Right Now Could be the Best Time to Come to Panama...the Hub of the Americas


Panama has long been the prime choice for retirees, second-home buyers, and property investors alike. Today you can still find apartments in sought-after areas of Panama City for $80,000 and live well on $1,200 per month.


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Fast Facts About Panama

  • Population: 3,559,408
  • Capital City: Panama City
  • Climate: Tropical maritime; hot, humid, cloudy; prolonged rainy season (May to January), short dry season (January to May)
  • Time Zone: GMT-5
  • Language: Spanish (official), English 14%; (many Panamanians are bilingual)
  • Country Code: 507
  • Coastline: 2,490 km


Doing Business the Panama Way

Doing Business the Panama Way

Sixty-two-year-old Neil Sander knows how to get things done. Throughout his seven years in Panama’s island-rich Bocas del Toro region, this Oklahoma-born pioneer has taken the bull by the horns more than once. The key to his success? “Respect,” he says. “Respect gets you further than money on any of your projects.


Panama’s Carnival Queen

Nobody gets in the way of the Carnival celebrations in Panama. This party is country-wide and a full week long. Businesses close, Panama City is abandoned, and music is everywhere as what sounds like the world’s largest collection of speaker systems comes together to blast pop, reggae, and pop music to the masses.

Panama - Live the High Life in the Highlands 2012

Panama – Live the High Life in the Highlands 2012

If your idea of the perfect Panama includes lush tropical scenery without the heat of the lowlands, head to the highlands to see the other side of Panama. You’ll meet plenty of expats who, like you, left the postcard-perfect beaches behind in search of cooler climes. Though Panama is best known for its city and beaches, the mountain areas do not disappoint and offer a wide variety of activities, property, and
lifestyles. Live the High Life in the Highlands – Panama: Dream it, Find it, Live it details our favorite cool-weather locales.


Enjoying Life as a Retiree in Panama

“We have more friends than ever—our kids can’t believe how social we’ve become,” says one expat couple. “I’m busier than ever before,” says another expat in Panama. It’s a constant refrain from those who thought their retirement years might be marked by the restraints of a fixed income and a waning social calendar. Only to find that in Panama, the retiree lifestyle is a lot of fun…

A Baroque Fantasy Land in Veraguas Province

A Baroque Fantasy Land in Veraguas Province

Veraguas is Panama’s only province to span the country from Atlantic to Pacific, offering everything from sandy beaches to cloud-draped mountains. Nearly in the center of the province, where the fertile ranching savannahs start their climb toward the pine-covered slopes, is the town of San Francisco de la Montaña, where you’ll find one of the most extraordinary churches in the Americas.


What Panama’s New Fast-Track Visa Means for You

Panama has long had “open door” immigration policies that welcome foreigners. For instance, it has the best program of special benefits for foreign retirees and their families you’ll find anywhere in the world today— the pensionado, or pensioner, visa (see sidebar below).


Property in Santa Fe, Panama from $45,000

In Panama’s Veraguas Province, Santa Fe looks exactly as a Central American village should. After the modern skyline of Panama City—a shock if you were expecting to encounter the Third World—Santa Fe is a relief. The “real” Panama. Ah, yes, here it is. And here, it exists in its most exemplary form. The prettiest mountain views and the most welcoming people. The “best-of-both-worlds” climate…


The Pirates of Panama’s Beautiful Port

During a recent stay in Panama, I took a trip to the country’s under-explored Caribbean side in the hope of getting some photos I might sell. My destination was a little town called Portobello. Christopher Columbus landed here back in 1502, naming it “Puerto Bello” or “Beautiful Port.” It later became a key strategic asset of the colonial Spanish, to export gold and silver.

Panama’s Lost Tribe

Panama’s Lost Tribe

I was closing in on the San Blas Islands; a paradise archipelago scattered off Panama’s Caribbean coast. It was early morning and I was traveling from the mainland via motorized dugout canoe to Cartí, one of the largest of the 378 islands. We pulled up next to a wooden jetty…and stepped into another world.

