International Living Profiles
Real life stories from people, just like you, who have made the move overseas.
For more than 30 years, International Living has been reporting on the world’s top overseas retirement and relocation destinations. We have editors all over the world, and in this time they have met many people who are living their dream overseas.
Some have retired…others have relocated and started their own business in their new country.
From Europe to Latin America, International Living profiles tell the inspirational stories of those who have taken the leap and moved overseas. If they can do it, so can you. See below for their stories.
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When asked what they like most about their new life in the small mountain town of Cotacachi, Ecuador, Jay and Nancy Keating reply, “No alarm clock!” The couple escaped their busy corporate jobs in 2014 and can be found still enjoying everything that life in the high Andes offers…a slow pace of life, fresh produce, low-cost healthcare, and great living for under $2,000 a month.
“Every morning I wake up in Quito, it’s with a sense of amazement at how great my life is,” says Rami Amit of his new life in the Ecuadorian capital. “I absolutely love my hometown,” says his wife Daphna of their retirement haven. “Quito offers so many options that it’s impossible to be bored.” This diversity of cultural, entertainment, and dining options enticed the Amits to Quito in the first place.
For almost two years now, I’ve been living with my wife in a beautiful beachfront condo on the Pacific Ocean. That sentence alone might lead you to believe we live an expensive lifestyle. But not so. Thanks to the savings we made in moving our lives to Salinas, I have been able to retire this year at the ripe old age of 57. Here, I am happier, healthier, wealthier, and enjoying life to the fullest.
“Buenas,” he says, nodding his head as he rides past. Leathery tan on a face framed by a worn cowboy hat, he’s the very picture of a Marlboro Man. Except he’s Panamanian. I’m sitting in an ancient Lada Niva—a Russian 4×4 made for rugged terrain. We’ve stopped so our cowboy (and his herd of cows) can pass safely. It’s a chance to take in the view… In the distance I can see the national park, where hiking trails crisscross hills lush with rainforest. In the treetops above me, I’ve seen monkeys and toucans and several species of birds I can’t name. This is Santa Fe de Veraguas, Panama—a tiny mountain hideaway about 200 miles west of Panama City.
Justin and Sarah Fahey did everything the way you are “supposed to” in the U.S. They focused on their educations, both ﬁnally getting Master’s degrees at Boston universities. They got married. Justin landed a sales job for a large research company and Sarah worked as a counselor in a private Massachusetts school. The road to the American Dream stretched out before them. Everything was perfect. Or was it?
“I wanted to run away from the cold weather and perfectly manicured lawns,” says Kiona Hartle of her decision to start snowbirding with her son. “I needed to ﬁnd a simpler, more authentic, and warmer life in a picture-perfect beach town. I researched places online and Playa won by a large margin!” Kiona, 41, and her seven-year-old son, Luke, ﬁrst came to Playa del Carmen, on Mexico’s Caribbean coast, in 2010.
The place they now call home is a Cape Cod-style cottage on the hillside of a popular neighborhood. But this is a relatively recent development. For nearly two decades, they’ve been sailing around the world together. Years ago, they discovered that a sailing retirement was a lot easier (and cheaper) than they ever could have realized. And they didn’t need a vast amount of knowledge to get started.
“We love the culture and the people in Roatán. The quality of life is fantastic here and it’s really just so affordable. We couldn’t afford to do everything we do in Roatán in most other Caribbean locations,” Bill explains. “I’m a member at Pristine Bay Golf Course, we own a beachfront condo, and we own a boat that we can take out for a joy ride anytime. That’s not something we could do in Florida or on most other islands.
“At the end of a long day, Daisy and I love to visit one of our favorite restaurants,” says Jim Silver of his new life on the Caribbean island of Isla Mujeres, just eight miles offshore from Cancún. “Obviously, living on an island means great seafood, but that’s not all you’ll find.”
For Kim Nowak, having two homes on opposite ends of North America is completely normal. “I’m a snowbird and it’s the perfect lifestyle for me,” she says. “I’ve been doing it so long that I can’t imagine my life in any other way.”
