Cotacachi, Ecuador

  Cotacachi, Ecuador  

Cotacachi has become one of Ecuador’s most active expat communities in recent years, as many foreigners have chosen to locate here—and they enjoy a great lifestyle in Cotacachi. It’s a small, mostly indigenous town with a strong sense of community.

Largely dependent on agriculture, it is the sort of town many of us remember from our childhoods. Fresh raw milk can be bought from local farms along with eggs laid by free-range chickens. Children still help with the family businesses after school and are well-mannered.

Cotacachi is a fabulous place to improve your health. The moderate climate with little variation throughout the year means that nearly every fruit and vegetable can be grown within a hundred miles. Not only is healthy produce readily available, but it’s also very affordable. With avocados priced at 3 for a dollar, organic leaf lettuce at 25 cents, and 6 plump carrots for 50 cents there is no monetary reason not to eat right.

In addition, the small size of the town makes it perfect for walking. Instead of jumping in your car to run to the grocery store, pay bills, or meet a friend for lunch you can easily accomplish it all with your own two feet. Many folks find that they lose weight without even trying after being in Cotacachi for only a few months. The healthy food choices and extra walking each day help shed excess pounds.

In the quaint downtown, you’ll find a couple of barbers, a small health clinic, and a pavilion for the town band. Ethnic restaurants and cozy cafés make welcoming spots to catch up with friends or just sit and watch life unfold in the Ecuadorean highlands.

Though the town has a slow and relaxed pace there are constant events and activities to take part in. Every month at least one parade or festival takes place. There are live music events, dances, and even horse processions to be watched and photographed. Seed exchanges, food fairs, and leather expos are all annual events too.

For a small town there are few things lacking. Residents can take advantage of spas, fitness centers, and basic medical needs all within a few blocks of each other. They can also participate in art classes, hiking groups, dance lessons, live musical events, yoga, foreign films, and science courses.

Of course it’s always nice to explore other areas too and there are plenty of great day-trips to choose from. Within two hours you could be at Chachimbiro Hot Springs relaxing in the thermal springs or enjoying a mud bath at the spa. Lake Cuicocha is just a 15-minute taxi ride from town where you can marvel at the deep blue volcanic crater lake. If you’re up for some physical activity you can take a four-hour hike around the rim or if you prefer to relax take the boat tour around the islands in the center of the lake.

The famed market town of Otavalo is nearby where you can explore the streets filled with craft items, food, and even animals for sale. Ibarra is a larger city just 45 minutes away with shopping malls, dining options, and large parks and plazas to enjoy.

If you’re a social person Cotacachi is the place for you. There are plenty of other expats to get to know, but the locals are friendly and welcoming too. It’s tough to spend much time in this town without quickly and easily making friends.

At night, the artisan shops close up and only a few restaurants and small mom-and-pop shops are open. That’s all you need, really. After a day of sunshine in the 8,000-foot-elevation mountain climate, night-time is for sleeping.


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No Alarm Clock Needed in Cotacachi, Ecuador

When asked what they like most about their new life in the small mountain town of Cotacachi, Ecuador, Jay and Nancy Keattering reply, “No alarm clock!” The couple escaped their busy corporate jobs in 2014 and can be found still enjoying everything that life in the high Andes offers…a slow pace of life, fresh produce, low-cost healthcare, and great living for under $2,000 a month.


Convenient, Small-Town Living in Ecuador’s Andes

Morning is my favorite time of day here in Cotacachi. The local stores are just beginning to open, street vendors are pushing their carts into position, and the bells of Iglesia Matriz are softly chiming. Nothing but blue sky means perfect views of the two dormant volcanoes that stand guard on either side of this small town and her valley. I’m walking the mile from my home into the center with my son. Our route brings us into town from the east and our first stop is Parque San Francisco, the smaller of two plazas. Park benches sit under sturdy palms surrounded by shrubbery and flowers.


The Benefits of Adopting a New Culture

Lower costs, less stress, better weather, new adventures…all the expats I meet have their reasons for moving to Ecuador. In my little mountain town of Cotacachi, I’m loving the lower cost of living—my husband David and I and our two sons live here for $1,400 a month, including rent—which in turn allows me to work only part-time. That, of course, leads to more time with my family, which creates a happier environment at home. This nice little chain reaction ultimately creates a relaxed overall atmosphere that is great for my health.


