2017 Fast Track Panama Package

A Cosmopolitan Latin-Flavored City,
1,500 Miles of Both Pacific and Caribbean Coastline, Perfect-Weather Mountains…

And the Cost of Living is So Low, Bill and Mitzi
Easily Live on Their Social Security benefits…

With Enough Left Over to Travel

In Panama, they say, “It’s a very good life.”

Dear International Living Reader,

“Welcome to Paradise.”

That’s the sign outside the door to Mitzi and Bill Martain’s home near the little village of Santa Fe, in the mountains of Panama’s Veraguas province.

“We’re about halfway… just a few hour’s drive from either Panama City or Costa Rica, and the same from either the Pacific Ocean or the Caribbean,” Mitzi says.

“We live on 10 acres that border the Santa Maria River, the most absolutely beautiful, bold year-round river you’ve ever seen. The Continental Divide is just a few miles away and there are lush mountains with waterfalls, and wild toucans and other birds…”

The community of Santa Fe, as Mitzi explains, is smack dab in the middle of Panama, an hour from the provincial capital of Santiago, where they go for shopping and medical services.

Accept No Substitutes
It happens just once a year…
There is one and only one International Living Fast Track Panama Conference. And this is your one-and-only chance to get the recordings from that conference at a huge discount.
We’re sorry you can’t be with us in person for this extraordinary conference. But this is the next best thing.
Listen in to the Fast Track Panama Recordings Package and get all the insider tips and secrets shared by all the Panama experts at the live conference.
We can assure you: If you’re considering making a new life in Panama, The Fast Track Panama Package puts the very best of this conference in your hands—and you’ll be fully prepared to make a move to Panama—whether you’re looking to retire, invest, start a business, or just live a better, more affordable life.
Order now and save with this special “Panama Conference” discount.

Santa Fe is a tiny rural town—only about 20 households of expats live here, Mitzi says. It’s an agricultural community of mostly indigenous people, who run cooperativas where local farmers sell what they grow.

“This is citrus and coffee-growing country,” she says, “so we have wonderful oranges, mandarinas, grapefruit… It’s very, very safe, with healthy clean air, clean water, clean everything… There’s not a lot of garbage and you have space… if you have dogs and cats, this is the perfect place.”

Of course, this paradise is not for everyone, Mitzi says. If you’re a city person, you’ll surely be happier in cosmopolitan Panama City, just four hours away.

There, you’ll find anything and everything you might possibly want… both discount and upscale shopping malls, ultra-modern supermarkets with all the in-demand brands, wine and cheese boutiques… and of course, top-quality hospitals such as the gleaming Punta Pacifica, affiliated with Johns Hopkins in the U.S.

The truth is, Panama has so much going for it, including the “world’s best” Retirement Program that offers a myriad of hefty discounts and other incentives.

For all these reasons and more, Panama is one of the world’s top retirement destinations.

You can satisfy just about any lifestyle dreams in Panama. If you prefer beach living, for example, you’ll find more than 1,500 miles of coastline, including some 1,000 idyllic islands.

And besides little Santa Fe where Mitzi and Bill live, there are other mountain towns, too, like Boquete—which is far larger, with a well-established expat community and all the modern conveniences you’d expect.

But as Mitzi tells it, she and Bill didn’t choose Santa Fe as much as it “chose them.”

Back in 2000, they were living happily in North Carolina. But then the airline Bill had spent 36 years working for went bankrupt and he lost his pension and health insurance.

To make matters worse, after the 9/11 tragedy, the travel agency Mitzi owned went out of business.

At the time, Bill and Mitzi were both 60 years old… two years away from Social Security and even farther from Medicare. They had lost everything.

But a year earlier, on a scuba-diving trip to Panama, they’d fortuitously bought a piece of farmland. They now saw it as their salvation.

“We sold everything we had left in the States,” she says, “and we came to Panama and lived on the proceeds until we reached 62 and could collect Social Security.”

It was the best decision they ever made, she says.

How is the International Living Fast Track Panama Package your very best resource for this top retirement haven?
There’s nothing out there that compares. The speakers come with excellent pedigrees. They’re well-connected and well-respected in Panama. They’re the experts you want on your side when you relocate to or buy property in Panama. Most have been with us from the beginning…they’ve been advising International Living readers for two decades now. That comes with a lot of responsibility and it’s something they don’t take lightly. Reputation is everything—especially in a country as small as Panama—and the experts you see on video in your International Living Fast Track Panama Package fall in line with our thorough commitment to excellence.

“We love our wide open spaces with room to spread our wings. We take walks with our dogs… We have a few chickens for our eggs. We have organic gardens where we raise all of our fruits and vegetables. My pastime is growing medicinal plants. We like to think that we’re self-sufficient.

“We have three buildings on our property: a large house we live in, a small guesthouse that we started out in, and a farm building for our equipment. All these have electricity, but still, our electric bill is never more than $35 a month.”

That’s largely thanks to the perfect mountain climate, she says. “We don’t need heat or air conditioning… just a couple of ceiling fans. Internet costs me $22 a month. Our biggest expense is putting fuel in our pick-up truck and the John Deere machines we use to mow.”

