Everyone wishes that they could open their own business wherever in the world they choose…but nobody actually does it… Do they? Well, the short answer is…Yes, they do. And we’ve met them.
We know expats who run their own B&B in Mexico...opened a bagel café in Panama... started a tour business in Chile...operate a yoga retreat in Costa Rica. The fact is, being your own boss will provide you with the flexibility to work the hours you prefer and pick a schedule that best fits your lifestyle and priorities. So take that leap and open that business of your dreams in an overseas location of your choice.
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I’m a real sucker for pastries. I can’t resist the melt-in-the mouth, flaky pastry of a fresh croissant or better still, a pain au chocolat with its bonus hit of dark, sweet goodness in the center. Of course, eating baked goods prepared by a top patisserie chef while sitting in a glittering salon—and knowing that this is just one stop on a three-day gastronomic odyssey—makes it taste all the more delicious.
People come from all over the world to enjoy life among the paradise islands of Bocas del Toro on the Caribbean coast of Panama. They come for the surfing…for the deserted islands…and for the turquoise sea. Justine and Jeff Catalano also came for the sense of community. “Our favorite thing about living in Bocas is […]
I was recently chatting with friends back in Canada who were trying to shrug off the last remnants of a long, snowy winter…while I was relaxing on my ninth-floor balcony soaking up the Chiang Mai sunshine. I don’t have to wait until spring to feel it…it’s hot here pretty much year-round. My wife, Nancy, and I retired to Thailand a couple of years ago—having spent a few years in China and traveling throughout Southeast Asia. We settled in the northern city of Chiang Mai and haven’t looked back.
Ecuador attracts people from all over the world for many reasons. The natural beauty, colorful culture, great climate, and affordable cost of living are just some of the pulls. Beer, however, has never been one of the country’s strongest selling points. And this is something that U.S. expat Greg Gedeon is trying to address with his microbrewery, Zarza—coupled with the beer and bar of the same name—taking the mountain town of Loja by storm. Texan Greg first came to Ecuador nine years ago, fresh out of acupuncture school and looking to ply his trade in Latin America. Attracted by Loja’s nice weather, friendly people, and colonial architecture, he settled down in the area and stayed for two-and-a-half years. “When I first moved here, I was desperate for a decent beer,” Greg says. “So I started learning to brew my own beer.”
Sun, sand, and surfing. These are the three main draws enticing visitors to Costa Rica’s central Pacific coast. And these have also created a ready market for businesses that can cater to the massive influx of tourists to the region, as California expat Danny Clark can attest. Danny first came to the central Pacific coast more than 20 years ago for a surf trip, and it changed his life. Today, the 42-yearold owns and manages a pair of successful restaurants in the bustling resort town of Jacó. And he says he lives a better lifestyle than he could in the States. His Side Street Bistro is a gourmet sandwich shop with an on-site microbrewery. And Graffiti is an upscale restaurant and wine bar.
Dyan deNapoli was five years old when her parents took her to an aquarium in Florida. She was so mesmerized by the relationship between the handlers and the dolphins that her parents had to pull her away. Despite fears that she wasn’t “smart enough” to handle the rigorous math and science courses, Dyan took a degree in animal science and was hired by the New England Aquarium in Boston as their Senior Penguin Aquarist. One of the highlights of her career was working as part of a team that rescued 40,000 penguins from an oil spill in South Africa.
If you’ve made up your mind to live the international lifestyle—and even done your homework—but you’re still afraid to actually take the leap, I have good news for you. The fact that you’re scared means that somewhere inside of you, you believe it’s actually possible to do the thing you want to do. That alone is huge. Think about it. If you didn’t think it was possible you’d never even get to fear. When you allow yourself to get to the fear stage, you’re one step closer to achieving your dream.
Ecuador has it all: stunning beaches, dense jungles, snow-capped mountains, and lush plains. And when you spend them here you are among some of the friendliest people on the planet. My husband, Warren, and I spent three months exploring the country…and we found a way to make huge savings, leaving most of our budget for enjoying the food, destinations, and culture. The mountains in the Otavalo area were our favorite. Soaring peaks and dormant volcanoes surrounded green valleys, where llamas and horses grazed under blue skies.
Wandering is our specialty. Since my husband, Chris, and I left the States at the start of 2013 with not much of a plan and a whole load of ambition, we have resided in seven homes and explored countless destinations in the two countries—Costa Rica and Nicaragua. During our travels we have rescued hatchling sea turtles from hungry birds…observed the most achingly beautiful sunset from a Pacific beach…and encouraged a sloth as he crept between trees…
Here’s a novel idea: What if parents, guidance counselors, and college career advisors had focused less on what you wanted to be when you grew up and spent more time helping you decide how you wanted to feel when you grow up? I call it the Life First – Work Second approach to career planning. It’s why I begin every business idea generation session with the same simple question: What do you want your life to look like?
