We all dream of one day retiring to a tropical paradise, buying a second home in a quaint beach town where it's summer all year round, or relocating our lives to an island in the sun. But it can be more than just a dream…your tropical island or beach life can be a reality.
If you like the idea of getting away from it all on an island surrounded by crystal-clear waters, where the pace of life is slow and the lifestyle affordable…or would like to be near a beach that has all the amenities you could wish for…or perhaps you’d like a tropical climate where you can throw away your winter clothes and live year-round in a sunny paradise. Whatever your dream looks like, there are plenty of destinations that can match it.
In countries like Belize, Uruguay, Panama and the Dominican Republic you can live an affordable lifestyle. In these tropical paradises, your dollar will go further and you can live a better life for a lot less that you might imagine.
Find out more about tropical destinations around the world—where you can be by the beach, enjoy perfect weather, sip cocktails while swinging in your hammock, and generally lead a laid-back and stress-free lifestyle. Sign up for IL’s free daily postcards in the box below and we’ll also send you a FREE REPORT: The World’s Best Island, Beach and Tropical Retirement Destinations. (We value your privacy. You can unsubscribe at any time.)
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“At the end of a long day, Daisy and I love to visit one of our favorite restaurants,” says Jim Silver of his new life on the Caribbean island of Isla Mujeres, just eight miles offshore from Cancún. “Obviously, living on an island means great seafood, but that’s not all you’ll find.”
For Kim Nowak, having two homes on opposite ends of North America is completely normal. “I’m a snowbird and it’s the perfect lifestyle for me,” she says. “I’ve been doing it so long that I can’t imagine my life in any other way.”
It’s another tough winter day in paradise for Bill and Ann Addison. Bill just finished a round of golf on a course that overlooks the turquoise Caribbean Sea, while Ann spent the day at a picturesque, secluded beach, snorkeling with her friends. Retirement is filled with fun for these snowbirds.
Long before I had any idea I’d eventually live on Ambergris Caye, Belize, I took a trip to the Greek Isles. Sitting at a tavern table on the beach, eating fresh, grilled fish on the island of Mykonos is a memory I’ll always cherish. The stars were shining as waves gently lapped the beach…
That dinner on the Mediterranean Sea took place over 30 years ago. But the delight of a seaside meal has stuck with me all these years. It’s one of my favorite simple pleasures…and something I get to do every day now that I live in Belize.
There is no better way to celebrate island life than to step aboard a boat and cruise away from shore for stunning views and extraordinary experiences. Whether it’s in a luxury yacht, a spacious catamaran, a quaint sailboat, or a personal kayak… The Caribbean island of Roatán, off the northern coast of Honduras, is surrounded by clear turquoise water.
Lorelei Kusin lives on an island in Panama’s Bocas del Toro province, and in this part of the Caribbean, time seems to stand still. “Our small house is situated on a bay facing the ocean,” she says. After waking to the sound of chattering birds, Lorelei and her husband James enjoy a cup of freshly ground Panamanian coffee, followed by a smoothie using local fresh produce such as fresh coconut water, mango, pineapple, guanabana, and bananas. “Then I often swim or paddleboard before we head to town in our 22-foot boat.”
Monica Sedgwick and her husband, James, wandered into the laidback Nicaraguan beach town of San Juan del Sur about seven years ago. The pair were immediately hooked on its gorgeous beaches…quieter lifestyle…fun people…and the fact that it was cheap to live there.
Every hillside, every valley, was brushed with the vivid, appealing colors of nature…crimson and orange flamed hues of flamboyant trees in full bloom contrasted with the soft blue and mauve blossoms of what appeared to be jacaranda trees… The entire countryside of Belize’s Cayo District was bursting with color. A recent trip to this area reminded me how much it has to offer. I relish living on the country’s Caribbean coast but every now and then I love to escape and indulge in the Cayo’s raw, bold beauty.
