Cotacachi has become one of Ecuador’s most active expat communities in recent years, as many foreigners have chosen to locate here—and they enjoy a great lifestyle in Cotacachi. It’s a small, mostly indigenous town with a strong sense of community.
Largely dependent on agriculture, it is the sort of town many of us remember from our childhoods. Fresh raw milk can be bought from local farms along with eggs laid by free-range chickens. Children still help with the family businesses after school and are well-mannered.
Cotacachi is a fabulous place to improve your health. The moderate climate with little variation throughout the year means that nearly every fruit and vegetable can be grown within a hundred miles. Not only is healthy produce readily available, but it’s also very affordable. With avocados priced at 3 for a dollar, organic leaf lettuce at 25 cents, and 6 plump carrots for 50 cents there is no monetary reason not to eat right.
In addition, the small size of the town makes it perfect for walking. Instead of jumping in your car to run to the grocery store, pay bills, or meet a friend for lunch you can easily accomplish it all with your own two feet. Many folks find that they lose weight without even trying after being in Cotacachi for only a few months. The healthy food choices and extra walking each day help shed excess pounds.
In the quaint downtown, you’ll find a couple of barbers, a small health clinic, and a pavilion for the town band. Ethnic restaurants and cozy cafés make welcoming spots to catch up with friends or just sit and watch life unfold in the Ecuadorean highlands.
Though the town has a slow and relaxed pace there are constant events and activities to take part in. Every month at least one parade or festival takes place. There are live music events, dances, and even horse processions to be watched and photographed. Seed exchanges, food fairs, and leather expos are all annual events too.
For a small town there are few things lacking. Residents can take advantage of spas, fitness centers, and basic medical needs all within a few blocks of each other. They can also participate in art classes, hiking groups, dance lessons, live musical events, yoga, foreign films, and science courses.
Of course it’s always nice to explore other areas too and there are plenty of great day-trips to choose from. Within two hours you could be at Chachimbiro Hot Springs relaxing in the thermal springs or enjoying a mud bath at the spa. Lake Cuicocha is just a 15-minute taxi ride from town where you can marvel at the deep blue volcanic crater lake. If you’re up for some physical activity you can take a four-hour hike around the rim or if you prefer to relax take the boat tour around the islands in the center of the lake.
The famed market town of Otavalo is nearby where you can explore the streets filled with craft items, food, and even animals for sale. Ibarra is a larger city just 45 minutes away with shopping malls, dining options, and large parks and plazas to enjoy.
If you’re a social person Cotacachi is the place for you. There are plenty of other expats to get to know, but the locals are friendly and welcoming too. It’s tough to spend much time in this town without quickly and easily making friends.
At night, the artisan shops close up and only a few restaurants and small mom-and-pop shops are open. That’s all you need, really. After a day of sunshine in the 8,000-foot-elevation mountain climate, night-time is for sleeping.
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There’s something endearing about Cotacachi, but what that something is, is far from definitive. My husband, Kim, and I each have our own reasons for loving this little mountain town we’ve called home for almost two years. Kim feels the people of Cotacachi make it special. He enjoys leisurely, morning walks into town and loves to stop along the way and chat with shopkeepers. It’s not unusual to find him seated on a park bench chatting with locals. Invariably, men come up to him to shake his hand and elderly ladies often stop to give him a hug. I’m always surprised by how many people know him.
I am a bad traveler. That may seem like a strange admission to make for an expat. Travel is, after all, part of the deal…you can’t really live abroad without traveling—at least to the country in which you plan to settle. And to be sure, I love to see and experience other towns, cities, beaches, mountains…the lure of foreign lands and exotic adventures has not diminished for me during my years abroad.
Deciding where to live in Ecuador can be a daunting yet exciting prospect. Though the country is only the size of Nevada, the choices in lifestyle are many. You’ll need to decide if you’re a beach bum, mountain lover, or maybe even a jungle dweller. Do you want to reside in a large metropolis, a small city, or a quaint village? Those are all important things to factor in to your decision and ones that only you can answer.
Last night I found myself in a quaint little restaurant surrounded by low wooden ceilings, heavy timber doors, hand-painted alcoves, and Beethoven’s 9th playing softly in the background. The wait staff was perfectly attentive and my pizza perfectly topped with just the right amount of cheese and sauce.