As my nephew Jason prepared to begin his first year of college, his thoughts naturally turned to potential careers. “What would you really love to do?” I asked. Jason thought for a moment before replying, “I’d just like to get a job I don’t hate too much.” After a little auntie-to-nephew pep talk about the importance of shooting higher than “one notch above misery,” we talked about his love of baseball.
No one worries about what day it is in a gorgeous tropical location like Roatan. Every day is just like a Saturday and it’s always a good time for fun in the sun. It’s a great place to earn a living because you actually feel like you’re living, not just working to survive and simply pay the bills. And one of the best ways to earn a living in a tropical location is to socialize with the crowds.
You roll out of a bed at…well, whenever. No alarm clocks here. Just bird song and the sunlight filtering through your windows. Now it’s time for a bit of coffee and a walk on the beach. Back home, you check some email, update some Facebook pages, scan your accounting software…maybe message your web guy to update your site for the weekend. You do all this from home, or that little café down the street on your laptop as you greet friends who come in for their morning cup of Joe. It takes an hour or so.
Beverly Nelson has a passion for holistic health…and for Mexico. That’s why she opened a retreat center in San Miguel de Allende, in the country’s Colonial Highlands. Today, she enjoys a life that is fulfilling both personally and professionally. She welcomes clients from around the world who come for workshops and lectures, individual and group retreats, and healing modalities like acupuncture and various types of massage, including Ayurvedic. During her free time, she and friends enjoy San Miguel, going to concerts, films, gallery openings, the theater, or dinner at someone’s home or in a local restaurant. “There is so much to do here in San Miguel, there is never a lack of choice,” she says.
A couple of years ago, I visited Cassis—a harbour town on the French Riviera’s lesser-known western end. Fishing boats and the crystal-blue Mediterranean, yes. Langoustines and palest pink rose wine, yes. But the last thing I expected to find was a poetry shop. Handwritten on marbled paper, the poet had hundreds of musings on love, life, and friendship to choose from. And his little shop was busy. Maybe the French have a deeper romantic streak than other nationalities, but I think he was tapping into nostalgia. In an age of computers, anything handwritten now has rarity value.
Dick Walton, 53, and his wife, Dawn, 47, have always loved to travel. And they knew for a long time that they wanted to retire to English-speaking Belize…the tiny Central American country on the Caribbean sea. But when Dawn had an aneurysm in 2009, the couple pushed up that timetable to escape the stress and fast pace of life in their hometown of Cedar Rapids, Iowa. Over time they visited a few places in the country: the island of Ambergris Caye and the low-cost retiree haven of Corozal. But nothing struck them.
There’s an old joke about the tourist who gets lost on the back roads of Maine. He comes across an old farmer and asks, “Do you know how to get to Portland?” After a long pause, the farmer replies, “E-yup. But you can’t get there from here. The farmer’s nonsensical response offers an important lesson to those who wish to live life on purpose…work at what they love…and follow their own road. I spent seven years commuting 90 miles a day to a management job in a large corporation.
Back in the 1980s, Terresa Murphy arrived in the City of Lights. “I came with my guitar,” she says. “I played for money in the metro to begin with, then in cafes. Then in the ’90s, after much back-and-forth between Paris and the States, I got a job at the city’s International Cinematography Festival through a friend.” But it was food that really drew Terresa’s attention. “I fell in love with French food culture, particularly the artisan approach to both ingredients and cooking. It wasn’t considered artisan at the time,” she says. “It was just the norm.”
This week I’ve tried to give you some insights into how a simple-to-execute e-book strategy can fund your life overseas. Since I started producing e-books more than 14 years ago, they’ve created an income that has allowed me to live some of the very biggest dreams of my life. That income has taken me to Laurenzana, a small village in the ankle of the boot of Italy, where my mother’s family comes from.
Mexico’s chic beach resort of Puerto Vallarta has been attracting expats for decades, thanks to its warm climate and sophisticated but affordable First-World living. But while many come to lounge by the sea or stroll the cobblestone streets of the city’s Romantic Zone, Canadian Pat Light has found in Puerto Vallarta a moneymaking opportunity. The former hospital administrator has turned her love for exotic handmade soaps into a thriving business. In addition to colorful soaps, Pat also sells shampoos and body creams scented with the coconut, lime, and mango of her new home. Like many businesses, hers grew out of a hobby. A longtime admirer of handmade soap, Pat ran out of supplies after moving to Mexico in 2007. This led her to try to create her own.
