We all dream of one day retiring to a tropical paradise, buying a second home in a quaint beach town where it's summer all year round, or relocating our lives to an island in the sun. But it can be more than just a dream…your tropical island or beach life can be a reality.

If you like the idea of getting away from it all on an island surrounded by crystal-clear waters, where the pace of life is slow and the lifestyle affordable…or would like to be near a beach that has all the amenities you could wish for…or perhaps you’d like a tropical climate where you can throw away your winter clothes and live year-round in a sunny paradise. Whatever your dream looks like, there are plenty of destinations that can match it.

In countries like Belize, Uruguay, Panama and the Dominican Republic you can live an affordable lifestyle. In these tropical paradises, your dollar will go further and you can live a better life for a lot less that you might imagine.

Find out more about tropical destinations around the world—where you can be by the beach, enjoy perfect weather, sip cocktails while swinging in your hammock, and generally lead a laid-back and stress-free lifestyle. Sign up for IL’s free daily postcards in the box below and we’ll also send you a FREE REPORT: The World’s Best Island, Beach and Tropical Retirement Destinations. (We value your privacy. You can unsubscribe at any time.)

 

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quito

“Beach Condo or City House in Ecuador? We Can Afford Both”

I’m typing this from the comfort of a lawn chair on the patio of my house in Quito. It’s early December and even though Quito is moving into winter, today is warm and sunny. Quito, Ecuador’s capital (a UNESCO World Heritage site), sits on the spine of the Andes nestled between two mountain ranges and several ice-capped volcanoes. The climate is mild, with high temperatures in the 70s and lows of around 50.

New Jersey Couple Find Health and Freedom in Placencia, Belize

New Jersey Couple Find Health and Freedom in Placencia, Belize

At 50 years old, Eugene Upham was too young for retirement. But he was too old for second chances—or so people said. Then Eugene had a heart attack. Though he survived, the part of him that listened to those voices didn’t. As Eugene was recovering, New Jersey was blanketed in several feet of snow. And, as his wife Lynne says, “We knew we had to reevaluate our life.”

George Town has become an eclectic mix of renovated colonial buildings, shophouses, nightclubs, backpacker hostels and five-star hotels. © International Living

The World’s Best Retirement Havens 2014

First-World cities with every modern convenience, beachfront hideaways, medieval towns, tropical islands, temperate mountain valleys… You can chose your favorite climate, your preferred lifestyle…the place you feel most at home…because the world’s best retirement havens have it all… and for pennies on the dollar, too.

Beach Homes With The Caribbean On Your Doorstep

Beach Homes with the Caribbean on Your Doorstep

It’s no coincidence that commercials for vacations, resorts, or cruises in North America prominently feature the white sands, clear-blue waters, and laid-back vibe of Caribbean beaches. It is paradise and close to home. Maybe that’s why it’s been a premier vacation destination for decades. But thanks to affordable real estate available throughout the region, you’re not limited to the all-inclusives—it is possible to enjoy the Caribbean lifestyle year-round from your own home.

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Is This Panama’s Best Beach Town?

You might not “get” Coronado, Panama’s fastest growing beach town, immediately. There’s no main square or plaza, and at a glance it looks rambling and unremarkable. But trundle down its mansion-lined lanes, and you’ll find there are many hidden gems.

The southern Pacific coast, officially known as the country’s Southern Zone, is the Costa Rica of postcards and guidebook covers.

Property at Affordable Prices on Costa Rica’s Southern Coast

Despite interest from investors and well-heeled vacation home owners, you can still find good-value real estate. Prices start at $150,000 for simple digs, going up to multi-millions for the luxury palaces favored by wealthy vacation home owners. So it may not be dirt cheap. But with ocean-view homes starting at the low $200,000s, prices are a quarter of what you’d pay for similar property on the southern California coast, for example.

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Why Do Americans Move to Panama?

Low cost of living…stunning natural beauty…warm, friendly people…and the best retiree discount in the world. There are so many good reasons to live in Panama that it’s easy to see why Americans are choosing this country as their retirement haven. It’s a country that has something for everyone. Want to live by a white-sand beach, gazing out at miles of clear-blue Pacific Ocean or Caribbean Sea? You can here. More of a quiet mountain town kind of guy or gal? You’re in luck. Panama has a range of little mountain towns to choose from.

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Where Ecuadorians Go to Escape the City…

“Don’t worry, you won’t have a problem finding a place to stay,” said my friend as we drove into General Villamil Playas (commonly just called “Playas”), the closest beach town to Guayaquil. “The hotels here never fill up.” He should know. He owns a condo in Playas and drives there easily in just over an hour from his home in Guayaquil to spend weekends and holidays at this beach town on Ecuador’s southern coast, named by some as the “sunniest beach” in the country.

