Fund Your Life Overseas
Need a Way to Fund Your Life Overseas?
If you'd like to learn more about flexible, work-anywhere ways you can pay for your life overseas, sign up for Fund Your Life Overseas, a free e-letter from International Living.
Get Your Free Report on Funding Your Life Overseas Now
Join our Fund Your Life Overseas e-letter today, and you'll hear from us five times a week, telling you about ways to earn income that lets you live anywhere, travel anytime… and give you the funds to make your overseas dream real.
Just enter your e-mail address below and we'll also send you a FREE report: Fund Your New Life Overseas With These 6 Portable Careers
Get Your Free Report Here
Take Our Fund Your Life Overseas Quiz
No matter how affordable the destinations we talk about are, the simple fact is: You can't live anywhere for free...
But what if you had an income that went with you? An income that could give you the freedom you need to just pick up and go?
You could spend half the year in your own cottage on the beach… work in the mornings and snorkel and relax in the afternoons. Maybe spend the other half of the year up in the mountains where it's cool... and get paid while you're at it...
With this kind of flexibility, it doesn't matter where you're based. That means you can travel whenever you feel like it. You could rent a place in Paris or Buenos Aires for a month or two of vacation, work from home a few days a week and spend the rest of your time enjoying the city...
You could earn an income from back home while you go live someplace where the cost of living is much more affordable. That way you put dollars in your pocket, but you spend in a place where those dollars really stretch.
Get Your Free Report on Funding Your Life Overseas Now
Sign up to Fund Your Life Overseas today, and we'll send you your FREE report Fund Your New Life Overseas With These 6 Portable Careers
Get Your Free Report Here
Paul Blanford has created a lifestyle income for his retirement. It’s already making money…and occasionally he gets to enjoy it himself. But when he’s ready to retire—which may be sooner rather than later—his new life is ready for him. Paul, a native of New Zealand, works as a pilot in Hong Kong but has always loved boats and sailing. So he decided to buy a junk—a type of traditional Chinese sailboat— and turn it into a business. Second-hand junks are cheap and plentiful in Hong Kong, and Paul had his eye on the tourist charter business along the west coast of peninsular Malaysia in the Straits of Malacca.
If you’re the pioneering type, a small business in Bolivia might offer just the kind of lifestyle you’re looking for. You can live well in Bolivia for less money than just about anywhere, and you don’t need bags of cash to start an enterprise here. Historically, Bolivia ranks alongside the poorest countries in the region, but things are changing. Today it is among the most hopeful economies in the hemisphere…its economy is growing steadily at around 5% a year… inflation (5.19% in 2014) and debt (32% of GDP in 2013) are under control. Bolivia’s oil and gas industry helps keep energy costs low.
In 2012, Dani Leis, quit her job in the non-profit health sector and left Portland, Oregon for Thailand with nothing but a single duffel bag and a dream to start a new life. Her intention was to hit the beach and support herself by teaching. But she obtained her TEFL (Teach English as a Foreign Language) certification miles from the coast in the northern city of Chiang Mai and fell in love with the area. “The people here are friendly, kind, and open-hearted,” says Dani, 55. “They enjoy a culture centered on sanuk, meaning to take pleasure in what you are doing.
When John and Heather Schmit sold their 10-year-old trucking business in Phoenix, Arizona in 2011 they found their dream home amid white sandy beaches, rocky headlands, gentle surf, and inland breezes… Their home in Punta Carnero on the coast of Ecuador “is our piece of paradise,” says Heather. “I can walk along the beach and be the only one out there. It’s so quiet and peaceful.” As they were considering their overseas move, Heather began conversing with a former classmate who lived in Vilcabamba for three years…so Ecuador made it on to their radar.
“This is the best thing I ever did—in so many ways,” Jim Evans says. He’s talking about moving to Ecuador and opening a business. His small shop in the historic downtown district of Cuenca, Ecuador is close to the Concepcion Convent, an institution that traces its roots back to 1599. The rhythm of life surrounding the convent is simple, unhurried, and low-stress—exactly what Jim was looking for when he relocated in December 2009.
