Pick Your Perfect Climate in Panama

In Panama, you can choose where you want to live based solely on the climate you want. The fact surprises a lot of people. "Isn't Panama a tropical country, lying so close to the equator?" Well, yes, it is, but here's the thing...because of the wide range of elevations, it offers an amazing choice of climates. Suppose you're a beach lover, seeking the warmth of the sun, balmy breezes tinged with salty humidity, and long stretches of sandy shoreline facing nothing but endless ocean to the horizon.

Rent in the Natural Paradise of Santa Fe for Just $475 a Month

Coffee plantations and orange groves line the slopes outside of the town of Santa Fe. Sparkling rivers, like the Santa Maria and Mulaba, rush around huge boulders to flow gently between the trees. Giant peaks tower above, one after the other, with names like El Salto, Cerro Tute, El Sapo, and Cerro Mariposa. With an elevation around 1,500 feet, Santa Fe is blessed with year-round cool temperatures, averaging in the 80s F during the daytime and 60s F at night. Clear blue skies yield to misty clouds among the mountain tops and in the low valleys. For nature-lovers, it doesn’t get any better.

Busy and Loving It in Panama’s Most Popular Province

So you’re retired (or at least thinking about it): now’s when you finally get to do what you want with your time. And there’s no better place to fulfill all of your hobbies, interests, and need for fun activities and events than Chiriqui Province in western Panama. It’s a popular expat destination and, as someone who lives there, I can attest that its popularity is well deserved. We have lush green highlands, tropical rainforests, and unspoiled beaches all within an easy drive, as well as great shopping, arts, and culture. Whatever you want to do, you’ll find it here.

A Hard-to-Beat Rural Haven in Panama

One of my favorite places in Panama is a small highland town called Volcan. You’ll find it in the agricultural province of Chiriqui, not too far from Costa Rica. Baru Volcano, which gives the town its name, looms to the east and Cerro Punta, where most of Panama’s produce is grown, rises to the north. The open sky is clear blue this time of year. Blooming bougainvillea bushes of bright magenta and deep purple add a splash of color amid the pine trees. But it’s not just the scenery that draws me and other expats to Volcan. It’s the character of the place and its residents. This authentic farm town is a hub for the surrounding community. While there is often plenty of activity, there’s no sense of hurry. Farmers come to town in their pickup trucks, maybe hauling a load of produce, a few cattle, or hogs. They always have time to stop and chat with friends or to admire a hand-made saddle outside a tack shop.

David: Panama’s Other Great City on $1,500 a Month

For me, and plenty of other Americans and Canadians who have scratched the surface, the capital of Chiriqui Province in western Panama is a retirement location that’s hard to resist. If you’re looking for a convenient hub city that’s a manageable size, David should be top of your list. It’s Panama’s third-largest city and second only to Panama City for shopping, healthcare, services, logistics, education, and just about anything else. And, with a population of about 86,000, (the larger district of David has a population of about 250,000), it’s certainly manageable.

Panama’s Most Popular Expat Haven

Panama's most popular expat town rests on the eastern-facing slope of the Baru Volcano—Panama's highest peak, at 11,400 feet—in Chiriquí Province, western Panama. The elevation is a big part of the appeal. For one thing, located at around 3,900 feet, this town enjoys a spring-like climate year-round with average daily temperatures of about 70 F. For another, you'll find plenty of picturesque views. Boquete (pronounced Bow-keh-tay) is home to thousands of retired North Americans. Apart from the climate they come for the low costs and the natural beauty.

No Stress, No Snow…Just a Relaxing Retirement in Panama

Erdi Knezic and her husband were ready for a change. They were both born and raised in Wisconsin. They had a profitable company that made molded plastic parts for cars and successful careers, but they were fed up with the extreme cold weather of the northern states. "I told Jerry if you don't get me outta here, I won't make it through another winter," says Erdi. And so Jerry did just that... First the couple moved to Florida. But "we read International Living and liked the idea of moving overseas," Erdi says. "We considered Costa Rica. But then we came to Panama and we really liked Chiriquí Province. It reminded us of the rural countryside in Wisconsin."

Dolega: One of Panama’s Most Affordable Retirement Towns

There are many low-cost places to retire to in Panama. For those who enjoy the slower pace of rural living, Chiriquí Province, where I live, offers a delightful climate, easy convenience, and a quality lifestyle in an affordable retirement destination. While the city of David offers all the amenities of a good-sized city and the town of Boquete is a favored expat haven, some of the smaller towns in the area combine access to these desirable features with a lower cost of living. Dolega is one such small town in Chiriquí Province in western Panama. The four-lane highway that runs north and south between David and Boquete runs right through Dolega, so it’s easy to find. A new pedestrian overpass marks the main turnoff into town, at the Municipal Palace, shaded by a gigantic mango tree. Dolega is the administrative seat of the district of the same name, which encompasses a total of nine towns such as Los Anastacios, Dos Rios, Los Algarrobos and Potrerillos.