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Sail the World on Your Social Security

The place they now call home is a Cape Cod-style cottage on the hillside of a popular neighborhood. But this is a relatively recent development. For nearly two decades, they’ve been sailing around the world together. Years ago, they discovered that a sailing retirement was a lot easier (and cheaper) than they ever could have realized. And they didn’t need a vast amount of knowledge to get started.


Rent in Thailand’s Royal Resort Town for $500 a month

“The main attraction is the beach. People don’t come here to do stuff, they come here to relax,” says Canadian Robert Stanley, owner of Bobby’s Bar & Restaurant, a popular expat gathering place at the south end of the Thai beach town of Hua Hin. With a population of around 90,000 people, Hua Hin (pronounced “Wha Hin”) is around a three-hours’ drive south of Bangkok on the Gulf of Thailand’s west coast. The country’s royal beach resort for almost 100 years, Hua Hin is also home to a community of between 3,000 and 5,000 expats.


Escape the Winter and Head for Roatán

“We love the culture and the people in Roatán. The quality of life is fantastic here and it’s really just so affordable. We couldn’t afford to do everything we do in Roatán in most other Caribbean locations,” Bill explains. “I’m a member at Pristine Bay Golf Course, we own a beachfront condo, and we own a boat that we can take out for a joy ride anytime. That’s not something we could do in Florida or on most other islands.


Rent For $600 a Month on Panama’s Sunshine Coast

A million shades of green surround me as I drive. Above, the sky is a deep cornflower blue. I’m on the perfectly paved (and newly expanded) National Highway, driving down the Azuero Peninsula’s eastern coast. As is customary in this region of Panama, the sun is shining. A five-hour drive will get you from Panama’s sultry capital to Pedasí, a gem of a village. Banana trees, sugar cane, and countless varieties of palms line the flat horizon. There are no highrises here…towns in the greater Pedasí district are tiny.


Solving a Retirement Crisis with Costa Rica’s Low-Costs

As retirement neared, Bob Beavis, 66, and his wife Linda, 59, thought they were all set. Bob’s last job was as a HR director near Dayton, Ohio, which made him eligible for a state pension. He found his job rewarding and he had a plan. He would put in his 10 years then get free healthcare in retirement, with $50 per month to cover Linda, too.


Having Fun is a Full-Time “Job” in Mexico

When workaholics looking to retire in Mexico wonder aloud how they’ll avoid boredom, I don’t know what they’re talking about. Recently, out of curiosity, I checked my local events calendar here in Guanajuato. And just as I’d suspected, there were interesting activities for every single night of the week. And many nights offered more than one option.


A Six-Figure Lifestyle on $1,500 a Month

Adrienne made the move to Nicaragua with Pax, her one-year-old son. As a 41-year-old woman, she still had to create an income. Back in Whistler, Canada, she had a successful nail salon business that she sold in 2012. When she arrived in Nicaragua, she had just under $10,000 to invest.


How Mexico’s Caribbean Coast Fulfilled a Business Dream

Just south of resort and tourist-packed Cancún, Mexico, lies the small town of Puerto Morelos. Although there are a few small resorts and hotels, it’s still a working fishing village, albeit with a sizable expat population. Anthony Chalas had never even heard of Puerto Morelos until he was online with his brother Nick a few years ago. He was helping plan the annual vacation he took with his family. Someplace affordable. Someplace warm and with a nice beach.


Top 5 Healthiest Places in the World

Home to 4.4 million people, New Zealand and its awesome landscapes are admittedly a long way from North America. But as our winter is their summer, you could consider retiring here part-time. In a pollution-free environment, it’s much easier to embrace a healthy lifestyle.


Why I Enjoy Doing Nothing as an Expat

You can do nothing anywhere. But it takes a special place to make doing nothing a real treat. My wife, Suzan, and I live in the mountains of northern Ecuador. It’s so easy to do nothing here that it’s almost a form of meditation.


