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No matter how affordable the destinations we talk about are, the simple fact is: You can't live anywhere for free...
But what if you had an income that went with you? An income that could give you the freedom you need to just pick up and go?
You could spend half the year in your own cottage on the beach… work in the mornings and snorkel and relax in the afternoons. Maybe spend the other half of the year up in the mountains where it's cool... and get paid while you're at it...
With this kind of flexibility, it doesn't matter where you're based. That means you can travel whenever you feel like it. You could rent a place in Paris or Buenos Aires for a month or two of vacation, work from home a few days a week and spend the rest of your time enjoying the city...
You could earn an income from back home while you go live someplace where the cost of living is much more affordable. That way you put dollars in your pocket, but you spend in a place where those dollars really stretch.
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Michael, 55, and Julie Rhoda, 52, traded in full-time jobs, a home in Colorado, a car, and the usual creature comforts for a new life in Santa Fe, Panama. “We moved here on New Year’s Day 2014, so we’ve celebrated one year down here,” Michael says. “We love the slow pace and the locals.” But what really attracted the couple and other expats to the area is its natural scenic beauty and cool highland climate.
If you can write a simple email to a friend—and you like to share ideas with other people—you have all the qualifications you need to make a good income, live wherever you want in the world, and be your own boss. Age…experience…location…none of that matters. I’m talking about freelance copywriting. People often think they need a lot of qualifications to become a copywriter. But, the truth is, you don’t need a special education to succeed in this industry. There are successful copywriters who didn’t finish high school.
Back in 2009, I was taking a six-week holiday at a beach resort on the island of Koh Phangan in Thailand. Almost everyone there was on vacation, of course. And they were having a great time, enjoying the fun and sun, and spending money. Lots of it. Not earning it. But not me… That’s because I’m a freelance copywriter. That just means I write sales letters, promotional emails, and other communications…just easy, conversational English.
I haven’t always done what I do these days. In fact, during the first year of my new career, I didn’t even know that’s what it was called. It was only after a client told me that “good copywriters are hard to come by” that I realized. I smiled, politely nodded my head, and then frantically googled the term “copywriter” after she left. I honestly had no clue up until that point that the simple promotional writing I was doing was called copywriting. I started out as a songwriter and an artist. But I had an exhaustive and demanding touring schedule that required me to be on the road 51 weeks of the year. After performing and writing for more than 25 years, the passion was gone.
I still remember the day that my plane first touched down in Italy nine years ago. I was a bundle of nerves and excitement, and everything—even the simple train ride into the city—was beautiful to me. And I had the fleeting thought that perhaps I should have studied Italian instead of Spanish for the last few years. But I quickly learned that Spanish was even more widely understood than English here—both because many of the Italians I met spoke Spanish very well and because many of the words in Spanish are similar to, or even the same, as the Italian word for the same thing.
I hear you’re looking for a portable income to help you move overseas. I don’t blame you. Why live where you don’t want to…when you can live anywhere? The beaches of Central American are on your doorstep…Southeast Asia has some beautiful—and low-cost—places where you can set up home…and the cultures of Europe are waiting to be explored.
My Panamanian neighbor, Gabriela Pitti, and I share a love of cats. We discovered this when an adorable and affectionate stray appeared one day, a petite calico female. She explored our yards and, finding a welcoming environment, decided to stay. Gabriela and I speculated about where she might have come from, gushed about our love of animals in general and cats especially. Gabriela adopted the kitty, named her Mini, and together we took her to the animal clinic to have her spayed. Since then Gabriela and I have shared many cat-related and other experiences and it’s a great comfort to have her for my neighbor. But Gabriela doesn’t speak a word of English. It’s my ability to talk to her in Spanish that has enabled us to form a bond as neighbors, friends, and cat lovers.
