Fund Your Life Overseas
Need a Way to Fund Your Life Overseas?
If you'd like to learn more about flexible, work-anywhere ways you can pay for your life overseas, sign up for Fund Your Life Overseas, a free e-letter from International Living.
Get Your Free Report on Funding Your Life Overseas Now
Join our Fund Your Life Overseas e-letter today, and you'll hear from us five times a week, telling you about ways to earn income that lets you live anywhere, travel anytime… and give you the funds to make your overseas dream real.
Just enter your e-mail address below and we'll also send you a FREE report: Fund Your New Life Overseas With These 6 Portable Careers
Get Your Free Report Here
Take Our Fund Your Life Overseas Quiz
No matter how affordable the destinations we talk about are, the simple fact is: You can't live anywhere for free...
But what if you had an income that went with you? An income that could give you the freedom you need to just pick up and go?
You could spend half the year in your own cottage on the beach… work in the mornings and snorkel and relax in the afternoons. Maybe spend the other half of the year up in the mountains where it's cool... and get paid while you're at it...
With this kind of flexibility, it doesn't matter where you're based. That means you can travel whenever you feel like it. You could rent a place in Paris or Buenos Aires for a month or two of vacation, work from home a few days a week and spend the rest of your time enjoying the city...
You could earn an income from back home while you go live someplace where the cost of living is much more affordable. That way you put dollars in your pocket, but you spend in a place where those dollars really stretch.
Get Your Free Report on Funding Your Life Overseas Now
Sign up to Fund Your Life Overseas today, and we'll send you your FREE report Fund Your New Life Overseas With These 6 Portable Careers
Get Your Free Report Here
One of the things I love most about traveling is that it can be a metaphor for other parts of our life. Outside of familiar surroundings, we are apt to be more alert, more conscious. In such situations we frequently gain new skills—like learning how we respond to unexpected delays and distractions. It was a discovery I made after spending 10 days with my siblings in Lucca, Italy. I planned to take a train to Venice, spend a bonus afternoon in my favorite city, and fly home the next day.
I never thought of photography as a way to earn money. It was just too much fun as a hobby. So, you can imagine my elation when I sold my first framed travel photo for $600! And, then, sold two more on the same weekend. I had been a teacher and a programmer, back in the States. But when I began living out of a suitcase—accompanying my husband on his longer business trips—I started photographing my travels
Coming from Tyler, Texas, Harold and Lisa Beasley brought more than clothes and household items when they moved to the village of Atenas, in Costa Rica’s Central Valley region. They also brought with them a touch of Southern hospitality. That and home-style cooking is on offer at Kay’s Gringo Postres, a restaurant with a long history in the expat community, which they bought from its original expat owners.
The Honduran island of Roatán has a lot of things going for it: low cost of living, a laidback island lifestyle, sun, sand and, of course, sea. The island has over 95 miles of coastline fronting the rich, warm waters of the Caribbean making it a scuba diving Mecca. This is a fact that expat business partners Gary Carlson and John Hart have been able to take full advantage of with their diving shop, West End Divers.
As a travel photographer, I stayed for free in a vacation rental, a charming little authentic cottage tucked away in the lush green countryside. I photographed the cottage and interesting things one might see and do, both in the immediate area of County Limerick and as far away as Dublin, for the same publication.
It’s been a long time now since I transitioned from a traditional job to a footloose and fancy-free photographer but I’d do it again in a heartbeat. Location independent income has become a mandatory part of my life and I wouldn’t have it any other way.
My friends thought I was crazy when I first started talking about selling my photos. I had no experience and I barely knew how to work my camera. But they have no idea how easy it was to put my travel photos online and start selling them as stock.
The landscape is bucolic and peaceful, with tremendous views of forested river valleys, green-covered hills and mountains, with the red rooftops of villages in the distance. It’s not a bad place to retire…to reinvent yourself in a new country.
Tim Leffel and his family live among the cobblestone avenues, pastel-colored colonial buildings, and leafy plazas of Guanajuato, one of Mexico’s prettiest towns. “I really love the pace of life, the emphasis on family and fun rather than wearing ‘busy-ness’ as a badge of honor,” he says. “Since Mexican cities are geared to pedestrians and people are always out and about on foot, we don’t need a car and all the related expenses. Since healthcare costs are reasonable, there’s no fear of a doctor’s visit costing more than a car payment either.”