“At the end of a long day, Daisy and I love to visit one of our favorite restaurants,” says Jim Silver of his new life on the Caribbean island of Isla Mujeres, just eight miles offshore from Cancún. “The hard part is selecting which one. Most folks don’t think of Isla Mujeres as a foodie paradise, but it is. Obviously, living on an island means great seafood, but that’s not all you’ll ﬁnd.”
Judith Greenwood has been dreaming about Italy for as long as she can remember. She studied Italian in college, traveled to Italy during her studies, and many years later—still enthralled with the language, culture, food, and lifestyle—moved to vineyard-rich Umbria, where she has been fully immersed in Italy’s legendary food culture ever since.
“We love Penang for a number of reasons,” says Carol Kildruff of her and her husband Hank’s decision to move to the Southeast Asian island in 2005. “It wasn’t purely for ﬁnancial reasons, although that was a bonus. Winters in Canada are brutal, and we really wanted somewhere warm for seven months of the year. Of course, when we found out that Penang has the best food in the region, it clinched the deal and made the decision to move all the easier.”
Lance and Mary Miller spend their time doing things they want to do…for the ﬁrst time in their lives. Sometimes that’s something as simple as enjoying coffee and fresh-baked coffee cake and cookies on their porch with friends. They can afford everything they need to live a comfortable retirement. And when they want it, the beach is just down the road. “We came to Costa Rica with the attitude that it’s an adventure. It’s fun! We want to be part of the community. We always knew we wanted to retire overseas. We did a lot of research, and Costa Rica kept coming up,” says Mary, 60.
Before moving to Belize, Polly Alford lived a cushy life in southeastern England. She had a lucrative job with an IBM partner company, drove a convertible Volvo, owned a comfortable home, and vacationed several times a year. But she wasn’t content…Whenever Polly returned home from an exotic diving vacation, she wondered what it would be like to live a different lifestyle…in an exotic location…where she could indulge her favorite passion, scuba diving. So in October 2003 she gave in to that yearning.
In November 2011, Patrick Snyder made his ﬁrst trip to Belize, to visit his brother. Planning to spend a month, he stayed for seven. He then returned home, took care of his personal affairs, packed his belongings, and returned to Belize in 2012. “I like the peace and quiet in Punta Gorda, and the slow pace of life. I enjoy being right on the bay. People here are friendly. I live simply and it’s been easy to make new friends. At this point in my life, I could not ask for more.”
You notice the difference the minute your vehicle starts lumbering up the excellent road that circles the city. You suddenly feel a cool breeze through the window; everything is green and fresh. You’ve left the hot lowlands behind. You feel like you are somewhere else as you pass acres of coffee beans drying out in the sun, trees that you’ve never seen before, mountain vistas at every turn, and horses and cattle on their ranches eyeing you curiously. Miles and miles of thick forest beckon you to explore.
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Retiring to Lake Arenal in Costa Rica almost four years ago was one of the best decisions my wife Beaty and I ever made. We lived in the little East Texas town of Crockett and the kids were all graduated from college. After practicing dentistry for 38 years, I was hitting the point where I was ready to get out. Beaty had already retired from her physician’s assistant job.
It’s Friday evening, nearly 5 p.m., and the Lady Leslie feels as eager to slip its bonds and head to sea as we, its passengers, do. This is, after all, a sunset cruise, and the ostensible reason for our sail seems to be too rapidly slipping toward the western horizon of Ambergris Caye, the Belizean island on which we all live.
Furniture to fill their new home…shop and car repair tools…TVs…scuba diving gear…a brand-new computer…decorative tiles…and “too many clothes” for the warm, tropical climate and their relaxed lifestyle. When Barry Munson, 60, and Dena Carey, 58, joined Belize’s Qualified Retired Persons program five years ago, they brought a shipping container full of household goods and possessions.
