Costa Rica Real Estate

Costa Rica Real Estate  

Spectacular Costa Rica Real Estate

 

You will find many amazing properties throughout Costa Rica. One of the great appeals of Costa Rica real estate comes from the advantageous property laws offered by this beautiful Central American nation. Property laws in Costa Rica are the same for nationals and foreigners. You don't need to live in the country to own land or property, nor do you have to a legal resident. You can buy property on a tourist visa.

A huge advantage to owning in Costa Rica is the extremely low property tax rate of just 0.25% of the registered property value. For a home worth $200,000 that works out to $500 in taxes. Keep in mind that the assessed value of a home, determined by the local municipality, is often lower than the sales price. There is also a luxury home tax for higher-end properties. But even the highest rate, for a million+ dollar home, is only 0.55%.

All property titles are registered with the Registro Publico. The country practices a “first in time, first in rights” policy, so if you have your eye on a property, you'll want to hire a lawyer or real estate broker to research the title for you, or research it carefully yourself. You'd hate to be all settled in and get a knock on the door from someone who holds claim to the title going back a few generations! Title insurance is available in Costa Rica, and we highly recommend that you purchase it when you buy property here.

Puntarenas is the province that encompasses the Central and South Pacific Coasts, and it is one of the most developed coastal areas in Costa Rica. It has some terrific restaurants, popular surfing beaches, moderately priced hotels, lush rain forests, and a wide range of real estate from high-end to bargain-priced.

A few Central Pacific towns—Playa del Jacó, for example—have become so popular that they remind some people of Fort Lauderdale, Florida. The comparison is a bit unjust because, although it is very popular with foreign and national tourists, the town is quite small. You will see a very active nightlife scene, especially on weekends.

And even Jacó isn’t far from smaller towns where you can enjoy the charm and serenity of a rural tropical coast community just minutes from the services and amenities of town, like Esterillos and Playa Herradura. Further south is Dominical, a gorgeous seaside village with blue-green water on one side and lush tropical hills on the other. Surfers have long been enthusiastic about Dominical because of its consistently good waves. Nature-lovers also appreciate the former fishing village because the area is home to hundreds of exotic animals, including parrots, sloths, toucans, iguanas, monkeys, and wild cats.

The South Pacific Coast stretches from Dominical to the Panama border, an area with beautiful beaches, some of the world’s best fishing, and vast national parks with exotic wildlife. Even better, it hasn’t been spoiled by tourists.

Development of the South Pacific Coast has been held back for one main reason—accessibility. New construction on Costa Rica’s southern highway, known as the Costanera, along the Pacific Coast was recently completed, cutting the driving time along the coast.

Recent Central and South Pacific property listings:

  • In the bustling beach town of Jacó is a two-bedroom condo a block from the beach and the “main drag” of town full of shops and restaurants. There is a community pool, 24-hour security, and two playgrounds in the complex. Price: $159,000.
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  • A two-bedroom home north of Dominical in the village of Matapolo. It’s set on two acres of jungle and has an ocean view. Enjoy sunsets from the expansive balcony. There is also a community pool. Price: $149,000.

Lake Arenal could be for you if you prefer the serenity of a lakeside community to living on the coast or enjoying the conveniences of the Central Valley. For many decades the region’s natural beauty has attracted tourists. And it’s not just the site of the Arenal Volcano—you also have the ravishing Lake Arenal and the charming villages of Nuevo Arenal and Tilarán.

Today the area—particularly around Nuevo Arenal—is also attracting upscale property shoppers. During the day, residents often enjoy fishing in the lake, horseback riding, or hiking in the forest amid rare plants and exotic animals. Although relatively small, the town has some great restaurants and cafés as well as a health clinic, hotels, and banks. Tilarán is somewhat more developed but is about 10 minutes inland from the lakeshore.

For many residents, Arenal’s remoteness is both an advantage and a drawback. The region is on the border of Alajuela and Guanacaste provinces, which is a drive of several hours from the Central Valley or from the airport in Liberia, although van service is readily available at the airport.

