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Ireland By Luxury Train, Inca Biker Tours and Much More…

It’s that time of year again, when International Living calls on its extensive and ever-growing network of correspondents the world over to help us assemble our Annual Global Retirement Index. This is the most comprehensive list of retirement havens around the world. These are places where the weather’s good, the costs are low, and the life you’ll have is comfortable and full of adventure. Each year we require more and more information from our editors and contributors in order to put together these rankings. We draw on data from across the world, we plunder the stats of international organizations, and we bring it all together to crunch and mull over in-house.

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Making Inroads with Cuenca Car Share

Not everyone who comes to Cuenca, Ecuador, has an idea to start a business. Sometimes new surroundings, a change of pace, and a fresh perspective align to bring long-held passions to light. That was the case for expats Juan Carlos Morales and David Korkoian, who together discovered a niche market and filled it. Juan was convinced that Cuenca was the ideal spot to escape the rat race in the States. “The moment I stepped foot in Cuenca, I knew I wanted to live here,” he says. “It reminded me of when I backpacked through southern Europe in the 1980s.”

IL’s Calender of Events: Live a Life of Luxury in Ecuador

This year’s winner of our Global Retirement Index has it all. Ecuador is fringed by miles and miles of Pacific beaches. You’ll find the high mountains of the Andes, vibrant cities and quaint colonial towns. Explore fertile lowlands and see the splendid rainforests of the Amazon. All this for a fraction of the cost of living in the U.S. With its year-round perfect weather and political stability, it’s not difficult to see why growing numbers of expats are discovering the retirement of their dreams in Ecuador.

Cuenca, Ecuador

Escaping the Rat Race for Cultured Cuenca

While most New Yorkers are busy trying to make a living and not a life, Diane and Jim Shanley are enjoying the fun life in sunny Cuenca, Ecuador. There was a lot to draw the couple to this city. Cuenca, the “pearl” of Ecuador nestled high in the Andes Mountains at 8,314 feet, boasts spring-like temperatures in the 50s to high 70s all year long. It’s the cultural capital of Ecuador with free concerts, an international film festival, and plentiful gourmet restaurants. It’s also a UNESCO World Heritage site with stunning colonial architecture, which attracts tourists from around the world.

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Why You Won’t Find Any “Gringo Nights” in Cuenca

The expat community was much smaller when my wife Cynthia and I arrived in Cuenca in 2010. Back then, there were maybe only 500 or so, and a lot of those were old Peace Corps folks who had been here quite a while and faded into the landscape. As part of the first big wave of gringos to hit town, all of us were pioneers who truly needed each other for assistance and support in our new adventure. Cynthia and I would introduce ourselves to every North American we saw (on the street, in a restaurant—it didn’t matter) and exchange contact information. It was actually a good way to get to know people; problem was, we really had no place to get together.

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The Art of Living Well in Cuenca, Ecuador

Like so many baby boomers, Suzy Giles felt she was destined to continue working full-time in the U.S. She wasn’t working a bad gig—conducting wine tours in Napa Valley, California—but it didn’t leave much time to pursue her passion for painting. So she began to explore her options overseas for a location affordable enough to allow her to retire…and discovered Cuenca, Ecuador. After visiting the colonial city twice, Suzy took the leap. That was almost two years ago and the decision has proven to be a good one. “I wanted an adventure,” says Suzy. “I needed to stay out of life’s ruts and to get out of my comfort zone.”

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Retired in an Ecuadorian Mountain Town

In their 30 years of marriage, John and Vickie Kendall had often talked of living abroad. But their work as nurses in the Pacific Northwest kept them occupied and tied to the U.S. They began formulating a plan to retire and then move overseas in the summer of 2013. “We had been to Thailand and were looking at that as a possibility. And we were looking at Panama, Uruguay, and then Ecuador came up, so we were considering all different places,” says John. “But when we got down to it, we realized we wanted to be in the Western Hemisphere so that we weren’t too far away from home.”

Craft Village Ecuador

Explore the Craft Towns of Ecuador

If you’re planning a trip to Ecuador, my advice is simple: Bring the biggest suitcase you can find…two if your airline will allow it. Get on the Andean Craft Trail in the Sierra region along the Avenue of the Volcanoes that cuts north to south through Ecuador. It is full of artisan treasures that you won’t be able to resist. Cotacachi, the village where I live, has a main street lined with leather shops selling jackets, boots, and shoes as well as beautiful handbags and luggage. You can even have things custom-made in a few days. And everything is so much cheaper than you would pay for it in a high-end store—either in the U.S. or in Ecuador. You’ll adore Cotacachi.