Picture yourself in a town where it’s pleasantly warm year round. Winter snows and relentless summer heat seem a distant memory. You can have your pick from the vast array of farm-fresh fruit and vegetables grown in rich volcanic soils. Impromptu parades awash with color and Andean music are par for the course, and in the evenings you can relax with a beer in hand with both local and expat buddies. Or retreat to that farm you’ve always dreamt of, just outside of town, where you can grow your own food amid serene solitude.
If you’re concerned about your financial future or your health…wondering whether you’ll be able to have the kind of retirement lifestyle you dream about…wondering if you’ll be able to afford to retire at all…you really should consider joining us in Quito in July, where you’ll learn all about the benefits, costsavings, and other opportunities that Ecuador has to offer.
What attracted me to my husband, Kim, was the fact that he loves adventure as much as I do. We’ve lived in eight cities in Florida and four states from Florida to Washington. Not to mention living and traveling aboard our boat for seven years, during which time we lived in Trinidad and Venezuela. I thought we finally found our cozy little retirement home when we bought our last house in Florida…but my husband still wasn’t ready to settle down, even though we were now retired. He began investigating living overseas and said he wasn’t ready to stop discovering the world or having adventures because we were retired.
I saw a news headline the other day claiming that most U.S. citizens believe that the American Dream is dead. It’s not a surprise really. The fading American Dream is one of the reasons that my family and I left our home in Idaho in 2011.
Our thoughts of having our own little business were quickly squashed when we considered the amount of money we would need to invest in insurance, accountants, legal advice, and the many permits required. We saw neighbors who had owned their land for generations being forced to sell due to astronomical property taxes. And friends who owned an organic farm were required to jump through numerous hoops to simply grow natural food. It wasn’t quite what life in the U.S. was supposed to be, we thought.
Before coming to Ecuador, Robin Stock and her husband, Joe, lived in Wyoming, where she worked at a local diner as a waitress and pie-maker.
They imagined living somewhere exotic where their money would go further and winters would be either milder…or non-existent. So three years ago they moved to Cotacachi, Ecuador, on Thanksgiving Day to begin their expat adventure.
Todd Johnston is an adventurous guy. In his 53 years he’s traveled to Africa… climbed mountains in Peru and Ecuador…and gone scuba diving in exotic locales.
This sense of adventure, along with a desire to live life to the fullest, motivated him to buy a condo in Cotacachi, Ecuador in January of 2012 and eventually move there full-time in February 2014.
As exciting and adventurous as the idea of moving abroad can be, it sometimes packs a little zing of anxiety with it. It’s the anxiety you feel when you wonder how safe you’ll be in a foreign country. It’s a perfectly natural feeling. Safety— for ourselves and our loved ones—is one of our most basic needs. None of the other beneﬁts of living abroad mean much to us if we don’t think we’ll be safe in our new home.
There’s something special about Cotacachi, Ecuador. It has a magnetic quality that draws people in and makes them want to call this town home. Maybe it’s the magic feeling of having two sacred mountains stand guard over this little valley town. Perhaps it’s the crisp, clean air and the perfect blue of the equatorial sky. It could be the friendly and welcoming atmosphere that envelops this area. Or maybe it’s the whole package.
Ecuador has long been an expat favorite due to its mild climate, biodiversity, friendly people, and ease of immigration. The most difficult part of moving to Ecuador though is deciding which part of the country to settle in. Coast or mountains? City or small town? Luckily there are many choices, but one place that has been catching many an expat’s eye is the mountain town of Cotacachi. Take a look at the following five reasons why Cotacachi might be right for you.
When asked what they like most about their new life in the small mountain town of Cotacachi, Ecuador, Jay and Nancy Keattering reply, “No alarm clock!” The couple escaped their busy corporate jobs in 2014 and can be found still enjoying everything that life in the high Andes offers…a slow pace of life, fresh produce, low-cost healthcare, and great living for under $2,000 a month.
Morning is my favorite time of day here in Cotacachi. The local stores are just beginning to open, street vendors are pushing their carts into position, and the bells of Iglesia Matriz are softly chiming. Nothing but blue sky means perfect views of the two dormant volcanoes that stand guard on either side of this small town and her valley. I’m walking the mile from my home into the center with my son. Our route brings us into town from the east and our first stop is Parque San Francisco, the smaller of two plazas. Park benches sit under sturdy palms surrounded by shrubbery and flowers.