It’s almost lunchtime, which means it’s time for the work to end and play to begin. The beach awaits and the dive boat will be heading out soon, leaving just enough time to shut down the laptop and mosey into town. Such is a typical day in Roatan, Honduras, for expat Rika Purdy. Originally from Vancouver, Rika worked as a paralegal for years, obeying the clock, and working to make other people rich. But she came to realize there were new opportunities for earning online which could release her.
A decade ago, I had no idea this type of freedom was possible… I thought I’d spend the rest of my career working for an employer, getting 3% raises each year, hoping for a tiny holiday bonus. I thought I’d be chained to a single location, traveling only during my vacation days. But thanks to the power of the internet, which creates the opportunity to embrace location-independent jobs like blogging, I’m now able to go anywhere I want, anytime I want, for as long as I want.
Peter Roberts and his wife, Sally, were never really intending to move to Panama. They had even less inkling that they would buy a property—specifically a working farm. Two bird enthusiasts, Peter and Sally visited the mountain region of Boquete to take a bird-watching tour.
I don’t like any weather that requires a jacket. My solution is to escape to warmer climates. This past fall and winter, I spent more than three months living in Italy and Spain. Last year I spent almost two months in Thailand and other parts of Southeast Asia. I spent my weekends exploring Cinque Terre and small Tuscan towns like Siena, Lucca, and Cortona. I enjoyed soaking up the Italian history and culture by wandering through cobbled streets, climbing up old towers, and eating more pizzas than I can count.
Ryan Bickle, 33, was exploring the hills around the town of Montezuma in Costa Rica 10 years ago…and it changed the direction of his life. Montezuma is a fishing village turned bohemian hangout on the tip of Costa Rica’s Nicoya Peninsula, which juts out into the Pacific in the north of the country. There is no large-scale development, no big hotels, no chain restaurants. It’s a simple place, quiet, with a laidback lifestyle that attracts expats seeking a home without resorts or the crowds that come with that level of development.
Start a blog this week—take a couple of days to really set it up right—and it could earn you a full-time income from anywhere in the world you want to be. Sound far-fetched? I’m not surprised. After all, as recently as the year 2000, “blog” wasn’t even a word. But fast forward to today and Forbes cites a woman receiving $5,000 to blog about an iPhone application for seven days…another who earns twice as much as her husband’s annual salary…and another taking all-expenses-paid vacations to Hawaii, Aruba, and Florida.
Bruce Walker has a simple life. Most days you can see him riding along the golden-sand beaches and jungle paths of Costa Rica’s southern Caribbean coast…with guests in tow. He has lived in Playa Chiquita, a small beach community for the past four years and his Playa Chiquita Riding Adventures is one of the most popular activities for visitors to this area, which is untouched by major development or tourism. No big resorts, no big towns. It’s a rural area full of nature. Rain forest borders a turquoise ocean.
The week after I returned from Italy, I was behaving like someone newly in love. I mooned around watching Room With a View so I could see Tuscan poppy fields again. I imagined painting my walls terracotta and adding frescoes, learning to speak fluent Italian. I grew weepy over spaghetti sauce commercials. I avoided anything having to do with running my business. I was a goner.
Exactly one year ago, I was sitting on my couch in snowy Cleveland. At that time, I hadn’t left Northern Ohio for more than three weeks at a time. I was spending my time watching International House Hunter shows and researching on every travel blog and forum I could…trying to find out if living in Central America was a realistic dream for my husband, Dave, and I.
The gentle waters of Peru’s Madre de Dios river lap the shore just inches away. A welcoming breeze begins to push away the jungle heat. Iguanas scurry about chasing each other in a game of tag. I am totally relaxed as the resort’s masseuse works on my tired muscles in an outdoor cabana. My morning was spent trekking through the jungle in the Peruvian Amazon where I discovered brilliantly colored plants and heard the unfamiliar sounds of nearby wildlife. Now I’m taking a break for a massage inside the thatched-roof cabana by the river.
Being self-employed in Costa Rica means Charlotte Viehauser can choose her own hours and spend plenty of time with her family. “Because I’ve chosen to raise my boys in Costa Rica instead of the States, I can have so much more time with them. I make my own schedule, so I can work during their school hours. In our free time, we like to get together with the other American families, play soccer, and travel within the country when we have the chance.”
Joseph Mucaria fell in love with Costa Rica on a short visit. “I was only supposed to come for three months and then return to the States, but I fell in love with the culture and the environment, plus I always wanted to learn another language,” he says. That was 12 years ago. Now, he lives in an ocean-view condo just 45 minutes away from the city of Liberia.
