Your Home in Ecuador’s City of Music From Just $125,000

Sitting at a lower elevation than Cuenca, Loja's climate tends to be a little warmer. It also has a much smaller expat population, probably only a few dozen scattered around town and in the nearby farms, so if you're looking for a place to live among North Americans, this is probably not for you. However, if you know some Spanish or are willing to learn, it can be a very rewarding home.