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No matter how affordable the destinations we talk about are, the simple fact is: You can't live anywhere for free...
But what if you had an income that went with you? An income that could give you the freedom you need to just pick up and go?
You could spend half the year in your own cottage on the beach… work in the mornings and snorkel and relax in the afternoons. Maybe spend the other half of the year up in the mountains where it's cool... and get paid while you're at it...
With this kind of flexibility, it doesn't matter where you're based. That means you can travel whenever you feel like it. You could rent a place in Paris or Buenos Aires for a month or two of vacation, work from home a few days a week and spend the rest of your time enjoying the city...
You could earn an income from back home while you go live someplace where the cost of living is much more affordable. That way you put dollars in your pocket, but you spend in a place where those dollars really stretch.
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My youngest son is 13 years old and he did it. He imported computer cases and sold them to a retail computer business. Now he’s selling the cases on Amazon too. The coolest thing about it is the mischievous smile on his face. He’s proud of himself. His business is super small but it’s profitable. He imports some cases for as low as $45 each, and resells them for $75-$195.
If you’re looking for the easiest way to…Fund your travels… Flesh out your nest egg… Pay for the overseas retirement you truly deserve… Then, I have the solution for you that doesn’t involve years of business building or training. I’m talking about starting your own online business…buying overseas from sellers in other parts of the world and selling for a profit. All you need is your computer and the time it takes to locate and buy a pair of socks on Amazon. Thanks to new megasites that connect buyers with sellers around the world, this is very easy and it’s a great way to make extra money from home…no matter where in the world your new home may be.
Imagine earning extra income in your spare time, or “on the road,” or even while you work from your kitchen table. Well, I have discovered a fun and lucrative business almost anyone can do…from just about anywhere. The idea is to acquire products at deep discounts from more than a hundred countries around the world…and then sell the products online at profitable markups. And I am amazed how people are leveraging this business and making money.
Could there be a more perfect country for ecotourism than Ecuador? With four distinct regions in an area the size of Colorado, Ecuador offers endless possibilities for adventure travel. You’ll find the Galapagos, Pacific coast, Andean highlands, and the Amazon… Ecuador is, per square mile, the most biodiverse country on the planet and numerous expats have moved there to become part of the ecotourism industry. Back in the 1980s, Richard Parsons was based in Quito and one day, while enjoying a leisurely drive through the Tandayapa Valley, he and his wife Gloria stopped and struck up a random conversation with a man cutting up a tree.
Michelle Klein and her husband, Gary Garces, live in the idyllic environment of a small Ecuadorian community. They awake to the call of wild birds and the scent of orchids on the breeze…a quick walk to the mom-and-pop store on the corner rewards them with fresh bread rolls for breakfast from the friendly proprietors…and access to the many rivers that roll through town is just a quick car ride or a leisurely stroll away. They run the Casa Blanca jungle hostel in Tena where they are raising three daughters.
Stomping my feet as hard as I could, I twirled around in a frenzy, flailing my arms and yelling before coming to a standstill next to the dark haired woman in front of me. “Bien.” She clapped her hands once and then left the room. I smiled as the guitar player and other students picked up water bottles and wiped down their foreheads with small towels. I was in Seville, Spain, and having the time of my life learning to dance flamenco.
Every morning, my husband, Mark, and I wake up to a view of Cuenca’s Old-World charm…majestic cathedral spires rising before us. Then we take our morning walk along the Yununcay River where cultured gardens line the bike and walking trails. Ecuador reminds me of Italy. We spent time in Europe as a young couple and planned to retire to Italy…until we discovered Ecuador. We fell in love with the cobblestone streets, terracotta-roofed brick buildings, colonial churches, plazas, outdoor cafés, and wrought-iron balconies draped in bougainvillea. Mark and I retired to Cuenca, Ecuador, four years ago on a pensioner’s visa which we live on. Our monthly budget is $1,317 a month—my husband’s pension from UPS—but we earn that much or more on our new incomes.
Ten years ago while stationed as a volunteer nurse in Archidona, a small community not far from Tena in Ecuador’s jungled east, Michelle Klein found the accommodations to be lacking. “I rented a room for $50 a month. But there were up to nine people at times competing for the bathroom, the shower didn’t have hot water, and the windows didn’t have screens. It was dark. And there really wasn’t any other good place to stay,” she says. It was easy to spot the gap in the market.