Ryan Gast couldn’t be happier. “At 30 years old, I found a way to semi-retire,” he says. “I’m healthier, happier, and surfing better than ever. I make enough to live here. I live a simpler lifestyle. I work. I surf. I go home. And that’s exactly what I wanted. I love being around like-minded people. I’m where I’m supposed to be.” A typical day sees him sitting in front of his small surf shop. Friends riding by on bikes shout greetings…customers pop by regularly to ask about renting a board or taking surfing lessons…the vibe of this little community has a soothing effect.
I’m a real sucker for pastries. I can’t resist the melt-in-the mouth, flaky pastry of a fresh croissant or better still, a pain au chocolat with its bonus hit of dark, sweet goodness in the center. Of course, eating baked goods prepared by a top patisserie chef while sitting in a glittering salon—and knowing that this is just one stop on a three-day gastronomic odyssey—makes it taste all the more delicious.
People come from all over the world to enjoy life among the paradise islands of Bocas del Toro on the Caribbean coast of Panama. They come for the surfing…for the deserted islands…and for the turquoise sea. Justine and Jeff Catalano also came for the sense of community. “Our favorite thing about living in Bocas is […]
I was recently chatting with friends back in Canada who were trying to shrug off the last remnants of a long, snowy winter…while I was relaxing on my ninth-floor balcony soaking up the Chiang Mai sunshine. I don’t have to wait until spring to feel it…it’s hot here pretty much year-round. My wife, Nancy, and I retired to Thailand a couple of years ago—having spent a few years in China and traveling throughout Southeast Asia. We settled in the northern city of Chiang Mai and haven’t looked back.
I got to retire 11 years early by moving to Nicaragua. I can live on about $1,000 (or less) a month…and I’m not scrimping. In fact, I can enjoy more here than I could in the U.S. when I had a great salary. I eat out when I want…travel around the country…visit the U.S. once a year…and generally have a better quality of life. In 2007 I was a technical writer in San Diego, with Fortune 500 companies as clients and a nice home in a great neighborhood. But when I went on a vacation to Nicaragua, I didn’t want to leave. I immediately fell in love with the country and daydreamed about living my life there.
Ecuador attracts people from all over the world for many reasons. The natural beauty, colorful culture, great climate, and affordable cost of living are just some of the pulls. Beer, however, has never been one of the country’s strongest selling points. And this is something that U.S. expat Greg Gedeon is trying to address with his microbrewery, Zarza—coupled with the beer and bar of the same name—taking the mountain town of Loja by storm. Texan Greg first came to Ecuador nine years ago, fresh out of acupuncture school and looking to ply his trade in Latin America. Attracted by Loja’s nice weather, friendly people, and colonial architecture, he settled down in the area and stayed for two-and-a-half years. “When I first moved here, I was desperate for a decent beer,” Greg says. “So I started learning to brew my own beer.”
Sun, sand, and surfing. These are the three main draws enticing visitors to Costa Rica’s central Pacific coast. And these have also created a ready market for businesses that can cater to the massive influx of tourists to the region, as California expat Danny Clark can attest. Danny first came to the central Pacific coast more than 20 years ago for a surf trip, and it changed his life. Today, the 42-yearold owns and manages a pair of successful restaurants in the bustling resort town of Jacó. And he says he lives a better lifestyle than he could in the States. His Side Street Bistro is a gourmet sandwich shop with an on-site microbrewery. And Graffiti is an upscale restaurant and wine bar.
Dyan deNapoli was five years old when her parents took her to an aquarium in Florida. She was so mesmerized by the relationship between the handlers and the dolphins that her parents had to pull her away. Despite fears that she wasn’t “smart enough” to handle the rigorous math and science courses, Dyan took a degree in animal science and was hired by the New England Aquarium in Boston as their Senior Penguin Aquarist. One of the highlights of her career was working as part of a team that rescued 40,000 penguins from an oil spill in South Africa.
If you’ve made up your mind to live the international lifestyle—and even done your homework—but you’re still afraid to actually take the leap, I have good news for you. The fact that you’re scared means that somewhere inside of you, you believe it’s actually possible to do the thing you want to do. That alone is huge. Think about it. If you didn’t think it was possible you’d never even get to fear. When you allow yourself to get to the fear stage, you’re one step closer to achieving your dream.