People from all around the world come to my adopted home town, San Juan del Sur. It’s Nicaragua’s most popular beach town and home to a cheerful mix of folks. Let me give you an example. I once found myself in a bar where visitors and locals often meet up. With a rockin’ band that invites anyone with an instrument to sit in and play, a true mix of Nicaraguans and foreigners, and fabulous local fare, it was so crowded that I found myself sharing a table with strangers. I was the lone U.S. citizen among 12 people from 12 different countries.
Paul Blanford has created a lifestyle income for his retirement. It’s already making money…and occasionally he gets to enjoy it himself. But when he’s ready to retire—which may be sooner rather than later—his new life is ready for him. Paul, a native of New Zealand, works as a pilot in Hong Kong but has always loved boats and sailing. So he decided to buy a junk—a type of traditional Chinese sailboat— and turn it into a business. Second-hand junks are cheap and plentiful in Hong Kong, and Paul had his eye on the tourist charter business along the west coast of peninsular Malaysia in the Straits of Malacca.
If you’re the pioneering type, a small business in Bolivia might offer just the kind of lifestyle you’re looking for. You can live well in Bolivia for less money than just about anywhere, and you don’t need bags of cash to start an enterprise here. Historically, Bolivia ranks alongside the poorest countries in the region, but things are changing. Today it is among the most hopeful economies in the hemisphere…its economy is growing steadily at around 5% a year… inflation (5.19% in 2014) and debt (32% of GDP in 2013) are under control. Bolivia’s oil and gas industry helps keep energy costs low.
In 2012, Dani Leis, quit her job in the non-profit health sector and left Portland, Oregon for Thailand with nothing but a single duffel bag and a dream to start a new life. Her intention was to hit the beach and support herself by teaching. But she obtained her TEFL (Teach English as a Foreign Language) certification miles from the coast in the northern city of Chiang Mai and fell in love with the area. “The people here are friendly, kind, and open-hearted,” says Dani, 55. “They enjoy a culture centered on sanuk, meaning to take pleasure in what you are doing.
When John and Heather Schmit sold their 10-year-old trucking business in Phoenix, Arizona in 2011 they found their dream home amid white sandy beaches, rocky headlands, gentle surf, and inland breezes… Their home in Punta Carnero on the coast of Ecuador “is our piece of paradise,” says Heather. “I can walk along the beach and be the only one out there. It’s so quiet and peaceful.” As they were considering their overseas move, Heather began conversing with a former classmate who lived in Vilcabamba for three years…so Ecuador made it on to their radar.
“This is the best thing I ever did—in so many ways,” Jim Evans says. He’s talking about moving to Ecuador and opening a business. His small shop in the historic downtown district of Cuenca, Ecuador is close to the Concepcion Convent, an institution that traces its roots back to 1599. The rhythm of life surrounding the convent is simple, unhurried, and low-stress—exactly what Jim was looking for when he relocated in December 2009.
On any given evening, you’ll find Kasie Estevez serving up drinks and tasty snacks while laughing with the regulars at the bar she opened in Cotacachi, Ecuador. “I love it here,” she says. “The weather’s good, and you develop friendships like nowhere else. I think people have more time to invest in relationships.” Plus the cost of living is low. A couple can live on as little as $1,600 a month in Cotacachi. Kasie finds that Ecuador’s slow pace allows her to enjoy life more. It’s a far cry from holding down a sales job as a single mother in Las Vegas.
It would be a challenge for anyone to find a more perfect picture of paradise than Vilcabamba, Ecuador. This little valley is surrounded by the majestic peaks of the Andes and is the perfect example of the “eternal spring” that the country is well known for. With warm days, dependable rain, and little change in weather year-round, it is a lush South American Eden. Dennis D’Alessandro is one of the many North Americans who have come to Vilcabamba to enjoy the climate and opportunities presented. As a third generation organic farmer from Pennsylvania he brought his skills and knowledge to Ecuador.
