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No matter how affordable the destinations we talk about are, the simple fact is: You can't live anywhere for free...
But what if you had an income that went with you? An income that could give you the freedom you need to just pick up and go?
You could spend half the year in your own cottage on the beach… work in the mornings and snorkel and relax in the afternoons. Maybe spend the other half of the year up in the mountains where it's cool... and get paid while you're at it...
With this kind of flexibility, it doesn't matter where you're based. That means you can travel whenever you feel like it. You could rent a place in Paris or Buenos Aires for a month or two of vacation, work from home a few days a week and spend the rest of your time enjoying the city...
You could earn an income from back home while you go live someplace where the cost of living is much more affordable. That way you put dollars in your pocket, but you spend in a place where those dollars really stretch.
Get Your Free Report on Funding Your Life Overseas Now
Sign up to Fund Your Life Overseas today, and we'll send you your FREE report Fund Your New Life Overseas With These 6 Portable Careers
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Being self-employed in Costa Rica means Charlotte Viehauser can choose her own hours and spend plenty of time with her family. “Because I’ve chosen to raise my boys in Costa Rica instead of the States, I can have so much more time with them. I make my own schedule, so I can work during their school hours. In our free time, we like to get together with the other American families, play soccer, and travel within the country when we have the chance.”
Joseph Mucaria fell in love with Costa Rica on a short visit. “I was only supposed to come for three months and then return to the States, but I fell in love with the culture and the environment, plus I always wanted to learn another language,” he says. That was 12 years ago. Now, he lives in an ocean-view condo just 45 minutes away from the city of Liberia.
Ryan Gast couldn’t be happier. “At 30 years old, I found a way to semi-retire,” he says. “I’m healthier, happier, and surfing better than ever. I make enough to live here. I live a simpler lifestyle. I work. I surf. I go home. And that’s exactly what I wanted. I love being around like-minded people. I’m where I’m supposed to be.” A typical day sees him sitting in front of his small surf shop. Friends riding by on bikes shout greetings…customers pop by regularly to ask about renting a board or taking surfing lessons…the vibe of this little community has a soothing effect.
I’m a real sucker for pastries. I can’t resist the melt-in-the mouth, flaky pastry of a fresh croissant or better still, a pain au chocolat with its bonus hit of dark, sweet goodness in the center. Of course, eating baked goods prepared by a top patisserie chef while sitting in a glittering salon—and knowing that this is just one stop on a three-day gastronomic odyssey—makes it taste all the more delicious.
People come from all over the world to enjoy life among the paradise islands of Bocas del Toro on the Caribbean coast of Panama. They come for the surfing…for the deserted islands…and for the turquoise sea. Justine and Jeff Catalano also came for the sense of community. “Our favorite thing about living in Bocas is […]
I was recently chatting with friends back in Canada who were trying to shrug off the last remnants of a long, snowy winter…while I was relaxing on my ninth-floor balcony soaking up the Chiang Mai sunshine. I don’t have to wait until spring to feel it…it’s hot here pretty much year-round. My wife, Nancy, and I retired to Thailand a couple of years ago—having spent a few years in China and traveling throughout Southeast Asia. We settled in the northern city of Chiang Mai and haven’t looked back.
I got to retire 11 years early by moving to Nicaragua. I can live on about $1,000 (or less) a month…and I’m not scrimping. In fact, I can enjoy more here than I could in the U.S. when I had a great salary. I eat out when I want…travel around the country…visit the U.S. once a year…and generally have a better quality of life. In 2007 I was a technical writer in San Diego, with Fortune 500 companies as clients and a nice home in a great neighborhood. But when I went on a vacation to Nicaragua, I didn’t want to leave. I immediately fell in love with the country and daydreamed about living my life there.
Ecuador attracts people from all over the world for many reasons. The natural beauty, colorful culture, great climate, and affordable cost of living are just some of the pulls. Beer, however, has never been one of the country’s strongest selling points. And this is something that U.S. expat Greg Gedeon is trying to address with his microbrewery, Zarza—coupled with the beer and bar of the same name—taking the mountain town of Loja by storm. Texan Greg first came to Ecuador nine years ago, fresh out of acupuncture school and looking to ply his trade in Latin America. Attracted by Loja’s nice weather, friendly people, and colonial architecture, he settled down in the area and stayed for two-and-a-half years. “When I first moved here, I was desperate for a decent beer,” Greg says. “So I started learning to brew my own beer.”