Health insurance, too, is readily available and affordable in Panama, but healthcare costs are so low, Mitzi says, “we don’t feel we need it.”

For minor issues, there is a local clinic in Santa Fe staffed by a doctor that speaks a bit of English. “When we go to pay… guess what? We show our resident card and the charge is just $1… a buck!”

For anything of a more serious nature, Bill and Mitzi take the bus (it runs by their front gate every 15 minutes) to Santiago, Panama’s fourth-largest city, just 45 minutes away.

There, a consultation—including some minor procedures—with a dermatologist costs just $30, says Mitzi. The dentist they see charges them just $20 for a teeth cleaning.

“We live very well here on just Social Security,” she says, “and we even save enough that we go back to the States every year to visit family.

“If we were still living in the U.S. under our circumstances, we would not be as healthy, as happy, as content as we are here. This is our home now and we love the way things turned out for us. It’s a very good life.”

So Just What Is It About Panama That Makes
It One Of The World’s Top Retirement Destinations?

Besides the fabulous city, beautiful mountains and beaches, the tropical climate, and the low cost of living? A lot of it has to do with those extraordinary retirement incentives I mentioned earlier….

Panama’s Pensionado Program is the most generous and appealing program of special benefits you’ll find anywhere in the world today.

Best of all, you needn’t be of “official” retirement age to qualify.

No matter your age, you can qualify for Panama’s Pensionado Program—widely recognized as the best retirement program in the world. Just provide documentation of a guaranteed income of $1,000 a month from a government agency (e.g. social security, disability, armed forces) or corporation. If you buy a home in Panama valued at $100,000 or more, that amount is reduced to just $750 per month.

As a qualified pensionado in Panama, you’re entitled to:

  • 50% off entertainment—such as movies, theaters, concerts, and sporting events—anywhere in the country
  • 50% off closing costs for home loans and more…
  • 50% off hotel stays from Monday through Thursday
  • 30% off hotel stays from Friday through Sunday
  • 30% off bus, boat, and train fares
  • 25% off airline tickets
  • 25% off at restaurants
  • 20% off medical consultations
  • 20% off professional and technical services
  • 15% off hospital bills (if no insurance applies)
  • 15% off dental and eye exams
  • 10% off prescription medicines
  • And more…

You’re also entitled to a one-time exemption from duties on the importation of your household goods (up to $10,000) and tax exemptions on the importation or local purchase of a car.

In the International Living Fast Track Panama Package

Via the videos you get as part of your Fast Track Panama Package, you’ll hear from well-respected Panama Attorney Rainelda Mata-Kelly. She’ll cover visa and legal issues, including buying real estate, importing your household goods, estate taxes, corporations and family trusts, and more.

As Dan Burrows, who attended last year’s conference said, “Her content was top notch, her delivery for rather dry material held our attention, ad her ability to thoroughly answer questions was excellent.”

The AARP says that Panama is a “smart choice for retirees who want it all.”

Business Week dubbed it “the New Florida.”

Forbes reports, “It truly can be paradise.”

And the Washington Post says:

“With all of its benefits and active expatriate community, Panama is among the most affordable and appealing options for retirees.”

In Panama you can have it all: a cosmopolitan capital city with one of the world’s largest financial districts… hundreds of miles of spectacular beaches… highland retreats with green valleys where the weather is spring-like, even in January and August… and did you know that there are never any hurricanes?

So please, don’t put off your dreams of a better, less-stressful (and lower cost) life any longer…

The very best way to find out if Panama is right for you?

International Living Fast Track Panama Package is the Next Best Thing to Being at the Conference in Person.

Join us and discover everything you need to know
about Panama to help you decide if it’s your
ideal retirement or relocation destination…

Come away with all the knowledge and contacts necessary
to make your move happen with confidence.

If you couldn’t attend the International Living conference in Panama this year, we understand. But the Fast Track Panama Package is the next best thing.

You see, we’re putting together a complete package of nearly everything that’s happening at this event. We’re making video recordings of every one of the nearly 40 presentations.

These recordings will be an invaluable research resource for you, but they may very well pay for themselves. One tip you can’t get anywhere else…one piece of hard-won advice…one expert recommendation…can potentially save you tons of money before and/or when you get your own boots on the ground in Panama.

And you can order your Fast Track Panama Package now for a fraction of the cost those who are attending the conference in person spent. But this is a special limited-time offer. Once the conference ends, the price goes up. So order below now and save.

Watch the videos and discover everything you need to know about Panama to help you decide if it’s your ideal retirement or relocation destination…

Come away with all the knowledge and contacts necessary to make your move happen with confidence.

I’m Jackie Flynn, International Living publisher. For decades now, International Living has been sharing information about all that Panama has to offer. As quality of life deteriorates elsewhere in the world, Panama looks better and better.

