Ecuador: The Hidden Paradise Where A Couple Can Live Comfortably On $2,000 a Month or Less


Sell your winter clothes...and get ready for the adventure of a lifetime in the Land of Eternal Spring. Every cliché you've heard about living large on little...on even a retiree's true in Ecuador.

Ecuador lies in the Northwestern corner of South America, bordered by Colombia to the north, Peru to the south and east, and the Pacific Ocean to the west. At just 175,807 square miles (about the size of Nevada) Ecuador’s small size belies its incredible diversity.

The Andes Mountains form Ecuador’s backbone, and from the top of Mount Chimborazo at 20,600 feet (6,310 meters), the mountains descend on the east to dense tropical rainforests and on the west to balmy Pacific beaches. In between, you’ll find more climates, cultures, and natural wonders than almost any place on earth.

Envision your dream location—an unspoiled beach, a bustling city, university town, quiet mountain village—Ecuador has them all. Choose the place that’s right for you and start enjoying a better quality of life now.


The World’s Best Retirement Haven


In fact, Ecuador has been ranked as the best retirement destination in the world six times in the last seven years due to its exceptional quality of life and affordable cost of living in International Living’s Annual Global Retirement Index.

Fresh fruits and vegetables—clean air and water—year-round temperate climate—no wonder so many expats living in Ecuador say they feel better than they have in years.

Medical care in metropolitan areas is top-notch with costs a fraction of what you would pay in North America. And now all residents of Ecuador are eligible to join the country’s Social Security healthcare system with premiums of less than $80 a month for a couple.

Ecuador offers special benefits to residents aged 65 and older. Public transportation is half price, airfare (even internationally) is significantly discounted, and seniors receive a monthly refund of sales tax paid. Plus you get to go to the front of the line at the bank and grocery store!

Whether you want to live, invest, vacation, retire, or simply relax in Ecuador, you’ll find the perfect combination of climate, culture, and affordability to make your dreams come true.

Book your flights and come take a look at all that Ecuador has to offer. The retirement life you’ve dreamed of is here waiting for you.


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Fast Facts About Ecuador

  • Population: 15,439,429
  • Capital City: Quito
  • Climate: Tropical along coast, becoming cooler inland at higher elevations; tropical in Amazonian jungle lowlands
  • Time Zone: GMT-5
  • Language: Spanish (official), Amerindian languages (especially Quechua)
  • Country Code: 593
  • Coastline: 2,237 km



Coastal Ecuador is a Buy Today—Prices Are Already Rising

Right now it feels like civilization has forgotten about this place. It’s the coast of Ecuador, running from north of Canoa to Pedernales. One of the last stunning and undiscovered stretches of Pacific coast in the Americas, it is now set to be developed. And if you are interested in buying best-in-class real estate at deep, early-in values, this is a stretch of coast that should be on your radar.


Residence in Ecuador—3 Easy Options

1. Pensioner’s. For expats with retirement income, this is usually the preferred option, since it requires no major capital investment. It’s the route I personally chose. You must show permanent income of at least $800 per month to qualify. An additional $100 per month income is needed for each dependent.


The World’s Best Retirement Havens in 2013

Exotic tropical islands, temperate mountain valleys, miles of deserted beaches, First-World cities packed with ultra-modern amenities, and ancient vineyard-shrouded hill towns… Among the top retirement spots in the world this year, you’ll find great variety in the cultural offerings, climates and lifestyles.

More on Our Winner: Ecuador

Ecuador scored well across all eight categories in the Global Retirement Index. However, there were some areas in which it did extremely well. Ecuador’s climate scored a maximum 100 points thanks to its mild, varied weather that makes for comfortable living year-round. Average daily temperatures reach into the 70s F, and the nights are cool and fresh.


13 Great-Value Buys in the World’s Top Havens

Whether you dream of a pastel-painted, old colonial home surrounded by lush gardens or a super-modern condo just yards from the beach, in locations all over the planet you’ll find incredible value. Affordable, good-value real estate is a “stand-out” factor of the world’s best retirement havens.

Real Estate Contacts in the World’s Top Havens

We’ve called on our network of experts and in-country editors to reveal their real estate contacts in each of the countries that performed best in our 2013 Global Retirement Index. Knowing the right people will help you negotiate the real estate landscapes in whichever country you’re interested in.


Panama: Trade Up in Paradise

Panama’s a place of sunshine, 365 days a year. You have hundreds of miles of beach…highland retreats with green valleys where the weather is spring-like, even in January and August…and a genuinely cosmopolitan capital city, too, with one of the world’s largest financial districts.