On any given evening, you’ll find Kasie Estevez serving up drinks and tasty snacks while laughing with the regulars at the bar she opened in Cotacachi, Ecuador. “I love it here,” she says. “The weather’s good, and you develop friendships like nowhere else. I think people have more time to invest in relationships.” Plus the cost of living is low. A couple can live on as little as $1,600 a month in Cotacachi. Kasie finds that Ecuador’s slow pace allows her to enjoy life more. It’s a far cry from holding down a sales job as a single mother in Las Vegas.
It would be a challenge for anyone to find a more perfect picture of paradise than Vilcabamba, Ecuador. This little valley is surrounded by the majestic peaks of the Andes and is the perfect example of the “eternal spring” that the country is well known for. With warm days, dependable rain, and little change in weather year-round, it is a lush South American Eden. Dennis D’Alessandro is one of the many North Americans who have come to Vilcabamba to enjoy the climate and opportunities presented. As a third generation organic farmer from Pennsylvania he brought his skills and knowledge to Ecuador.
Jamie and Barbara Quinion have no regrets about their move to western Belize. “We’re not just living our dream of the good life,” Barbara says of the couple’s new life in the ancient Maya village of San José Succotz, in Belize’s Cayo District. “We are living the ‘excellent life!’” Five years ago, they decided to sell their winery in Canada and move abroad, for several reasons. “What attracted us to Belize is that it’s English-speaking—that was a big plus—with a good climate, really friendly people, and incredible diversity for such a small country. We live in the farthest point west on the mainland, where we go swimming, tubing, hiking, biking, birdwatching, or just enjoy the great view from our property.”
“We love our life here, meeting new people who come to the resort, fishing when we want to, and relaxing in our new house,” say Texans Rex and Connie Hudson of their new life in Panama’s Chiriquí province. “It’s just about perfect.” Rex and Connie are the owners and managers of Hooked On Panama, in partnership with two other U.S. couples. Hooked On Panama is a fishing lodge and resort in a remote area of Chiriquí province. The property is located south of Puerto Armuelles near the end of Punta Burica, a narrow peninsula that extends into the Pacific Ocean and borders Costa Rica.
I am the only one on the planet with this particular view. The sun is rising over three beautiful islands and an ocean that’s pale aqua-blue turning to turquoise where the untouched coral reef is, then to cobalt in the deep water. I watch the lazy boat traffic and ever changing light from my covered hanging bed. There’s a trick with hanging beds I’ve discovered—get one side slightly shorter than the others, and it will automatically sway.
If someone told my younger self that one day my photographs would rescue me from the daily grind…allow me to spend more time with my family…afford me the opportunity to travel the world…and foot the bill to boot…I would have told them they were cuckoo. But photography has led me to climb volcanoes in Hawaii…go dog-sledding on Alaskan glaciers…drive game safaris in South Africa…and chase storms across the globe! Thirty-two countries have stamped my passport…and that is just the beginning!
Shaking as much from the cold as from my barely contained excitement, I set up my tripod on the edge of the pier and pointed my camera towards the sky. The Northern Lights were silently dancing, dressed in green and purple silk above Reykjavik, the capital of Iceland. Moments like these are what make me pursue my passion…traveling around the world and capturing the beauty of different environments and cultures through my lens. I had always been told that following a passion or a hobby and making money online was difficult. I had to be a responsible person and have a good job, which in my case, was in the human resources department in a big company in Abu Dhabi, capital of the United Arab Emirates.
With relatively little effort, I’ve earned hundreds of dollars a month, selling photos from my European vacations at art festivals…private school fundraising events…and art gallery shows. I’ve sold my photos through corporate art consultants…and even at a Christmas tree farm in Pennsylvania. These are simply photos that people want to hang on the wall. I began taking photos during vacations while I was still in a job…sometimes I even took photos when I was commuting. I always carry my camera with me and these days I make a living from it.
There are many things I love about Thailand. First off I love the people. Thailand is known as “the Land of Smiles,” and in my experience the people are some of the gentlest and friendliest people I have met anywhere in the world. I also love the food. While I enjoy Thai food at home in the States, the food here is amazing and took my taste buds up a notch or two on the heat scale. But these are not the reasons I come to Thailand…I don’t come on vacation.
In 2003 at the age of 45, I left my legal career. Since then I have traveled to exotic destinations like Morocco…Turkey…Thailand…and India, as well as closer-to-home locations like the Colorado Rockies, Utah’s great national parks, and the Grand Canyon. The common theme throughout my travels has been photography. I make money from my pictures and it gives me the flexibility to pick travel destinations that suit my passions. Because of my love of history and architecture—for example—a couple of years ago I embarked on a trip to Northumberland, England, an area known for its coastal castles.