Ecuador has it all: stunning beaches, dense jungles, snow-capped mountains, and lush plains. And when you spend them here you are among some of the friendliest people on the planet. My husband, Warren, and I spent three months exploring the country…and we found a way to make huge savings, leaving most of our budget for enjoying the food, destinations, and culture. The mountains in the Otavalo area were our favorite. Soaring peaks and dormant volcanoes surrounded green valleys, where llamas and horses grazed under blue skies.
Wandering is our specialty. Since my husband, Chris, and I left the States at the start of 2013 with not much of a plan and a whole load of ambition, we have resided in seven homes and explored countless destinations in the two countries—Costa Rica and Nicaragua. During our travels we have rescued hatchling sea turtles from hungry birds…observed the most achingly beautiful sunset from a Pacific beach…and encouraged a sloth as he crept between trees…
I confess I am a travel addict as is my husband Michael. We’ve seen much of the world and we want to see more. One highlight I will never forget is our four-month long trip to Europe. Long after the azure twinkle of the Mediterranean disappeared beneath the clouds, and our plane soared toward the Americas, the views still sprang fresh to mind: the canyon that cleaves the Spanish town of Rhonda in two, washed by the setting sun…the rolling hills of Tuscany…the white villages of Andalucia, stacked like brilliant sugar cubes.
Here’s a novel idea: What if parents, guidance counselors, and college career advisors had focused less on what you wanted to be when you grew up and spent more time helping you decide how you wanted to feel when you grow up? I call it the Life First – Work Second approach to career planning. It’s why I begin every business idea generation session with the same simple question: What do you want your life to look like?
As my nephew Jason prepared to begin his first year of college, his thoughts naturally turned to potential careers. “What would you really love to do?” I asked. Jason thought for a moment before replying, “I’d just like to get a job I don’t hate too much.” After a little auntie-to-nephew pep talk about the importance of shooting higher than “one notch above misery,” we talked about his love of baseball.
No one worries about what day it is in a gorgeous tropical location like Roatan. Every day is just like a Saturday and it’s always a good time for fun in the sun. It’s a great place to earn a living because you actually feel like you’re living, not just working to survive and simply pay the bills. And one of the best ways to earn a living in a tropical location is to socialize with the crowds.
You roll out of a bed at…well, whenever. No alarm clocks here. Just bird song and the sunlight filtering through your windows. Now it’s time for a bit of coffee and a walk on the beach. Back home, you check some email, update some Facebook pages, scan your accounting software…maybe message your web guy to update your site for the weekend. You do all this from home, or that little café down the street on your laptop as you greet friends who come in for their morning cup of Joe. It takes an hour or so.
“I’m just a beach person,” says Debbie Cooper, 63. With that attitude, it’s no wonder that she and her husband, Bruce, 66, have called the tiny Caribbean isle of Caye Caulker 12 miles off the coast of Belize home for the past 13 years. There are no cars on the island, and it receives a fraction of the tourists that Ambergris Caye, 11 miles to the north, does. Homes and restaurants on the beach face an impossibly blue sea framed by windswept palms. Lobster is a specialty when it’s in season.
Adrienne Greenwood had a choice. Stay in wet and rainy Whistler, Canada, close to the poverty line or go elsewhere. That’s when she discovered the tropical beach town of San Juan del Sur on the Pacific coast of Nicaragua. “Nicaragua has everything I need: warm, friendly, family-oriented people and a good yoga-and-wellness community, full of colorful and quirky individuals who have also chosen an off-the-beaten-path existence, and a sunny tropical climate all year round. I love that,” says Adrienne.
Living in Costa Rica has been great since we moved here last year. Each day my wife, Kelli, and I drink coffee—grown on a farm five minutes from our home—on the deck while we watch the birds get their breakfast. Our monthly expenses have been cut in half from what they were in the States, and we’re making plans to build a modest home here to cut that budget even more. And our life has become much quieter in the sense that there is less to worry about.
How to Earn Overseas
Free Report & E-letter
Retire Overseas Now
Sign up for our free daily Postcard e-letter and we'll immediately send you a FREE research report on the most desirable -- and cheapest -- retirement havens available to you today. Each day you'll learn about the best places to retire, travel, buy real estate and enjoy life overseas.
We came down with several goals in mind… set up a foreign corporation/IBC… set up foreign bank accounts… find real estate investments in foreign countries. You have provided us with “all the above”! We are on our way!Read More Testimonials