Jamie and Barbara Quinion have no regrets about their move to western Belize. “We’re not just living our dream of the good life,” Barbara says of the couple’s new life in the ancient Maya village of San José Succotz, in Belize’s Cayo District. “We are living the ‘excellent life!’” Five years ago, they decided to sell their winery in Canada and move abroad, for several reasons. “What attracted us to Belize is that it’s English-speaking—that was a big plus—with a good climate, really friendly people, and incredible diversity for such a small country. We live in the farthest point west on the mainland, where we go swimming, tubing, hiking, biking, birdwatching, or just enjoy the great view from our property.”
“We love our life here, meeting new people who come to the resort, fishing when we want to, and relaxing in our new house,” say Texans Rex and Connie Hudson of their new life in Panama’s Chiriquí province. “It’s just about perfect.” Rex and Connie are the owners and managers of Hooked On Panama, in partnership with two other U.S. couples. Hooked On Panama is a fishing lodge and resort in a remote area of Chiriquí province. The property is located south of Puerto Armuelles near the end of Punta Burica, a narrow peninsula that extends into the Pacific Ocean and borders Costa Rica.
I am the only one on the planet with this particular view. The sun is rising over three beautiful islands and an ocean that’s pale aqua-blue turning to turquoise where the untouched coral reef is, then to cobalt in the deep water. I watch the lazy boat traffic and ever changing light from my covered hanging bed. There’s a trick with hanging beds I’ve discovered—get one side slightly shorter than the others, and it will automatically sway.
If someone told my younger self that one day my photographs would rescue me from the daily grind…allow me to spend more time with my family…afford me the opportunity to travel the world…and foot the bill to boot…I would have told them they were cuckoo. But photography has led me to climb volcanoes in Hawaii…go dog-sledding on Alaskan glaciers…drive game safaris in South Africa…and chase storms across the globe! Thirty-two countries have stamped my passport…and that is just the beginning!
Shaking as much from the cold as from my barely contained excitement, I set up my tripod on the edge of the pier and pointed my camera towards the sky. The Northern Lights were silently dancing, dressed in green and purple silk above Reykjavik, the capital of Iceland. Moments like these are what make me pursue my passion…traveling around the world and capturing the beauty of different environments and cultures through my lens. I had always been told that following a passion or a hobby and making money online was difficult. I had to be a responsible person and have a good job, which in my case, was in the human resources department in a big company in Abu Dhabi, capital of the United Arab Emirates.
With relatively little effort, I’ve earned hundreds of dollars a month, selling photos from my European vacations at art festivals…private school fundraising events…and art gallery shows. I’ve sold my photos through corporate art consultants…and even at a Christmas tree farm in Pennsylvania. These are simply photos that people want to hang on the wall. I began taking photos during vacations while I was still in a job…sometimes I even took photos when I was commuting. I always carry my camera with me and these days I make a living from it.
There are many things I love about Thailand. First off I love the people. Thailand is known as “the Land of Smiles,” and in my experience the people are some of the gentlest and friendliest people I have met anywhere in the world. I also love the food. While I enjoy Thai food at home in the States, the food here is amazing and took my taste buds up a notch or two on the heat scale. But these are not the reasons I come to Thailand…I don’t come on vacation.
In 2003 at the age of 45, I left my legal career. Since then I have traveled to exotic destinations like Morocco…Turkey…Thailand…and India, as well as closer-to-home locations like the Colorado Rockies, Utah’s great national parks, and the Grand Canyon. The common theme throughout my travels has been photography. I make money from my pictures and it gives me the flexibility to pick travel destinations that suit my passions. Because of my love of history and architecture—for example—a couple of years ago I embarked on a trip to Northumberland, England, an area known for its coastal castles.
When my seatmate on a plane says, “And what do you do?” I’m apt to answer, “I run an excuse-removal service.” I’m not just being flippant, however. Almost everything I do is designed to help others get free of the excuses that are keeping them stuck. Stacy is a woman with a lively past. She’s created small businesses, lived in several countries, and invented a wildly successful product. Once, when we were having lunch in a funky diner, Stacy was oddly defensive.
