$200 a Month to Rent and 22 Beaches to Play On

Monica Sedgwick and her husband, James, wandered into the laidback Nicaraguan beach town of San Juan del Sur about seven years ago. The pair were immediately hooked on its gorgeous beaches…quieter lifestyle…fun people…and the fact that it was cheap to live there.

“Where else could we find this life?” says Monica. “We’re living in paradise, paying $200 a month for a three-bedroom apartment with a super view of the bay.”

“And there’s so much nature around. We have 22 beaches here, beautiful birds, lakes and rivers. It’s a more simple life, but we also get to avoid all the negative things that we’d have living back home. Here it’s much safer to live. It’s like the old days when we were little. And it’s fun here. We have friends who come from all over the world.

“Imagine that we only need a little to live here, but we’re living just as well—or better—than anywhere else. How much you make is really relative to your happiness, not to your bank roll or your status. And living abroad teaches you how wonderful a life you can have for so much less.”

Nicaragua has been good to them. With an easy-going day-to-day existence they feel retired even though they are earning.

“We really only need $1,000 a month to live on, but we’re bringing in around $1,800 a month. James is singing and giving music classes and I’m doing a small amount of property management. We couldn’t be happier or in such a great financial position anywhere else.

James has formed a band that plays in various venues…and he also gives children and adults guitar and singing lessons for $10 an hour.

“The $40 to $60 I earn every night playing in restaurants, bars and parties doesn’t sound like much. But most weeks I’m playing six nights a week, which averages around $1,200 a month. And the best of all is that I’m doing what I love every day.”

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