When I think about my old life in Branson, Missouri, so many things go through my mind… but mostly, I don’t miss it at all. Life in the U.S. is so fast paced…no one has time for one another anymore, most people don’t even know their neighbors. Now that my wife Laurie and I live in Ecuador, everything in our lives is much slower…and a lot less stressful. Our typical day starts with coffee in the backyard by the pool, followed by pottering about in the garden and then an hour or so of relaxing. Later in the day, we may take a stroll along the nearby crescent-shaped beach that never gets overcrowded, or we’ll make time to visit the local mercado and stock up on fruit and veggies. Several times a month, we’ll get together with other expats for dinner and to catch up.
Costa Rica’s Caribbean is a wild coastline…the least developed region of the country. Small towns and villages line the coast. Jungle surrounds you. The beaches range from dark volcanic sand to golden-hued grains to the powdery white variety. The water is a clear turquoise. And the living is very easy. Take a look at this selection of the best beaches on the Caribbean: the best places for watersports, sunbathing, and enjoying a good book in the shade of a palm tree.
Roatán is a gorgeous island located off the northern shore of Honduras, and surrounded by the Caribbean Sea. It’s known for its exquisite, crystal-clear turquoise water…beautiful golden sand beaches…diverse water sports…abundant marine life…and the World Heritage barrier reef that runs along its shores. Life is easy on Roatán, a laidback island with a Caribbean vibe. English is the primary language and a couple can still live on a budget of $2000/month here.
I could never have afforded my tropical-island property if I didn’t use it to earn. And earn it does…I bring in between $50,000 and $60,000 a year. If you rent your second home part of the year, it can pay for itself. In fact, it may even make you a healthy profit. But you need to know how to successfully market your overseas dream pad to vacationers.
The dazzling Caribbean island of Roatán offers much more than spectacular sugarsand beaches and cozy, inviting bays. You’ll also find mountainous terrain lush with vibrant tropical flowers. Head up any of the many hills that form the interior to be awestruck by the surrounding Caribbean Sea, its surface sparkling in the sun, its depths tinged with aquamarine, topaz, and soft green hues.
It’s the simple things I love most about life in Bali, one of more than 17,000 islands making up the country of Indonesia. For instance, taking my dogs Abby and Yuki for a walk along the beach at sunset, and dropping in to my favorite beach bar, Warung Rasta, for a cold beer or two. The rickety wooden tables sit right on the black, volcanic sand, and it is the perfect place to watch the sun go down, as Java’s volcanoes loom to the west. As dogs, chickens, and pigs run around the beach, I give the staff a quick wave and they bring me a beer.
You gaze out from your veranda each morning onto a sea often as smooth as glass, shimmering as sunrays dance upon its surface. As far as the eye can see, north and south, are miles of gorgeous beaches, peppered with inviting, thatched-roof palapas at the end of docks. Red, yellow, and other brightly colored kayaks sit above the surf line, ready for the next joy ride.
One afternoon, as I awoke from a short nap and looked upon the brilliant, blue-green waters of the Caribbean Sea only steps away from my front door, I had a powerful thought. Nothing of what is now my amazing, wonderful life would be possible if I had surrendered to the fears I had only a few years ago. When my wife Diane and I ﬁrst embarked on our expat adventure, we had second thoughts, unanswered questions, and even an appropriate amount of fear.
“I go into my kitchen and look out over my pool to the ocean. I can see all the way to the mountains in neighboring Costa Rica. On my terrace are beautiful potted plants including orchids hanging from coconut trees. I feel blessed,” says Lawrence. Lawrence and Jeanne were living a high-powered life in the Big Apple, working and raising three children.
Much of Panama’s pacific coast consists of unspoiled beaches and little communities where you’ll find friendly people and small towns offering a taste of the past. Here authentic Panamanian culture still exists and people treat visitors like welcome guests. One such community is the surf town of Santa Catalina. It’s located in the province of Veraguas, about two-and-a-half hours southwest of the city of Santiago.
We Have the Best of Both Worlds in Costa Rica. From our small house up in the cool, quiet hills about 15 minutes from the beach town of Nosara, we’re close enough to head to our second house, a condo on the beach. We like having both, and Costa Rica is a place you can have the best of both worlds. We’d always harbored a hope that we might spend some part of our lives outside the United States and on our first trip to Costa Rica, we loved it at once. The beach community of Nosara, on the Pacific Coast, really peaked our interest so this is where we decided to retire to.
