Are you sick of the rat race? You know the routine…get up, shower, have breakfast, leave the house, get stuck in traffic, put in long hours at the office. Get home, go to bed and do it all again tomorrow. Are you ready for retirement…but looking at your savings you know retirement is out of the question? Here’s how to survive a retirement crisis.
- Five Places to Get Affordable Health Care Overseas
Posted on November 29, 2013 by Barbara Ross
In the following five countries you will pay less for health care than you do at home. And the quality is at least as good…in fact, many expats say it’s better. Affordable health care isn’t the only reason to move overseas—but it makes the move more attractive. You can get great quality health care for less abroad, lowering your monthly expenses.
The very thought of moving abroad seems like such an adventure, doesn’t it? The world is full of so many intriguing locations. Which country would you choose? Which city? If you actually pull the trigger and relocate, then the adventure truly begins. Everything is new, exciting, interesting, frustrating, and exhausting all at once. You’re meeting new friends—maybe learning a different language—adapting to a foreign culture, and exploring surrounding areas.
- Expats Reveal Their Five Favorite Restaurants in Ecuador
Posted on November 26, 2013 by Barbara Ross
Ecuador has an abundance of restaurants offering cuisine from around the world. Here, our guys on the ground give you their friendly recommendations of five of the best places to eat in Ecuador.
When you move overseas, most things cost less. Health care is cheaper, beachfront property is cheaper and flights are cheaper when you qualify for a retiree program. You can even enjoy a symphony performance for far less than in the U.S., and have a better quality of life for less. Here is a list of five items that are cheaper overseas.
Cuenca, Ecuador’s third-largest city and the economic center of the southern sierra, is well known for its colonial-style architecture, beautiful surroundings and low cost lifestyle. Popular with tourist and expats alike, it is no wonder that Cuenca has made appearances on the best places to retire list. It offers the best city living in Ecuador.
- The More I Got to Know Cuenca, Ecuador, the More I Fell in Love
Posted on November 24, 2013 by James Mola
It was Christmas vacation 2009. I turned on my computer and clicked on Yahoo where a headline caught my attention: “The Top 10 Places in the World to Retire.” I had never heard of the number one city listed, Cuenca, Ecuador. But as I perused the other nine cities, I found something wrong with each of them. They were too hot or too cold, or hot in the summer and cold in the winter, which was just what I wanted to leave behind in Chicago; or they were too far from the U.S.
- 5 Quick Questions Everyone Should Answer Before Moving Overseas
Posted on November 20, 2013 by Barbara Ross
There are many benefits to moving overseas: the weather is better, your quality of life will improve and you will always have something to do. Here are a few quick questions that you should ask yourself before moving overseas. 1. What type of weather do you like? If you don’t like the snow then you should…
- Healthier and Happier—The Appeal of Ecuador’s Sacred Valleys
Posted on November 18, 2013 by Suzan Haskins and Edd Staton
A patchwork quilt of blue-green grass stretches before you, complemented here and there with splashes of fuchsia, lavender, coral, bright yellow… The unmistakable aroma of eucalyptus hitches a ride on a fresh breeze, accented by wood smoke that you can just spy wisping its way out of a red-brick chimney poking from an adobe-walled casita, barely visible on the mountainside far across the way.
Three years ago I was working up to 60 hours a week as a public-school teacher in San Diego, California. The stress was killing me and depleting my joie de vivre. I didn’t want to work until the day I died, so I decided to escape the hectic and unaffordable U.S.
Ecuador is famous for its colorful festivals and every town in the country has their own traditional celebrations and events throughout the year. Here are our five favorite festivals, taking place over the next couple of months, where Ecuadorians celebrate in style with fireworks, drinking, music and dancing.
- Living Comfortably on $1,317 a Month in Cuenca, Ecuador
Posted on November 10, 2013 by Connie Pombo
When we told our closest friends that we were retiring to Cuenca, Ecuador their first words were, “Wow, that’s really thinking outside of the box!” When it came right down to it, we were trying to figure out how to survive on my husband’s pension from UPS and pay for our medical insurance premiums without both of us having to work full-time until we were in our mid-seventies.
For every substantial, bricks-and mortar business set up by an expat overseas, there are hundreds of small enterprises that people operate from their own homes with very little investment. Within a year of starting their micro-enterprise overseas, Jim and Mariellen Wiemann are making a profit and supplementing their retirement income. “The business allows us to purchase the things we might otherwise not have. We are planning some vacations abroad, and the business will support those adventures,” says Jim.
A lot of folks look forward to and truly enjoy the change of seasons. Spring blossoms…the warmth of summer…fall foliage…bundling up in winter. I would not be included in that group. I’ve never been a fan of cold weather. Whenever it snowed I enjoyed walking around and throwing snowballs for about an hour. Then I was ready for it to go away so I could put on a bathing suit.
My fiancé and I headed out for a double date with friends in the States recently. We were visiting Florida, and our friends wanted to get our opinion on the authenticity of a new Peruvian restaurant. It was very good and very close to the real thing…right up until the check arrived! Our half of the evening came to $70—but in Cuenca, Ecuador, our home overseas, a similar meal would have been less than $50…for all four of us.
My wife and I just returned from a three-week trip to the States to visit our family. We babysat the grandchildren, ate some wonderful meals out, and purchased clothing and other provisions to bring back. We have lived in Cuenca, Ecuador for three-and-a-half years, and with each journey (there have probably been more than 10 by now) we come to appreciate more and more how fortunate we are to embrace the best of both worlds.
Many who were on the fast track to retirement have now seen their retirement savings depleted and their plans sidetracked. Many wonder if they can retire at all, much less earlier than planned.
With a few simple strategies and ideas there are a couple of ways to salvage your retirement plans.
Cuenca is known for its rich intellectual and artistic traditions that match its colonial architecture. It is famous for its colorful festivals and is one of three UNESCO World Heritage Sites in Ecuador. Located on the southern edge of the mountains, Cuenca is Ecuador’s third largest city. Here foreigners have the same rights as citizens to own property…and real estate in Cuenca is a bargain.
First-World cities packed with ultra-modern amenities, and ancient vineyard-shrouded hill towns close to tropical beaches and mountain valleys. Among the top retirement spots in the world this year, you’ll find great variety in the cultural offerings, climates and lifestyles. Each destination is desirable in its own way, but they all offer something increasingly hard to come by at home: A good quality of life for a reasonable price.
Real estate prices in Ecuador are low—among the lowest anywhere. That means you can find some of the best bargains in the world. So if you choose this country, you may decide it makes sense to buy a residence.
For the last three years, I’ve lived in Cuenca, Ecuador. During that period I’ve experienced a profound transformation in the way I approach life. This beautiful mid-sized colonial city has a special magic to it. Shy vendors in our open mercados…
Out of all the countries International Living writes about, one in particular shines. It’s topped our Global Retirement Index—our pick of the 22 best countries to retire in the world—five years in a row…has a temperate climate year-round…offers a higher quality of life at an affordable price (cost of living can be as low as $900 a month)…and has a city, town or village to suit every taste or budget.
Sometimes a business idea appears as if by magic. Rich Westcott worked full time as a magician in the U.S. for 20 years, performing over 700 times a year at the peak of his career. As the economy took a downturn and his work began to wind down, he and his wife Patricia realized they were facing a dim future.
Dedicating your life to the service of others can open up a world of possibilities. You could become an activist to save small family farms. Maybe live in Nicaragua for a year. When you can bake to-die-for pies, you might even open a restaurant in Cuenca, Ecuador