A Laidback Beach Life for $1,500 a Month on Panama’s Pacific Coast

Santa Catalina is not one of those cute little towns you’re likely to stumble across as you explore Panama. That’s because it’s literally at the end of the road where the pavement meets the sand of the Pacific shoreline. From Santiago, the capital of Veraguas Province, it’s about a two-hour drive to get to the town of Santa Catalina. But why would you want to go? I visited there myself recently to answer that question.

The 5 Benefits of Living in the Mountain Towns of Panama

Many expats and retirees are attracted to the mountainous areas of Panama, known as the highlands. From west to east, these are the towns of Volcán, Boquete, Santa Fe, Sorá, El Valle, and Cerro Azul. While each has its own distinctive features, they all share common traits that benefit those who live there. Here’s a look at the top five advantages of life in Panama’s highlands:

A Place of Quiet Beauty and Low Costs in Panama’s Highlands

When I think of country living in Panama, I think of Volcán in Chiriquí Province. It’s one of my favorite places in Panama and offers the ideal blend of rural lifestyle in a small-town setting. Barú Volcano, which gives the town its name, looms to the east and Cerro Punta, where most of Panama’s produce is grown, rises to the north. The town rests at about 4,600 feet in a sloping valley facing toward the Costa Rica border. The open sky is clear blue this time of year. Blooming bougainvillea bushes of bright magenta and deep purple add a splash of color amid the pine trees.

Enjoy Beach Life All Year Round in Panama

With the coming of fall, my family and friends in the States find themselves thinking of the long, cold winter approaching. It's not just the ice and snow they have to cope with, but the enormous heating bills, and not being able to enjoy the outdoors. But not me...living in Panama I don't ever have a heating bill and I haven't seen snow in years. The great outdoors is my playground all year round here in the Chiriqui province of western Panama. And that includes being able to go to the beach anytime I want.

Perfect Weather and Healthy Living on One Social Security Check

The road leading to the town of Santa Fe de Veraguas climbs gently and steadily up the slopes of the Continental Divide, winding past cattle ranches, jungled hillsides and gurgling rivers. The bright blue roof of the Catholic church in the middle of town is one of the first sights you see. This church marks the center of town. Around it you'll find a soccer pitch, a shaded plaza with benches and a gazebo, and small stores and businesses along the main street.

Rent in Panama’s Highlands From $500 a Month

The drive from my hometown of David west to the town of Volcan in Chiriquí Province is one of my favorite scenic routes in all of Panama. I pass cattle pastures, dairy farms, horse stables, and chicken farms framed by rolling green hills. At certain vantage points I look out over the landscape and can see all the way to the Pacific coast. Colorful flowers and a surprising variety of trees and foliage decorate the roadway as I wind my way up the slope of the mountain.

Retired and Loving Panama on $1,500 a Month

Cost of living is one of the major concerns for many retirees considering a move overseas. It’s one of the reasons my husband and I chose to settle in David, the capital of Chiriqui Province in western Panama. Life here is not only pleasant, relaxed, and fun, but super affordable. We average about $1,500 a month for our living expenses. Here is a typical monthly budget for myself and my husband: