The proverbial retirement…life in a beach home overlooking the ocean. Most of us experience this fleeting thought, but realize it’s never going to happen, so we settle on a more affordable, comfortable plan. And then a financial crisis hits, and it looks like we’ll just stay where we are and never move to that quaint town in the mountains that we had been dreaming about for the past 10 years. Unfortunately, retirement dreams just don’t look the same anymore.
But wait! Sure they do…if you are willing to move abroad. And why not? You can live a higher quality life, a more peaceful life, and yes, a happier life elsewhere. Why worry about finances when you don’t have to? And why not live in the beach house that briefly crossed your mind years ago? You can do anything you want in Nicaragua—and afford it with no financial worries.
Like my story. I was a middle-class gal in a middle-class area of San Diego living a middle-class life that cost me between $6,000 and $8,000 a month. San Diego is expensive, but I loved it. When the first financial crisis hit, my adviser told me that I would never be able to retire; I would have to work until I died. I remember the day well…I was devastated. And yes, I cried. But then I thought: I don’t have to live here; I bet I can find a great life somewhere else. And I did…in Nicaragua.
Now I live in the funky beach town of San Juan del Sur. I bought an ocean-view home for $132,000 eight-and-a-half years ago. I’m happier than I ever was in San Diego because my new life is exciting, adventurous, and fun.
I have no financial worries because it costs me about $1,000 or less to live here per month—and that includes everything. On Tuesday I met a friend for $3 appetizers and cocktails for an evening of Rock ‘n’ Roll. On Wednesday night some other friends greeted me at Wine Wednesday at El Timon Restaurant on the beach, where you can get a lobster ravioli or filet mignon dinner with a paired glass of wine for $12 total, and listen to fabulous live jazz at the same time. I have a more active social life than I had in San Diego and I’m not lonely at all. It’s easy to make friends with other expats.
So forget retiring in your home country…leave your stress behind…have a better retirement than you planned…in San Juan del Sur. You can purchase a beautiful 1,370 square foot, two-bedroom, two-bathroom townhome with an ocean view right now for $128,000. You’d be just five minutes from San Juan del Sur just off the main road into town.
Or you could opt for a two-bedroom, one-bathroom surf bungalow for only $69,000. On a lot of 9,687 square feet, there’s tons of room to build a pool, other houses or bungalows, a bed and breakfast—anything you want. Just use your imagination.
There are great deals to be had in Nicaragua. With a lot size of 10,393 square feet, I found a two-floor, three-bedroom, two-and-a-half-bathroom home for only $154,000. With sweeping views of the ocean, this Yankee Beach location is only 25 minutes south of San Juan del Sur. This ensures your tranquility, yet situates you close enough to San Juan del Sur to appreciate its benefits when you choose.
So pack up your bags. Leave the cold and stress behind. And for the rest of your life, forget about rush-hour traffic, bad news every day on TV, how you are going to pay your rent, and more. You may not be able to have your dream retirement in the U.S. or Canada, but you certainly can have it in Nicaragua—right now.
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