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Prosperity, Beauty and Beaches in Florianopolis, Brazil

Home to 420,000 people, Florianopolis is often referred to by its residents as “the other Brazil.” For one thing, there is the evident prosperity, from brand-name jeans to the latest-model cars. The streets and sidewalks are clean. Unemployment is low, as is the crime rate. There are parks and pedestrian plazas. And the city is large enough to offer most services that you might need, without the problems of a bigger metropolis.

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Two of Ecuador’s Best Coastal Towns

If there were ever two towns that complement one another perfectly, they would be Montañita and Olòn on the coast of Ecuador. About an hour north along the coast from Salinas—one of Ecuador’s best-known and most popular beach destinations—these two beach towns each offer a very different vibe. Montañita is named for the “little hill” that sits at its north end and separates its picture-perfect golden-sand beach from Olòn’s picture-perfect golden-sand beach. It’s less than a five-minute drive from one to the other, and a taxi ride will cost you just $2.

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An Unbelievably Affordable Beach Life on Roatan

“Sometimes we just shake our heads in disbelief that we actually own a home right on the beach in one of the most beautiful places we’ve ever seen,” Paula Irvin says. “It’s absolutely amazing!” Hummingbirds zip around the bright-red feeder hanging from the balcony. “They always come at this time—just as the sun begins to dip into the ocean and the other birds start calling to each other a goodnight song,” says Paula. Paula and her husband Randy blissfully watch this evening routine…

Living so close to the beach means that the Clower family can indulge in surfing, scuba diving or fishing whenever they want.

Beachside Living on Costa Rica’s Gold Coast

“We chose Guanacaste [the name of the province] because of the proximity to the beach, the warm water, and the weather,” says Becky, who, thanks to a Costa Rican mother, was familiar with a lot of the country. “You don’t get as much rainfall as other areas of Costa Rica. And the weather is very predictable. From December to April there is no rain, and the rest of the year it mostly rains in the afternoon. You can do things outdoors year-round.”

You could buy a beachfront property on Caye Caulker, Belize for much less than it would cost you in the U.S.

What Costs Less Overseas When You Retire?

When you move overseas, most things cost less. Health care is cheaper, beachfront property is cheaper and flights are cheaper when you qualify for a retiree program. You can even enjoy a symphony performance for far less than in the U.S., and have a better quality of life for less. Here is a list of five items that are cheaper overseas.

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Costa Rica Versus Panama: Which Country is Best for You?

My wife, Suzan Haskins, and I were married in Costa Rica 14 years ago and have been back for business and pleasure almost every year since. We also lived in Panama in 2006 and, like Costa Rica, have returned nearly every year for International Living events, editorial trips, and vacations. So it is inevitable that…

Thailand offers every type of lifestyle for expats to choose from—ranging from beach or mountain living to cosmopolitan cities.

Five Expat Havens in Thailand Offer Low Costs and a High Quality of Life

“Thailand is one of the world’s most popular locales for good living abroad,” says InternationalLiving.com writer Heather Van Deest, who has lived there with her family for the past eight years. “For pennies on the dollar expats gain a year-round tropical climate and access to modern comforts and conveniences, including affordable, high-quality medical care.”

Ecuador has topped International Living's Retirement Index, and it's easy to see why.

3 Beach Buys on Ecuador’s Pacific Coast—$100,000 or Less

A pound of fresh shrimp—$2.50. Someone to cook and clean for you—$20 per day. Property tax of $200-$250 a year on the beach homes below… It’s easy to see why Ecuador tops International Living’s Retirement Index. It’s a top spot for those looking for a comfortable lifestyle that won’t break the bank. And Ecuador rates as one of the best-value destinations on my beat, too. On the country’s unspoiled Pacific coast, in particular, you get a whole lot more for your dollar. And that applies to real estate as well as your cost of living.

Ocean-Views That Won’t Break The Bank In Southern Costa Rica

Ocean-Views that Won’t Break the Bank in Southern Costa Rica

The southern Pacific coast, officially known as the country’s Southern Zone, is the Costa Rica of postcards and guidebook covers. Palm tree lined, virtually vacant beaches. The wild sea with rocky islands just offshore. Deep, thick jungle surrounds you inland. One of the most biodiverse regions of one of the most biodiverse countries in the world, it’s home to howler monkeys, toucans, and sloths and hundreds of other animals…

Easy, Carefree Living By The Beach

Easy, Carefree Living by the Beach

For Rebecca and Keith Clower, and their two young children ages three and five, their house by the beach isn’t just an address…it’s a lifestyle. They recently built a home in a development on the Bahia de Los Piratas, or Pirate’s Bay, on Costa Rica’s northern Pacific coast, also known as the Gold Coast. They live on a hill, with an ocean-view, and you can see clear to Playa Flamingo and Playa Conchal, two nearby expat enclaves. The beach is mere minutes away on foot.