Colette Holmes and her husband, Nick, weren’t initially planning to move from Los Angeles to the Pacific beach town of Tamarindo, Costa Rica. “We came because Nick was a baseball coach,” Colette explains. “It was just a seasonal job. But after spending a little time here, we decided that we wanted to make a life in Costa Rica. We wanted a different life—a bit slower, a bit simpler.” Today, life is a lot different than the stress of the restaurant trade Colette used to work in. Instead of being assaulted by noise and rushing servers, she spends her days in more serene surroundings among Costa Rica’s exotic, colorful flowers.
Paris receives about 30 million visitors a year, regularly placing it among the top three most visited cities in the world and creating an opportunity for the expat entrepreneur. One business model that has low start-up costs, low operating costs, and a potentially simple structure is the tour business. Yes, there are thousands of tour businesses in Paris. But if you develop a creative, dynamic tour that builds upon a personal passion that intersects with the desires of just a fraction of the millions who visit Paris every year, you can find great success despite the competition. For some visitors, Paris is the most beautiful city on earth, and they’re yearning to see its most stunning vistas and picturesque neighborhoods. For others, it is a culinary mecca, and they’re looking to immerse themselves in the food culture. For still others, it is the capital of haute couture, and they long to explore the footsteps of Yves St. Laurent, Chanel, and Dior.
If you’re a freelancer who has been thinking about moving to Europe, Germany’s freelancer visa (Freiberufliche Tätigkeit) could be a good option for you. It is available for people who can easily prove that their profession can be done on a freelance basis. The visa is often referred to as “the artist visa” since usually people in a creative field, such as musicians, writers, filmmakers, painters, or graphic designers, will qualify. Most countries in Europe require you to have a job lined up to get a work permit, so Germany is a bit unusual in this way.
My husband Michael and I have come to realize that we are not really city folks, even though we lived for years in the suburbs of one of Canada’s biggest cities. But when we found a luxurious home in the hills above the Costa Rican capital San José, where we could stay for free we were happy to make an exception. We were house-sitting a villa perched high in Costa Rica’s Central Valley, near enough to admire San José and access all its amenities, but also far enough away from the busy center. We were in Escazú, home to foreign embassies, diplomats, and wealthy business owners and one of San José’s more upmarket neighborhoods.
Eighteen years ago Penny Sue Leonard visited Belize for the first time, on an assignment to teach nursing practices at hospitals. She was so impressed that a year later she left Orlando, Florida, and permanently moved to Punta Gorda in the south of Belize. “Something drew me in. The fact that it is so far off the beaten path. I fell for this part of Belize. I already loved the whole country, but Punta Gorda just pulled at me.” While she was initially attracted by Belize’s beauty and the warm waters of the Caribbean, another big draw for Penny was that English is the primary language. And the lifestyle in Punta Gorda is affordable. “It is so much less expensive to live here than in the U.S.,” she says.
At 7,300 feet and home to cobbled streets and majestic colonial buildings the small Ecuadorian city of Ibarra is not a big expat haven. But along with a year-round moderate climate it harbors opportunities nonetheless…as Canadian Enderick Spurette has found. Bordered by the majestic Andes Mountains the bustle of city life is balanced by that of surrounding farms and historic hillside haciendas. Ibarra is a place where the banking district sits opposite small craft stores and mom and pop setups, and where those with a bit of motivation and desire can still find a business niche—just like Enderick’s Caribou Bar and Grill.
Not everyone who comes to Cuenca, Ecuador, has an idea to start a business. Sometimes new surroundings, a change of pace, and a fresh perspective align to bring long-held passions to light. That was the case for expats Juan Carlos Morales and David Korkoian, who together discovered a niche market and filled it. Juan was convinced that Cuenca was the ideal spot to escape the rat race in the States. “The moment I stepped foot in Cuenca, I knew I wanted to live here,” he says. “It reminded me of when I backpacked through southern Europe in the 1980s.”