Nowhere else can you enjoy such a comfortable life… with a year-round mild tropical climate, excellent medical care,
fresh, healthy food straight from the farmer’s truck… and a retirement incentive program that’s truly welcoming of expats…

More than any other destination that International Living covers, Panama is—hands down—the most popular. And there are so many reasons why…

Panama meets all the criteria on most anyone’s “perfect overseas lifestyle” checklist:

  • Close to the U.S. (just a 3- hour flight from Miami)
  • Politically stable and business friendly
  • Mild weather, with a climate for everyone, from tropical beaches to temperate mountains
  • Top-quality healthcare—the gleaming new Punta Pacifica Hospital is affiliated with Baltimore’s renowned Johns Hopkins Medicine
  • No income taxes on foreign-earned income

Now, it’s true that many of the things I’ve just mentioned can be found in other Latin American countries, too. Some are even closer to the U.S. (but not by much). And many have democratically elected governments. (Although few are as stable and safe as Panama.)

Plus, there are many things that are unique to Panama that you may not be aware of:

Panama is the
“Land of the Free”

According to the New York Times, Panama’s “laissez-faire stance on private property rights and entrepreneurship” makes it an easy place to invest and to start a business.

Foreigners can legally buy property in Panama and generally enjoy the same rights as Panamanian citizens.

In Panama, you’re guaranteed social freedom, individual freedom, freedom of religion… in fact, Freedom House, an independent organization that issues an annual “Freedom in the World” report, gives Panama high marks for civil rights, rating it one of the freest nations in Latin America.

  • You can drink the tap water almost anywhere
  • Property tax exemptions are available on a wide variety of homes and condos constructed in the last 20 years
  • The U.S. dollar is the official currency
  • A built-in community of English-speaking locals and expats
  • No hurricanes
  • The world’s best retirement incentive program, and…
  • It’s very affordable—live comfortably on $2,000 a month or even less!

I’ll explain more in a moment about how comfortable and inexpensive it is to live in Panama. But first, I want to introduce you to a few more expats that found retirement paradise (and much more) in Panama…

As Nanette Witmer, Says, Thanks to The World-Class Pensionado Program, There’s No Better Place for a Retiree Than Panama.

“I knew if I was ever going to enjoy retirement on my terms, with my budget, I would have to look for a place to live that had a lower cost of living,” Nanette says. “And I wanted to live somewhere warm…a place where I could have my windows open all day…”

As she explains, she found what she was looking for in Panama—largely thanks to the county’s world-class Pensionado Program, that provides benefits and big money-saving discounts.

You’ll learn all about the world-class Panama Pensionado Retirement Program…including exactly how to qualify…in your 2017 International Living Fast Track Panama Package.

“To give you an idea of how the discount can help with everyday costs, I get hotel discounts of 50% off Monday through Thursday and 30% off for Friday, Saturday, and Sunday. These discounts apply to the rack rate, so ask for them at the time of booking and make your reservations directly with the hotel instead of online.

“Last month I went for mid-week outing to the beach. I didn’t even make a reservation beforehand but asked for my jubilado discount when I arrived at the hotel. I was told the rack rate was $95 so I was charged $47.50 plus tax for an overnight stay. Not bad for an ocean view room.”

Plus, says Nanette, she gets discounts on public transport…on domestic flights within the country and on international flights that originate in Panama… She gets 15% off services in hospitals and private clinics. Medical doctor’s fees are reduced by 20%. Dentists give a 15% discount. All doctor’s prescriptions and over the counter medicines get a 10% discount.

“The entertainment discounts are great too,” Nanette says. “I get 50% off tickets to movies, theaters and all sporting events like baseball games and soccer…so first-run movies that normally cost $3.50 set me back just $1.75.”

Eating out is also cheaper, too. Sit-down restaurants offer a 25% discount when you purchase a full meal. Fast food restaurants give a 15% discount.

With its excellent infrastructure and healthcare system, no hail storms, tornadoes or hurricanes, and the low cost of living, she says, Panama ticked all the right boxes.

Nanette lives simply—you might even argue frugally. But she lives happily and without worry. She says, “My budget for living in Panama is $1,000 a month.”

“Adding up all the savings in a month…in addition to the already affordable cost of living…it’s not hard to see how inexpensive living in Panama can be.”

Canadians Barry and Louise Belisle
Have a Similar Story… They’ve “Found Paradise” in Panama…

You May Be Able to Retire Earlier Than You Think…
Clyde and Terry Coles salvaged their retirement dreams at the ages of 57 and 52 when they moved to the town of Chame, not far from the upscale beach community of Coronado.
There, they enjoyed total monthly living expenses of no more than $2,000—including utilities, food, prescriptions, property taxes, internet, gas and maintenance for the car, and more…
And by moving from the States to Panama, Terry and Clyde were able to vastly reduce their health insurance costs—from $1,250 a month to just $270 a month. And that’s for a comprehensive policy with a low deductible of just $250.
It’s hard to even meet your deductible, Terry says, “when a doctor’s office visit is just $15…and that’s to see an English-speaking doctor at a very modern clinic.”
For Terry and Clyde, by moving to Panama, they were able to retire earlier than they ever thought possible. Today, with the money they were able to save by living in Panama, they’re happily exploring Europe and Asia.
“We’re very happy with our new lives,” Terry says, “and we’ve never looked back.”