The Chic Style Of Rio With The Charm Of Old-World Europe

The Chic Style of Rio with the Charm of Old-World Europe

Seated at a small table shaded by a large yellow umbrella, I sip my beer and savor the mid-afternoon sun of early autumn and the gentle but steady sea breeze. I’m surrounded by possibly the most beautiful collection of people that I’ve seen anywhere in my travels. Fit, confident, and stylishly attired, they hustle past to the last meeting of the week or grab one of the remaining available tables. I could be in Florence. Or Milan, perhaps.

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In Photos: Something for Everyone in Ecuador

In Ecuador, there’s something for everyone…from the die-hard adventurer who wants to follow the path of British mountaineer Edward Whymper up the slopes of 20,702-foot Mount Chimborazo to those who want to learn firsthand why Charles Darwin’s 1835 voyage to Ecuador’s Galapagos Islands is called “the most famous few weeks in the history of science.”

An eco-resort is being built on Little Corn, a result of The Corn Islands being a national tourism heritage site.

Corn Islands: Nicaragua’s English-Speaking Caribbean

If you like peaceful beach living, white sands, and blue seas, then you might want to check out Nicaragua’s Corn Islands. Reminiscent of Belize’s Ambergris Caye 30 years ago or Honduras’ Roatan island 25 years ago, this is a spot for pioneering castaways.

panama-highlands

In Pictures: The Top Five Places to Live in Panama

Panama has always been a top choice for retirees due to its tropical climate and many English-speaking locals. If you are considering retiring overseas, Panama should be high on your radar.Panama has a low cost of living and great retiree benefits. Here are our top five places to live in Panama.

san-vicente

We’re Thriving on Ecuador’s Coast

On Tuesday, I will open my Ecuadorian bank account. No big deal; just a savings account with an ATM card. So, why am I so excited? When we arrived in San Vicente, Ecuador nearly 18 months ago, my wife Diane and I were as prepared as we were able to be, which is to say: we had a lot to learn! We had done our best to get ready for our transition, while attending to the myriad tasks necessary when making an international move.

punta-gorda

A Laid Back, Low Cost Lifestyle in Punta Gorda, Belize

Every now and again, when life feels hectic or I fear I’m getting into a rut, I think of little Punta Gorda, Belize. It’s become one of my favorite places to dream of visiting again. Right down near the southern tip of Belize, Punta Gorda looks out on the blue Caribbean. The barrier reef and its wealth of marine life—one of Belize’s main claims to fame—is 30 miles offshore here.

sliema-malta

Three Great English Speaking Islands

Living on an island conjures up images of white sandy beaches, sparkling blue water and no rush hour traffic.We all dream of one day retiring to a tropical paradise, buying a second home in a quaint beach town where its summer all year round, or relocating our lives to an island in the sun. But it can be more than just a dream…your tropical island or beach life can be a reality. There are tropical destinations around the world where you can be by the beach…

Placencia is one of Belize's most desirable locations.

Five Top Places in Belize Where Expats are Moving

There are a lot of reasons you might want to be in Belize right now… For a tiny little country (only about the size of Massachusetts), it has much to offer, especially when it comes to scenery. Turquoise waters and white, silky sand beaches… Fertile farmland… Rolling hillsides dotted with pine forests… Amazing Maya ruins…

caye-caulker-caribbean

We Restarted Our Lives in Belize

Veronique McKenzie didn’t exactly choose to make her home in Belize…more like, Belize chose her. In her former life, Veronique was working in sales, marketing, and advertising, splitting her time between Chicago, New York and Los Angeles. Her job gave her the opportunity for plenty of travel…but as the years progressed, she knew she needed to make a change. She considered moving to Marseilles in France where she is originally from…but before she did that, she decided to take a vacation.

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Beach Towns in Ecuador: Which is Best for You?

Where is the best beach town in Ecuador to hang your hat? Well, that depends entirely on the lifestyle, climate, and environment you’re after, of course. Because not every beach town is created equally. That’s especially true in Ecuador, where every journey along the country’s 530–mile long Ruta del Sol coast, from the border with Peru northward to Colombia, takes you through several diverse eco-systems.