Like many people, I grew up believing the expression that “if you want it done right, you’ve got to do it yourself.” These days I make big money from e-books—sometimes as much as $5,000 a day—but I don’t do it all myself. I let someone else do the writing…while I enjoy traveling to countries I never thought I’d visit…touring around Tuscany in Italy…or going on safari in Africa.
It was a lovely fall day as we strolled through Radda in Chianti, a beautiful walled medieval town in Tuscany. Seeing an ATM across the road, I decided to top up my supply of euros. Now, millions of people every day who are living or traveling abroad use a debit card from their native country to withdraw cash. But my card is truly international.
I didn’t have a passport until I was almost 50 years old. Of course, it didn’t matter that I didn’t have one, because I didn’t have a reliable source of income that would allow me to use it very often anyway. In fact, for almost 10 years, not only did I not have a reliable source of income…sometimes I didn’t even have an income. That partly explains why my family and I were evicted from our home and the following year lost our last automobile to repossession.
“I wasn’t really looking to make a move at all,” says Deborah Gershon. “I came to visit Boquete in Panama’s Chiriqui Highlands a few times in order to decide whether it might be my ultimate retirement spot.” “Somewhere along the way on my last visit, it occurred to me that there really wasn’t any reason to wait, since I could telecommute nearly as well from Panama as I was doing from California.” Born and raised in Los Angeles, 59-year-old Deborah is an attorney.
Anne Gordon de Barrigón didn’t want to come to Panama the first time she was invited. “But it was a period of transition in my life and I was restless,” she recalls. “So my friend convinced me and I just fell in love with the country and the people. I knew it was the right place for me and I’ve been here ever since.” That was in 2004. Today Anne, age 57, lives in the leafy and tranquil Ancon neighborhood of Panama City with her husband and together they own and operate whale-watching and indigenous village tours.
Mat Lewis treasures the freedom to work whenever he wants, free from the drudgery of waking up to an alarm clock each morning. It was in 2013 that Mat set up an online business for booking luxury home vacation rentals with his partner, Stoewie van den Bulk, and discovered two things. One was that they could take the business on the road in Southeast Asia; the other was that it actually made financial sense to do so. “Traveling in Southeast Asia has really taken the pressure off by reducing our personal expenditure,” Mat says. Low costs have meant the pair can live “an amazing life at a cost that’s kind to the wallet,” yet keep investing in their business.
I started my first eBay bridal business in Spokane, Washington in 1998 after discovering eight stunning and remarkably cheap wedding gowns for sale in a Goodwill thrift store…and sold it six years later for a healthy six figures. Back then, I had quit my full-time job to stay home with my infant son and—as a Goodwill lover and part-time eBay entrepreneur—I was buying clothing, shoes, fabric, sporting goods, and collectibles to sell on eBay. I got the wedding gowns for $20 each. I listed them on auction on eBay for seven days, with a starting bid of $99 each. They flew out the door. Some of them ended up at $325 to $475 each!
Lying at the meeting point of Europe and Asia, the Turkish city of Istanbul has been attracting people in search of their fortune for centuries. Its markets and steep cobbled lanes have played host to traders since the Greeks first founded Byzantium on the site. A few name changes and a lot of history later, and now it’s one of the world’s most visited cities. Folks come from all over to explore millennia-old places of worship, and walk the spice-scented bazaars in search of an exotic handcrafted bargain.
Paris has always attracted artists. It’s also justly famous for its food and markets. While it was her artist’s heart that brought Los Angeles-native Terresa Murphy to the City of Light, it was food that unlocked the funds to living there full-time. Back in the 1980’s, Terresa says, “I came with my guitar; I played for money in the metro to begin with, then in cafés. Then in the ‘90’s, after much back-and-forth between Paris and the States, I got a job at the city’s International Cinematography Festival through a friend.” But it was food that really drew Terresa’s attention. “I fell in love with French food culture, particularly the artisan approach to both ingredients and cooking. It wasn’t considered artisan at the time,” she says. “It was just the norm.”
Rosalind Baitel, 54, is bi-coastal. And by that I don’t mean she subjects herself to long flights to shuttle back and forth between expensive, crowded cities like New York and L.A. “We go to the beach most every weekend…it’s so close that even if we can’t stay the entire weekend, we can go for the day.” An hour and 40 minutes gets her from Panama City on the Pacific shore to the brilliant blue waters of the Caribbean. What she loves most about Panama City is that it’s a world capital…with amenities and entertainment to rival many of the world’s great cities.
Michael, 55, and Julie Rhoda, 52, traded in full-time jobs, a home in Colorado, a car, and the usual creature comforts for a new life in Santa Fe, Panama. “We moved here on New Year’s Day 2014, so we’ve celebrated one year down here,” Michael says. “We love the slow pace and the locals.” But what really attracted the couple and other expats to the area is its natural scenic beauty and cool highland climate.