After attending an International Living conference in 2006, they found a beach house in the beach community of Coronado not far from the beach. They wanted to live in a place with no natural disasters and a tropical climate with inexpensive, good healthcare. Panama offered all that and much more.

The house needed renovation, but the price (just $115,000) was hard to walk away from. Today, they’re living the good life in warm, sunny Coronado, where “Every day is a flip flops kind of day….local beer still sells for 53 cents a can and a good bottle of rum can be had for under $10.”

Louise is now president of CASA (Coronado Area Social Association), an organization with hundreds of members who meet monthly for coffee socials and other events. Every year, the group raises money to fill baskets with basic food items for families with special needs children.

“This past year we filled 100 baskets with food, toiletries, toys, school supplies and even some phone cards,” she says. “It’s truly special to see the smiles on the faces of these families… It’s a magical day for both expats and the families who exchange plenty of hugs and smiles.”

Barry and Louise couldn’t be happier. Just look around this place,” Barry says, “we’re living in paradise.”

When you watch the videos in the 2017 International Living Fast Track Panama Package, you’ll discover how to salvage your retirement dreams. You may find you’ll be able to retire earlier than you ever thought possible. Via video, you’ll meet the long-time expats—like Mitzi and Bill Martain, Nanette Witmer, and Barry and Louise Belisle—and the most-reliable, well-established experts who can help you make the move to Panama… full- or part-time… as easy as possible.

Are There Still Deals to Be
Had on Panama Real Estate?

Ronan McMahon, executive director of Pathfinder Real Estate has logged hundreds of thousands of travel miles in pursuit of the world’s best real estate bargains. Here’s what he says about today’s Panama real estate market:
“The past nine years has seen an unprecedented boom in Panama as the skyline has been transformed with cranes and new construction. Back in 2006 you could have bought a prime condo preconstruction for $120 per square foot. Within three years preconstruction prices almost tripled. But we all know what happened. As the U.S real estate market stalled and credit tightened, the frenzy dulled. Americans stopped buying. Europeans, too. For a while Venezuelans and Colombians filled the void but there were just too many condos.
The result is that today there is too much supply. And prices are adjusting.”
Today, Ronan says it’s time, once again, to look at Panama. He’s identified a buying opportunity on what he says “is the last undeveloped stretch of Pacific beach close to Panama City. It’s the nicest stretch. This point of land with its white-sand beaches, stayed undeveloped as the city and other beach locales close by were transformed. Now this area is set to explode.”

You can buy a two-bedroom luxury condo here for as little $142,800. Best of all, the developer is offering a manageable payment plan.

Pathfinder’s managing director, Margaret Summerfield, has this to say:
“Panama is one of the best locations in Latin America for re-location, retirement or a vacation home.
“Ignore sky-high price tags from wishful sellers. Do a bit of research, put in some legwork, and look for a motivated seller. They’re out there, even if they take a little work to find. But it’s well worth the extra effort. You’ll pay significantly less than the average market list price for a property when the seller is motivated.”
Point is: There are bargain opportunities out there if you know where to look.
And remember, Panama offers a big buyer’s incentive in its tax-exemption program.

Buy new residential construction and you may be exempt from paying any property taxes for up to 20 years!

Check out these bargains that I found just today in exciting, cosmopolitan Panama City:

  • In Panama City’s central Parque Lefevre neighborhood, where many middle-class Panamanian professionals make their homes, a two-bedroom condo—with a balcony, a newly remodeled kitchen with granite countertops, and all appliances and window treatments included—is selling for just $122,000.
  • In the popular San Francisco neighborhood—with an expansive jaw-dropping view of the waterfront, ocean and skyline and near some of Panama’s best restaurants, you’ll find a modern luxury condo with two bedrooms and two bathrooms. The building also houses a lounge, gym, pool, BBQ area, and more. Price: just $220,000.
  • In Punta Paitilla—an older, established, and very popular neighborhood, with cafés, shops, restaurants and more—you can pick up a three-bedroom, two-bathroom apartment with a nice balcony for just $235,000. This is city living at its best.

Access the International Living Fast Track Panama Package</em> and we’ll tell you exactly where to look to find the best real estate bargains.

Prefer to live outside Panama City, where your overall cost of living can be much lower? That’s where the real property values can be found. Like:

  • A pretty three-bedroom, two-and-a-half bath home on a pine-studded lot of nearly half an acre is selling in the cool mountain town of Altos de Cerro Azul, just 40 minutes from Panama City. It has gorgeous mountain views and a large covered terrace to hang your hammock. It’s in a secure community with a swimming pool, tennis courts, restaurant and more. Price? Just $155,000.
  • In Boquete, the boutique mountain town in the Chiriquí province that’s Panama’s most popular expat enclave (although it certainly retains its Panamanian flavor) you can buy a spacious two-story three-bedroom two-bath home just a few minutes from the center of town—with a covered terrace and a pretty garden from which to enjoy the sunshine and stunning mountain views, and all for just $165,000! (And that’s negotiable, of course.)