Finding reliable income opportunities is not easy. But I have one for you today. It’s a legitimate business that requires little or no startup capital. I’ve dedicated more than 30 years to researching, dissecting, testing, and teaching people about legitimate business and income opportunities. And this “work-from-anywhere” income opportunity might be a good fit for people like you who like to travel or live overseas.
Today, starting a business on a shoestring from the kitchen table is much easier than it was 30 years ago (and even as little as five years ago). If you’re looking for a way to make a healthy side income or completely replace your current income stream, I can’t imagine anything that carries such low risk and such little investment as an online business. And, once you get up and running, you can even manage things from your smartphone without being tied to the office—or kitchen table—at all.
My youngest son is 13 years old and he did it. He imported computer cases and sold them to a retail computer business. Now he’s selling the cases on Amazon too. The coolest thing about it is the mischievous smile on his face. He’s proud of himself. His business is super small but it’s profitable. He imports some cases for as low as $45 each, and resells them for $75-$195.
If you’re looking for the easiest way to…Fund your travels… Flesh out your nest egg… Pay for the overseas retirement you truly deserve… Then, I have the solution for you that doesn’t involve years of business building or training. I’m talking about starting your own online business…buying overseas from sellers in other parts of the world and selling for a profit. All you need is your computer and the time it takes to locate and buy a pair of socks on Amazon. Thanks to new megasites that connect buyers with sellers around the world, this is very easy and it’s a great way to make extra money from home…no matter where in the world your new home may be.
Imagine earning extra income in your spare time, or “on the road,” or even while you work from your kitchen table. Well, I have discovered a fun and lucrative business almost anyone can do…from just about anywhere. The idea is to acquire products at deep discounts from more than a hundred countries around the world…and then sell the products online at profitable markups. And I am amazed how people are leveraging this business and making money.
Could there be a more perfect country for ecotourism than Ecuador? With four distinct regions in an area the size of Colorado, Ecuador offers endless possibilities for adventure travel. You’ll find the Galapagos, Pacific coast, Andean highlands, and the Amazon… Ecuador is, per square mile, the most biodiverse country on the planet and numerous expats have moved there to become part of the ecotourism industry. Back in the 1980s, Richard Parsons was based in Quito and one day, while enjoying a leisurely drive through the Tandayapa Valley, he and his wife Gloria stopped and struck up a random conversation with a man cutting up a tree.
Michelle Klein and her husband, Gary Garces, live in the idyllic environment of a small Ecuadorian community. They awake to the call of wild birds and the scent of orchids on the breeze…a quick walk to the mom-and-pop store on the corner rewards them with fresh bread rolls for breakfast from the friendly proprietors…and access to the many rivers that roll through town is just a quick car ride or a leisurely stroll away. They run the Casa Blanca jungle hostel in Tena where they are raising three daughters.
Stomping my feet as hard as I could, I twirled around in a frenzy, flailing my arms and yelling before coming to a standstill next to the dark haired woman in front of me. “Bien.” She clapped her hands once and then left the room. I smiled as the guitar player and other students picked up water bottles and wiped down their foreheads with small towels. I was in Seville, Spain, and having the time of my life learning to dance flamenco.
Every morning, my husband, Mark, and I wake up to a view of Cuenca’s Old-World charm…majestic cathedral spires rising before us. Then we take our morning walk along the Yununcay River where cultured gardens line the bike and walking trails. Ecuador reminds me of Italy. We spent time in Europe as a young couple and planned to retire to Italy…until we discovered Ecuador. We fell in love with the cobblestone streets, terracotta-roofed brick buildings, colonial churches, plazas, outdoor cafés, and wrought-iron balconies draped in bougainvillea. Mark and I retired to Cuenca, Ecuador, four years ago on a pensioner’s visa which we live on. Our monthly budget is $1,317 a month—my husband’s pension from UPS—but we earn that much or more on our new incomes.
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