News and Notes from Around the World

News and Notes from Around the World

On the Cover This Month… Chile’s Lake District is a wonderland of sparkling freshwater lakes, snow-capped volcanoes, and green forests, often with the towering Andes as a backdrop. With all this natural, unspoiled beauty, it can feel like the last perfect place on earth. And today, more and more expats are choosing to live here. […]

A Panama Mountain Chalet $45,000

A Panama Mountain Chalet: $45,000

In Panama’s Veraguas Province, Santa Fe looks exactly as a Central American village should. After the modern skyline of Panama City—a shock if you were expecting to encounter the Third World—Santa Fe is a relief. The “real” Panama. Ah, yes, here it is.


Enjoy a Better Quality of Life in Santa Fe, Panama

Mitzy and Bill Martain moved to Panama from North Carolina in search of a simpler, yet better lifestyle. “Our standard of living had deteriorated,” says Mitzy. “We lost our pensions and our medical, and were going to have to survive on social security.” In contrast to these stark words, Mitzy today is the picture of contentment, shelling peas on her tidy, sun washed porch as she shares her story.


How Much to Buy a Home in Boquete, Panama?

A three-bedroom, two-bath home in central Boquete was just listed for $90,000. At approximately 2,900 square feet, it’s spacious, and the lot is over 5,300 square feet. Excellent value for a home with mountain views, indoor laundry room, storage room, and large patio.

Panama's Residency Program (You Probably Qualify)

Panama’s Residency Program (You Probably Qualify)

Panama’s Pensionado program has made it easy for Baby Boomers to take advantage of everything this tiny tropical powerhouse has to offer. Most pensioners who can prove an income of at least $1,000 a month are eligible to apply. Prove that you have an income with which to support yourself here in Panama—and the country will grant you residency in perpetuity. Panama also grants foreign retirees the same discounts as local ones.

The Real Fantasy Island

The Real Fantasy Island

What if I could show you how (and where) to buy your dream home on an island like this one, with palm-tree rimmed. white-sand beaches washed clean by clear, warm Caribbean waters… or on a lush jungle cliff-top with a mega-mile view of the blue Pacific stretching out before you…

Get Paid to See the Real Panama

Get Paid to See the Real Panama

If I stand in my living room and look out over Panama’s Pacific coastline early in the morning, I can see the local boats of the Gorgona fishing fleet heading east toward their favorite fishing spots. Later in the day, I hear the purr of outboard motors as the fleet returns home to Gorgona beach. Some boats travel far out to sea while others stay just off shore.

Spotlight on...Las Tablas, Panama

Spotlight on…Las Tablas, Panama

The bargain-beautiful Panama we’ve been writing about for years is alive and well…especially in Las Tablas. This little colonial town differs from hot retirement destinations like Panama City, Boquete, or Bocas del Toro. It’s in an area surrounded by farms and ranches, and that makes the climate, the landscapes, and the people unique. The tableños—that is, the townfolk in Las Tablas—are proud of their work ethic and keep their town neat and clean.

Testimonials from IL’s Fast-Track Panama: Lifestyle & Opportunity Conference 2012


I enjoyed the opportunity to hear from and then talk to the people who have “been there and done that” by moving offshore themselves – Dan and Suzan and others. Also, the legal and tax presentations – maybe not the most exciting subject matter but extremely important information to factor into any decision.

— Sharri Speaker

Overall the speakers were excellent and the information presented by them was very knowledgeable. It really gave us confidence in knowing what to do and the right people to talk to in Panama.

— Edward Hill

Another outstanding job done by the staff of IL, speakers and event sponsors!

— Lynn Albert Burrill

I thought the overall conference was run very well, with an excellent group of speakers. The conference was well worth attending. Thanks for all the hard work that went into making it a success.

— Anon

I was exposed to the full range of information needed to make the decision to move to Panama. The speakers knew their stuff. I now have the materials and references I need.

–- Connie

The conference was incredible! It was my first IL conference but definitely won’t be the last. The speakers were knowledgeable and very willing to share advice and experiences. I learned so much that I sometimes felt like my brain would explode if I tried to pack any more in!

-– Sherri Speaker

I enjoyed the conference and learned a lot. It was a great first step to figuring out where to go. Thanks!

— Beth Lauderdale

Lots of good info – gave me a good point of reference as to what to consider when evaluating if Panama could be a good fit for me.