When my seatmate on a plane says, “And what do you do?” I’m apt to answer, “I run an excuse-removal service.” I’m not just being flippant, however. Almost everything I do is designed to help others get free of the excuses that are keeping them stuck. Stacy is a woman with a lively past. She’s created small businesses, lived in several countries, and invented a wildly successful product. Once, when we were having lunch in a funky diner, Stacy was oddly defensive.
Colette Holmes and her husband, Nick, weren’t initially planning to move from Los Angeles to the Pacific beach town of Tamarindo, Costa Rica. “We came because Nick was a baseball coach,” Colette explains. “It was just a seasonal job. But after spending a little time here, we decided that we wanted to make a life in Costa Rica. We wanted a different life—a bit slower, a bit simpler.” Today, life is a lot different than the stress of the restaurant trade Colette used to work in. Instead of being assaulted by noise and rushing servers, she spends her days in more serene surroundings among Costa Rica’s exotic, colorful flowers.
Paris receives about 30 million visitors a year, regularly placing it among the top three most visited cities in the world and creating an opportunity for the expat entrepreneur. One business model that has low start-up costs, low operating costs, and a potentially simple structure is the tour business. Yes, there are thousands of tour businesses in Paris. But if you develop a creative, dynamic tour that builds upon a personal passion that intersects with the desires of just a fraction of the millions who visit Paris every year, you can find great success despite the competition. For some visitors, Paris is the most beautiful city on earth, and they’re yearning to see its most stunning vistas and picturesque neighborhoods. For others, it is a culinary mecca, and they’re looking to immerse themselves in the food culture. For still others, it is the capital of haute couture, and they long to explore the footsteps of Yves St. Laurent, Chanel, and Dior.
If you’re a freelancer who has been thinking about moving to Europe, Germany’s freelancer visa (Freiberufliche Tätigkeit) could be a good option for you. It is available for people who can easily prove that their profession can be done on a freelance basis. The visa is often referred to as “the artist visa” since usually people in a creative field, such as musicians, writers, filmmakers, painters, or graphic designers, will qualify. Most countries in Europe require you to have a job lined up to get a work permit, so Germany is a bit unusual in this way.
My husband Michael and I have come to realize that we are not really city folks, even though we lived for years in the suburbs of one of Canada’s biggest cities. But when we found a luxurious home in the hills above the Costa Rican capital San José, where we could stay for free we were happy to make an exception. We were house-sitting a villa perched high in Costa Rica’s Central Valley, near enough to admire San José and access all its amenities, but also far enough away from the busy center. We were in Escazú, home to foreign embassies, diplomats, and wealthy business owners and one of San José’s more upmarket neighborhoods.
Eighteen years ago Penny Sue Leonard visited Belize for the first time, on an assignment to teach nursing practices at hospitals. She was so impressed that a year later she left Orlando, Florida, and permanently moved to Punta Gorda in the south of Belize. “Something drew me in. The fact that it is so far off the beaten path. I fell for this part of Belize. I already loved the whole country, but Punta Gorda just pulled at me.” While she was initially attracted by Belize’s beauty and the warm waters of the Caribbean, another big draw for Penny was that English is the primary language. And the lifestyle in Punta Gorda is affordable. “It is so much less expensive to live here than in the U.S.,” she says.
At 7,300 feet and home to cobbled streets and majestic colonial buildings the small Ecuadorian city of Ibarra is not a big expat haven. But along with a year-round moderate climate it harbors opportunities nonetheless…as Canadian Enderick Spurette has found. Bordered by the majestic Andes Mountains the bustle of city life is balanced by that of surrounding farms and historic hillside haciendas. Ibarra is a place where the banking district sits opposite small craft stores and mom and pop setups, and where those with a bit of motivation and desire can still find a business niche—just like Enderick’s Caribou Bar and Grill.
Not everyone who comes to Cuenca, Ecuador, has an idea to start a business. Sometimes new surroundings, a change of pace, and a fresh perspective align to bring long-held passions to light. That was the case for expats Juan Carlos Morales and David Korkoian, who together discovered a niche market and filled it. Juan was convinced that Cuenca was the ideal spot to escape the rat race in the States. “The moment I stepped foot in Cuenca, I knew I wanted to live here,” he says. “It reminded me of when I backpacked through southern Europe in the 1980s.”