Atlántida, on the Gold Coast, is the best small town beach in Uruguay.

Visit Uruguay’s Best Beaches This Winter

There are situations in life we cannot escape. But fortunately, a long cold winter in the U.S. or Canada isn’t one of them. When it’s winter in North America, it’s summer in South America. And there is no better place in South America for a winter respite than the beaches of Uruguay.

In Brazil, there are still plenty of opportunities to acquire great property bargins.

You Could Have Doubled Your Investment if You’d Taken My Advice…

At Real Estate Trend Alert my beat is to find places where real estate is undervalued and where something is set to happen that means values will increase. I call this “the trigger event.” This trigger event could be a fast-growing, new, middle class or new infrastructure projects that will bring improved accessibility.

In Pictures: The Rugged Charms of Costa Rica’s Southern Zone

You won’t find all-inclusive resorts, high-rise condos, or touristy themed restaurants in Costa Rica’s Southern Zone. But, in this region on the southern Pacific coast, you will fall in love with vast empty beaches, wildlife-filled jungle, dramatic mountain backdrops, and sunsets to die for.

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The Costa Rica You See in Pictures…

I first visited Manuel Antonio on Costa Rica’s Central Pacific Coast as a newlywed back in 2005. It was everything I’d read about the country and seen in pictures: White-sand beaches lined with palm trees and green-blue Pacific Ocean with jungle-covered mountains as the backdrop. And let’s not forget the wildlife. Capuchin monkeys. Three-toed sloths. And dozens of birds with vivid plumage.

In Pictures: San Juan del Sur, Nicaragua

Just north of the border with Costa Rica on Nicaragua’s Pacific coast, San Juan del Sur is a sleepy former fishing village turned travel destination that has also drawn increasing numbers of expats seeking warm weather, low cost of living, and a very laid-back beach lifestyle.

UnderTheRadar

Under-the-Radar Trophy Properties

You’ve heard the economy is slow. You can see it for yourself just walking down main street. But one place you won’t find any sign of it is among the pages of luxury real estate listings. Floods of cheap money are working their way into the luxury real estate market at home and in world cities like London, Melbourne, Hong Kong and New York.

IslandHopping

Island Hopping in Southern Thailand

It’s easy to see why people flock to Thailand for the ultimate in sea, sand, and sun. with miles of white-sand beaches, lush jungle, and crystal-blue waters, the kingdom’s southern islands are, for many, paradise on earth. whether you snorkel and swim the day away, explore hidden emerald bays by sea kayak, or simply lounge on your choice of palm-fringed beaches, you won’t be disappointed.

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A Very Affordable Beach Lifestyle in Phuket, Thailand

Nothing quite prepares you for the beauty of Phuket, especially when approaching the region by air…the sparkling, turquoise waters and jungle-topped mountains, the rocky outcrops and white-sand beaches. The country’s largest island is paradise for many expats.

Ecuador

Work Less, Play More in Ecuador

For us, the daily grind in the States had begun to require too much work for too little reward. Expenses were rising and both my wife and I had reached a level of dissatisfaction with our careers. It was time for a major change. It was time to slow down, work less, and enjoy more of life! This would not happen by accident. We made a plan. After some months of research, Ecuador emerged as the location for our next chapter. Having spent many years in Alaska…

© Ruth P. Peterkin - Fotolia.com

The Truth About the Cayman Islands

Can you guess what all these Americans have in common?• William Jefferson Clinton: 42nd President of the United States • John Kerry: 2004 Democratic presidential candidate, former Massachusetts Senator, current U.S. Secretary of State • Jack Lew: U.S. Secretary of the Treasury • Mitt Romney: 2012 Republican presidential candidate, former governor of Massachusetts • Michael Froman: President Obama’s U.S. Trade Representative

fiji

How to Make $58 an Hour from Your Home in the Sun

The breeze is gently swaying the hanging bed, perched over a terraced hill, with views of three islands in the foreground. The South Pacific, an intoxicating mix of jade, turquoise and cobalt, is just a few steps down the stairs. Behind me is the pool with a mosaic, blue starfish in the bottom and lounge chairs—farther back, a three-bedroom, three-bath house…each room with its own view of this unspoiled paradise.

Costa Rica

Live in Paradise…and Get Others to Pay

When Karen McCrea, 56, and Axel Santana, 46, were looking for an ideal spot for their guest houses, they had a few criteria. The location had to be unspoiled, yet with amenities their guests might expect like hot water, high-speed Internet, and quick access to grocery shopping. The couple found their spot during a trip to the southern Pacific coast of Costa Rica in 2006. The region, also known as the Southern Zone…

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