Cuenca, Ecuador

Every Day is a Vacation Day in Ecuador

Every morning, my husband, Mark, and I wake up to a view of Cuenca’s Old-World charm…majestic cathedral spires rising before us. Then we take our morning walk along the Yununcay River where cultured gardens line the bike and walking trails. Ecuador reminds me of Italy. We spent time in Europe as a young couple and planned to retire to Italy…until we discovered Ecuador. We fell in love with the cobblestone streets, terracotta-roofed brick buildings, colonial churches, plazas, outdoor cafés, and wrought-iron balconies draped in bougainvillea. Mark and I retired to Cuenca, Ecuador, four years ago on a pensioner’s visa which we live on. Our monthly budget is $1,317 a month—my husband’s pension from UPS—but we earn that much or more on our new incomes.

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Video Tour of Coastal Ecuador

Punta Blanca is a beautiful, exclusive area on Ecuador’s southern Pacific coast. Only about a four-hour drive from colonial Cuenca, where I live, Punta Blanca has a super-convenient location 30 minutes north of Salinas, the country’s most developed resort area, and 30 minutes south of the always happening party town of Montanita. Because Punta Blanca is residential, you need a vehicle to get there and to get around, as there are no stores or restaurants within walking distance. Rentals are available, and visitors are treated to a gorgeous and isolated beachfront experience with lots of activities and amenities nearby.

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Escape the Economic Storm Clouds with Life in Ecuador

2008 was a very tough year for my wife and me. At the time, we were living the good life in Las Vegas—big home, high-paying jobs, investments that were propelling us toward our retirement goals. Then what I refer to as the “Economic Tsunami” hit, and we were among the many casualties of that global financial meltdown. When we both found ourselves downsized, we naively thought, “No problem. With our skillsets we’ll have no trouble finding another great job.”

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Homes with Flowers, Orchards and Herbs

A view, good-value real estate, low cost of living, friendly locals…they’re all important as you search for a new community to settle in abroad. But if you have a green thumb, you may have some special requirements for your dream home. You’ll need good soil and the right light. Maybe you want multiple growing seasons, which is possible in some tropical areas.

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Faster Visa Processing Makes Ecuador an Even Better Overseas Retirement Destination

Better weather and a low cost of living makes Ecuador a great option for retirement, and recent improvements to the immigration process now makes it even easier to gain residence in Ecuador. Ecuadorian lawyer Santiago Andrade says: “President Correa’s administration has improved many of the bureaucratic processes, and business and immigration is not the exemption to this change. I have seen an improvement in the timing of the residence visa process. In the past a visa took around 30 to 45 days to be approved; now it takes two to three weeks.”

What We Found in Colonial Cuenca, Ecuador

Before my wife, Cynthia, and I relocated to Cuenca, Ecuador from the U.S, we made an exploratory trip. Even though only a few years previously, we had never even heard of Cuenca, we were pleasantly surprised by what we found. The city more than lived up to its UNESCO World Heritage designation with carefully preserved colonial architecture throughout the historic district. Plus while there we were thrilled to attend a free outdoor symphony concert. That’s right—free!

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Cuenca, Ecuador: A Low-Cost University Town Buzzing With Activity

Expats have flocked to Cuenca, Ecuador in recent years for its great weather, low cost of living, and excellent health care. But most people aren’t aware until they arrive here that my hometown boasts five universities. And because Cuencanos speak what is recognized as the purest Spanish outside of Spain, we also have many Spanish language schools attracting study abroad students from all over the world. Great university towns are known as cultural hubs and artistic centers with a fun, vibrant atmosphere, and Cuenca is no exception. No, you won’t find wild tailgating parties happening during the fall—they play that “other kind” of football here.

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Why I Never Left This Ecuadorian Colonial Town

The colonial city of Cuenca, Ecuador, draws vacationers from all over the world…and it has a tendency to turn visitors into permanent residents. That’s what happened to me four years ago. My three-month visit turned into a six-month stay…Then a year passed and I still hadn’t left. Cuenca has become home. I’ve been to some great places in the world and have loved them—places like Spain, Italy, or even Argentina. So why do I stay in Cuenca when there are so many other great places I could be living? Well, there are three big reasons I keep staying (and staying and staying).

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How Much Does It Cost to Live in Ecuador?