Finding reliable income opportunities is not easy. But I have one for you today. It’s a legitimate business that requires little or no startup capital. I’ve dedicated more than 30 years to researching, dissecting, testing, and teaching people about legitimate business and income opportunities. And this “work-from-anywhere” income opportunity might be a good fit for people like you who like to travel or live overseas.
Today, starting a business on a shoestring from the kitchen table is much easier than it was 30 years ago (and even as little as five years ago). If you’re looking for a way to make a healthy side income or completely replace your current income stream, I can’t imagine anything that carries such low risk and such little investment as an online business. And, once you get up and running, you can even manage things from your smartphone without being tied to the office—or kitchen table—at all.
My youngest son is 13 years old and he did it. He imported computer cases and sold them to a retail computer business. Now he’s selling the cases on Amazon too. The coolest thing about it is the mischievous smile on his face. He’s proud of himself. His business is super small but it’s profitable. He imports some cases for as low as $45 each, and resells them for $75-$195.
If you’re looking for the easiest way to…Fund your travels… Flesh out your nest egg… Pay for the overseas retirement you truly deserve… Then, I have the solution for you that doesn’t involve years of business building or training. I’m talking about starting your own online business…buying overseas from sellers in other parts of the world and selling for a profit. All you need is your computer and the time it takes to locate and buy a pair of socks on Amazon. Thanks to new megasites that connect buyers with sellers around the world, this is very easy and it’s a great way to make extra money from home…no matter where in the world your new home may be.
Imagine earning extra income in your spare time, or “on the road,” or even while you work from your kitchen table. Well, I have discovered a fun and lucrative business almost anyone can do…from just about anywhere. The idea is to acquire products at deep discounts from more than a hundred countries around the world…and then sell the products online at profitable markups. And I am amazed how people are leveraging this business and making money.
Could there be a more perfect country for ecotourism than Ecuador? With four distinct regions in an area the size of Colorado, Ecuador offers endless possibilities for adventure travel. You’ll find the Galapagos, Pacific coast, Andean highlands, and the Amazon… Ecuador is, per square mile, the most biodiverse country on the planet and numerous expats have moved there to become part of the ecotourism industry. Back in the 1980s, Richard Parsons was based in Quito and one day, while enjoying a leisurely drive through the Tandayapa Valley, he and his wife Gloria stopped and struck up a random conversation with a man cutting up a tree.
Michelle Klein and her husband, Gary Garces, live in the idyllic environment of a small Ecuadorian community. They awake to the call of wild birds and the scent of orchids on the breeze…a quick walk to the mom-and-pop store on the corner rewards them with fresh bread rolls for breakfast from the friendly proprietors…and access to the many rivers that roll through town is just a quick car ride or a leisurely stroll away. They run the Casa Blanca jungle hostel in Tena where they are raising three daughters.
Stomping my feet as hard as I could, I twirled around in a frenzy, flailing my arms and yelling before coming to a standstill next to the dark haired woman in front of me. “Bien.” She clapped her hands once and then left the room. I smiled as the guitar player and other students picked up water bottles and wiped down their foreheads with small towels. I was in Seville, Spain, and having the time of my life learning to dance flamenco.
Every morning, my husband, Mark, and I wake up to a view of Cuenca’s Old-World charm…majestic cathedral spires rising before us. Then we take our morning walk along the Yununcay River where cultured gardens line the bike and walking trails. Ecuador reminds me of Italy. We spent time in Europe as a young couple and planned to retire to Italy…until we discovered Ecuador. We fell in love with the cobblestone streets, terracotta-roofed brick buildings, colonial churches, plazas, outdoor cafés, and wrought-iron balconies draped in bougainvillea. Mark and I retired to Cuenca, Ecuador, four years ago on a pensioner’s visa which we live on. Our monthly budget is $1,317 a month—my husband’s pension from UPS—but we earn that much or more on our new incomes.
Ten years ago while stationed as a volunteer nurse in Archidona, a small community not far from Tena in Ecuador’s jungled east, Michelle Klein found the accommodations to be lacking. “I rented a room for $50 a month. But there were up to nine people at times competing for the bathroom, the shower didn’t have hot water, and the windows didn’t have screens. It was dark. And there really wasn’t any other good place to stay,” she says. It was easy to spot the gap in the market.