Beach living more your style? You, too, will be happy in Panama:

  • At the upscale beach community of Coronado, a beautiful four-bedroom, four-bathroom home comes with a large covered terrace and a pool alongside a covered bar and barbecue area for just $215,000.
  • And in nearby Gorgona, a two-bedroom oceanfront condo is selling for an unbeatably low price of just $155,000 each. And there’s even a swimming pool and social area.

In your International Living Fast Track Panama Package, you’ll watch the presentations given by all our Panama experts… attorneys, insurance professionals, construction and real estate analysts and more… who can help you better understand the many benefits and options Panama offers. And who will share their insider insights and explain where to go to find the best quality, the best deals and values on everything from real estate to moving companies to spas, medical facilities, restaurants, and more.

You’ll also hear firsthand from others who’ve done what you’re contemplating… expats like Mitzi Martain… and many, many more. We’ll have more accomplished expats at this conference than ever before. These are smart people. They say that the decision to move to Panama was one of the best they’ve ever made.

But that doesn’t mean they’ll gloss over the challenges. Certainly not.

In the International Living Fast Track Panama Package, you’ll get the real story about Panama. The good and the bad. The expats we’ve invited to attend this conference and speak to you about Panama have nothing to gain financially…we’ve made sure of that. They’ll tell you about both the benefits and the challenges so you’ll walk away with a realistic picture of what awaits you in Panama.

You’ll find mostly good news coming out of Panama, of course. Despite what’s going on in much of the rest of the world, Panama’s economy—one of the fastest-growing in the Americas—is steadily chugging along, growing by nearly 6% or more every year for nearly a decade now.

In fact, while many international economies have been in recession in recent years, Panama’s remains one of the fastest growing in the world. The government’s highly ambitious future-forward infrastructure agenda has contributed to the country’s economic success.

Panama Is on the Upswing…
and You Can Ride the Wave of Prosperity

Yes, Panama is thriving. It boasts the most vibrant economy in Latin America… #29 in the world, in fact, and well ahead of the U.S. which ranks #115 according to recent data released by the CIA World Factbook.

For you it means that Panama is a land of opportunity. Lots of folks who have settled in Panama as retirees have been enticed by it—and they’ve started B&Bs, opened restaurants or bars, run import-export businesses, and more…

I’m sure you’ve heard of Panama’s biggest “stimulus” project: a massive expansion of that Modern Wonder of the World called the Panama Canal. It’s just one of several mega-projects expected to fuel Panama’s economy in the years to come.

Not bad for a “Third World” country, huh? Well, believe me, Panama is hardly Third World these days. For instance:

  • Panama is more modern than any other Central American country. You can stay at a rainforest resort or an island hostel and still enjoy the same high-speed Internet that you would in Panama City.
  • Panama is the only country in Central America with an urban metro transportation system.
  • From the expanding international airport at Tocumen, also known as the Hub of the Americas, you can travel anywhere in the world, and often on a direct flight.
  • New cars of every make and model safely travel modern roads and highways. The country is small, so you can easily drive from the city to the rural, interior areas, including those gorgeous cool mountains, in just a few hours. See the sun come up over the Caribbean and go down over the Pacific all in one day!
  • With historically low inflation, one of the world’s biggest banking sectors, and the government’s business-friendly “go get ’em” attitude, Panama offers a combination of benefits that no other Central American country can match.
How much does it
cost to rent in Panama?

Average rental prices in Panama City’s nicer areas tend to range from $800 to $1,800, but a little legwork can yield some bargain results. And outside the city… in popular Boquete or up-and-coming Pedasí, you can find rentals for half as much. As Mitzi Martain says, “In Santa Fe you can rent a house with a garden for $300 a month.”

So let’s talk affordability…

I’ve already touched on the low costs of buying real estate in Panama. But what about the low cost of living overall? Many expats report they’re living well on budgets of less than $2,000 per month. That doesn’t include rent, but even if it did, you can see that in Panama, you can live very comfortably.

Here, in fact, is one couple’s average monthly budget, for their comfortable lifestyle in the Coronado area—not far from Panama City:

As this couple admits, their food budget here is high because “we’re spoiled Americans and we buy chips, cookies, alcohol, soda and all the U.S. imports that we like. If you eat a typical Panamanian diet, your food expenses will be far, far less.”

Electricity: $35
Propane (cooking and hot water): $5
Water and trash collection: $5
Maintenance/ insurance/ fuel for one car: $200
Internet: $50
Cellphone (prepaid cards): $10
DirecTV (US channels): $20
Groceries/ prescriptions/ dining out: $900
Health insurance: $270
Home maintenance, etc. $200
Spanish classes $25
Clothing/misc. $50
TOTAL: $1,770

In any case, you can easily see how affordable it is to live in Panama. While city living may cost a bit more, thanks to all those entertainment and shopping temptations, when you choose to live outside the city…in a pretty little beach town or even in a mountain town like Boquete…your monthly expenses may be considerably less.

Yes, in Panama even the lowest budget affords a very good lifestyle. You’ll enjoy guilt-free conspicuous consumption at laughably low prices. For instance, splurge on a day of beauty at any number of salons ($20 for a blow-out and mani-pedi), pay someone to clean your house (just $20 a day).