After working as an electrician for over 27 years, Jeff Brewer was ready for something new that didn’t involve another snowy winter in New York. In March 2014, as the piles of dirty snow still filled parking lots and street corners, Jeff decided he’d had enough.
The picturesque seaside town of Hua Hin, Thailand is known for its stunning beaches, burgeoning restaurant scene, and small-town feel. It’s famous as a royal resort, yet the sea breeze and stunning views come cheap in Hua Hin. You’ll find a low cost of living and good-value real estate.
You’ll enjoy some of Mexico’s ﬁnest quality of living for a fraction of what you’d pay in the U.S. or Canada. All told, a couple can comfortably call this paradise home for around $2,500 to $3,000 a month. Simple meals in local restaurants will run you $5 or less. One of my favorites, ﬁsh tacos, can be had for $1.50 each in the no-frills beach restaurants. And in stores, you can expect to pay prices similar to those in the U.S. for imported foods, but fresh produce is a bargain…try a pound of tomatoes for 65 cents or two pounds of fresh fruit like mango for $1. There are big savings on property taxes and healthcare, too. And where else can you enjoy life in a two-bedroom condo a stone’s-throw from the beach, in a premier beach town, for under $700 a month rent?
I stayed in a jungle paradise recently. Every morning I woke up to the sound of toucans and howler monkeys hanging out in the tropical hardwoods around my simple cabin. If you’ve never heard them, toucans have a sort of high-pitched call that’s a cross between a whistle and a laugh. Howlers…well, they issue a guttural roar much too loud than should be coming from such a small monkey.
Thailand is one of the world’s most popular locales for good living abroad. And there are lots of reasons why. For pennies on the dollar you get a year-round tropical climate and access to modern comforts and conveniences, including affordable, high quality medical care.
On the far southern tip of Costa Rica’s Nicoya Peninsula is the tiny town of Montezuma. After hearing it described as a “must-see” from friends and fellow travelers for years, I decided to check out this gem on the Pacific. And I have to say…I think all the Montezuma fans have a point.
Narrowing down the best beaches in Mexico is no easy task. With nearly 6,000 miles of coastline, Mexico is home to many gorgeous beaches. But if you ask Mexicophiles which are the best beaches in Mexico, opinions will differ. Beauty, ambience, affordability, and wave quality are all taken into consideration when deciding which beaches in Mexico can be called the best. It all depends what you’re looking for… Here are four very personal choices, in no particular order, and why they make the grade.
The English-speaking island of Belize has a lot going for it. For a tiny country, it packs a big wallop when it comes to charm and scenery. For the would-be expat—especially if you’re looking for real value—there are many areas deserving of your attention. Places where you can live the laid-back, Caribbean lifestyle of your dreams.
“We could be at the office,” my friend shouts from across the water. It’s 8.30 a.m. on a Tuesday and here we are out surfing on a glorious Costa Rican morning. The sun is shining and the turquoise blue water sparkles as it catches the rays of the morning sun. This is my paradise and also my home. In fact, I only have a 220-yard walk back to the house after my morning session.
Lance and Mary Miller spend their time doing things they want to do…for the ﬁrst time in their lives. Sometimes that’s something as simple as enjoying coffee and fresh-baked coffee cake and cookies on their porch with friends. They can afford everything they need to live a comfortable retirement. And when they want it, the beach is just down the road. “We came to Costa Rica with the attitude that it’s an adventure. It’s fun! We want to be part of the community. We always knew we wanted to retire overseas. We did a lot of research, and Costa Rica kept coming up,” says Mary, 60.
It’s 10 a.m. in the morning and I’m strolling a nearly-deserted beach. A few people walk their dogs along the boardwalk, or paseo marítimo, while joggers pass them at a steady, even pace. I’m wearing only a light sweater over my sleeveless top, and within an hour I’ll shed it, as temperatures rise to a pleasant mid-70s F. By afternoon, sunbathers will dot this long beach, a few hardy souls even swimming the still-chilly waters of the Guadalquivir River. More will enjoy al fresco meals at the many water-side restaurants, their faces tilting toward the sun as they enjoy freshly-caught seafood and the region’s crisp white wines.