Recent Arenal property listings:

  • A recently-built three-bedroom, two-and-a-half-bath villa in a small gated community on the hills above the lake. It has a panoramic lake view and is a quick drive to Nuevo Arenal, the main town in the area with medical clinic, grocery stores, and restaurants. Price: $219,000.
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  • A one-bedroom condo right on the lakeshore. The community features small marina, horse stables, tennis courts, pool, clubhouse, and lush tropical landscaping. Comes fully-furnished. Price: $125,000.

A can’t miss region in Costa Rica is the Central Valley. It is favored by many expats, especially retirees, for many reasons. The weather is nearly perfect year-round, with the temperatures never getting above 85 F and cooling down to the 60s at night. The best medical care in the country, including the top hospitals and most specialists, are concentrated here. Finally, the main international airport, in the capital, San Jose, is never more than an hour or so away.

Expats tend to live in villages and market towns in the countryside, with homes set on hillsides, offering panoramic views of coffee plantations, river valleys, and soaring verdant mountains. Some popular towns for expats include Grecia, Atenas, San Ramon, Puriscal, and Santa Ana. It’s a peaceful and quite rural existence, with plenty of modern conveniences close by.

Recent Central Valley listings:

  • A two-bedroom, one-and-a-half-bath home in an expat neighborhood in the village of Atenas. The home features a covered carport, covered terrace, and fenced in yard. The kitchen has custom cabinets and granite countertops. Price: $129,000
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  • A two-bedroom, two-bath home with large fenced-in yard in Grecia. It offers tremendous views of the Central Valley, a covered patio with BBQ grill, two-car garage, and plenty of fruit trees on the property. Price: $150,000

Purchasing Procedure for Real Estate in Costa Rica

As a general rule, don’t delay in making an offer once you find the property you want to buy. The market in Costa Rica is simply too strong to wait. On the other hand, don’t buy property you haven’t actually visited. No matter how much research you do—talking with knowledgeable friends, looking at pictures, or getting information from the internet—never buy from a developer or individual unless you’ve actually visited the condo, house, or land. And be sure to do your due diligence to ensure the property is not encumbered by liens or other issues and that the seller is the titled owner.

Similarly, buy only what you see—not what a developer or real estate agent may promise. Many developers, for example, talk about plans for new roads, clubhouses, golf courses, or marinas. But a lot can go wrong, even with the best developments. To protect yourself, don’t figure tomorrow’s features into the price you offer today.

As you would do when buying property elsewhere, don’t hesitate to ask for a reduction in price if parts of the house are in disrepair or look as though they may need repairs in the near future. In Costa Rica, ask for a discount—perhaps as much as $2,000—if the residence lacks a telephone. New landline phones are difficult to get, with many expats relying mostly on their cell phones. (There is excellent coverage throughout the country.)

Buying restrictions

There are no restrictions on foreign property ownership as such, although no one can own property within 50 meters of the ocean, and for the next 150 meters real estate comes under Maritime Zone laws. These laws permit development only under government “concession,” which is similar to a long-term lease. You may be build on the property, develop it…but you don’t have title. And only foreigners who have resided in Costa Rica for at least five years can be majority owners in this type of land. This means that anyone shopping for property should be doubly cautious about buying oceanfront real estate, including condos. There are some areas that are exempt from the Maritime Zone law, including portions of Playa de Jacó, but they are few and far between. So before entering into a transaction, insist that your attorney verify that the title is legally consistent with Maritime Zone regulations.

*Prices as of 2015

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Archives

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Beach Resort Living on Costa Rica’s Central Pacific Coast

Costa Rica is known for its lush, wildlife-filled jungles lining deserted white-sand beaches. It’s a favorite photo for the tourism board. The whole country appears wild…untamed. There is a lot of that out there. And having the whole beach to yourself while capuchin monkeys scamper in the trees above is quite a thrill.

Why I Keep Going Back to Costa Rica's Great Lake Region

Spectacular Views at a Great Price in Costa Rica’s Northern Highlands

The Lake Arenal area of Costa Rica is a nature-lover’s paradise, boasting 2,000 species of plants, mammals including monkeys and sloths, and birds such as toucans and scarlet macaws.

In the northern highlands of Costa Rica, the lake is the country’s largest landlocked body of water, covering about 33 square miles. It sits at the base of Volcan Arenal, which dominates the horizon at nearly 5,500 feet.

