Living an Affordable Beach Lifestyle in Placencia, Belize

Living an Affordable Beach Lifestyle in Placencia, Belize

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May 29, 2016

With 17 miles of continuous golden-sand beaches, a low key, laidback Caribbean lifestyle, a small population, and plenty of top notch restaurants and funky beach bars, it’s not surprising that expats are pulling up stakes to move to Belize’s Placencia peninsula… In February of 2014 Laura and Dave Diffendal left Cleveland, Ohio, for Placencia Village...

Captivating Mountain Views in Cerro Azul, Panama

Captivating Mountain Views in Cerro Azul, Panama

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May 29, 2016

To sit on a porch in the tiny mountain town of Cerro Azul is to experience true serenity. That's how I feel as I relax in an old Adirondack-style chair, gazing at hillsides carpeted in green. A single pick-up truck is the only vehicle that trundles past. Though I don't know him, the driver gives me a friendly wave. Earlier in the day I took a mini-hike to a hilltop mirador (lookout point) and caught far-off glimpses of both the Pacific and the Caribbean. Now I sit sipping my coffee and watching a pretty blue tanager swoop around the garden.

Retirees Sail the Caribbean for 8 Years On a $1,000-Per-Month Budget

Retirees Sail the Caribbean for 8 Years On a $1,000-Per-Month Budget

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May 25, 2016

Gary and Julie discovered that learning how to sail, buying a sailboat, and cruising from island to island isn’t as difficult – or expensive - as they once believed. In fact, they wound up spending eight full years sailing the Caribbean on their own boat, without any major problems, and spent only $1,000 a month to do it.

What a Second Passport Can Do for You

What a Second Passport Can Do for You

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May 25, 2016

Until about 100 years ago, you didn’t need a passport for international travel. If you were traveling for some official purpose, or needed a way to identify yourself, you often had the option of carrying one. But you didn’t need permission from anyone to cross international borders. For better or worse, that’s not how things are today. Your passport doesn't belong to you. It belongs to whatever government issues you a passport and it can be taken away, for any reason.

How to Open an Offshore Bank Account From Home

How to Open an Offshore Bank Account From Home

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May 23, 2016

An international bank account is always a good idea, particularly if you live, work, invest, or own property abroad. It allows you to control your money wherever you are on the globe, and it is your key to international investment opportunities. Even if you put a few thousand dollars in a non-U.S. bank, you still have the opportunity to take advantage of several key benefits of offshore banking.

Get the Most From Your Social Security With a “Do-Over”

Get the Most From Your Social Security With a “Do-Over”

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May 23, 2016

Most people think that Social Security is “set-it-and-forget-it”: Once you start up your benefits it’s a “done deal” from there on. Unfortunately, most of us “set-it-and-forget-it” without first understanding how the program works. The result is usually a costly loss in cumulative lifetime benefits. Yet our initial claim doesn’t have to always result in a “done deal”: This is a mistaken impression that leads to all manner of errors...and loss in benefits.

Freewheelin’ in Ecuador and the Income Still Flows

Freewheelin’ in Ecuador and the Income Still Flows

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May 23, 2016

It seemed to be a magical evening on the beach. My wife, Susan, and I decided to find a place to sit in the sand to watch the sunset. As we settled in, a couple of friendly dogs that probably belonged to local surfers, joined us. Soon people were coming from everywhere to find their little piece of real estate to watch what was turning out to be a beautiful sunset in Montanita, Ecuador during our first full week of a three-month visit to this amazing country.

The Truth About the Panama Papers and Offshore Strategies

The Truth About the Panama Papers and Offshore Strategies

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May 20, 2016

If you’ve been keeping up with the stories about the Panama Papers in the mainstream media recently, you’d be forgiven for equating the word “offshore” with tax evasion, money laundering, and other criminal behavior. But there’s one small detail the media isn’t disclosing: The vast majority of the individuals whose confidential financial data was stolen weren’t doing anything illegal. According to the International Consortium of Investigative Journalists (ICIJ), which coordinated the review of the documents, more than 320,000 offshore entities appear in the leak.

Claim the Extra Social Security You’re Entitled To

Claim the Extra Social Security You’re Entitled To

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May 18, 2016

Millions of baby boomers qualify for a valuable Social Security claiming option that can provide them as much as $63,336 in extra benefits...yet they don’t know it. In fact, the great majority of working couples, where one or both spouses reached age 62 on or before January 1, 2016, can still make use of this unusual strategy.

A Rewarding Life in Costa Rica for This Free-Spirited Expat

A Rewarding Life in Costa Rica for This Free-Spirited Expat

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May 4, 2016

“It reminds me of the small town I grew up in. The people are friendly and pleasant,” says Mel Rosiechuk, 70, of his new home in Costa Rica. Like many northerners, Mel, who came to Costa Rica in 2008 from his native Edmonton, Canada, was motivated to move here because of the weather…and soon discovered other benefits as well.