— Elaine Schaefer

Across the board everyone was a great speaker and presenter, with a lot to cover in the time allowed. The visuals were great and the sound system well done. Having coffee into the afternoon and the snacks provided throughout the whole day were much appreciated. You took good care of us.

–- Anon

All were excellent. One complaint, if a complaint at all, make it longer!

— Dave Kochubka

Great content and information. Very realistic as to what to expect in Panama. I know some of the expats were very nervous but they gave great information and I really enjoyed hearing them all speak. PLEASE let each one know how much the information they gave was appreciated!

— Anon

Editor’s Note: For more information on upcoming IL events, see here.

IL Radio Episode 32: Panama—Your Residency and Visa Issues Answered

IL Radio Episode 32: Panama—Your Residency and Visa Issues Answered

When you talk about Panama, you’ll often find that you’re talking about all the things that make a place a tropical paradise. Panama is hugely popular with U.S. and Canadian expats, and for good reasons. But like any place else, having experienced legal help on your side is critical, even in Paradise.


One Way to Get Immediate Residency in Panama

The Panamanian side of the Darién is dominated by deep valleys, rivers and a 6,000-foot-high mountain peak. You won’t find much else here. Starbucks hasn’t made it, and there’s no Home Depot. This is frontier country. But you will find an open door to immediate residency in Panama, along with a chance for profitable investing.

Panama's Most Beautiful Town

Panama’s Most Beautiful Town

Santa Fe de Veraguas in Panama is a tiny mountain hideaway with lots of natural bounty. About 200 miles west of Panama City, it’s the kind of place where expat couples are able to live on small pensions (as small as $1,000 a month). And I mean live comfortably. It’s easy to grow heirloom vegetables or rare orchids, should you desire.

"I Got Paid to Write About My Panama Vacation"

“I Got Paid to Write About My Panama Vacation”

My husband and I had recently returned from our third vacation to Panama. We had a busy trip—we toured the Panama Canal, visited the ruins of Panama La Vieja, taken a Spanish language immersion class, explored the restaurants on Via Argentina…and that was just in the city. We also got out into the countryside, strolled quiet beaches and walked in the mountains.


How I Paid For My Vacation to Panama

I love to travel to exotic destinations—like on my last trip to Panama. I trekked in Cerro Azul in the majestic mountains overlooking Panama City and visited Santa Fe—one of the country’s hilly frontiers. The rugged natural beauty of these places begs to have a camera pointed at it. Bring a camera with you, and you can start making money right away.

Spotting an Island Dream…from 20,000 Feet Up

Spotting an Island Dream…from 20,000 Feet Up

We were flying low over the glittering Caribbean when I saw my dream out the window. Looking down on reefs of coral and lush green islands, I just knew I had to live down there, with my toes buried in those warm, white sands,” says Stephen Crabtree.

How To Get Immediate Residency In Panama

How to Get Immediate Residency in Panama

Since my first visit to Panama in the 1970s I’ve returned countless times and visited every part of the isthmus except one—the Darién Gap, a large swath of swamp, jungle and forest, 99 miles long and 31 miles wide, that separates Panama’s Darién Province from the Republic of Colombia.

Panama’s Islands, Rainforests, And Artisan Crafts

Panama’s Islands, Rainforests, and Artisan Crafts

To see what makes Panama unique, explore its rich and fascinating indigenous cultures. Bocas del Toro is the best place to start—by dint of sheer beauty. The province is partly made up of an archipelago of Caribbean islands ringed by white-sand beaches and waters the color of a summer sky. To get to Bocas del Toro from Panama City, catch a one-hour flight on domestic carrier Air Panama.


Panama: One of the Easiest Places in the World to Retire

Sometimes the best way to see something is through someone else’s eyes. For example, I know Panama. My wife, Suzan Haskins, and I lived in Panama City several years ago, and we’ve traveled nearly the entire country. We’ve also attended dozens of International Living events in Panama.

Pulling the Plug on Panama

Pulling the Plug on Panama

There’s a little mountain town in the interior of Panama where you can still buy a home or a large parcel of land next to a gurgling river. It’s likely this land will have waterfalls and hiking trails on it…you’ll see wild parrots and toucans and flowers of every tropical variety and color. The tall grass waving in the breeze will be so green, it would make even the Irish envious…

Baring All in Panama

Baring All in Panama

Today Al took us on a virtual tour of Panama City—his typical day. Paying his housekeeper, going to the bank, out to lunch, paying bills, to the movies… Al and Carmen own a three-bedroom, three-bath condo on the 14th floor with a bay and city view. This area is now the “Beverly Hills of Panama City,” Al said.