A complete blood workup at that gleaming new Hospital Punta Pacifica I mentioned earlier (the most technologically advanced hospital in Latin America) is $36. A consult with a physician at this state-of-the-art hospital is $50.

At smaller-but-modern clinics, like Hospital America or Clinica Omega, you’ll pay 50-75% less, and in rural areas a doctor’s visit can be far less. As Mitzi Martain says, she spends just $1 for her doctors’ visits in little Santa Fe.

Remember, retirees on the Pensionado Program are entitled to sizeable discounts!

What about health insurance? Retirees who would be paying $1,250 a month or more—$15,00 a year—in the U.S. for health insurance with a high deductible say that in Panama, they’re paying, on average, $3,240 a year for coverage—and that’s with a deductible of just $250 a year. That’s a substantial savings of nearly $12,000!

It’s easy to see how living in Panama can contribute to your quality of life. You’ll save, too, on the little things that matter the most, but can add up.

Imagine… sitting at a sidewalk café and enjoying a cup of premium Panamanian coffee, aromatic and hot, for just $1. (True, at $3 per pound, you can make delicious coffee at home for just pennies. But this way, you can enjoy the beautiful scenery as you soak up the sunshine and enjoy the tropical breeze.)

A taxi in Panama City’s metropolitan area is often only a few dollars. A round-trip ride in the gleaming new metro—the only one in Central America—is less than $1.

In any of Panama’s cities or towns you can buy juicy tropical fruits and fresh vegetables for “locally grown” prices… little
more than a buck a bag. At any of the many ocean-side restaurants, you can enjoy a cold beer for $2 or less. A satisfying executive lunch can be had just about anywhere for under $7.

More time and more money to spend as you like… no taxes on your foreign income, no inflated healthcare costs, no more worries about outliving your retirement nest egg.

Are you ready to learn more about all that Panama has to offer?

Your 2017 International Living Fast Track Panama Package will guide you every step of the way and you’ll discover exactly how to live this laid-back luxurious lifestyle… no matter how small your budget.

If you want to salvage your retirement dreams, retire even earlier than you thought you could, or just live a more luxurious life than you ever thought possible—then there’s no better opportunity to gain access to so much expertise… in one place, at the same time.

Whether you’re retiring or buying a second home… or starting that new life you’ve always dreamed of… this video recordings package will deliver exactly what you need to make it happen.

People are coming to Panama for various reasons. But believe me, we’ve got all the bases covered:

– See firsthand how little it really costs to live in Panama. Not via some theoretical budget, but by meeting the people who are already doing it and learning their tips and secrets.

– Discover the latest hot spots on the Panama real estate scene. Not from some agent’s listing, but by hearing from the International Living experts who have assessed these areas first-hand.

– Get in early on the newest emerging markets where opportunities are to be found. Not by listening to salespeople, but by taking advantage of our market analysts’ extensive experience.

– Discover what it takes to start up a business. Not from a book, but from expats like you who have come to Panama and done it themselves…and done it well.

– Find out about Panama banks, corporations, trusts, all while learning how many have unlocked the secrets of the country’s solid, renowned international banking sector. Hear it straight from the professionals who are guiding your fellow expats.

– Learn how to finance your purchase in Panama

Get the whole picture, not just the fluff. Taxes, insurance, and visas are not the fun part of being an expat. But you need to know this part of the story before you take your next step in Panama. There are many ways that a move overseas… and especially to a “country with benefits” like Panama… can help lower your tax burden. Our trusted professionals will deliver the information you need.

You’ll get all the “must-know” information to help you decide if Panama is for you.

Here are just a few of the people who make up our staff for this groundbreaking recordings package:

Jessica Ramesch—your boots-on-the-ground guide

Jessica is International Living’s Panama editor. She lives and works full-time in Panama and spends much of her time scouring the country and writing articles for International Living readers seeking a new life abroad. She’ll share her first-hand knowledge that will get your own transition off to a smooth start.

Robert E. Bauman—asset protection and privacy expert

Bob Bauman is one of the world’s leading authorities on offshore asset protection and privacy preservation. He is editor of the Sovereign Society’s Offshore A-letter, and a highly respected author of a wide range of publications including The Complete Guide to Offshore Residency, Dual Citizenship and Second Passports, the Offshore Money Manual, and the Oxford Club’s Wealth Protection Series. Bob will give you the insider’s picture of the offshore landscape as no one else can.

Rainelda Mata-Kelly—Panama legal counsel

When it comes to residence issues, tax law, corporations, foundations, banking, and real estate, there is no better authority in Panama. Rainelda will bring you up to speed with the practical information you need to know if you’re planning to retire, buy a property, or start up business. And if you’re setting up offshore accounts, corporations, or trusts, hearing what Rainelda has to say is indispensable.

Winton Churchill—can help you make a living anywhere in the world

Winton Churchill is founder of the Barefoot Consultants, an international training and consulting company that helps clients make a living from anywhere in the world by tapping into their own skills and career experience. “By taking charge of their earning power, rather than waiting for governments, financial institutions and employers to ‘right themselves,’ the baby boomer generation now has the power and access to put their skills and abilities on the global market regardless of where they live or work now,” he says.