Sun, sand, and surfing. These are the three main draws enticing visitors to Costa Rica’s central Pacific coast. And these have also created a ready market for businesses that can cater to the massive influx of tourists to the region, as California expat Danny Clark can attest. Danny first came to the central Pacific coast more than 20 years ago for a surf trip, and it changed his life. Today, the 42-yearold owns and manages a pair of successful restaurants in the bustling resort town of Jacó. And he says he lives a better lifestyle than he could in the States. His Side Street Bistro is a gourmet sandwich shop with an on-site microbrewery. And Graffiti is an upscale restaurant and wine bar.
Dyan deNapoli was five years old when her parents took her to an aquarium in Florida. She was so mesmerized by the relationship between the handlers and the dolphins that her parents had to pull her away. Despite fears that she wasn’t “smart enough” to handle the rigorous math and science courses, Dyan took a degree in animal science and was hired by the New England Aquarium in Boston as their Senior Penguin Aquarist. One of the highlights of her career was working as part of a team that rescued 40,000 penguins from an oil spill in South Africa.
If you’ve made up your mind to live the international lifestyle—and even done your homework—but you’re still afraid to actually take the leap, I have good news for you. The fact that you’re scared means that somewhere inside of you, you believe it’s actually possible to do the thing you want to do. That alone is huge. Think about it. If you didn’t think it was possible you’d never even get to fear. When you allow yourself to get to the fear stage, you’re one step closer to achieving your dream.
Ecuador has it all: stunning beaches, dense jungles, snow-capped mountains, and lush plains. And when you spend them here you are among some of the friendliest people on the planet. My husband, Warren, and I spent three months exploring the country…and we found a way to make huge savings, leaving most of our budget for enjoying the food, destinations, and culture. The mountains in the Otavalo area were our favorite. Soaring peaks and dormant volcanoes surrounded green valleys, where llamas and horses grazed under blue skies.
Wandering is our specialty. Since my husband, Chris, and I left the States at the start of 2013 with not much of a plan and a whole load of ambition, we have resided in seven homes and explored countless destinations in the two countries—Costa Rica and Nicaragua. During our travels we have rescued hatchling sea turtles from hungry birds…observed the most achingly beautiful sunset from a Pacific beach…and encouraged a sloth as he crept between trees…
I confess I am a travel addict as is my husband Michael. We’ve seen much of the world and we want to see more. One highlight I will never forget is our four-month long trip to Europe. Long after the azure twinkle of the Mediterranean disappeared beneath the clouds, and our plane soared toward the Americas, the views still sprang fresh to mind: the canyon that cleaves the Spanish town of Rhonda in two, washed by the setting sun…the rolling hills of Tuscany…the white villages of Andalucia, stacked like brilliant sugar cubes.
Here’s a novel idea: What if parents, guidance counselors, and college career advisors had focused less on what you wanted to be when you grew up and spent more time helping you decide how you wanted to feel when you grow up? I call it the Life First – Work Second approach to career planning. It’s why I begin every business idea generation session with the same simple question: What do you want your life to look like?
As my nephew Jason prepared to begin his first year of college, his thoughts naturally turned to potential careers. “What would you really love to do?” I asked. Jason thought for a moment before replying, “I’d just like to get a job I don’t hate too much.” After a little auntie-to-nephew pep talk about the importance of shooting higher than “one notch above misery,” we talked about his love of baseball.
No one worries about what day it is in a gorgeous tropical location like Roatan. Every day is just like a Saturday and it’s always a good time for fun in the sun. It’s a great place to earn a living because you actually feel like you’re living, not just working to survive and simply pay the bills. And one of the best ways to earn a living in a tropical location is to socialize with the crowds.
You roll out of a bed at…well, whenever. No alarm clocks here. Just bird song and the sunlight filtering through your windows. Now it’s time for a bit of coffee and a walk on the beach. Back home, you check some email, update some Facebook pages, scan your accounting software…maybe message your web guy to update your site for the weekend. You do all this from home, or that little café down the street on your laptop as you greet friends who come in for their morning cup of Joe. It takes an hour or so.
“I’m just a beach person,” says Debbie Cooper, 63. With that attitude, it’s no wonder that she and her husband, Bruce, 66, have called the tiny Caribbean isle of Caye Caulker 12 miles off the coast of Belize home for the past 13 years. There are no cars on the island, and it receives a fraction of the tourists that Ambergris Caye, 11 miles to the north, does. Homes and restaurants on the beach face an impossibly blue sea framed by windswept palms. Lobster is a specialty when it’s in season.
Adrienne Greenwood had a choice. Stay in wet and rainy Whistler, Canada, close to the poverty line or go elsewhere. That’s when she discovered the tropical beach town of San Juan del Sur on the Pacific coast of Nicaragua. “Nicaragua has everything I need: warm, friendly, family-oriented people and a good yoga-and-wellness community, full of colorful and quirky individuals who have also chosen an off-the-beaten-path existence, and a sunny tropical climate all year round. I love that,” says Adrienne.