My husband and I were happily living in Arizona in a retirement community when, in 2008, everything changed,” says Patty Grimm. The ﬁnancial crisis dealt the couple a heavy blow, and they no longer felt they could live the same quality of life on their retirement income. “We knew that if we wanted to keep our nest egg, we’d have to look outside of the U.S. to live.”
From bustling beach towns to small ﬁshing communities, stunning stretches of sand to lush rainforests teeming with life, Costa Rica’s Central Paciﬁc coast has a huge variety of lifestyle choices to offer expats. And thankfully, it has the real estate to match. The name of the game in the Central Paciﬁc is good value. Beachfront and walk to-the-beach properties are bargain-priced compared to anything you’d ﬁnd in popular resort areas of the U.S. And there truly is something for everybody, whether you’re into the vibrant atmosphere of a resort or the peace of a ﬁshing village.
Lorelei Kusin has seen four Panamanian presidents come and go during her 14 years in Panama. But she lives on an island in Bocas del Toro province, and in this part of the Caribbean, time seems to stand still.
“Congestion, noise, and frenetic energy.” That’s how Maureen LoBue describes her former life in San Diego. Her new life in Panama couldn’t be more different. Here, her days consist of salsa dancing, swimming, and plenty of happy hours. “I rent a three-bedroom house with three porches and a huge yard—in the beach town of San Carlos—for just $800 a month,” says Maureen. Panama City is just over an hour away. She goes often, adding that a bus to the vast Albrook Mall and National Bus Terminal is just $2.50. And she’s about 10 minutes by car from a hub town bustling with supermarkets, shops, a clinic, and more.
Jennifer Blackstone’s newfound tropical lifestyle is a far cry from her childhood in Wisconsin. In fact, it’s a life she didn’t think she could ever have. “Several things fell into place and conspired to get me to Panama,” says Jennifer, who fell in love with the tropics several years ago. “I visited Costa Rica and I loved the tropical feel…the colorful ﬂowers and the warm ocean,” she says. “But the thought of living there…it was a fantasy.
The landscape is bucolic and peaceful, with tremendous views of forested river valleys, green-covered hills and mountains, with the red rooftops of villages in the distance. It’s not a bad place to retire…to reinvent yourself in a new country.
For Hani and Roanne, living part-time in Europe was a long-time dream. After talking about it for many years, in 2008—on their third visit to the French Riviera—they took a spontaneous plunge. “We were on vacation and had some extra time on our hands, and we thought ‘Why not start looking at properties?’” says Hani.
The Brodeurs chose Las Tablas so they could live well, without sacrificing the good things in life. They go to the local expat hangout, Ponchalo’s, several times a week. The cost averages $20 total, including beverages. “Recently we had a to-die-for filet mignon for $6 at a place around the corner,” says Armand.
When my husband, Mike, and I celebrated New Year’s Day 2008 and our 7th wedding anniversary in Puerto Vallarta, Mexico, we were feeling good about where we were in our world. As with so many other people, that came to a crashing halt quickly—on February 1, 2008, we had to close our real estate business.
Gene and Patricia have been escaping harsh Canadian winters in Cancún for about 15 years now. They are among a large number of couples who have chosen the life of a “half-pat,” preferring to spend four to six months a year in their second, much warmer, home here on the Caribbean, without committing entirely to the life of full-time expats. The Rousseaus usually leave their Canadian home in early January, enjoying about five months in Cancún before returning in late April or May, depending on the Canadian weather.
While the wind blows and the snow flies in Colleen Thom’s old stomping grounds of Alberta, Canada, she and her husband Bill are enjoying their new life in a year-round paradise. For the last year Colleen and Bill have been living a life of warmth, friends, and adventure in the small Andean mountain town of Vilcabamba, Ecuador.
When Bob and Irma Caragol started looking for their new retirement home, they knew what they wanted. “We were looking for a warm climate at a high elevation, enough land for a garden with a good water source, a safe way to diversify our assets, and an affordable cost of living,” recalls Bob. They found all this and more in Santa Fe, Panama. “We are so impressed by the people of Santa Fe,” Bob says. “They are so friendly and helpful and we feel welcome here. There’s no sense of class distinction as in other places, and almost no crime. The environment is unspoiled, with clean rivers and no pollution.”