Nanette Witmer—International Living’s Panama Chiriquí province correspondent

 

Nanette visited many Latin American countries before settling in David, Panama’s second-largest city, in 2012. As a researcher and writer for International Living, Nanette has her pulse on nearby Boquete as well as the gorgeous Chiriquí coastline. Watch her firsthand, via video, as she gives you the inside line on this opportunity-rich part of Panama.

Margaret Summerfield—Panama real estate expert

Keeping far ahead of the pack when it comes to real estate markets, Margaret and her business partner, Ronan McMahon, have been the guiding force that led International Living readers to the explosive opportunities of recent years in Ecuador, Costa Rica, Mexico, Brazil, Nicaragua, and of course, Panama. As Managing Director of Pathfinder, Ltd., International Living’s preferred real estate advertising partner, Margaret will give her analysis of the real estate market situation in Panama, identifying the current hot spots… and the future opportunities.

Dan Prescher—International Living Senior Editor

 

International Living Editor Dan Prescher and his wife (and fellow International Living editor) Suzan Haskins left Omaha, Nebraska in 201, for the warmer climates of Latin America and they haven’t looked back since. Their first overseas check out visit, back in 2000, was to Panama. They’ve traveled all over the world in search of the best lifestyle opportunities and have themselves lived in Ecuador, Mexico, Nicaragua, and yes, Panama.

These Are the Most Qualified Experts on Overseas Lifestyles and Opportunities

Our International Living experts have been quoted by The New York Times, USA Today, Forbes Personal Finance, The Wall Street Journal, Kiplinger’s, U.S. News and World Report, Market Watch, ABC News, the San Francisco Chronicle, the Chicago Tribune, and many others.

And what’s more, you’ll get firsthand information about:

  • Panama’s world-class healthcare
  • The truth about residence visas—how to qualify and what your obligations are
  • Buying real estate in Panama
  • Insurance issues—car, home, life, and health. What you really need and how much it costs.
  • Learning Spanish for enjoyment and business—you can get by in Panama without much, but learning some important terms is helpful.
  • And much, much more…

Our seasoned professional experts—with decades of experience in their chosen fields—will deliver the on-target information you need to get the real picture about living, buying or starting up a business in Panama.

To discover the real hidden Panama, you need to hear from people like yourself—those who have gone before you…

In your 2017 Fast Track Panama Package, you’ll see and hear from an unprecedented number of Panama expats such as:

Mitzi Martain: I’ve already told you a bit about Mitzi and her husband, Bill. Mitzi will share her story of living a more self-sufficient (and happier and healthier) life in the small mountain town of Santa Fe. She’ll tell you the unvarnished truth about life in Panama… the good, bad, and the in-between.

Rosalind Baitel moved to Panama in 1985 from New Orleans to teach science at a U.S. Department of Defense Dependents School. In 1999, she opened Promises—the first and only consignment boutique in Panama dedicated to charity fundraising. She and her husband, Allan, have raised two children in Panama. Allan is president of the Kol Shearith Israel Congregation and vice commodore of the Panama Canal Yacht Club. With a lifetime of experience in Panama, Rosalind will share her insights with you.

Louise Belisle is President of CASA—the Coronado Area Social Association. Every month, hundreds of expats in the Coronado Beach area meet at her home to socialize and discuss ways of “giving back” to their new communities. Louise and her husband, Barry, moved to Panama from Montreal soon after their first visit, back in 2006. They bought and remodeled a home in Coronado where they say, “We’re living in paradise.”

Nanette Witmer: I’ve also shared some of Nanette’s story with you. She retired to David, Panama’s third-largest city where she lives happily on a budget of just $1,000 a month. She’ll be on hand to explain exactly how she does that and to share her tips for living the good life in Panama on a small budget.

In addition to expats from these varied Panama locales—Panama City, Boquete and David in Chiriquí province, the Coronado beach area, Santa Fe in Veraguas province—you’ll also hear from expats from the Azuero Peninsula, the Caribbean Coast, and beyond…

And these successful expats are just the start. These recordings will give center stage to more expat speakers than ever before. This firsthand information is worth its weight in gold.

This 2017 Fast Track Panama Package
is a One-of-a-Kind Opportunity.

Don’t Settle for Less.

International Living is the undeniable expert when it comes to digging deep into all Panama has to offer. For more than 36 years we’ve been doing the in-depth research… sending our writers and editors to every corner of the country to uncover the very best destinations for retiring, starting a business, raising a family, and more.

Money Magazine says, “Contemplating a move? Start here: International Living.”

In the decades that we’ve been researching and writing about Panama, we’ve collected a rolodex of the most reliable, trustworthy, and best-informed professionals—and they’ll all be on hand to offer you their insights and help you successfully streamline your own move to Panama.

Get started with the 2017 International Living Fast Track Panama Package and you’ll see all sides of Panama. From the luxury waterfront lifestyle, to a comfortable and enjoyable way of life that you can manage on a social security check. From the lush green mountains, to the dazzling beaches, to a city life that’s hard to beat anywhere.