Imagine owning a business needing zero capital investment and offering an immediate start-up option. Now imagine owning that business on a Caribbean island… spending your days in the sun and your evenings enjoying the ocean breeze with friends. That’s exactly what Sophia Fedio does after leaving her trendy loft and successful career back in Toronto and becoming a tourism concierge in Roatán, the largest of Honduras’s Bay Islands in the Caribbean Sea. In early 2013, she joined forces with Avi D’Souza, who had started the business, West Bay Tours, and was seeking a partner.
Regardless of whether your business sells a product or supplies a service, you can run it seamlessly from anywhere in the world. Plenty of people are taking their businesses overseas: digital marketers, graphic designers, ecommerce entrepreneurs, online publishers… Not only are they saving thousands in overheads and improving their quality of life, but they are free to explore any destination where the Internet is accessible…and that’s most places these days. I’ve lived in Costa Rica, Ecuador, Peru, a variety of cities across the U.S., and I’ll shortly be heading to Thailand. I can’t tell you how refreshing it is to know that I can pack up all of my belongings in just a few minutes and move my home and work into a new exotic country as often as I’d like.
This summer, I got an email from a stranger offering me a free stay in a gorgeous French countryside cottage. I was welcome anytime, the kind and excited woman told me, and so was my world-traveling dog, Luna. Her cottage, which was spacious and beautifully appointed, was in the Loire Valley—a part of France known for its castles and sweeping landscapes. A well-traveled friend of mine told me it was the perfect place for leisurely bike rides and warm croissants. Similarly, a month or so later, a restaurant in Italy reached out. They would love to have me come for dinner and they wanted to know if I was planning a trip to Bolzano—the intriguing Italian-German part of northern Italy—anytime soon. A few weeks after that, another restaurant, this time in my favorite European capital—Paris—sent me a fancy invitation to a VIP tasting event.
Scott and Michelle Lyons planned to move to Mexico when their kids went to college. But when Michelle went on a cruise that stopped in Belize…their plans changed. “When I discovered that English was the language in Belize, I knew I had found something that would work for us,” says Michelle. The impossibly blue waters, soft sandy beaches, and wonderfully warm climate of beautiful Belize also helped win the couple over. From the sparkling sea filled with palm-lined islands to the verdant jungles teeming with wildlife, Belize beckoned with an enticing blend of relaxation and adventure…a tropical paradise.
When you imagine how a retiree might spend her time in the highlands of Panama, you probably don’t imagine her opening a gym and fitness center. But at age 64, that’s exactly what Bonnie Jach did when she moved to Boquete in Chiriquí Province. Bonnie’s love of travel and adventure began at a young age. “I’m originally from Wisconsin,” she says. “When I was 20, I joined the Peace Corps. I’ve always loved new and exciting places. Even though I like the States very much, I knew I wanted to live overseas.”
One of the things that Richard Meyer enjoys most about his bakery in Boquete, Panama, is that he gets to be his own boss. “I grew up in Denver and I’ve been working in restaurants since I was 12,” says Richard, now age 47. “As a chef, baker, and pastry chef, I create both sweet and savory dishes, and now I get to decide what’s on the menu.” Richard and his Panamanian wife, Yarina, found their premises for rent on Craigslist.
After working in the U.S. for more than two decades, I love the freedom I now enjoy from making an income in one of the most beautiful parts of Costa Rica. I wake each morning, excited to see what the day will bring. That first cup of coffee on the patio—watching whatever may be in the jungle—is awesome. Monkeys and their antics…perhaps an exotic bird I’ve never seen before…a new bloom on an exotic plant…all these things give me great pleasure.
For seven years, I commuted 90 miles a day to my job in a Fortune 200 company. It was a great company, with great co-workers, and a really great salary to boot. There was just one problem. I was miserable. But with a mortgage and a car payment…well, you know how it is. Then July 31, 1993 I got the worst news of my life. That’s the day my mother died unexpectedly of a heart attack. She was only 61 and just five months shy of her much-awaited retirement.
It’s early, and the sun isn’t yet up. I walk outside, and look out across the expanse that stretches to the horizon. The water sparkles in the early morning light. The first rays of the sun are bursting forth. A new day has begun in Costa Rica, and the house we’re staying in, with this view, is absolutely free. The home is on a coffee farm, nestled at the top of a hill high above the small town of Hojancha on the Nicoya Peninsula, a large landmass that juts out into the Pacific. My husband, Fred, and I simply care for the two dogs while the owner takes a trip to Australia.