Lower costs, less stress, better weather, new adventures…all the expats I meet have their reasons for moving to Ecuador. In my little mountain town of Cotacachi, I’m loving the lower cost of living—my husband David and I and our two sons live here for $1,400 a month, including rent—which in turn allows me to work only part-time. That, of course, leads to more time with my family, which creates a happier environment at home. This nice little chain reaction ultimately creates a relaxed overall atmosphere that is great for my health.
Every year, more than a million visitors travel to Ecuador for a taste of what this small South American country offers. The Galapagos Islands are undoubtedly Ecuador’s biggest attraction, but those who choose to explore the mainland itself are in for a cultural treat. This equatorial country is soaked in tradition—some of which originated in the times of the Incas, or even earlier. I’ve lived in Ecuador for three years and the longer I’m here, the more I learn and experience. And because the locals are so friendly and welcoming, I’m often included in their traditions—if you spend more than a few days in one place here, you will be too.
Each morning Tennessee natives Bobby and Becca Vines are greeted by views of two stunning volcanoes. Small-town life in Cotacachi, Ecuador, is never dull, and the couple spends their days viewing international films, enjoying live music, and visiting with the locals. Bobby and Becca spent much of their lives devoted to educating Tennessee schoolchildren. But as retirement neared, the couple knew their teachers’ pensions wouldn’t be enough to allow them to continue living comfortably just outside Nashville.
What’s the weather like where you are right now? And what do the upcoming months have in store for you weather-wise? Are cold northerly winds, deadly ice, and heavy, wet snow part of the forecast? (And that’s not to mention the darkness.) I used to dread winter in the U.S.—when the sun didn’t show itself until well after breakfast and then slipped away again before the afternoon rush hour traffic even thought about getting started.
On any given evening, you’ll find Kasie Estevez serving up drinks and tasty snacks while laughing with the regulars at the bar she opened in Cotacachi, Ecuador. “I love it here,” she says. “The weather’s good, and you develop friendships like nowhere else. I think people have more time to invest in relationships.” Plus the cost of living is low. A couple can live on as little as $1,600 a month in Cotacachi. Kasie finds that Ecuador’s slow pace allows her to enjoy life more. It’s a far cry from holding down a sales job as a single mother in Las Vegas.
InternationalLiving.com’s just-released Annual Global Retirement Index profiles the best destinations for good-value living around the world today. Using input from a large team of correspondents on the ground all over the world, the Index combines real-world insights about climate, health care, cost of living, and much more to draw up a comprehensive list of the best bang-for-your buck retirement destinations on the planet. “The world’s top retirement havens for 2015 may dot the landscape from Asia to Latin America to Europe, but they share certain assets,” says InternationalLiving.com’s executive editor, Jennifer Stevens. “They’re safe, offer good value, and are places you can settle with relative ease.
It’s hard not to smile a lot when you live in Cotacachi, Ecuador. Take, for example, my walk through the leather-boutique-laden main street this morning. I strolled a total of five blocks and encountered more familiar faces than I could count. Alberto, a local landscaper, greeted me with a “Buenos dias, Señora Wendy” as he zipped by on his well-used bicycle. My Canadian friends Brian and Janette stopped to chat for a few minutes and catch up. As we finished our discussion I heard a shouted “Hola, Wendy.” I turned to see one of my regular cab drivers, Richar, rolling by in his freshly washed yellow taxi, arm out the window and wide grin on his face.
Ecuador takes top spot in this year’s Annual Global Retirement Index. Every year, International Living releases this Index after months of research. With the assistance of dozens of expats and experts around the world…data is collated and numbers are crunched…to identify the very best retirement destinations in the world in 2015. Using input from our team of correspondents on the ground all over the world, we combine real-world insights about climate, health care, cost of living, and much more to draw up a comprehensive list of the best bang-for-your-buck retirement destinations on the planet. Twenty-five countries made it on to the list this year, and Ecuador gets the highest score.
My first stop was Las Vegas for a recent International Living conference. The conference was fabulous and I loved chatting with potential expats and helping answer all of those big questions that need to be asked before an international move. But, in my downtime I began to notice some differences in myself. To start, I found during my first nights away, that I missed seeing the stars. While the lights of the Las Vegas strip are a sight to see, it never truly gets dark in Vegas. I longed for my view from quiet Cotacachi where millions of celestial bodies are visible on a clear evening from the middle of the world. It may seem trivial, but I felt out of place surrounded by man-made replicas of world wonders, when typically I sleep right in the midst of the real thing.
