With the coming of fall, my family and friends in the States find themselves thinking of the long, cold winter approaching. It's not just the ice and snow they have to cope with, but the enormous heating bills, and not being able to enjoy the outdoors. But not me...living in Panama I don't ever have a heating bill and I haven't seen snow in years. The great outdoors is my playground all year round here in the Chiriqui province of western Panama. And that includes being able to go to the beach anytime I want.
When I think of country living in Panama, I think of Volcan in Chiriqui Province. To me, it offers the ideal blend of rural lifestyle in a small-town setting.
The road leading to the town of Santa Fe de Veraguas climbs gently and steadily up the slopes of the Continental Divide, winding past cattle ranches, jungled hillsides and gurgling rivers. The bright blue roof of the Catholic church in the middle of town is one of the first sights you see. This church marks the center of town. Around it you'll find a soccer pitch, a shaded plaza with benches and a gazebo, and small stores and businesses along the main street.
The drive from my hometown of David west to the town of Volcan in Chiriquí Province is one of my favorite scenic routes in all of Panama. I pass cattle pastures, dairy farms, horse stables, and chicken farms framed by rolling green hills. At certain vantage points I look out over the landscape and can see all the way to the Pacific coast. Colorful flowers and a surprising variety of trees and foliage decorate the roadway as I wind my way up the slope of the mountain.
Cost of living is one of the major concerns for many retirees considering a move overseas. It’s one of the reasons my husband and I chose to settle in David, the capital of Chiriqui Province in western Panama. Life here is not only pleasant, relaxed, and fun, but super affordable. We average about $1,500 a month for our living expenses. Here is a typical monthly budget for myself and my husband:
If you’ve been researching places around the world to retire, you may have noticed that Panama keeps showing up in lists of top spots. And with good reason. I’ve been living in Chiriquí Province in western Panama for the past six years. So I can tell you, there are plenty of reasons why Panama keeps taking those high honors.
Santa Fe is a lovely rural village in the highlands of Veraguas Province of central Panama. With a population of around 3,200, it truly has a small town feel and charm. With an elevation of around 1,500 feet, is also boasts a near-perfect climate. The daytime high temperature ranges from 75° F to 85° F and at night it cools down to 65° F to 70° F. These traits attract Panamanians seeking relief from the heat of the lowlands and foreigners seeking a slower pace of life in a mountain setting.
There are plenty of reasons to retire to Panama, and several reasons I love being a retiree in Chiriqui Province. What are they? Well, there’s the weather and the natural surroundings, the variety of fun things to do, and to top it all off, the low cost of living. In the city of David, where I live, a couple can live very comfortably on just $1,500 a month—including rent. The quality of life you get for that amount is hard to beat.
If you fancy the rural lifestyle—unbothered by traffic and hurry—but with all of the conveniences of a city close by, there’s a location in Panama that should be on your radar. In the highlands of the Veraguas Province in west-central Panama, you’ll find Santa Fe. It’s a small town that offers all the beauty and comfort of the rainforest, fresh produce from the fertile volcanic soils, and an easygoing lifestyle of bygone days in the States. Nearby, in the lowlands, you’ll find the city of Santiago—and all the convenience and variety of a small city. That includes plenty of shopping and all the options for entertainment and indulgence you could crave. Though only about an hour apart by road, these two are worlds apart in character.
One of the best things about living in Chiriqui Province is the ease with which I can change my environment to suit my mood. I live on the north side of the provincial capital of David, and from my home many of the best places to see and things to do are only about an hour away. Boca Chica, for instance, is a bit more than an hour's drive east of David right on the Pacific coast. I went there with my husband recently for a brief birthday holiday, a little R&R.