Five years ago, I was the lead copywriter and content strategist at an advertising agency in Denver, Colorado…coming in as early as 7 a.m. and leaving sometimes as late as 9 p.m.—and rarely ever got a real break. Now, I’m sitting in a sunny top-floor apartment in the Swiss Alps, writing this to you. I can see a waterfall from my window and, only a few steps from my door, I could be on a hiking trail that leads to a Swiss ski town or a 360-degree panorama of the mountains. All because I am a travel writer.
Getting a small business loan can be a challenge anywhere. It’s especially tough in a new country where you may not have a credit history or collateral. Fortunately, there’s a way to raise money for your business abroad that bypasses banks altogether. It’s called reward-based crowdfunding. With crowdfunding you fund your business idea without taking out a loan, going into debt, or sharing equity with a financial partner. It’s a perfect solution for many expats because it enables you to fund your business across borders. You can raise money from backers anywhere in the world for a business activity in the country of your choosing.
A few decades ago, going abroad for medical or dental care, especially surgical procedures, was practically unknown. But today, fueled in part by the rising cost of health care in the developed world, medical tourism (including dental care) is growing by leaps and bounds…and by some estimates it’s already a $100-billion business worldwide. Expats in Latin America and Asia—where costs are low and health care quality often high—have launched businesses that cater to the growing demand for medical tourism. Others—often those with medical-related training—have found different ways to earn a living abroad in this industry.
Eighteen years ago while we were getting evicted from our home, I couldn’t see a money-making opportunity anywhere. I was broke. But then I discovered the secret of e-books and today, I see money-making opportunities everywhere. I don’t watch a lot of television but when I did I kept seeing ads by Larry the Cable Guy (ok, I’ll admit, I love his crazy humor). They were for a product I’d never heard of—Prilosec. And they came on so many times I could see Prilosec had spent millions of dollars to air them. That led me to find out what Prilosec was—a remedy for heartburn and acid reflux. So what, you say?
When I was getting started in the e-book business, I thought it would be a long time before I could create an actual book (I’ve since learned shortcuts for doing it quickly). Part of my solution was to use books from the public domain for free—as I told you about yesterday. That works for older material, but a strategy that provided me with more contemporary books was licensing existing print books…converting them to an e-book format…and paying the author part of the royalties I collected.
What if I told you that Walt Disney built the foundation of his multi-billion dollar business on public domain books written by other people. Ever heard of Snow White and the Seven Dwarfs, Pinocchio, Cinderella, Sleeping Beauty, The Little Mermaid? Blockbuster Disney movies, right. But before that, they were public domain books written by other people.
I’ve made a lot of money from e-book publishing…which I think would come as a surprise to my college English professor who gave me an ‘F’ in her course. But you don’t have to be a writer to make money in this marketplace. I’ve published almost 50 books written by others. Some were books I took from the public domain, which means I didn’t pay for them, and some were written by ghostwriters I hired for little more than the cost of a great night out.
For Olley Ollerenshaw, living in Cusco’s historic artisan district of San Blas has allowed a childhood fantasy to come true. “I’ve always been interested in maps of the world, maps of all kinds. Maps are symbols of adventure as well as functional tools, and for anyone like me who grew up daydreaming about visiting exotic places, maps hold a special allure,” says Olley.
Before moving to Italy, Georgette Jupe had what many would consider a glamorous life: She was living in star-studded Los Angeles, working in public relations, and rubbing elbows with the B-list celebrities that her firm represented. She had a good, steady, lucrative job. And who doesn’t want to live in sunny, coveted southern California? To the untrained eye, Georgette had it all. But secretly, she was missing Italy— where she’d spent one beautiful year studying abroad in pretty Florence back in her college days.
No matter how affordable the destinations we talk about are, the simple fact is: You can’t live anywhere for free… But what if you had an income that went with you? An income that could give you the freedom you need to just pick up and go? You could spend half the year in your own cottage on the beach…work in the mornings and snorkel and relax in the afternoons.
It was 10 a.m. on a Tuesday morning. I had just finished drinking a cappuccino with a friend at a local café. Now, I was going to meet a client and spend about an hour getting them set up in their vacation rental. Then I would go back to my home office to spend another 30 minutes or so answering emails.