Experience Ecuador’s Best Local Traditions

Every year, more than a million visitors travel to Ecuador for a taste of what this small South American country offers. The Galapagos Islands are undoubtedly Ecuador’s biggest attraction, but those who choose to explore the mainland itself are in for a cultural treat. This equatorial country is soaked in tradition—some of which originated in the times of the Incas, or even earlier. I’ve lived in Ecuador for three years and the longer I’m here, the more I learn and experience. And because the locals are so friendly and welcoming, I’m often included in their traditions—if you spend more than a few days in one place here, you will be too.


Low-Cost and Personal: The Pleasant Truth about Health Care in Ecuador

Each morning Tennessee natives Bobby and Becca Vines are greeted by views of two stunning volcanoes. Small-town life in Cotacachi, Ecuador, is never dull, and the couple spends their days viewing international films, enjoying live music, and visiting with the locals. Bobby and Becca spent much of their lives devoted to educating Tennessee schoolchildren. But as retirement neared, the couple knew their teachers’ pensions wouldn’t be enough to allow them to continue living comfortably just outside Nashville.


Come to Ecuador for the World’s Best Weather

What’s the weather like where you are right now? And what do the upcoming months have in store for you weather-wise? Are cold northerly winds, deadly ice, and heavy, wet snow part of the forecast? (And that’s not to mention the darkness.) I used to dread winter in the U.S.—when the sun didn’t show itself until well after breakfast and then slipped away again before the afternoon rush hour traffic even thought about getting started.


Football Games and American Rock in the Ecuadorian Hills

On any given evening, you’ll find Kasie Estevez serving up drinks and tasty snacks while laughing with the regulars at the bar she opened in Cotacachi, Ecuador. “I love it here,” she says. “The weather’s good, and you develop friendships like nowhere else. I think people have more time to invest in relationships.” Plus the cost of living is low. A couple can live on as little as $1,600 a month in Cotacachi. Kasie finds that Ecuador’s slow pace allows her to enjoy life more. It’s a far cry from holding down a sales job as a single mother in Las Vegas.


Revealed: The World’s Best Retirement Havens in 2015’s just-released Annual Global Retirement Index profiles the best destinations for good-value living around the world today. Using input from a large team of correspondents on the ground all over the world, the Index combines real-world insights about climate, health care, cost of living, and much more to draw up a comprehensive list of the best bang-for-your buck retirement destinations on the planet. “The world’s top retirement havens for 2015 may dot the landscape from Asia to Latin America to Europe, but they share certain assets,” says’s executive editor, Jennifer Stevens. “They’re safe, offer good value, and are places you can settle with relative ease.


This Little Mountain Town in Ecuador Will Make You Smile

It’s hard not to smile a lot when you live in Cotacachi, Ecuador. Take, for example, my walk through the leather-boutique-laden main street this morning. I strolled a total of five blocks and encountered more familiar faces than I could count. Alberto, a local landscaper, greeted me with a “Buenos dias, Señora Wendy” as he zipped by on his well-used bicycle. My Canadian friends Brian and Janette stopped to chat for a few minutes and catch up. As we finished our discussion I heard a shouted “Hola, Wendy.” I turned to see one of my regular cab drivers, Richar, rolling by in his freshly washed yellow taxi, arm out the window and wide grin on his face.


Ecuador: The World’s Best Retirement Haven in 2015

Ecuador takes top spot in this year’s Annual Global Retirement Index. Every year, International Living releases this Index after months of research. With the assistance of dozens of expats and experts around the world…data is collated and numbers are crunched…to identify the very best retirement destinations in the world in 2015. Using input from our team of correspondents on the ground all over the world, we combine real-world insights about climate, health care, cost of living, and much more to draw up a comprehensive list of the best bang-for-your-buck retirement destinations on the planet. Twenty-five countries made it on to the list this year, and Ecuador gets the highest score.


Ecuador Has Changed Me…

My first stop was Las Vegas for a recent International Living conference. The conference was fabulous and I loved chatting with potential expats and helping answer all of those big questions that need to be asked before an international move. But, in my downtime I began to notice some differences in myself. To start, I found during my first nights away, that I missed seeing the stars. While the lights of the Las Vegas strip are a sight to see, it never truly gets dark in Vegas. I longed for my view from quiet Cotacachi where millions of celestial bodies are visible on a clear evening from the middle of the world. It may seem trivial, but I felt out of place surrounded by man-made replicas of world wonders, when typically I sleep right in the midst of the real thing.


