International Living Daily Postcards
Each day we uncover some of the most desirable--and cheapest--retirement havens on earth. In International Living's free daily postcards, you'll learn about retirement, property, travel and lifestyle opportunities from around the world.
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In the right places beyond our borders today, you’ll find you have more good choices than ever for a comfortable—even a pampered—retirement. In International Living’s 2016 Global Retirement Index, three countries stand out from the top 23 retirement locations featured in the Index, as having the lowest cost of living in the world:
A few years ago, my wife Diane and I packed our lives into six suitcases, Diane tucked our beloved Chihuahua, Carmine, under her arm and we set off to build a new life in a small coastal village on Ecuador’s northern coast, a country we had never visited.
As healthcare costs in the U.S. continue to spiral upward, one of the main questions any aspiring expat asks is, “Can I get great healthcare when I move overseas?” The simple answer is yes…and without breaking the bank, either.
Imagine a place where sunshine is ubiquitous, a high-quality lifestyle won’t cost the earth, and as a retiree, you’re treated like a VIP…you’ll get a red-carpet welcome and be rewarded for your age and experience. Places like this exist…and they have claimed the top spots in the “Benefits and Discounts” category in International Living’s 2016 Global Retirement Index. In many countries all over the world you can live better for less.
It’s that time of year again…International Living’s Annual Global Retirement Index is hitting the presses. And in the top spot: Panama. I should say: Panama again. Because this tiny powerhouse has topped this index more times than any other country. (International Living’s first Annual Global Retirement Index was published in 1992.)
Retiring abroad is easier and more affordable than ever before. These days it really is possible to spend your days relaxing beneath palm fronds on a Caribbean beach, enjoying farm-fresh produce in a mountain haven with year-round spring weather, or wandering the storied streets of a historic and cultured European city…or all of the above. But with so many choices available, finding the right one can seem daunting.
Leon is one of the oldest cities in Nicaragua and second-largest city in the country after the capital of Managua. It has a warm climate with average highs in the high 80s F and average lows in the 70s F and also has terrific colonial architecture to recommend it. Leon is great place to live if you want to be close to the beaches…you can enjoy all the conveniences of a big city, amid beautiful surroundings, and still be only 11 miles from Nicaragua’s stunning ocean beaches.
Cycling a beautiful, well-loved path along the Loire River in France’s famous castle-dotted Loire Valley, it was just as stunning as everyone said…full of quiet stretches of river, beautiful stone towns, arched bridges, river birds, happy cycling families, and a surplus of castles. On this particular day, as I was cycling through a small, forested area, it started pouring down rain—and so I stopped to wait out the rain in the next town I reached: the beautiful waterfront city of Beaugency.
I’m enjoying a cappuccino at a sidewalk cafe. The tree providing shade is a century old, the church across the way much older. The neighborhood is historic, with restored buildings lining narrow streets for a dozen blocks in any direction. I’m in Merida, Mexico, the third-largest Spanish colonial district in the world, after Havana and Mexico City, surrounded by centuries-old colonial homes, churches, and grand buildings.
Getting the best of both country and big-city life is a tall order. But in the valleys that surround Ecuador’s capital, Quito, you can have a country setting with green mountains in view at every turn, little brick houses tucked in amid lush gardens…and friendly neighbors who greet you with a smile.
My daily life has improved immensely since moving to the charming “City of Flowers” in Colombia. I feel calm and peaceful, unlike many of my friends living in U.S. cities. Every morning I wake up to the cheerful sound of birds. From my balcony I can hear the gentle trickle of the stream running past my apartment. I love to take these quiet mornings to practice yoga at a nearby studio and then head to my favorite coffee shop, Pergamino. It’s pleasantly quiet in the mornings when I go to read a book or write in my journal while I sip the best coffee in town for less than $1.
Boasting an epic display of over 30 million lights, it is no surprise that Medellin, Colombia has been rated by National Geographic as one of the top 10 places to view Christmas lights in the world. The festive season in Medellin officially starts on November 30 at midnight, with an elaborate firework celebration. It’s called La Alborada and marks the night when EPM (the city’s public utilities company) who designs and sponsors the lights, turns on the extravagant displays and the locals chime in to celebrate with an incredible spectacle of homemade fireworks seen (and heard) throughout the whole valley of Medellin until dawn.
Our daughter in New Jersey hasn’t seen her yard for months because it’s covered with snow. Our son in North Carolina finished raking leaves a while back just in time to get out the overcoats in preparation for the frigid weather ahead. My wife Cynthia and I, we’re weather junkies, who, like Goldilocks, want our weather “just right”…not too hot and not too cold…
“I was a workaholic,” Bob Coleman says. “Then one day I thought of all the places I hadn’t seen and I decided right there and then that something had to change.” At age 55, Bob started his international travels by taking vacations to popular destinations in Southeast Asia, including Penang, Malaysia and the Thai capital, Bangkok. “After a few trips I realized retirement could set me free; that I didn’t have to limit myself to one location for the rest of my life.”