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Stunning Views and Good-Value Real Estate in Tropical Costa Rica

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Live Where It’s Spring-Like Year Round

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A Tropical Beach Home for One-Third of the U.S. Price

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Escapes for the Gentleman Farmer

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Homes with Flowers, Orchards and Herbs

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5 Reasons To Move To Lake Arenal, Costa Rica

In Pictures: 5 Reasons to Move to Lake Arenal, Costa Rica

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Pacific-Coast Buys for a Fraction of the U.S. Price

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Why I Keep Going Back to Costa Rica's Great Lake Region

Why I Keep Going Back to Costa Rica’s Great Lake Region

I visited the Lake Arenal region a few weeks back with family from out of town. When people visit us here in Costa Rica, we usually end up there at some point. Just three hours by car from our home in the Central Valley (and the international airport), it’s an easy drive—very picturesque as you pass through the rain forest, farmland, and small villages of the countryside.

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Homes by the Ocean for Weekend Sailors

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A Surfer Finds His Paradise on Costa Rica’s Pacific Coast

A Surfer Finds His Paradise on Costa Rica’s Pacific Coast

When I’m back visiting the U.S. and tell people I live in Costa Rica…I already know the picture they have in their mind. It’s a shoreline. First, the brilliant blue water…a strip of sand unmarred by footprints…a fringe of palm trees…then a rain forest with towering trees and lush vegetation alive with toucans and capuchin monkeys…and finally jagged green-covered mountains looming behind it all.

Real estate prices are still low in the Southern Zone of Costa Rica's Pacific Coast.

Buy in Costa Rica’s Overlooked But Most Beautiful Region – for $37,000

The Southern Zone, for me, is the nicest part of Costa Rica’s Pacific coast—it’s largely unspoiled because for a long time, it was difficult to get to. That’s why prices stayed low here while values went through the roof up north. Previously, it was about a nine-hour drive from the capital San Jose to the Southern Zone.

ConsiderCostaRica

Consider Costa Rica’s Central Valley for the Weather and Convenience

In many ways, Costa Rica is the “veteran” among Central-American retirement destinations. North Americans and Europeans have been flocking to this little country for more than 30 years, attracted by the tropical climate; low cost of living; top-notch, affordable medical care; bargain real estate; and natural beauty.

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The Charms of Europe’s Second Cities: Buy Property from $82,000

In the popular imagination, it’s the great capitals of Europe that get the most attention. Tourists flock to Paris, Rome, Madrid, and London for the big-city flair, museums, and monuments. It’s the thing to do. And granted, you should seize any opportunity to stroll the Champs-Élysées on a beautiful spring evening or explore London’s international cuisine and regal parks.

Nosara-Costa-Rica

Off-the-Beaten Track Homes in Costa Rica…From $80,000

Of all the places I’ve visited in Costa Rica, the Nicoya Peninsula is the one that feels most like the frontier. It’s a somewhat isolated region, with mile after mile of untouched coastline along the blue Pacific, craggy hills, vast cattle farms in the interior, and mazes of what are often dirt roads running through forests and fields. It’s also one of the world’s Blue Zones, where researchers have found that locals live longer on average due to a combination of diet, climate, and lifestyle.

Renting allows you to investigate a region and/or community before you put down roots.

Ten Tips for Renting a Home Overseas

When moving abroad, renting a place to stay is an attractive option that offers a lot of advantages, whether you’re headed to Costa Rica, Malaysia, France, Mexico, Ecuador, Ireland…or any country. If you plan to buy or build a home eventually, renting allows you to investigate a region and/or community…or several…before you put down roots. You don’t want to be stuck in a neighborhood, region, or home you don’t like.

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Lifestyle Opportunities in the Easy-Going Nicoya Peninsula from $80,000

Of all the places I’ve visited in Costa Rica, the Nicoya Peninsula is the one that feels most like the frontier. It’s a somewhat isolated region, with mile after mile of untouched coastline along the blue Pacific, craggy hills, vast cattle farms in the interior, and mazes of what are often dirt roads running through forests and fields. It’s also one of the world’s Blue Zones, where researchers have found that locals live longer on average due to a combination of diet, climate, and lifestyle.

Properties with stunning water views can now be bought for less than $150,000 in places like Mexico, Costa Rica, and Ecuador.