Retired in an Ecuadorian Mountain Town

In their 30 years of marriage, John and Vickie Kendall had often talked of living abroad. But their work as nurses in the Pacific Northwest kept them occupied and tied to the U.S. They began formulating a plan to retire and then move overseas in the summer of 2013. “We had been to Thailand and were looking at that as a possibility. And we were looking at Panama, Uruguay, and then Ecuador came up, so we were considering all different places,” says John. “But when we got down to it, we realized we wanted to be in the Western Hemisphere so that we weren’t too far away from home.”

Craft Village Ecuador

Explore the Craft Towns of Ecuador

If you’re planning a trip to Ecuador, my advice is simple: Bring the biggest suitcase you can find…two if your airline will allow it. Get on the Andean Craft Trail in the Sierra region along the Avenue of the Volcanoes that cuts north to south through Ecuador. It is full of artisan treasures that you won’t be able to resist. Cotacachi, the village where I live, has a main street lined with leather shops selling jackets, boots, and shoes as well as beautiful handbags and luggage. You can even have things custom-made in a few days. And everything is so much cheaper than you would pay for it in a high-end store—either in the U.S. or in Ecuador. You’ll adore Cotacachi.


Ibarra: Ecuador’s “Secret” City

There’s a small city in Ecuador that you might never have heard of. But if you’re looking for a retirement destination, it’s got a lot to offer. Called Ibarra, it’s Ecuador’s northernmost mountain city. You’re not alone if it’s unfamiliar to you. Though I, and several hundred other expats, live just 30 minutes away in the small town of Cotacachi, Ibarra gets too little attention considering how attractive it is as an expat destination. Why doesn’t it get the recognition it deserves, you ask? Well, it’s partly because Ibarra lost much of its original colonial architecture to an earthquake over 100 years ago. Not that you’d notice much—the buildings that replaced the wrecked ones are a pretty good replica of colonial style.

Cotacachi, Ecuador

Now This Is the Kind of Winter Weather I Like

I’ve mentioned before how Ecuador made me a huge fan of mountain living. But it’s more than just the mountains that did it for me. After all, there are mountains running the entire length of the Americas, from the far north of Alaska and Canada to the very tip of South America. Almost any mountain range you choose in North, Central, or South America is in some way majestic and breathtakingly beautiful. But—and this is the crucial thing that makes Ecuador’s mountains different for me—none of these mountains are directly on the equator. In nearly every other mountain location in the Americas, seasonal changes make living up at a high altitude a part-time thing, at least for a guy who dislikes snow and cold as much as I do.


Enjoy an Easy Life in Cotacachi, Ecuador

While most people in Canada are bundling up against the cold right now…and preparing for or enduring heavy snowfall and treacherous ice…Canadians Brian and Janette Sullivan are enjoying the temperate, weather of Cotacachi, Ecuador. A little village located between two volcanoes in the Andes, Cotacachi has such a moderate climate that it enjoys year-round average daily temperatures of 70 F and 50 F at night. That’s just one of the ways that life is easier in Cotacachi…and Janette and Brian are taking advantage of all it has to offer.


Ecuador’s Coastal Sands and Andean Peaks

Bill Schuler spent a good 20 years working as a tech consultant in and around Minnesota’s twin cities. After devoting much of his life to his career and dealing with frigid Midwestern winters, Bill decided it was time for a change. In July 2012 he left his U.S. home and planted his feet in Ecuador. “I love mountains and was looking for that type of environment, and I was getting pretty tired of the cold winters,” says Bill. These days he doesn’t need a snow shovel, and his life of retirement in the northern Andes gives him just what he was looking for. He has daily views of majestic volcanoes, with a rocky river running through the gully below his house. Snow is nowhere to be found.


Faster Visa Processing Makes Ecuador an Even Better Overseas Retirement Destination

Better weather and a low cost of living makes Ecuador a great option for retirement, and recent improvements to the immigration process now makes it even easier to gain residence in Ecuador. Ecuadorian lawyer Santiago Andrade says: “President Correa’s administration has improved many of the bureaucratic processes, and business and immigration is not the exemption to this change. I have seen an improvement in the timing of the residence visa process. In the past a visa took around 30 to 45 days to be approved; now it takes two to three weeks.”