You’ll find that this recordings package will bring you up to speed on issues that you may not have known about before… changes to visa requirements, infrastructure upgrades, how and where best to achieve the most affordable lifestyles…

Everyone’s Talking
About Panama, But…

International Living has been reporting about retirement in Panama longer than anyone else. We make sure the expats and experts who speak at our conferences are the real deal and information we share is reliable and up-to-date.

Think about it. If you had to gather this information on your own, you’d spend thousands of dollars, and months of your time to do it. After knocking on doors, searching the internet, sitting in lawyers’ offices, and hanging out with real estate agents, it would still be impossible to assemble the body of knowledge that we’ve pulled together for this conference.

Frankly, 2017 Fast Track Panama Package is a good investment of time and money for anyone who’s considering Panama…well worth every penny you’ll pay to attend.

Here’s One More
Important Thing to Consider:

Reserve the 2017 Fast Track Panama Package and we’ll e-mail you one of the most valuable publications about Panama we’ve ever developed.

We’ve created a brand-new special report PANAMA EXCLUSIVE: An Insider’s Look at Panama’s Top Five Budget-Stretching Destinations—to deliver actionable information about how to lower your cost of living in Panama. It’s delivered electronically to get it into your hands as quickly as possible, and it’s completely up to date with concise, no-nonsense, and hot-off-the-press information.

Nowhere else will you discover the where, what, when and how of salvaging your retirement dreams in Panama. And if you’re not ready to retire yet, even better. You’ll soon know how your move to Panama will save you money and improve your standard of living right away.

Specifically, you’ll get the inside line on:

– Panama’s word-class Pensionado visa—what no one tells you but you need to know. Importantly, you’ll learn exactly how to qualify and how to best get the biggest benefits…

– Where the best locations in the country are to truly live well on a retiree’s income—the best, little-known destinations where you can be ahead of the curve. Want to find the lowest-priced (but best-quality) homes, condos, beachfront lots, farms, and more, including the best rental deals? We lay it all out for you, and include a valuable rolodex of our most trusted resources.

– Importantly, we explain how to save on health insurance, healthcare, and prescription costs…

The information in this special report (not available in our magazine, on our website, or anywhere else on the internet, for that matter) will save you thousands of dollars per year… But this report is yours for free—so that you can be as prepared as possible and hit the ground running upon your arrival in Panama.

Why is this so important?

Because before even getting on the plane for Panama, you’ll know what’s what. You’ll be able to get a jumpstart on preparing for your residence visa and you’ll have had a chance to study each of the geographic areas, along with property examples and budgets for different lifestyles.

This valuable report is not offered for sale anywhere.

It is only available to attendees of the 2017 International Living Fast Track Panama: Lifestyle and Opportunity Conference and to you when you order the 2017 Fast Track Panama Package.

And with this package, you’ll have the distinct advantage over those attending the conference: You can watch the videos at your leisure…skip around to the presentations that interest you most, take notes… And more importantly, you can watch them as many times as you like, so you don’t miss a thing.

The important information, the secrets and briefings, will all be captured in the 2017 Fast Track Panama Package and we want to make it as accessible as possible for you.

To sweeten the deal, we’re throwing in a $100 voucher toward any upcoming International Living conference. Use it to attend next year’s live program in Panama or any future conference you may be interested in. There is no expiration date on this voucher.

The discounted price includes:

  • Video recordings of all our Panama experts’ presentations
  • Copies of all presentations
  • A $100 voucher toward any of our future conferences anywhere, any time
  • Plus the special bonus report, titled: PANAMA EXCLUSIVE: An Insider’s Look at Panama’s Top Five Budget-Stretching Destinations

If This Information…These Tips and Secrets…
Don’t Work, You Pay Nothing

You have nothing to lose: You can call us within 30 days of receiving the 2017 Fast Track Panama Package and tell us the information didn’t help you. (Or don’t tell us anything. Just ask for your money back.) We’ll give you back your $349. And the Special Report and your $100 voucher, good toward any future conference, is still yours to keep.

Please don’t delay. The 2017 Fast Track Panama Package will only be available at this low, conference price until Wednesday at midnight.

If you’re serious about tapping into the opportunities still available in Panama, I urge you to reserve your 2017 Fast Track Panama Package now, using our secure online order form.

Reserve your 2017 Fast Track Panama Package Here

This is your best chance to fulfill your dreams in Panama, whether it’s to:

  • Enjoy a comfortable, secure retirement, own a second home in a warm, sunny climate, start that business you’ve been dreaming about, or
  • Learn more about one of the world’s most stable property markets…

…this 2017 Fast Track Panama Package will deliver.

Reserve your 2017 Fast Track Panama Package Here

Sincerely,

Jackie Flynn

Jackie Flynn,
Publisher, International Living

P.S.

Why not give it a try? You’ve got nothing to lose and your money back is guaranteed if you are not satisfied. So act now, while you can grab the lowest price available for this package.

Reserve your 2017 Fast Track Panama Package Here

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