Living in Costa Rica has been great since we moved here last year. Each day my wife, Kelli, and I drink coffee—grown on a farm five minutes from our home—on the deck while we watch the birds get their breakfast. Our monthly expenses have been cut in half from what they were in the States, and we’re making plans to build a modest home here to cut that budget even more. And our life has become much quieter in the sense that there is less to worry about.
A couple of years ago, I visited Cassis—a harbour town on the French Riviera’s lesser-known western end. Fishing boats and the crystal-blue Mediterranean, yes. Langoustines and palest pink rose wine, yes. But the last thing I expected to find was a poetry shop. Handwritten on marbled paper, the poet had hundreds of musings on love, life, and friendship to choose from. And his little shop was busy. Maybe the French have a deeper romantic streak than other nationalities, but I think he was tapping into nostalgia. In an age of computers, anything handwritten now has rarity value.
Dick Walton, 53, and his wife, Dawn, 47, have always loved to travel. And they knew for a long time that they wanted to retire to English-speaking Belize…the tiny Central American country on the Caribbean sea. But when Dawn had an aneurysm in 2009, the couple pushed up that timetable to escape the stress and fast pace of life in their hometown of Cedar Rapids, Iowa. Over time they visited a few places in the country: the island of Ambergris Caye and the low-cost retiree haven of Corozal. But nothing struck them.
Bella Sirena is a secluded oasis on a strip of land that joins the peninsula of Baja California with the rest of Mexico. It’s right where the sand meets crystal blue waters and the beach goes on for miles. The 20-foot tidal changes uncover delicate creatures like starfish, tiny crabs, and other sea urchins that hide in all the nooks and crannies. Beyond the gates of this upscale resort, lush tropical foliage surrounds the infinity pools and you step into Old-World architecture inspired by Mexican and Tuscan villas.
I love traveling around Europe…and being able to earn as I travel is a real bonus. Last summer I visited eight European destinations and got paid four times from my travels. In total, my trip to Europe earned me $30,500. I had wanted to visit Belgium for some time, particularly the medieval city of Bruges, with its cobbled streets, canals, and perfectly preserved old buildings, so I organized some assignments there. I finally got to climb the 366 steps of the famous Belfry of Bruges and enjoyed a wonderful view over this historic town…I took a canal tour and heard stories about the rich heritage of this prosperous place…I had a wonderful dinner in one of the many canal-side restaurants.
I live an idyllic life on a Spanish island, named Fuerteventura, one of the Canary Islands, off the coast of Africa. Here, the temperatures are between 70 F and 85 F all year round, with 350 days of sun. I am surrounded by beautiful, white-sand beaches and I get to surf the waves every day. This is the ideal base for me. And in just four hours I can be back in Central Europe, where I do a lot of my “work.” As a travel videographer being on the road is just like being a tourist with a list of attractions to visit, the only difference being that I am getting paid for it. In fact, I can get paid up to $4,000 or more per trip by making short videos for tourist boards, hotels, tour companies, spas, and anyone looking to promote a tourist attraction on a website.
I’ve spent my life living overseas, teaching in international schools, and now that I’m retired, I want to travel even farther. I just need a little extra income to do it…and now I’ve found it. As I neared retirement age, I realized that I would have to find a way of making some extra money if I wanted to continue traveling and maintain my lifestyle. My pension, although adequate for a sedentary life, wasn’t going to allow me much freedom. So I began looking for ways where I could earn a little extra money here or there, as I continued to travel. That research paid off when I discovered that I could take travel videos with my regular camera and sell them.
There’s an old joke about the tourist who gets lost on the back roads of Maine. He comes across an old farmer and asks, “Do you know how to get to Portland?” After a long pause, the farmer replies, “E-yup. But you can’t get there from here. The farmer’s nonsensical response offers an important lesson to those who wish to live life on purpose…work at what they love…and follow their own road. I spent seven years commuting 90 miles a day to a management job in a large corporation.
Back in the 1980s, Terresa Murphy arrived in the City of Lights. “I came with my guitar,” she says. “I played for money in the metro to begin with, then in cafes. Then in the ’90s, after much back-and-forth between Paris and the States, I got a job at the city’s International Cinematography Festival through a friend.” But it was food that really drew Terresa’s attention. “I fell in love with French food culture, particularly the artisan approach to both ingredients and cooking. It wasn’t considered artisan at the time,” she says. “It was just the norm.”
This week I’ve tried to give you some insights into how a simple-to-execute e-book strategy can fund your life overseas. Since I started producing e-books more than 14 years ago, they’ve created an income that has allowed me to live some of the very biggest dreams of my life. That income has taken me to Laurenzana, a small village in the ankle of the boot of Italy, where my mother’s family comes from.