The 5 Best Places to Retire in Ecuador

In Ecuador, you’ll not only be in the middle of the world, but you could be on top of it. That’s because thanks to its location on the equatorial “bulge,” the peak of the country’s 20,564-foot Mt. Chimborazo is the point on the Earth’s surface that’s the farthest from the Earth’s core and closest to the sun. There truly is something for everyone here. Mountains, beaches, rainforests, cities, and small towns…all with a price tag nearly anyone can afford. By the way, Ecuador’s currency is the U.S. dollar—no currency conversions necessary.

Incomes Abroad

Cashing in on Other People’s Cast-Offs

Getting into retail without having to invest in stock is a great way to cut down on your initial investment and more quickly make a profit. And it can be very easy. Consignment shopping fits right into that mold. And, as a very American concept, there’s not a lot of competition for it in other parts of the world. If you’re gathering what others don’t want—and finding a market for it—you have a good business model for short-term or long-term retailing. Essentially, with a consignment store you offer a space for others to sell their items in exchange for a cut of the money when the product sells.

Vilcabamba, Ecuador

Which of Ecuador’s Highland Towns Is for You?

I’ve always loved to explore the areas in which I live. Whether I was bushwhacking through wild Alaskan terrain or driving down dusty country roads in Minnesota farm country, I relished the thrill of seeing what’s around the next bend. It could be a fantastic little family-owned apple orchard or a mama moose with newborn twins.


It’s True: Ecuador Really Can Improve Your Health

I realized years ago that, by and large, happiness is a choice. I’ll admit that there have been times when maintaining that choice has required significant, conscious effort. But, the choice is easier now that I’m retired and living on Mexico’s Riviera Maya. Here it would take considerable, deliberate effort to be anything but happy.

Cotacachi, Ecuador

Indulge for Less in Cotacachi, Ecuador

I worked hard when I lived in the U.S. Not only did my husband and I have intense jobs, we also homeschooled our children and managed our 10 acres of land in northern Idaho. Additionally, because we’d built our off-grid cabin by hand, we had the pleasure of hauling, splitting, and stacking firewood along with pitching snow off the roof and out of the driveway come winter.


In Pictures: Six of the Best Mountain Towns in Ecuador

Recent years have seen the small South American country of Ecuador attract many foreigners to its borders. The low cost of living, diverse geography, and ease of immigration are just a few factors that make this equatorial nation appealing.


An Ecuadorian Local Treasure We Highly Recommend

Last weekend my wife, Suzan, and I celebrated our 17th wedding anniversary in one of the most unique spots we’ve ever visited. We left our home in Cotacachi before noon and drove north, deeper into the Ecuador province of Imbabura. Our driver had asked if we wanted to take the “scenic route” instead of taking the Pan American Highway, and we happily agreed.


Starting Over in Ecuador in Our 40s

Two years ago Rob Hamm and Tracey Krause along with their two children relocated from Winnipeg to Cotacachi, Ecuador. Their goal as a family was to experience a new culture, travel, and learn a new language—which they’ve successfully done. But, there was a catch. Rob and Tracey are only in their 40s and still needed to earn an income to support their family. In preparing for their change in lifestyle, Rob took his interest in photography to the point where his photos could provide income. Several months before coming to Ecuador he began submitting photos…


I’d Never Live on This Caribbean Island…

I’m writing this postcard from a veranda overlooking the Caribbean Sea on a nearly forgotten tropical island. The ocean is showing off several shades of blue and a slight breeze teases the palms. The piña colada at my side completes the picture. But as my family’s annual vacation draws to a close I’m actually a bit anxious to return home to Cotacachi, Ecuador.


The Undiscovered Intag Valley: Ecuador’s Hidden Eden

Tucked into the western slopes of the Andes, 40 miles north of the capital Quito, the Intag Valley possesses that rare kind of climate in which nearly any plant will thrive. Farmers haul in harvests of everything from papayas and passion fruit to carrots and corn. Surrounding their scattered tracts of farmland is a dense jungle of towering palms, broad-leafed ferns and twisting vines. You’ll find more species of orchids than you can count, and a huge variety of bromeliads.