Imagine owning a business needing zero capital investment and offering an immediate start-up option. Now imagine owning that business on a Caribbean island… spending your days in the sun and your evenings enjoying the ocean breeze with friends. That’s exactly what Sophia Fedio does after leaving her trendy loft and successful career back in Toronto and becoming a tourism concierge in Roatán, the largest of Honduras’s Bay Islands in the Caribbean Sea. In early 2013, she joined forces with Avi D’Souza, who had started the business, West Bay Tours, and was seeking a partner.
Regardless of whether your business sells a product or supplies a service, you can run it seamlessly from anywhere in the world. Plenty of people are taking their businesses overseas: digital marketers, graphic designers, ecommerce entrepreneurs, online publishers… Not only are they saving thousands in overheads and improving their quality of life, but they are free to explore any destination where the Internet is accessible…and that’s most places these days. I’ve lived in Costa Rica, Ecuador, Peru, a variety of cities across the U.S., and I’ll shortly be heading to Thailand. I can’t tell you how refreshing it is to know that I can pack up all of my belongings in just a few minutes and move my home and work into a new exotic country as often as I’d like.
This summer, I got an email from a stranger offering me a free stay in a gorgeous French countryside cottage. I was welcome anytime, the kind and excited woman told me, and so was my world-traveling dog, Luna. Her cottage, which was spacious and beautifully appointed, was in the Loire Valley—a part of France known for its castles and sweeping landscapes. A well-traveled friend of mine told me it was the perfect place for leisurely bike rides and warm croissants. Similarly, a month or so later, a restaurant in Italy reached out. They would love to have me come for dinner and they wanted to know if I was planning a trip to Bolzano—the intriguing Italian-German part of northern Italy—anytime soon. A few weeks after that, another restaurant, this time in my favorite European capital—Paris—sent me a fancy invitation to a VIP tasting event.
Scott and Michelle Lyons planned to move to Mexico when their kids went to college. But when Michelle went on a cruise that stopped in Belize…their plans changed. “When I discovered that English was the language in Belize, I knew I had found something that would work for us,” says Michelle. The impossibly blue waters, soft sandy beaches, and wonderfully warm climate of beautiful Belize also helped win the couple over. From the sparkling sea filled with palm-lined islands to the verdant jungles teeming with wildlife, Belize beckoned with an enticing blend of relaxation and adventure…a tropical paradise.
When you imagine how a retiree might spend her time in the highlands of Panama, you probably don’t imagine her opening a gym and fitness center. But at age 64, that’s exactly what Bonnie Jach did when she moved to Boquete in Chiriquí Province. Bonnie’s love of travel and adventure began at a young age. “I’m originally from Wisconsin,” she says. “When I was 20, I joined the Peace Corps. I’ve always loved new and exciting places. Even though I like the States very much, I knew I wanted to live overseas.”
One of the things that Richard Meyer enjoys most about his bakery in Boquete, Panama, is that he gets to be his own boss. “I grew up in Denver and I’ve been working in restaurants since I was 12,” says Richard, now age 47. “As a chef, baker, and pastry chef, I create both sweet and savory dishes, and now I get to decide what’s on the menu.” Richard and his Panamanian wife, Yarina, found their premises for rent on Craigslist.
After working in the U.S. for more than two decades, I love the freedom I now enjoy from making an income in one of the most beautiful parts of Costa Rica. I wake each morning, excited to see what the day will bring. That first cup of coffee on the patio—watching whatever may be in the jungle—is awesome. Monkeys and their antics…perhaps an exotic bird I’ve never seen before…a new bloom on an exotic plant…all these things give me great pleasure.
How to Earn Overseas
Free Report & E-letter
Retire Overseas Now
Sign up for our free daily Postcard e-letter and we'll immediately send you a FREE research report on the most desirable -- and cheapest -- retirement havens available to you today. Each day you'll learn about the best places to retire, travel, buy real estate and enjoy life overseas.
I was very impressed with the overall quality of the speakers and the information provided during this conference. I had really expected to find more fluff than valuable information and this was not the case at all! Good job, all! Can’t wait till next year to decide which one we want to attend. – Melinda BellevilleRead More Testimonials