Boots-on-the-Ground: What’s Your Gut Reaction?

You can study all the collected data, analyze real estate statistics, crunch the cost-of-living numbers, study weather patterns and more, but nothing surpasses your gut instinct when it comes to choosing a place to live.


The World’s Top Retirement Havens in 2013

Among the top retirement spots in the world this year, you’ll find great variety in the cultural offerings, climates and lifestyles. Each destination is desirable in its own way, but they all offer something increasingly hard to come by at home: A good quality of life for a reasonable price. Among these 22 destinations, you’ll discover places where you can save tens of thousands of dollars…


A Month Living and Working in Quito, Ecuador

Imagine being able live wherever you want…or taking off on months-long vacations whenever the mood hits you. You sure can’t do that with a regular 9-to-5 job. But that doesn’t mean it’s impossible. Copywriting allows you to live exactly this type of lifestyle…because your workplace becomes anywhere with an Internet connection. Plus, you get to answer to the best boss of all—yourself.


The Climate in Cuenca, Ecuador

The thermometer was already getting close to 100 degrees when we left Las Vegas for Cuenca, Ecuador two-and-a-half years ago. We’d had enough of that scorching heat—as well as the humidity and chilly winters in the southeast where we previously lived… Besides the attractive cost of living, the mild climate of Cuenca was one of our major reasons for moving here.

Ecuador: Best Place to Earn an Income?

Ecuador: Best Place to Earn an Income?

When I talk to International Living readers about their plans to move abroad I’m often asked, “Where is the best place to move if I want to earn an income?” I gently explain that is really the wrong question because today, you can earn an income from virtually any place on the globe you have an Internet connection.

Enticed by Ecuador: Chill at Jama Campay

Enticed by Ecuador: Chill at Jama Campay

Ecuador’s North coast is on my radar because it’s stunningly beautiful. And, recently accessible. Perched above a sandy cove, Jama Campay is this coast’s best-in-class project. Here, the rental market is already strong.


Buy in Quito, Ecuador from $46,000; or Rent for $400

Every time you turn around, another travel piece appears about Ecuador’s capital city, Quito. Mainstream travel writers, it seems, are just now discovering what we’ve known for years… that the city is a worthy destination that blends new and old in alluring ways. It doesn’t hurt that Quito is one of the world’s most affordable cities.

Roses in Ecuador: $1 a dozen

Roses in Ecuador: $1 a dozen

My young guide in Quito put it well: “There really is no excuse not to buy your girlfriend roses when they cost so little…” In the Cuenca flower market, for example, roses are $1 a dozen—a fresh bouquet will be made for you, while you wait. In Quito, in the lobby of the J.W. Marriott, an enormous bouquet that must include at least eight dozen perfectly-matched white roses beautifully dominates the lobby.

Expat Larry Evans with one of his students enjoying a work day in Vilcabamba, Ecuador. © Larry Evans

Expats Giving Back in Their New Homes

Just shy of 10 years ago, my wife Laurie and I fell in love with the Vilcabamba Valley, a lush gem tucked away in the Andes of Southern Ecuador. The near-perfect weather, the healthy lifestyle, the low cost of living, and the natural beauty of the valley all contributed to our decision to settle there. And those things have lived up to our expectations.


An Insider’s Guide to Quito’s Best Neighborhoods

Every time you turn around, another travel piece appears about Ecuador’s capital city, Quito. Mainstream travel writers, it seems, are just now discovering what we’ve known for years…that the city is a worthy destination that blends new and old in alluring ways. It doesn’t hurt that Quito is one of the world’s most affordable cities, where you can still take a taxi anywhere in town for $1 to $5 and find a menú del día…usually a four-course meal of soup, salad, meat/rice/vegetables, dessert, and beverage…for $1.50 to $2.50.


The Quito Insider

Suzan Haskins is a long-time resident of Ecuador…so she knows this place inside-out. Below, she gives her tips on where to stay, shares her real estate contacts and gives details of what lies in the valleys beyond the capital.


Ecuador… Visit the World’s Best Retirement Haven

Winner of the 2012 Global Retirement Index, Ecuador offers sophisticated historical cities…miles of unspoiled, sun-kissed beaches…fertile farmland…and temperate mountain hideaways…and all of it for pennies on the dollar.