Mexico’s chic beach resort of Puerto Vallarta has been attracting expats for decades, thanks to its warm climate and sophisticated but affordable First-World living. But while many come to lounge by the sea or stroll the cobblestone streets of the city’s Romantic Zone, Canadian Pat Light has found in Puerto Vallarta a moneymaking opportunity. The former hospital administrator has turned her love for exotic handmade soaps into a thriving business. In addition to colorful soaps, Pat also sells shampoos and body creams scented with the coconut, lime, and mango of her new home. Like many businesses, hers grew out of a hobby. A longtime admirer of handmade soap, Pat ran out of supplies after moving to Mexico in 2007. This led her to try to create her own.
Martine Rheaume was 52 years old when she left everything behind in Boston to start a new life in Cusco, Peru, as an English teacher with no prior experience. Three years later, she has more friends than ever before, a dream job with more work than she can handle, and a renewed passion for life that only living in Latin America can give you. “I landed in Peru with only ‘mañana’ and ‘gracias,’ but six months later I was speaking Spanish and had an active social life,” she says. Originally from Montreal, Martine has traveled extensively all her life, fueled by her strong interest in ancient history. It was this that ultimately led her to Peru.
Like many people, I grew up believing the expression that “if you want it done right, you’ve got to do it yourself.” These days I make big money from e-books—sometimes as much as $5,000 a day—but I don’t do it all myself. I let someone else do the writing…while I enjoy traveling to countries I never thought I’d visit…touring around Tuscany in Italy…or going on safari in Africa.
It was a lovely fall day as we strolled through Radda in Chianti, a beautiful walled medieval town in Tuscany. Seeing an ATM across the road, I decided to top up my supply of euros. Now, millions of people every day who are living or traveling abroad use a debit card from their native country to withdraw cash. But my card is truly international.
I didn’t have a passport until I was almost 50 years old. Of course, it didn’t matter that I didn’t have one, because I didn’t have a reliable source of income that would allow me to use it very often anyway. In fact, for almost 10 years, not only did I not have a reliable source of income…sometimes I didn’t even have an income. That partly explains why my family and I were evicted from our home and the following year lost our last automobile to repossession.
“I wasn’t really looking to make a move at all,” says Deborah Gershon. “I came to visit Boquete in Panama’s Chiriqui Highlands a few times in order to decide whether it might be my ultimate retirement spot.” “Somewhere along the way on my last visit, it occurred to me that there really wasn’t any reason to wait, since I could telecommute nearly as well from Panama as I was doing from California.” Born and raised in Los Angeles, 59-year-old Deborah is an attorney.
Anne Gordon de Barrigón didn’t want to come to Panama the first time she was invited. “But it was a period of transition in my life and I was restless,” she recalls. “So my friend convinced me and I just fell in love with the country and the people. I knew it was the right place for me and I’ve been here ever since.” That was in 2004. Today Anne, age 57, lives in the leafy and tranquil Ancon neighborhood of Panama City with her husband and together they own and operate whale-watching and indigenous village tours.
Crackle! Pop! Fizz! It isn’t my morning cereal talking to me. It’s midnight on February 14, and the sound of fireworks has us all running to the balcony. Over Panama Bay, we watch flower and star-shaped formations explode into the night sky, then cascade into the Pacific. Back in the States, Valentine’s Day would hardly be cause for such jubilation, but in Panama it is Carnival season. The dates change every year, so festivities can take place during the four days preceding Catholic Lent. One might say that Panamanians mark their calendars religiously, but Carnival is not about being good or saintly. Quite the opposite, in fact.
Colette Holmes and her husband, Nick, weren’t planning a permanent move from Los Angeles to the Pacific beach town of Tamarindo, Costa Rica. “We came because Nick was a baseball coach,” Colette explains. “It was just a seasonal job. But after spending a little time here, we decided that we wanted to make a life in Costa Rica. We wanted a different life—a bit slower, a bit simpler.” And that’s what the couple got.
Since we moved to Panama in 2010, we spend most of our time outside…breathing the fresh air and looking at nature. We eat out on the patio, play games there, listen to music, draw, read, or play darts. In the mornings, my wife and I go to the patio and drink our coffee and look at the garden we have made. We’re keen gardeners and the Panamanian climate is perfect for growing things—all year around. The garden has palms and many other tropical plants. I make bonsai trees and am working on growing more plants to sell to the nurseries. I also have an orchid collection. It’s my first venture into making money from a hobby and I’m looking at a potential $1,000 a month. That goes a long way in Panama.
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How to Earn Overseas
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