Paul Blanford has created a lifestyle income for his retirement. It’s already making money…and occasionally he gets to enjoy it himself. But when he’s ready to retire—which may be sooner rather than later—his new life is ready for him. Paul, a native of New Zealand, works as a pilot in Hong Kong but has always loved boats and sailing. So he decided to buy a junk—a type of traditional Chinese sailboat— and turn it into a business. Second-hand junks are cheap and plentiful in Hong Kong, and Paul had his eye on the tourist charter business along the west coast of peninsular Malaysia in the Straits of Malacca.
If you’re the pioneering type, a small business in Bolivia might offer just the kind of lifestyle you’re looking for. You can live well in Bolivia for less money than just about anywhere, and you don’t need bags of cash to start an enterprise here. Historically, Bolivia ranks alongside the poorest countries in the region, but things are changing. Today it is among the most hopeful economies in the hemisphere…its economy is growing steadily at around 5% a year… inflation (5.19% in 2014) and debt (32% of GDP in 2013) are under control. Bolivia’s oil and gas industry helps keep energy costs low.
When John and Heather Schmit sold their 10-year-old trucking business in Phoenix, Arizona in 2011 they found their dream home amid white sandy beaches, rocky headlands, gentle surf, and inland breezes… Their home in Punta Carnero on the coast of Ecuador “is our piece of paradise,” says Heather. “I can walk along the beach and be the only one out there. It’s so quiet and peaceful.” As they were considering their overseas move, Heather began conversing with a former classmate who lived in Vilcabamba for three years…so Ecuador made it on to their radar.
On any given evening, you’ll find Kasie Estevez serving up drinks and tasty snacks while laughing with the regulars at the bar she opened in Cotacachi, Ecuador. “I love it here,” she says. “The weather’s good, and you develop friendships like nowhere else. I think people have more time to invest in relationships.” Plus the cost of living is low. A couple can live on as little as $1,600 a month in Cotacachi. Kasie finds that Ecuador’s slow pace allows her to enjoy life more. It’s a far cry from holding down a sales job as a single mother in Las Vegas.
It would be a challenge for anyone to find a more perfect picture of paradise than Vilcabamba, Ecuador. This little valley is surrounded by the majestic peaks of the Andes and is the perfect example of the “eternal spring” that the country is well known for. With warm days, dependable rain, and little change in weather year-round, it is a lush South American Eden. Dennis D’Alessandro is one of the many North Americans who have come to Vilcabamba to enjoy the climate and opportunities presented. As a third generation organic farmer from Pennsylvania he brought his skills and knowledge to Ecuador.
Jamie and Barbara Quinion have no regrets about their move to western Belize. “We’re not just living our dream of the good life,” Barbara says of the couple’s new life in the ancient Maya village of San José Succotz, in Belize’s Cayo District. “We are living the ‘excellent life!’” Five years ago, they decided to sell their winery in Canada and move abroad, for several reasons. “What attracted us to Belize is that it’s English-speaking—that was a big plus—with a good climate, really friendly people, and incredible diversity for such a small country. We live in the farthest point west on the mainland, where we go swimming, tubing, hiking, biking, birdwatching, or just enjoy the great view from our property.”
“We love our life here, meeting new people who come to the resort, fishing when we want to, and relaxing in our new house,” say Texans Rex and Connie Hudson of their new life in Panama’s Chiriquí province. “It’s just about perfect.” Rex and Connie are the owners and managers of Hooked On Panama, in partnership with two other U.S. couples. Hooked On Panama is a fishing lodge and resort in a remote area of Chiriquí province. The property is located south of Puerto Armuelles near the end of Punta Burica, a narrow peninsula that extends into the Pacific Ocean and borders Costa Rica.
When my seatmate on a plane says, “And what do you do?” I’m apt to answer, “I run an excuse-removal service.” I’m not just being flippant, however. Almost everything I do is designed to help others get free of the excuses that are keeping them stuck. Stacy is a woman with a lively past. She’s created small businesses, lived in several countries, and invented a wildly successful product. Once, when we were having lunch in a funky diner, Stacy was oddly defensive.
Colette Holmes and her husband, Nick, weren’t initially planning to move from Los Angeles to the Pacific beach town of Tamarindo, Costa Rica. “We came because Nick was a baseball coach,” Colette explains. “It was just a seasonal job. But after spending a little time here, we decided that we wanted to make a life in Costa Rica. We wanted a different life—a bit slower, a bit simpler.” Today, life is a lot different than the stress of the restaurant trade Colette used to work in. Instead of being assaulted by noise and rushing servers, she spends her days in more serene surroundings among Costa Rica’s exotic, colorful flowers.
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