Run Your Own B&B Overseas

Own your own four-bedroom B&B in the middle of one of the most beautiful spots in Ecuador. At 8,000 feet, you’re surrounded by mountains. And the climate is ideal year-round—no need for heat or air conditioning—and there’s a large open patio and summer kitchen. The colonial town of Cotacachi, known for its leatherwork, is just 10 minutes away. Otavalo (pictured), a larger town famous for its Saturday open-air market filled with indigenous handicrafts, is just five minutes down the road. The country’s capital, Quito, is just a two-hour drive.


On Ecuador Time

It was November 1, 2001, and we had jettisoned our previous lives to begin anew in Quito, Ecuador. Just as the thick fog that wrapped its arms around us that night, the future felt fresh and full of possibility. Our Ecuadorian friends greeted us with cheers and hugs and loaded us up for the short ride to the home we’d rented for the coming year. In one of the city’s most charming neighborhoods, it had four bedrooms, two bathrooms, a guesthouse…


Adventures in Ecuador

In Ecuador, every day is a memory maker. But some more than others… Like the time three of us stayed at a friend’s beachfront house in Olón, with a bamboo bar overlooking the ocean. We dubbed it the “Sand Bar,” for its sand floor. (The owner paid just $50,000 for this house, by the way.) Long into the night, the guys played guitars and sang…


The Low Cost of Living in Cuenca, Ecuador

IL correspondents sometimes share their monthly budgets to help readers get a feel for the ongoing costs of living abroad. Items such as rent, utilities, and food are self-explanatory, but what about that nebulous “entertainment” category? Expenditures can vary wildly from person to person depending on individual interests and taste.

Follow Your Passion in Ecuador

Follow Your Passion in Ecuador

Everyone who moves to Ecuador has a different reason for doing it, but they all have one thing in common… they’re glad they did. Earl Phillips and his wife, Jan, almost lost everything they had spent 36 years working for when the property bubble in the U.S. burst. But after Jan suggested moving from their home in central Washington to the coast of Ecuador…


Enjoy a Healthy Lifestyle in Cuenca, Ecuador

Many expats living here are thrilled when they experience significant weight loss and overall improvement in their health. Two friends of mine, David Akins and his wife Karen, relocated to Cuenca, a lovely colonial city sitting at 8,400 feet altitude in Ecuador’s southern highlands, a year and a half ago.

"Doctors in Cuenca, Ecuador Even Answer Their Own Phones..."

“Doctors in Cuenca, Ecuador Even Answer Their Own Phones…”

I moved to Cuenca, Ecuador. I did it for all the right reasons—and discovered an exciting new life beyond the curtain of fear that keeps most people stuck at home. I’ve been living here for two years now, and my expat experience thus far has vastly exceeded expectations that were pretty high to begin with. One of the most impressive aspects of life in Ecuador is the quality and affordability of health care.


Accidental Entrepreneurs Embrace Opportunity Overseas

In exotic, welcoming, warm-weather destinations all over the world—from Colombia to Korea—you can live better for less. But, alas, you can’t live for free. Many retirees fund their lives overseas through savings, Social Security, and pensions. But those aren’t your only options. In this golden age of the portable career, we know readers cashing in with freelance work from every corner of the planet.


News & Notes from Around the World

Venice is one of the world’s most romantic cities, a place where graceful vessels glide along 700-year-old canals in the shade of historic mansions. Lots of people come to visit, but not many get to stay. You could, however, by taking advantage of one of the many opportunities that exist for funding a life overseas. In fact, there are more of these opportunities than ever these days, opportunities that often don’t reveal themselves until you are on the ground.


Find Your Niche When Opportunity Knocks in an Overseas Paradise

In the U.S., you cannot do what I have done here in Ecuador… you’d have too much debt to worry about,” says Kevin Sheehy, who bank-rolled his first venture—a Vietnamese restaurant—in the cool-weather capital of Quito with just $14,000. One business opportunity led to another, and today his success overseas means that Kevin enjoys the flexibility to live in a place he loves (the weather is spring-like year-round) and spend four months every year traveling.

Homes for Less Than $150,000

Homes for Less Than $150,000

Famous for its artisanal leather goods, the colonial town of Cotacachi (pictured) features open-air markets and small mom-and-pop stores. For other amenities Ecuador’s capital, Quito, is only two hours away by car or bus. Here you’ll find a three-bedroom, three-bathroom condo, one of six in a secure building. There are great mountain views and at 8,000 feet, there is no heat or humidity. It’s cool in the evenings.

Explore All that Costa Rica Has to Offer

Explore All that Costa Rica Has to Offer

Columbus called Costa Rica “the Rich Coast”—and it still is, with Caribbean beaches and Pacific shoreline that’ll take your breath away. But this nation has much more to offer, too: a year-round tropical climate, modern cities, rain forests, lush valleys and majestic mountains.