“From our porch we can see down to the river, where we have our own little private beach and swimming hole,” says Albuquerque native Bob Caragol of his and his wife Irma’s new home. “We just fell in love with the area. There’s no crime and no pollution, and my asthma symptoms improved immediately.”
When I’m corresponding with one of my International Living editors on Friday’s, he always ends his emails with “Have a great weekend!” I invariably chuckle at this because for me as an expat in Cuenca, Ecuador, every day is the weekend. Not by usual time measurements, of course. Expats don’t have special calendars filled with only Saturday’s and Sunday’s. It just feels that way.
“Where else could we find this life?” says expat Monica Sedgwick of the one she and her husband James have created in San Juan del Sur, Nicaragua. “We’re living in paradise, paying $200 a month for a three-bedroom apartment with a super view of the bay.” Stroll through San Juan del Sur and you’ll see colorful buildings of all different sizes flanking the ocean. They house surf shops, bakeries, beach clothing stores, hotels, and hostels, from basic to top-dollar. Buy hand-made jewelry from artists from every continent.
Justin and Sarah Fahey did everything the way you are “supposed to” in the U.S. They focused on their educations, both finally getting Master’s degrees at Boston universities. They got married. Justin landed a sales job for a large research company and Sarah worked as a counselor in a private Massachusetts school. The road to the American Dream stretched out before them. Everything was perfect. Or was it?
Expats have taken the lead in the renovation and refurbishment of Merída’s colonial heritage, turning once-crumbling colonial structures into boutique hotels, restaurants…and private homes. But many buyers prefer to buy turnkey properties instead of dealing with construction.
Imagine if you could snap your fingers and instantly cut your monthly expenses in half. You’d effectively double the value of the money you budget for monthly expenses. It would mean the cash you once used for monthly bills would be available for other uses. There are hundreds of beautiful retirement locations around the world where this is possible. For the past 15 years, my wife, Suzan Haskins, and I have lived in many of them.
Life here is busy, but it’s a good kind of busy. We have less driving and commuting than when we lived in Ohio…and we don’t miss traffic jams, shoveling snow, and de-icing the car in the morning, which used to take up so much time. Here, grocery shopping or paying bills involves a bike ride or a walk in sunny weather, where you can hear birds and see the beach.
One of the best-known places to enjoy colonial living is San Miguel de Allende, in Mexico’s Colonial Highlands. Even among colonial towns, San Miguel is famous. It’s been dubbed ”the most beautiful town in Mexico,” and it may just be. Colorful, well-preserved colonial buildings line its streets, and fountains tinkle in quiet squares. Brightly painted doorways open onto shops that overflow with colored textiles, hanging stars, and lamps of hammered tin, and pottery or sculptures. Walk down cool stone passageways to open-air patio restaurants or to upstairs terraces where the city opens out below you.
“I think you’re brilliant,” a friend said to me on a visit to the States last summer. Believe me, it’s the first time I’ve been described that way. “You know what you want and you figure out how to make it happen. You’re not afraid of failure. You really are brilliant in that way.” Hmmm…wasn’t this the same person who thought I was slightly off kilter…far on the other side of crazy…15 years ago when I mentioned I was going to quit my job and move overseas?
Have you ever wondered what life in the jungle would be like? If you’re like me, it could be your own personal paradise. The funny thing is, I never set out to live in the jungle. I’ve lived in several places, including Patagonia, Chile, where I worked for five months as an English teacher before I returned back “home” to Kentucky. But I missed Latin American culture, so I found a job as the marketing manager for Outward Bound Costa Rica, an adventure school based in the mountains of Tres Rios.
A warm, clear blue-green sea lapping long, sandy beaches… Families eating and laughing together over slow, relaxed dinners with lashings of good food and even better wine… If you’ve ever watched a movie set in the Mediterranean, you might believe the region is solely a playground for the rich—the romping ground of Hollywood starlets like Brigitte Bardot. Scratch the surface and you’ll discover that is definitely not the case—an adventure in the Mediterranean could be yours for less than you might think.
If you’ve ever yearned for your own Indiana Jones-style adventure, be sure to add Belize’s most infamous cave to your bucket list. ATM—full name Actun Tunichil Muknal—is your ticket to the ancient Maya underworld, or Xibalba. Also known as the “cave of the stone sepulcher,” it’s near san Ignacio in the Cayo District, and it’s where the Mayas of old performed their sacred rituals long before Europeans came.