I’d wanted to visit Ecuador for almost 12 years before I finally set foot there. At the time, I didn’t realize it was going to be my new home. I thought I was just visiting… But when you’ve got a portable income, vacations go on forever. Money wasn’t an issue and I could easily afford to stay in Ecuador. I picked up a new apartment…a weekly cleaning lady…and lots of new friends. I had both the funds and the flexibility to be as social as I wanted. And I settled into a new kind of life in the colonial city of Cuenca—one that I truly, truly love.
I discovered the potential of ecommerce 14 years ago when I started my online maternity store…from my kitchen table. At the time, I was searching for a business that offered me the freedom to work from anywhere and the flexibility I needed to care for my young children after my husband was diagnosed with cancer. I found it in ecommerce. In its first month, my first site brought in $7,000. I was ecstatic. And it grew from there. I turned my online business into a multi-million-dollar business in a short amount of time.
“My dream was always to live on the beach with palm trees,” says Peter Ottinger. “And here on Costa Rica’s Nicoya Peninsula the climate is an endless summer.” A far cry from snowy winters back home. “When I first moved here, to Santa Teresa, it was a very small community. In the beginning there were hardly any foreigners. But since 2004, it’s grown a lot,” says Peter. “Now we have a very international community.” It’s a booming haven of backpackers and even mainstream travelers in search of a laid-back and bohemian off-the-beaten path beach destination.
Everyone loves the beach…the feel of warm sand between your toes…the sound of waves lapping on the shore…happy people laughing, playing, and relaxing all around you. Some folks love the beach so much they can’t bear to leave. They want to head down there every morning and spend each day close to the ocean. All very well, you say, but you have to do something to pay the bills, right?
It was thanks to a health scare in 2009 that I finally took the big step to becoming my own boss. For 25 years, I had worked as a magazine publishing executive for companies like Forbes, Times Mirror Magazine, and Crain’s New York Business. Even though I loved my career, even though it was fulfilling and I was successful, it was still a job, and I still didn’t control my own time.
Strange things happen when I tell people at a dinner party that I “write” for a living. At first, they’re excited…thinking they’ve just met a famous author, journalist, or screenwriter. “What have you written? Anything I might have seen or read?” I answer, “Maybe, but probably not. I’m not ‘that’ kind of writer…” I can see disappointment sweep across their faces.
The other day, my friend Rony asked me if I wanted to go to the neighboring island of Koh Samui for a little R&R. It sounded tempting, but I wasn’t feeling like making the trip. So I politely declined and told her that I had to get some work done here on Koh Phangan. Then, she completely busted my objection.
Our balcony in Costa Rica looks out at the tops of the trees, giving us a perfect view of the forest. Toucans, tanagers, and tropical birds I’ve never seen before gather there every morning. Three-toed sloths graze in nearby branches, while the Pacific Ocean laps in the distance. As my husband and I sip coffee and watch the show each morning, I can’t help but be thankful for my good fortune.
The smell of fresh paint is just one sign things are changing in our Cuenca apartment these days… There’s new furniture. New towels, linens, and dishware. From top to bottom, this place is in the middle of getting a post-wedding makeover as I settle into the married life.
As a 14-year-old schoolgirl, I didn’t know life would turn me into a travel writer and a wine enthusiast. So I didn’t appreciate Bad Dürkheim as much as I should have. When you’re treated to a meal inside the world’s largest wine barrel, you should at least remember what you ate and drank.
Last year I traveled to nine countries. I stayed in Costa Rica for six months and Mediterranean Malta for three months. This year, I am once again dividing my time between Costa Rica and the Mediterranean…as well as visiting seven other countries. Right now, I’m in London, taking a break from the tropics and the glorious island life. My days are filled with visiting attractions like Buckingham Palace, Big Ben, and the London Eye…while stopping off at quaint English pubs for lunch and perhaps a beer or two. By night, I’m enjoying the buzz around Piccadilly Circus.
My next trip is Las Vegas. No complaints—I’m one of those sinners who enjoys Sin City. The trip is for an International Living conference where I’ll speak on Italy and its sweet life. I’m not wearing my travel-writing hat for this conference, but I’ve visited Italy so many times—at least 20—I’ve gained a great insight into places unknown to the tourist hordes.
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The conference far exceeded mine & Maria’s expectation!! John Curran’s delivery was exceptional. We gained much insight after talking directly with Suzan Haskins, and John & Sue Curran about Ecuador. We can’t wait to visit after the first of the year. My only constructive critic would be to have lighting light up the speakers when they were on stage. I am a fan, and see the benefit of being an IL member!! – Robert (Sonny) MorrisRead More Testimonials