Panama: Don't Believe Everything You Read on the Internet

Panama: Don’t Believe Everything You Read on the Internet

It’s good to be back in Panama, the tiny country on the southern edge of the northern hemisphere, one of the only countries to bridge two continents… and the only country in the world where you can see the sun rise over the Pacific Ocean and set on the Atlantic. Did you know that? If not, don’t worry…there are so many things unique to Panama that it’s hard to track them all. For instance… Panama is the only country in Central America with no hurricanes and no destructive earthquakes.

Panama: The Owner's Manual 2012

Panama: The Owner’s Manual 2012

International Living ranked Panama the number one place in the world to retire for six consecutive years, and today it remains in our top five. This country stll offers First-World convenience at Third-World prices. Panama has one of the world’s best incentive programs for pensioners. What about the cost of real estate? Let’s just say that you’ll be surprised at how much Panama still has to offer. Panama: The Owner’s Manual will provide you with all the information you will need to turn your dreams of moving overseas into reality.


Retire to Panama’s Highlands from $800 a Month

In the distance I can see the national park, where hiking trails crisscross hills lush with rainforest. In the treetops above me, I’ve seen monkeys and toucans and several species of birds I can’t name. This is Santa Fe de Veraguas, a tiny mountain hideaway about 200 miles west of Panama City.

Panama's Secret Surf Town

Panama’s Secret Surf Town

If you like a good wave, Santa Catalina will more than wow you. But the volcanic outcroppings responsible for the incredible surf break also create some of Panama’s best dive and fishing spots. And if you’re a landlubber at heart, there are numerous trails for hiking out to find remote beaches or trek through the jungle to view wildlife, birds, and exotic plants.

Retire Cheap: Great-Value Towns Where You Can Live Better for Less

Retire Cheap: Great-Value Towns Where You Can Live Better for Less

At home, prices are rising. It costs more to put gas in the car, buy groceries, and pay for health insurance. At the same time, retirement savings eroded in the market downturn. And with interest rates at near-zero today, it’s difficult to rebuild.

Budgets In Great-Value Towns

Budgets in Great-Value Towns

Santa Fe in Panama…Vilcabamba in Ecuador…Penang in Malaysia…Granada in Nicaragua…Campeche in Mexico…you know these havens come with a rock-bottom price tag, but on what, exactly, do expats in these locations spend their money on? We’ve asked on-the-ground experts for a detailed breakdown of what a typical couple might spend each month. Here’s what they said.

Panama’s Laid-Back Secret Surf Town

Panama’s Laid-Back Secret Surf Town

A few white cottages sit by an open-air restaurant with a great thatched roof. A lone swimmer splashes out of the water and onto the rocky shore. The only other noise is the sound of the waves—perfect waves, if the surfers are to be believed.


A True Story About Panama

“I want it all,” he said. I was at International Living’s recent Ultimate Event. This attendee had come to us seeking information about Belize and Costa Rica. But my presentation—particularly the part about Panama City—got him thinking. Suddenly, Panama was at the top of his list of countries to check out.


Fast-Track Panama Conference

April 4-6, 2013 – Panama City, Panama

As quality of life (worsened by crumbling economies) deteriorates elsewhere in the world, Panama looks better and better…Nowhere else can you enjoy such a comfortable life…with near-perfect year-round weather, excellent medical care, fresh, healthy food straight from the farmer’s truck…and a retirement incentive program that’s truly welcoming of expats…Discover if Panama is for you.

How Panama Changed Everything

How Panama Changed Everything

Las Tablas, just 15 minutes away, is one of Panama’s best-known rural colonial towns…a place where local traditions thrive and where Carnival season engrosses the entire town. “I like exploring places where the locals are surprised to see a foreigner. We drive around or go in search of a waterfall or swimming hole we’ve heard about. It’s a fun way to spend the day.”

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Sign up for our free daily Postcard e-letter and we'll immediately send you a FREE RESEARCH REPORT on the most desirable —and cheapest— retirement havens available to you today.

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