The road leading to the town of Santa Fe de Veraguas climbs gently and steadily up the slopes of the Continental Divide, winding past cattle ranches, jungled hillsides and gurgling rivers. The bright blue roof of the Catholic church in the middle of town is one of the first sights you see. This church marks the center of town. Around it you'll find a soccer pitch, a shaded plaza with benches and a gazebo, and small stores and businesses along the main street.
When I think about my old life in Branson, Missouri, so many things go through my mind… but mostly, I don’t miss it at all. Life in the U.S. is so fast paced…no one has time for one another anymore, most people don’t even know their neighbors. Now that my wife Laurie and I live in Ecuador, everything in our lives is much slower…and a lot less stressful. Our typical day starts with coffee in the backyard by the pool, followed by pottering about in the garden and then an hour or so of relaxing. Later in the day, we may take a stroll along the nearby crescent-shaped beach that never gets overcrowded, or we’ll make time to visit the local mercado and stock up on fruit and veggies. Several times a month, we’ll get together with other expats for dinner and to catch up.
The drive from my hometown of David west to the town of Volcan in Chiriquí Province is one of my favorite scenic routes in all of Panama. I pass cattle pastures, dairy farms, horse stables, and chicken farms framed by rolling green hills. At certain vantage points I look out over the landscape and can see all the way to the Pacific coast. Colorful flowers and a surprising variety of trees and foliage decorate the roadway as I wind my way up the slope of the mountain.
After enduring too many cold winters I decided it was time to move overseas. Shoveling snow just to get to work and more shoveling to get back into the garage at night was exhausting. It was adding more time to my work day, meaning less time for relaxing at home. Plus I hated how the cold dictated how and when I did everything. It would take twice as long to get anywhere. And my cost of living was going up and up and my heat bills just kept rising. Then there was the worry about the wear and tear on the car due to the freezing temperatures, frozen pipes, downed power lines, and power outages.
Toward the southern end of Belize, you’ll find a 17-mile-long peninsula that has become a center of expat activity and tourism in recent years. Developments and homes can be found up and down its length, as can beautiful beaches and views of the blue Caribbean. But Placencia Village, the walkable community at the peninsula’s far southern tip, is where Paul Petit and his wife Gail decided to settle.
Retiring to Lake Arenal in Costa Rica almost four years ago was one of the best decisions my wife Beaty and I ever made. We lived in the little East Texas town of Crockett and the kids were all graduated from college. After practicing dentistry for 38 years, I was hitting the point where I was ready to get out. Beaty had already retired from her physician's assistant job.
Before we moved to Costa Rica, my family and I lived in Colorado. While Colorado is gorgeous, for three to six months of the year, we were covered in snow; we found ourselves snowed in more often than not at our house in the mountains. We were also spending nearly $600 each winter month just to stay warm. We had fires in the fireplace, heaters running, and we still had a tough time getting our home to climb over 65 degrees during the cold winter days.
Most expats who have settled either part-time or full-time in this country will attest to the large number of readily available doctors, dentists, and opticians, combined with accessible, well-equipped, modern public and private hospitals. These institutions employ highly trained doctors and use cutting-edge technology and modern medical equipment that rival anything available in Western countries.
The landscape is bucolic and peaceful, with tremendous views of forested river valleys, green-covered hills and mountains, with the red rooftops of villages in the distance. It’s not a bad place to retire…to reinvent yourself in a new country.
Financial struggles weren’t the only thing motivating our retirement abroad, but I’d be lying if I didn’t admit that’s what got us looking for an out-of-the-box solution to begin with. Like a lot of people during the financial crisis, my husband, Donald, and I took a big hit. Here we were nearing the end of our working years, and our financial security had evaporated in a seeming instant. My husband had his second heart attack in three years, and then lost his job—along with his medical insurance. We were tired, vulnerable, and drowning in stress. I remember my husband declaring that he felt as if he’d, “been running a marathon for 60 years.” We both worked regular jobs, and even started a couple of small businesses on the side to claw our way back. But it would be years before we could hope to retire, and we were spending all our time and energy just to hold on.