“How much does it cost to live in Ecuador?” That’s a question I hear a lot from readers. From masses of anecdotal evidence and my own experience of living here, I can safely say that a typical couple will most likely spend somewhere between $1,600 and $2,400 a month to live in Ecuador. But what you will spend depends very much on your own needs and wants.

A Royal Taste of Scotland, New Airport in Mexico, and Much More…

Cuenca is Ecuador’s most popular retirement haven, but it’s not the only one you’ll find in the Andean country. Thousands of expats have chosen from locations all over the country…Pacific coast beach towns, vibrant culture-filled cities, highland farm towns, and more. Ecuador harbors huge variety and whether you’re in search of adventure, planning to start a business, or just want to relax and watch the world go by, it’s got something to offer you.

The 5 Best Places to Retire in Ecuador

In Ecuador, you’ll not only be in the middle of the world, but you could be on top of it. That’s because thanks to its location on the equatorial “bulge,” the peak of the country’s 20,564-foot Mt. Chimborazo is the point on the Earth’s surface that’s the farthest from the Earth’s core and closest to the sun. There truly is something for everyone here. Mountains, beaches, rainforests, cities, and small towns…all with a price tag nearly anyone can afford. By the way, Ecuador’s currency is the U.S. dollar—no currency conversions necessary.

Granada, Nicaragua

Discover a Roving Retirement Lifestyle

The couple explored Peru, Ecuador, Mexico, and Nicaragua. As their trips were part of a search for a new home, it made sense to stay awhile and get beneath the surface of a place. Ellen explains, “Extended stays make sense financially, giving us time between trips to recoup the cost of moving about.” But after three years of having no permanent base, they realized that it was actually this roving retirement lifestyle that suited them.

Cuenca, Ecuador

Fun and Luxury in Ecuador With This Portable Income

I’d wanted to visit Ecuador for almost 12 years before I finally set foot there. At the time, I didn’t realize it was going to be my new home. I thought I was just visiting… But when you’ve got a portable income, vacations go on forever. Money wasn’t an issue and I could easily afford to stay in Ecuador. I picked up a new apartment…a weekly cleaning lady…and lots of new friends. I had both the funds and the flexibility to be as social as I wanted. And I settled into a new kind of life in the colonial city of Cuenca—one that I truly, truly love.

Cuenca, Ecuador

The Big Income That Goes Even Further in Ecuador

The smell of fresh paint is just one sign things are changing in our Cuenca apartment these days… There’s new furniture. New towels, linens, and dishware. From top to bottom, this place is in the middle of getting a post-wedding makeover as I settle into the married life.

Cuenca, Ecuador

Embracing a New, More Affordable Life in Cuenca, Ecuador

For years, Richard and Amy Griffin ran successful businesses in the southeastern United States. Amy’s focus was interior design, while Richard was a food distributor for restaurants, hotels, and country clubs. Things were going well until the economic downturn hit in 2008. “Charlotte is a banking community and all my customers were pretty much bankers, so they pulled the plug immediately, because they had no clue what was going to happen,” says Amy.

Cuenca, Ecuador

The Best Income for a 69-Year-Old in Cuenca, Ecuador

I’m sitting on the patio of the Villa Nova Inn in Cuenca, Ecuador enjoying a few beers. I’m watching the sun go down, looking out over the manicured grassy banks of the Tomebamba river. I can hear the laughter of children in the new Parque de Madre just across the river.

Vilcabamba, Ecuador

Which of Ecuador’s Highland Towns Is for You?

I’ve always loved to explore the areas in which I live. Whether I was bushwhacking through wild Alaskan terrain or driving down dusty country roads in Minnesota farm country, I relished the thrill of seeing what’s around the next bend. It could be a fantastic little family-owned apple orchard or a mama moose with newborn twins.

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The Good and Bad—Banking in Ecuador

Moving abroad can be the start of the most exciting and fulfilling chapter of your life. I arrived in Ecuador over four years ago and I’ve never been happier. Stress has vanished; I choose how to spend my time; and I’ve never had so many wonderful friends.

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The Top 5 Cultural Experiences in Ecuador

Travelers flock to Ecuador each year to enjoy the country’s diverse regions, exotic wildlife, and of course the famed Galapagos Islands. Some visitors become so enthralled with Ecuador that their vacation becomes a permanent stay. But whether you’re a passer through or a smitten expat, don’t miss out on Ecuador’s vast cultural options.

