A Very Common Expat Problem…

Our new friends paused over their meatloaf and mashed potatoes (an expat favorite served by one of the enterprising restaurateurs in our little Ecuadorian town). They had invited my wife, Suzan, and me out to lunch to seek some advice now that they’d been in town for a while. "We found the perfect house," they said. "We have the utilities and Internet hooked up... we opened a bank account...