Part-Time Living in Cancún, Mexico

The modern vacation mecca has everything needed for a great life, according to the couple. They haven’t felt the need to learn much Spanish, as many of the locals speak English in this tourism oriented area. They say they also don’t need a car. A continuous stream of buses runs along all main routes, offering clean, convenient, and inexpensive access to all areas of the city. Major chain stores such as Costco, Walmart, and Sam’s Club have outlets in Cancún, so shopping is easy and familiar. These days, there are also tons of major brand restaurant chains, along with some great local eateries.


Five Great Meals for Less Than $5 in Arequipa, Peru

Nestled in a majestic valley in Southern Peru flanked by three volcanos and the Peruvian Andes is Arequipa—a colonial-style city with an ideal spring-like climate and warm people, known as the gastro capital of Peru.


Excellent, Affordable Healthcare in Chiang Mai, Thailand

Along with being a low-cost and tropical retirement haven, Thailand has long been an international destination for medical tourism. Why? Because healthcare is low cost and excellent quality. I should know. I’m a retired Canadian schoolteacher living in the northern city of Chiang Mai, with personal experience of two hospitals here—one public and one private. In both I felt welcomed and unrushed. And in general I’ve found the health professionals in this city maintain a high quality of empathy and caring for all their patients.


Your Own Cottage in Romantic Ireland From $55,000

If you’re considering a home in the Emerald Isle, now is a great time to buy. After years of price falls and stagnation, the property market is starting to come out of the doldrums. And for North American buyers, the currency exchange rate means that your dollars now go further than they have in a decade.


Getting Paid to Be on Permanent Vacation in the Caribbean

“I guess I was just sick of the corporate stuff. I felt like if I didn’t make a move to get something going…it would never happen,” says John Dykes. John and his wife, Mimi, were doing pretty well. They had a nice home in Texas where John was running a large automotive supply store and Mimi had her own staffing agency.


Stress-Free, Beach-Side Living Along the Riviera Maya

I’m on a terrace, shaded from the bright midday sun by an overhanging palm frond roof. On the plate in front of me: three fish tacos—tortillas filled with fried filets and a coleslaw seasoned with lime and chili. From my perch I can see the tidy town square below where a few locals have claimed patches of shade to stop and chat. School kids in uniform scurry across the plaza in groups. And looking the other way I can just glimpse a sliver of the blue Caribbean between buildings. The sea breeze is light…but enough to cut the tropical heat.


A Low-Cost, Healthy Retirement in Cuenca, Ecuador

“My husband and I were happily living in Arizona in a retirement community when, in 2008, everything changed,” says Patty Grimm. The financial crisis dealt the couple a heavy blow, and they no longer felt they could live the same quality of life on their retirement income. “We knew that if we wanted to keep our nest egg, we’d have to look outside of the U.S. to live.”

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Home Comforts That Fit in Your Pocket

Advances in the internet have changed so much about living or working abroad. My wife, Suzan, and I have seen it happen before our eyes. When we first moved abroad in 2001, “instant” messaging was just taking off. If you could get a decent internet connection (which was a much bigger “if” back then than now) you could type a message to someone and get a reply in just a minute or two…which was pretty much “instant” at the time. It was truly amazing for us and for our family and friends back home.


Lazy Living Among the Vineyards of France

After spending a crazy weekend in Paris decades ago, dashing madly from the Louvre to the Arc De Triomphe, with chaotic traffic and irate Parisians, I had no desire to return to France. That was until my husband Michael and I spent a few weeks at an award-winning vineyard in southern France. It was a far different experience than the chaos of Paris.


Rent For $390 a Month in a Poetry-Filled Spa Town

Trailing in the footsteps of tragic poets is one of my favorite pastimes. So after reading the words of a letter sent by Spain’s best-known poet, Federico Garcia Lorca, I had to visit Lanjaron. Lorca and a host of writers, musicians, and intellectuals spent the summers of the 1920s in this Andalusian spa town.