Before moving to Belize, Polly Alford lived a cushy life in southeastern England. She had a lucrative job with an IBM partner company, drove a convertible Volvo, owned a comfortable home, and vacationed several times a year. But she wasn’t content…Whenever Polly returned home from an exotic diving vacation, she wondered what it would be like to live a different lifestyle…in an exotic location…where she could indulge her favorite passion, scuba diving. So in October 2003 she gave in to that yearning.
In November 2011, Patrick Snyder made his ﬁrst trip to Belize, to visit his brother. Planning to spend a month, he stayed for seven. He then returned home, took care of his personal affairs, packed his belongings, and returned to Belize in 2012. “I like the peace and quiet in Punta Gorda, and the slow pace of life. I enjoy being right on the bay. People here are friendly. I live simply and it’s been easy to make new friends. At this point in my life, I could not ask for more.”
With its great windsurfing and stunning beaches, the town of Cabarete, on the Dominican Republic’s north coast, draws thousands of visitors each year. Its sand, sun, and surf were what first enticed expat Peter Orr to this part of the Caribbean. And today they bring a regular stream of customers to his business—a beachside hotel. “While working in Barbados in the early 80s, I got to experience the Caribbean lifestyle and windsurfing. I formed a dream of buying a little hotel on a Caribbean island when I was done working for someone else,” says Peter. More than 20 years later, Peter did exactly that.
The glittering, cerulean Mediterranean. Not a bad view every morning as you enjoy coffee and croissants from your terrace. Life is good. Sunny days. Freshcaught seafood. Crashing waves your lullaby every night…or for those drowsy, afternoon, after-lunch siestas. And salt-scented breezes keeping things cool.
Though Panama boasts two coasts and hundreds of islands, there’s a region on the Pacific that really stands out in terms of climate. Known as the Arco Seco, or Dry Arc, the Coronado region gets more sunshine than nearly any other place in the country.
Costa Rica can feel like a dream at times…especially the mornings that I wake up to the deep aroma of fresh-roasted coffee, harvested just a few miles from my house…or the days when my weekly errands are put on hold for a stroll on a white-sand beach. Finding adventure is easy here. My boyfriend, Pablo, and I have climbed a volcano in the morning only to be at the beach by afternoon. We’ve dined on world-class seafood prepared by European-trained chefs, but our favorite are meals with the locals where the stars are black beans broiled over an open fire and ripe plantains fried until they’re caramelized.
When Steve, 58, and Kathy Wade, 61, from Myrtle Beach, first visited Belize’s Placencia peninsula almost 12 years ago they were smitten with the friendly locals, tropical vibe, unspoiled beaches, and blue Caribbean, so they decided to make the move. They made the right choice. Over the years, development and more tourists and expats have come to the area. And services have improved to keep pace. You can get high-speed internet everywhere. The road was completely paved four years ago and real estate has boomed with new developments being put in up and down the peninsula.
Don’t get me wrong, I love Texas. I like the people, their independent attitude, and friendliness. But when I left for the Marines in the late ’60s, I never planned on returning. Not because of the task at hand—I was just ready to experience what the world had to offer. My eventual return was strictly out of commitment to responsibilities and an available career. When I reached 60, in a moment of clarity, I became acutely aware of how fast time was passing.
The town of Las Tablas on Panama’s Pacific Coast, is renowned for everything from colorful Carnival celebrations to artisanal textiles, pottery, and leatherwork. And beaches. Life in this sunny region of Panama is good , say the expats who, in increasing numbers, have begun to settle there. “Las Tablas is graced with more sunny days and less humidity than any other part of the country,” says InternationalLiving.com Panama editor Jessica Ramesch. “And the cost of living is the lowest in Panama. Here, a couple can easily live on $1,000 a month, including rent.”
Las Terrenas in the Dominican Republic is a special hidden place where miles of beach weave their way around verdant elevated points. The sands are tan in places, white in other. The turquoise waters break in white explosions offshore where they meet reef. French and Italian pioneers came to this charming little place before the rest of the outside world had found it. They came in search of adventure…the perfect beach…and friendly local neighbors to share it with.