Beach-Town Living on Roatán for $2,000 a Month

On the western end of the pristine, laidback Caribbean island of Roatán, there’s a growing community of contented, beach-loving expats. The beach here is perfectly protected from the island’s prevailing southeastern breezes. This leaves the turquoise waters calm and still, perfect for a refreshing swim or snorkel. For many residents, a people-watching stroll on the white sands with a cold beer in hand is a daily routine.

Top 5 Activities To Do in Roatán

Roatán, the largest of the Bay Islands of Honduras, is surrounded by the beautiful Mesoamerican Barrier Reef and also boasts a lush, verdant landscape above water. As you fly toward the island on a direct flight from the U.S. or Canada, you’ll notice how much of this paradise remains undeveloped. Natural beauty abounds on Roatán. Homes built on the gorgeous jungle-covered hillsides overlook the turquoise Caribbean water and even beachfront homes enjoy privacy and tranquility.

Sail the World on Your Social Security

The place they now call home is a Cape Cod-style cottage on the hillside of a popular neighborhood. But this is a relatively recent development. For nearly two decades, they’ve been sailing around the world together. Years ago, they discovered that a sailing retirement was a lot easier (and cheaper) than they ever could have realized. And they didn’t need a vast amount of knowledge to get started.

Switch to Island Time in the Caribbean

Five days after arriving on the Caribbean island of Roatan, 30 miles off the coast of Honduras, my vacation became a new life. I forgot about that return flight and instead settled further into the sand. I felt at ease and welcome in this community, and I realized it was because people were taking the time to actually chat and get to know me. Nobody was rushing; nobody was too distracted by emails or phone calls. Everyone just seemed so calm.

An Unbelievably Affordable Beach Life on Roatan

"Sometimes we just shake our heads in disbelief that we actually own a home right on the beach in one of the most beautiful places we’ve ever seen," Paula Irvin says. "It’s absolutely amazing!" Hummingbirds zip around the bright-red feeder hanging from the balcony. "They always come at this time—just as the sun begins to dip into the ocean and the other birds start calling to each other a goodnight song," says Paula. Paula and her husband Randy blissfully watch this evening routine...