Enjoy a Luxury Retirement for a Third of the Cost Back Home

The E&O Hotel has hung on to the majesty of its colonial past. Sitting outside on its manicured lawn sipping a gin and tonic it’s not hard to imagine colonials in their crisp white suits doing exactly that just 100 years ago. The evening light filtering through the coconut grove and the warm evening breeze makes for a perfect evening.

Ambergris Caye

Enjoy Your Daily Meals with a Caribbean View

Long before I had any idea I’d eventually live on Ambergris Caye, Belize, I took a trip to the Greek Isles. Sitting at a tavern table on the beach, eating fresh, grilled fish on the island of Mykonos is a memory I’ll always cherish. The stars were shining as waves gently lapped the beach…

That dinner on the Mediterranean Sea took place over 30 years ago. But the delight of a seaside meal has stuck with me all these years. It’s one of my favorite simple pleasures…and something I get to do every day now that I live in Belize.


Modern Living in This Expat Haven For $1,000 a Month

You walk out of a gleaming new shopping mall, where you’ve just caught the latest Hollywood release in English and enjoyed a Starbuck’s coffee. You catch a taxi and head toward the edge
of town. In less than 10 minutes your taxi stops, as a woman in traditional Andean dress—a skirt, short jacket, and multicolored wool shawl—guides her small flock of hesitant sheep safely across the road.


Lower Bills Equals Less Stress in Mexico

I’m never making chiles rellenos again. Note: I didn’t say I’d never eat chiles rellenos again, because I will. I love them. But they’re messy to make. And ever since I realized that I can buy home-cooked ones in my local market in Mexico for just 10 pesos apiece—that’s about 63 cents—and take them home to eat, my kitchen stays clean.


Rent for $500 a Month by the Beach in Pedasí, Panama

“In Pedasi, Panama, we live a life we couldn’t have had back home,” say Connie and Mikkel Moller. “If we were in the U.S., we’d both be working, at least part-time, and constantly worrying. After visiting for a few days in 2012, the Mollers fell in love with Pedasi. “We loved it. We fell for Pedasi. The people, the ambience…everything about it.” Located five hours by car from Panama City (you can also fly; it’s just under an hour from Panama City in a tiny commercial plane), most days of the year are sunny. Average daytime temperatures are around 88 F, but evenings and mornings can be 10 to 15 degrees cooler, thanks to the ocean breezes.


No Regrets About Retiring to This Affordable Haven

After nine years of living in Nicaragua, Darrell and Amy Bushnell still feel it was a great choice for their retirement. The people are friendly and accepting, the cost of living is low, and a welcoming expat community provides a busy social life.


Mediterranean Living With Rent of $545 a Month

It’s past midnight on yet another balmy evening and Barry Ogden and Karen Taylor are strolling home along the beach after a spontaneous gathering of friends at a café. When they first moved to Altea, Spain, last March, they were usually home in the early evening but they’ve now adapted to the Spanish way of life…often staying out late unintentionally.


Rent for $400, Lunch for $3…This is the World’s Best Retirement Haven

I love my life in Cuenca, Ecuador. I start the morning with a coffee on my terrace, watching the hummingbirds flit around the feeders that I put up and just enjoying the view. A walk to el centro takes me to the little tienda (store) that sells a pound of Loja coffee (really delicious) for only $3.50, then lunch with friends, and maybe a walk along the Rio Tomebamba or an ice cream cone in the picturesque Parque Calderon.


Buy in Ireland’s Prettiest River Valley from $135,000

Ireland is about the best place I can think of for genuine hospitality. Folks speak English—which is a big plus—and hopping around Europe from your Emerald Isle retreat is a synch thanks to low-cost airlines. (For example, flights of a couple of hours to France cost from $80.) I’m sure you know the country’s real estate market took a beating during the crisis. It’s picking up, but there are still great-value properties to be uncovered.


Rent of $480 a Month in This Easy and Safe Tropical City

“I have always wanted to live abroad. In my family of four I’m the most adventurous one, yet I was the only one who had not made an international move,” Karen Walter says. “David in Panama’s Chiriqui Province is exactly what I was looking for.” “After 10 years I had grown tired of Arizona, and the time was right to end my career in social work and fostering challenged children,” she says. “I was fed up with the bureaucracy of the child welfare system, and I didn’t expect that to improve.