How I Fell in Love with Affordable Spain

I go to Spain whenever I get the opportunity; this is my third vacation there in the past five years. This time I’ll head to the North of Spain…to the little-known but very affordable region of Galicia. Previously, I’ve visited artistic Barcelona, historic Seville, and sun-soaked Malaga…three cities with their own distinctive characteristics, appeals, and benefits—and I’m anxious to follow up this vacation with another soon, to picture-perfect Valencia, the bull-running city of Pamplona, and the traditionally preserved hillside towns of Cuenca and Ronda.

Loja, Ecuador: A City that will Surprise You

Until a few days ago my knowledge of coffee was as follows: buy a bag at the store once in a while and drink a couple of cups to get me going each day. I’ve just returned from an extremely interesting tour, organized by the owner of a local coffee shop here in Cuenca, Ecuador, with a new-found appreciation for my morning beverage.

Enjoy a Pampered Existence in Beautiful Ecuador

My sister was shocked at the $2,000 she’d been quoted. But for a year’s worth of monthly housecleaning in Ohio, apparently that’s the going rate. While she recovered from her sticker shock, I did a bit of quick math.

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In Pictures: Six of the Best Mountain Towns in Ecuador

Recent years have seen the small South American country of Ecuador attract many foreigners to its borders. The low cost of living, diverse geography, and ease of immigration are just a few factors that make this equatorial nation appealing.

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Cloud Forests, Colonial Towns, and Beaches

If you’ve ever sat at a desk dreaming of owning your own jungle lodge in paradise, look no farther than Wendy Green for inspiration. On the outskirts of Ecuador’s cloud-forest town of Mindo, two hours from the capital, Quito, Wendy runs wellness/yoga retreats on her five-acre parcel of land, complete with three waterfalls and a freshwater spring.

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An Added (Secret) Bonus of Living in Ecuador

There’s a lot to love about Ecuador—the amazing biodiversity; great weather; the low cost of living. And in the larger cities like Cuenca, where I live, the excellent medical care and cultural amenities are an added bonus. I’ve been kept up to date on the miserable winter in the States through Skype conversations with my two children. Right now I’m looking out the window at blue skies and am looking forward to yet another day with temperatures in the 70s.

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Enjoy the Perks of Earning in Ecuador

My best friend from high school saves $84 a month because I live and work in Ecuador. My sister slashed her dental bills. And I recently discovered a way for family members to double the value of their cell phones…

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The Importance of a “Dream Retirement Overseas” Shortlist

We’ve already lived in seven communities in four different countries. We’ve had some time to honestly assess ourselves and what we need to live somewhere for more than just a month or two a year. By now we have some pretty clear criteria for what we really need a location to provide.

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This is Why People are Moving to Ecuador

I can’t give you one good reason why Americans and Canadians are coming in droves to Ecuador…because there are dozens of very good reasons. There are so many that I can’t list them all here…but based on a recent trip there, I can tell you what some of the best reasons to live in Ecuador are.

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If You Never Want to Meet an Expat in Ecuador…

In our years abroad, my wife, Suzan, and I have met expats who told us clearly that it was their intention to live someplace where they never saw another expat again. Although I admire the spirit and determination of this kind of total immersion, I can’t help but recall what an expat in the real estate trade in Mexico told us many years ago.

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How to Get By with a Little Help from Your Friends in Ecuador…

I recently watched the Grammy salute to the Beatles commemorating their performance on the Ed Sullivan show 50 years ago. Yes, I was among the 73 million households glued to the TV set on that historic night. A song that Paul and Ringo performed on the show, “A Little Help from My Friends,” got me thinking about how getting things done where I live in Cuenca, Ecuador is so much easier when you are open to the assistance of others.

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Five Things to Do Before You Move to Ecuador

It’s great to have step-by-step guides, especially for big and potentially complicated tasks. Moving yourself out of your home country to a completely new and different culture…and language…certainly qualifies as a big and complicated task. It involves many more steps than just five, but considering only the preparatory phase—the phase before the actual move—here are five essential steps to take before you move to Ecuador.

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What Do Retirees Overseas Do All Day?

But nature abhors a vacuum, and I know of no one here simply staring out the window wondering how to spend their time. During four years of living in Cuenca I have been amazed to observe the many creative outlets foreign residents dream up to be active and productive. Free from the yoke of employment (although many expat-run businesses have sprung up) folks are starting foundations and volunteering, learning Spanish and teaching English, tending animals and growing food, traveling in Ecuador and far beyond its borders.

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