in Mexico

Here in Campeche, where I live in Mexico’s Yucatán Peninsula, we have only a small expat community. It’s growing steadily, though, with British, Dutch, Italians… and Canadians. In fact, a lot of the North American tourists I see here in the Yucatán these days come with distinctly Canadian accents.

sora-restaurant

Retirees Don’t Wait in Line in Panama…

“Pase al frente”… “Go to the front.” That’s the phrase I hear most when I’m with my Dad, who is 75 years young. When I was a kid in Oregon, I don’t remember there being a particular emphasis on respect or special courtesies for our elders. Now we live in Panama, where I’ve discovered that locals have very specific notions about how to treat mature citizens.

Living in Manuel Antonio, Costa Rica

Living in Manuel Antonio, Costa Rica

The Manuel Antonio area on Costa Rica’s Central Pacific coast has been a long-time favorite of visitors. Just two hours from the capital San Jose on a well-maintained modern highway, Manuel Antonio is the site of the country’s most popular national park. In 2011, Forbes magazine named it one of the world’s best.At 4,000 acres, it’s a relatively small refuge and one of the smallest national parks

Living in Playa Flamingo, Costa Rica

Living in Playa Flamingo, Costa Rica

Those looking for a beautiful, unspoiled beachfront setting, as well as a sizeable community of expats, should find living in Playa Flamingo, Costa Rica to be a good match.Playa Flamingo is located on the northern Pacific Coast, in the heart of what is known as the Gold Coast.

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From the Hills to the Beach: Retire in Panama

Louise Orr finds it hard to stay in. Though she retired early at the age of 53, she doesn’t have much free time. “There are days when I say, thank God I don’t have to be anywhere,” she says. “Days when I can just work in the yard, or read a book.” It’s not that Louise is tied down to a business or a job…it’s just that there are so many fun and worthwhile things to do.

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The World’s Best Retirement Havens in 2013

Exotic tropical islands, temperate mountain valleys, miles of deserted beaches, First-World cities packed with ultra-modern amenities, and ancient vineyard-shrouded hill towns… Among the top retirement spots in the world this year, you’ll find great variety in the cultural offerings, climates and lifestyles.

More on Our Winner: Ecuador

Ecuador scored well across all eight categories in the Global Retirement Index. However, there were some areas in which it did extremely well. Ecuador’s climate scored a maximum 100 points thanks to its mild, varied weather that makes for comfortable living year-round. Average daily temperatures reach into the 70s F, and the nights are cool and fresh.

More on Mexico

Mexico secured third place in the 2013 Retirement Index. While it scored solidly across all categories, it excelled in two main areas. First up is the Ease of Integration category, in which Mexico clocked up a maximum score of 100 from 100. Mexico is right on the U.S.’s doorstep. And settling in becomes that bit more easy when you’re just a short trip from your family and friends.

More on Malaysia

Malaysia is something of a surprise package. The Southeast Asian country is not on many peoples’ radars. However, in light of its strong scoring in the Retirement Index 2013, it certainly should be. Malaysia surged into third place in the Index thanks in large part to its high score in the Entertainment and Amenities category, its low cost of living and the ease with which new expats can settle in.

More on Panama

Panama claimed second place in this year’s Retirement Index 2013, in fact it even beat our winner Ecuador across a number of categories. One of the main reasons why Panama scored so well is the selection of benefits it has in place for retirees…known as the pensionado program.

More on Costa Rica

Costa Rica scored well across a number of categories to secure fifth place in this year’s Global Retirement Index (narrowly missing out on fourth to Mexico by less than a point). Two key categories for Costa Rica saw it perform particularly well. First up was the Entertainment and Amenities category, in which Costa Rica scored an excellent 94 points from a possible 100.

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