Dusting Off an Old Overseas Dream

Dusting Off an Old Overseas Dream

To be young is to dream. As kids we fantasize about becoming super heroes, professional athletes, or actors. We start our careers and imagine great success and an early, prosperous retirement. Then “reality” gets in the way. One by one we set those dreams on a shelf. Still, it’s good to keep them around, however dusty. Because sometimes you’ll find them coming to life in amazing and unexpected ways.

Best Beach Deal on Ecuador's Pacific Coast

Best Beach Deal on Ecuador’s Pacific Coast

On Ecuador’s best stretch of coast sandy coves and verdant hills showcase jaw-dropping views. Prices have stayed low here because it was difficult to get to. But a new highway means that this has changed. Members of Real Estate Trend Alert can buy a lot in the best-in-class project in this area, with a manageable down payment and monthly payments of $470.

Buy Here, on the Best Beach for Hundreds of Miles...

Buy Here, on the Best Beach for Hundreds of Miles…

Not only is it the finest section of Pacific coast in Ecuador…it’s the finest anywhere. This is a place of explosive colors and contrasts, forests and coves, exotic butterflies and monkeys. Fishing villages and little surf towns dot the coast. Fishermen bring their fresh bounty ashore and sell it from their boats. Pioneer surfers catch waves and enjoy a cold beer at sundown.

"How I Cover the Cost of my Trips to Ecuador"

“How I Cover the Cost of my Trips to Ecuador”

About five years ago I heard about a course running in Ecuador that could show me how to make money from travel. I didn’t know anything about Ecuador but was intrigued by the idea. The more I read about it, the more excited I got. The course was about import/export and it was about to show me how I could travel to exotic spots, shop for beautiful, unique artisan-made goods, and turn a profit…


Traveling to Ecuador for Business and Pleasure

If Ecuador isn’t on your short list of places to travel, add it. Ecuador has mountain towns…tropical coast…the Amazon basin…and it’s also home to the Galapagos Islands. But I won’t dwell on any of that right now; just suffice it to say that if you go, you’ll want to go back.

"But I Don’t Speak Spanish"

“But I Don’t Speak Spanish”

While in Miami airport recently awaiting a flight home, I struck up a conversation with a fellow traveler. When he learned I lived in Ecuador he was extremely curious and asked many questions about why I was there and how I liked it. Before we parted he said, “Well, I don’t speak Spanish so I couldn’t move to your new country.” He’s partially right.

Why We Moved Overseas from the US

Why We Moved Overseas

My wife, Suzan Haskins, and I have lived abroad for nearly 12 years now, in seven different locations in four different countries. And at some point during each of those years, in each of those locations, we’ve asked ourselves, “Is it time to go back to the States?” We’ve said “no” every time…but not for the reasons you might think. We didn’t leave the States because we hated it. We love the U.S. and all the family and friends we have there.

Opening a B&B Business in Ecuador

Opening a B&B Business in Ecuador

After just a few months in Ecuador, Julian and Casandra bought a property just outside Otavalo, the hometown of one of South America’s largest indigenous markets. Their dream was to turn it into a bed & breakfast where they could indulge all of their interests at the same time. Rio Blanco Bed & Brew was born. “I love to cook,” says Casandra.

A Coastal Destination in Ecuador You Probably Never Heard Of.

A Coastal Destination in Ecuador You Probably Never Heard Of

We had just pulled out of a perfect…and perfectly deserted…half-moon cove where sand and surf played lazy tag between rock-boned headlands. After driving just a few more minutes north, our driver again turned off the coastal highway and again we dropped into another beach scene lifted straight from a tropical postcard. “Tasaste,” our driver said.

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7 Great Retirement Towns You’ve Never Heard Of…

In the right places overseas…you have good options for safe, comfortable, affordable living (adventure built-in).

In 7 Great Retirement Towns You’ve Never Heard of Where You Can Live Better for Less we’ll pull back the curtain and introduce you to communities where you can embrace the retirement of your dreams…and do it for less than it would cost you to stay home.

Take a look at International Living today and not only will you receive 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less FREE, but we’ll ALSO shave nearly 35% off the regular price.

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Your Chance to Retire Overseas Now

Sign up for our free daily Postcard e-letter and we'll immediately send you a FREE RESEARCH REPORT on the most desirable —and cheapest— retirement havens available to you today.

Each day you'll learn about the best places to retire, travel, buy real estate and enjoy life overseas.

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We Value Your Privacy.