The North Island of New Zealand holds a treasure missed by hikers who limit themselves to the south Island. It’s the Tongariro Alpine crossing, a day hike among volcanoes—some dead, some smoldering, and all with an otherworldly feel that recalls the moon. The crossing sits atop Tongariro National Park, in the middle of the North Island. The night before my wife and I did the crossing, we stayed in the park at the Skotel,
Towering sand dunes, an expansive, golden-sand beach that goes on for miles, kite-surfers battling the strong, but warm, Atlantic wind…although Spain’s tourist hub of Marbella is just 63 miles to the east, here at Punta Paloma it feels a world away. It’s a sunny Saturday in early September as I stroll along this beautiful beach, looking for a spot to lay down my beach towel. But I’m not pushing my way through thronging crowds of sun worshippers to claim my little piece of sand.
Wacky and wonderful, polite and pristine, the beautiful island of Taiwan lies off mainland China’s southeastern coast. It’s home to a fascinating culture that celebrates modernism and tradition in equal measures. You can explore the best of this in just a few days in the capital, Taipei. Taipei’s frenetic night markets are a good place to start.
Thai handicrafts, jewelry, handmade paper, ceramics, a plethora of textiles and handbags galore…you can find it all and more at Bangkok’s Weekend Market, known as Chatuchak or “JJ” for short. No trip to the Thai capital is complete without a visit to this massive 35-acre market located north of the city, where you can get your shopping fix as well as a big dose of Thai culture. Just don’t forget to bargain!
Poland’s eastern border has long been wild and a little untamed. This is a region of magnificent primeval forests untrammelled by tourists and dotted with castles and medieval towns. A disputed land for centuries, today it is home to poles, Belorussians and Ukrainians, resulting in a rich mix of architectural styles and traditions. You’ll find Orthodox churches and colorful wooden houses throughout, and—in the town of Bialystok—palace Branicki, once known as the polish Versailles for its 18th-century, French-style design and landscaped gardens.
After enjoying a Belize sunrise from my bird-song serenaded porch with a cup of locally grown coffee, a trip to the gym or walk on the beach is a great start to my day. Then I may catch up with friends on the internet, read international news, or spend time tending to plants on the veranda. The decision to move to Belize was not taken lightly by my husband Anthony and I, yet was achieved with a light heart.
Earl and Gail Johnson have lived in the Corozal District, a retirement haven in northern Belize, for eight years. Corozal is a small town, set on the vast Corozal Bay and just nine miles from the Mexican border. It has a close-knit expat community, with plenty of clubs and social activities.
Belize first attracted me because of the spectacular Caribbean seascapes and the vibrant offshore barrier reef teaming with colorful, diverse sea life…the laidback lifestyle…affordable cost of living…and the friendly Belizeans. But after moving here another advantage became apparent. Maintaining a healthy, happy lifestyle in Belize is easy. As a matter of fact, many expats who move to Belize remark that they have lost weight, are in better shape, and feel better than they have in years…
My journey to Cuenca, Ecuador began with a discussion with friends in their home by the beach in Panama. We were all disenchanted with the U.S.—the regulations, the taxes… We concluded that there’s no American dream anymore.
The sun glistens down the six-mile stretch of white-sand beach. This is the heart of my hometown of La Misión, on Mexico’s Baja California peninsula.Sitting just 90 minutes south of San Diego, La Misión is a beautiful and quaint village (it has a population of just under 1,000) that has yet to be discovered by the masses of tourists who visit the better-known destinations of Rosarito and Ensenada.
For most folks, the perfect way to start a day is with a stroll on the sand or a dip in the ocean. Owning a beach home so that they can do it every day is at the top of many wish lists. Many people think they can’t afford to do that. Understandable: When you take the limited supply of beach property and combine it with strong demand, what do you get? Sky-high sticker prices. But you can still bag a beach bargain in some overseas destinations
The famous white powdery sands that stretch around the islands of Phuket and Kho Phi Phi in southern Thailand have attracted international tourists for decades. But on the Gulf coast, just four hours from Bangkok is where you’ll find my favorite Thai beach town…Hua Hin.
Coming from Los Angeles, a bustling city that moves at breakneck speed, to a cave house in a village with less than 1,500 people in Spain’s southeastern region of Andalusia was quite a shock. I traded in being kept awake at night by police helicopters shining spotlights arbitrarily into my windows and the smoggy skyline of downtown L.A., for a much slower pace of life and clear views of the peaceful Sagra mountain range that surrounds my new hometown of Galera.
From our balcony, aided only by a pair of binoculars, my husband and I sit and watch whales breach, roll, and spout all day long. Before I lived here, I figured that you’d have to hire a boat and go out for miles to see whales—but not here. For some reason—perhaps the famously deep water that makes Manta, Ecuador a major fishing port—the whales come to us. And not only whales. Everything from quaint fishing boats to gigantic cruise ships to old-world “Tall Ships” pass by, providing constant novelty from the comfort of our balcony.