Last year Kenneth Fung made his long-held dream of a snowbird’s life a reality. An accountant and project manager from Calgary, Canada, Kenneth first visited Belize in 2010. He was first drawn by Belize’s natural beauty. The country is a haven for those seeking tranquility and nature, a place where breezes make for natural air conditioning, and you’re lulled to sleep by waves lapping on the shore after a day of scuba diving and learning to husk coconuts.
We came to Cancun after beginning our expat retirement adventures in Ecuador. Our retirement plans were in serious trouble in the U.S. I had suffered my second heart attack in 2009…and soon after I lost a good job and the health insurance that came with it. I was unemployed, uninsured, and the medical expenses were stacking up. So, we decided to take a chance and live overseas, a decision that first brought us to the small fishing and farming community of San Vicente on Ecuador’s coast, just a short distance from the equator. We spent two great years there, but with my heart issues, we decided it would be wise to live closer to top-notch emergency medical care.
In 2010, after several years of dreaming, planning, and preparing, Betsy and Warren Talbot sold their home, packed a couple of bags, and left the U.S. on a one-way ticket with the intention of traveling the world full-time for five years. Little did they know that their five-year travel dream would become an indefinite adventure, with a sustainable location-independent income, and a lifestyle full of more freedom and better health than they could have ever imagined. Since hitting the road on that crisp October day, they have picnicked in Provence, fallen in love all over again in romantic Florence, snuck away from the crowds to write and recharge at a 300-yearold farmhouse in Portugal, hiked the 335-mile Lycian Way in Turkey, camped overnight on the ice of Antarctica, learned Spanish in Mexico, and recently bought a house in a small countryside town in the Andalucía region of Spain.
For as long as they could remember, Doug and Diane Jones’ retirement dream had been a small organic farm in the Oregon wilderness… So it came as a surprise when, nearing retirement, they realized that they were tired of working sun-up to sundown on the farm and a new and unexpected retirement dream—of living in sunny, rural, authentic southern Italy—had taken its place. “We worked most of our lives because we didn’t come from money and we had to work for it. We always spent our vacations visiting family—you know, the guilt-trip thing. We never took trips abroad. We were too poor in both vacation time and money.”
“You’re crazy! Aren’t you scared? I could never do anything like that! I am so jealous.” These are just some of the reactions that Kris Cunningham and her husband Joel got when they announced that they were moving to David, Panama. They had been thinking of moving to Central America for a few years, but when the U.S. economy began to decline, they decided it was time to take the plunge and retire overseas. “We didn’t want to work forever, and we would have had a hard time making ends meet in the U.S.” After researching many possible places to live, Panama kept topping the list as a perfect retirement destination.
Jim and Kathy Suits had long been planning to move outside the U.S. for retirement. English-speaking, with a tropical climate, and close to North America… little Belize offered a lot to a couple looking to retire abroad. Plus, the feeling of independence they experienced there, and the focus on personal responsibility and family values, had great appeal for the Suits. Belize’s Qualified Retired Persons (QRP) program was one of the main factors in their deciding on Belize. This program makes the transition to a new life in Belize quite easy for expats…and cost-effective. “I liked the QRP. I like the tax advantages. It does have some drawbacks. You don’t get to be a resident. You’re a permanent tourist. But it makes it easy for someone to come down and retire without a lot of headaches,” says Jim.
In 2007, my wife and I were ready to make a change. We were looking for a more affordable, healthier way of life and there was one country that ticked all the boxes: Panama. Before we moved, we did a lot of research on Latin American countries that we could consider retiring to. Panama’s benefits really stood out. The country is stable, with a literacy rate higher than the U.S., health care is inexpensive, and the country’s diet is healthier. Additionally, the currency here is the American dollar and the culture is friendly and welcoming.