A Big City Lifestyle at Small-Town Prices

Envision a city set high in the mountains. On all sides are views of green-splashed hillsides and snow-capped peaks. In the city itself you’ll find 2.5 million people enjoying art exhibits, museums, and musical events. On weekends couples share bottles of wine over gourmet seafood dinners and families kick around soccer balls in the many leafy parks.

Lake Arenal

Replacing the Rat Race with Stunning Views and Good Healthcare

“In the U.S., you’re always going, going, going…it’s so easy to lose sight of where you’re headed. Life got too fast-moving for us”, explains Ray Granade. “We always needed to be somewhere, quickly, then somewhere else. It seemed like we were spending an extraordinary amount of time sitting in traffic. Now the longest we wait in the car is usually for a herd of cattle to cross the road,” he adds, saying he and his wife Kim, both 63, also wanted to escape the consumerism in the U.S.


Get Expert, Insider Advice on Exploring Belize

Living in San Pedro, on Belize’s Ambergris Caye, I’m a bit spoiled. It offers spectacular Caribbean Sea activities and lifestyle options. So I don’t typically need to take a vacation to anywhere else in Belize. But I recently spent a wonderful week checking out Placencia and it far exceeded my expectations. Each morning I woke to find a calm, glistening sea, it’s surface smooth as glass…a delightful way to start the day!

Panama Canal

An Adventure on the Panama Canal

Slowly the walls rise above us, hemming us in as our vessel sinks into the depths. Barn-sized doors of riveted steel loom above us as valves open and siphon the water away. With a clank, the doors crack open, widening to reveal another chamber. We sail in, feeling as though we’re in a gigantic bathtub…


Three Great Day Trips from Cuenca, Ecuador

You have probably heard of Cuenca. It’s Ecuador’s most popular retirement haven, home to thousands of contented expats, colonial architecture, verdant parks, galleries, museums, and plenty of bars and restaurants. But that’s just the city itself. Since arriving, my work with a local tour company has helped me uncover some of the best day trips:


Opportunity to Profit on Mexico’s Caribbean Coast

Mexico is set to become a developed country in the coming decades. We can benefit most from this economic transformation in the beach city of Playa del Carmen. Playa del Carmen, a veritable boom town today, is already a well-recognized name among tourists. But today it’s becoming something more than just a hot spot for travelers.


Every Day is a Vacation on This Affordable Caribbean Island

Lorelei Kusin lives on an island in Panama’s Bocas del Toro province, and in this part of the Caribbean, time seems to stand still. “Our small house is situated on a bay facing the ocean,” she says. After waking to the sound of chattering birds, Lorelei and her husband James enjoy a cup of freshly ground Panamanian coffee, followed by a smoothie using local fresh produce such as fresh coconut water, mango, pineapple, guanabana, and bananas. “Then I often swim or paddleboard before we head to town in our 22-foot boat.”


Arraiolos: Portugal’s Medieval Gem

Vivid colors, countless sizes, the smell of clean wool and the sound of clacking needles…at every turn is another gallery or store where local ladies sit stitching their carpets and tapestries. Nestled in the rolling hills of the Alentejo region of Portugal, Arraiolos is a medieval gem where you can observe an ancient art carried on since before the reconquest of the Iberian peninsula from the Moors.


I’d Rather See a Doctor in Ecuador

Not long ago I found myself suffering a major sinus infection. My head was pounding and I had a cough that kept me (and my husband) awake all night…I was exhausted. Nothing I was taking over-the-counter was helping. I needed to see a doctor. Unfortunately, I was visiting the States. At the doctor’s office in Omaha, I got right in. I did the interview with the nurse about my prior health history and what my symptoms were.

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Sign up for our free daily Postcard e-letter and we'll immediately send you a FREE RESEARCH REPORT on the most desirable —and cheapest— retirement havens available to you today.

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