Best Places to Own Premium Water Views for Less than $150,000

In Mexico, Ecuador and Costa Rica properties with stunning views can be bought for as little as $119,000, according to a new report by InternationalLiving.com. “A great view usually translates into a premium price tag. But if a buyer knows the right places to look, he can find properties with world-class vistas for much, much less than you’d expect,” reports InternationalLiving.com’s property correspondent, Margaret Summerfield.

Ecuador

Properties with Premium Views for Less than $150,000

This west-coast destination in Mexico hit the headlines in 1963. John Huston filmed part of Night of the Iguana in Vallarta. The world’s press descended on the town to follow the romance between Richard Burton, a star in the movie, and Elizabeth Taylor. Many viewers simply wanted the real skinny on the famous Hollywood stars. But others were grabbed by Vallarta’s colonial architecture and sun-drenched beaches. Tourists and expats started to flock to this little fishing village. Today, around 50,000 North Americans live in Vallarta…

FiveSpots

Five Spots Where You Can Find Premium Views for Less than $150,000

A great view usually translates into a premium price tag. But you can afford a home with stunning vistas if know the right place to look. For example, I know of one Pacific coast town where a beachfront condo with Californian-style ocean views and a similar lifestyle will only set you back $119,000. You’d need at least three times that to get close to the beach in California.

Beach Homes With The Caribbean On Your Doorstep

Beach Homes with the Caribbean on Your Doorstep

It’s no coincidence that commercials for vacations, resorts, or cruises in North America prominently feature the white sands, clear-blue waters, and laid-back vibe of Caribbean beaches. It is paradise and close to home. Maybe that’s why it’s been a premier vacation destination for decades. But thanks to affordable real estate available throughout the region, you’re not limited to the all-inclusives—it is possible to enjoy the Caribbean lifestyle year-round from your own home.

The southern Pacific coast, officially known as the country’s Southern Zone, is the Costa Rica of postcards and guidebook covers.

Property at Affordable Prices on Costa Rica’s Southern Coast

Despite interest from investors and well-heeled vacation home owners, you can still find good-value real estate. Prices start at $150,000 for simple digs, going up to multi-millions for the luxury palaces favored by wealthy vacation home owners. So it may not be dirt cheap. But with ocean-view homes starting at the low $200,000s, prices are a quarter of what you’d pay for similar property on the southern California coast, for example.

Costa Rica's Caribbean coast has first-class beaches, verdant jungle canopies and undervalued real estate.

One Incredible Opportunity on Costa Rica’s Forgotten Coast

Today, I want to tell you about a part of Costa Rica that is still a secret to most of the outside world. This place is called the forgotten coast because it is the least discovered and most unexplored region in Costa Rica. For years, tourists have flocked to the country’s Pacific coast and business has gravitated to the capital city, San Jose. Most people overlooked Costa Rica’s Caribbean coast. For the handful who traveled there, they found first-class beaches, verdant jungle canopies and undervalued real estate. It’s easy to reach too… You can get here in less than two hours from San Jose on a new, modern highway.

Ocean-Views That Won’t Break The Bank In Southern Costa Rica

Ocean-Views that Won’t Break the Bank in Southern Costa Rica

The southern Pacific coast, officially known as the country’s Southern Zone, is the Costa Rica of postcards and guidebook covers. Palm tree lined, virtually vacant beaches. The wild sea with rocky islands just offshore. Deep, thick jungle surrounds you inland. One of the most biodiverse regions of one of the most biodiverse countries in the world, it’s home to howler monkeys, toucans, and sloths and hundreds of other animals…

san-jose-costa-rica

The Benefits of Living in San José, Costa Rica

I have a pretty standard morning routine. I’m awakened very early by roosters but stay in bed for a while as the sunrise filters into the bedroom. I start the coffee, open the sliding doors, step out to my deck, and look down into the valley below. I usually see hummingbirds buzzing around my flowers, sometimes a blue-crowned mot-mot. Some mornings one of my neighbors, a farmer, has been up even earlier…

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Testimonials

I wanted to personally thank you for what has been such great advice and information that has allowed my wife and I to quite literally change our lives in Cuenca, Ecuador. Please continue to advise your readers about what’s available and that many, like us, believe that they should look into retiring overseas if they […]

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