Moving to Ecuador Saved Chuck and Kathy’s Retirement

Most mornings Chuck and Kathy Baumgarten can be found leisurely sipping coffee and enjoying the sunrise from their porch. It’s easy to see why if you visit their home. They have one of the most scenic vistas in all of Ecuador. Mount Imbabura seems to rise from their backyard. A 180-degree turn showcases Mount Cotacachi’s golden-hour glow. All the while the market town of Otavalo is nestled beneath them in the valley below.


Moving Our Family to Cotacachi Changed Everything

Two years ago, my husband David and I broke the news to our friends and family that we would be moving to Ecuador. We enjoyed much about our life in the States, but we didn’t like the high-pressure work environment and focus on consumerism. We longed to break out of the corporate rat race and have the chance to work for ourselves.

Penang, a cultural melting pot, is a great place to move to with children. 
© mellsva -

Best Places for Families to Retire Overseas

We all dream of giving up the rat race, packing our belongings, and moving some where warm and sunny, but why wait until you retire? Moving overseas can be a big decision, even bigger when you have children—but the benefits that make living abroad a good thing for adults are similar to those that make it a good thing for kids. A lower cost of living, healthier lifestyle, varied life and cultural experiences…they all benefit your child’s life in some way. Here are some of the best places to retire for families.

The Rewards of Moving to Ecuador with Kids

The Rewards of Moving to Ecuador with Kids

Like many parents, my husband David and I have always told our children that they should follow their dreams. We’ve told them that they can be whatever they want to be and live wherever they want to live, but that, most importantly, they should pursue their passions. Of course, deep down we realized that they were never going to follow our advice when we refused to do so ourselves.

Moving Overseas With a Young Family

Moving Overseas With a Young Family

Would you willingly move—lock, stock, and barrel—to a foreign country with your grade-school-aged children in tow? I mean, it’s a big enough leap to move yourself overseas, even if you have 60 or 70 years of life experience and a bit of a pension or some Social Security under your belt.


Moving Overseas With a Young Family

Would you willingly move—lock, stock, and barrel—to a foreign country with your grade-school-aged children in tow? I mean, it’s a big enough leap to move yourself overseas, even if you have 60 or 70 years of life experience and a bit of a pension or some Social Security under your belt.


A New Life in Cotacachi, Ecuador

Cynthia Collett recently celebrated her first anniversary in Ecuador, although she admits she had been working on this idea of “retiring overseas” for nearly a year before she actually made the move. “A friend came to Ecuador for a work-related conference,” Cynthia says. “And she told me I would absolutely love Cotacachi. “That’s when I started the Internet research. The more I read, the more I fell in love with the culture.”

health care in Ecuador

The Truth About Health Care in Ecuador

When my wife, Suzan, and I heard that we could get what is commonly called an “executive health assessment” in Quito, Ecuador, we decided to give it a try. Our primary care physician, Dr. Davalos, works with Hospital Metropolitano in Quito to put together a comprehensive package of tests that cover all the health bases over a two-day period.

health care in Ecuador

The Truth About Health Care in Ecuador

When my wife, Suzan, and I heard that we could get what is commonly called an “executive health assessment” in Quito, Ecuador, we decided to give it a try. Our primary care physician, Dr. Davalos, works with Hospital Metropolitano in Quito to put together a comprehensive package of tests that cover all the health bases over a two-day period.

Ecuador’s Not Just for Retirees...

Ecuador’s Not Just for Retirees…

“You know what?” my new friend said. “You need to tell this to young people.” We were having coffee during one of the networking breaks here at the Fast-Track Ecuador Conference, and my new friend was much like me… much like the majority of our attendees… nearing or at retirement age and finally ready to have the overseas adventure she always wanted.


Living in Otavalo, Ecuador

Local legend tells that the two volcanoes are lovers, and when there is snow on Cotacachi’s peak, it means that Imbabura has visited her in the night. The valley between them cradles Otavalo, a city about 34 miles north of Quito, Ecuador.

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In 7 Great Retirement Towns You’ve Never Heard of Where You Can Live Better for Less we’ll pull back the curtain and introduce you to communities where you can embrace the retirement of your dreams…and do it for less than it would cost you to stay home.

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Your Chance to Retire Overseas Now

Sign up for our free daily Postcard e-letter and we'll immediately send you a FREE RESEARCH REPORT on the most desirable —and cheapest— retirement havens available to you today.

Each day you'll learn about the best places to retire, travel, buy real estate and enjoy life overseas.

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We Value Your Privacy.