In their 30 years of marriage, John and Vickie Kendall had often talked of living abroad. But their work as nurses in the Pacific Northwest kept them occupied and tied to the U.S. They began formulating a plan to retire and then move overseas in the summer of 2013. “We had been to Thailand and were looking at that as a possibility. And we were looking at Panama, Uruguay, and then Ecuador came up, so we were considering all different places,” says John. “But when we got down to it, we realized we wanted to be in the Western Hemisphere so that we weren’t too far away from home.”
If you’re planning a trip to Ecuador, my advice is simple: Bring the biggest suitcase you can find…two if your airline will allow it. Get on the Andean Craft Trail in the Sierra region along the Avenue of the Volcanoes that cuts north to south through Ecuador. It is full of artisan treasures that you won’t be able to resist. Cotacachi, the village where I live, has a main street lined with leather shops selling jackets, boots, and shoes as well as beautiful handbags and luggage. You can even have things custom-made in a few days. And everything is so much cheaper than you would pay for it in a high-end store—either in the U.S. or in Ecuador. You’ll adore Cotacachi.
There’s a small city in Ecuador that you might never have heard of. But if you’re looking for a retirement destination, it’s got a lot to offer. Called Ibarra, it’s Ecuador’s northernmost mountain city. You’re not alone if it’s unfamiliar to you. Though I, and several hundred other expats, live just 30 minutes away in the small town of Cotacachi, Ibarra gets too little attention considering how attractive it is as an expat destination. Why doesn’t it get the recognition it deserves, you ask? Well, it’s partly because Ibarra lost much of its original colonial architecture to an earthquake over 100 years ago. Not that you’d notice much—the buildings that replaced the wrecked ones are a pretty good replica of colonial style.
I’ve mentioned before how Ecuador made me a huge fan of mountain living. But it’s more than just the mountains that did it for me. After all, there are mountains running the entire length of the Americas, from the far north of Alaska and Canada to the very tip of South America. Almost any mountain range you choose in North, Central, or South America is in some way majestic and breathtakingly beautiful. But—and this is the crucial thing that makes Ecuador’s mountains different for me—none of these mountains are directly on the equator. In nearly every other mountain location in the Americas, seasonal changes make living up at a high altitude a part-time thing, at least for a guy who dislikes snow and cold as much as I do.
While most people in Canada are bundling up against the cold right now…and preparing for or enduring heavy snowfall and treacherous ice…Canadians Brian and Janette Sullivan are enjoying the temperate, weather of Cotacachi, Ecuador. A little village located between two volcanoes in the Andes, Cotacachi has such a moderate climate that it enjoys year-round average daily temperatures of 70 F and 50 F at night. That’s just one of the ways that life is easier in Cotacachi…and Janette and Brian are taking advantage of all it has to offer.
Bill Schuler spent a good 20 years working as a tech consultant in and around Minnesota’s twin cities. After devoting much of his life to his career and dealing with frigid Midwestern winters, Bill decided it was time for a change. In July 2012 he left his U.S. home and planted his feet in Ecuador. “I love mountains and was looking for that type of environment, and I was getting pretty tired of the cold winters,” says Bill. These days he doesn’t need a snow shovel, and his life of retirement in the northern Andes gives him just what he was looking for. He has daily views of majestic volcanoes, with a rocky river running through the gully below his house. Snow is nowhere to be found.
Better weather and a low cost of living makes Ecuador a great option for retirement, and recent improvements to the immigration process now makes it even easier to gain residence in Ecuador. Ecuadorian lawyer Santiago Andrade says: “President Correa’s administration has improved many of the bureaucratic processes, and business and immigration is not the exemption to this change. I have seen an improvement in the timing of the residence visa process. In the past a visa took around 30 to 45 days to be approved; now it takes two to three weeks.”
In Ecuador, you’ll not only be in the middle of the world, but you could be on top of it. That’s because thanks to its location on the equatorial “bulge,” the peak of the country’s 20,564-foot Mt. Chimborazo is the point on the Earth’s surface that’s the farthest from the Earth’s core and closest to the sun. There truly is something for everyone here. Mountains, beaches, rainforests, cities, and small towns…all with a price tag nearly anyone can afford. By the way, Ecuador’s currency is the U.S. dollar—no currency conversions necessary.
Getting into retail without having to invest in stock is a great way to cut down on your initial investment and more quickly make a profit. And it can be very easy. Consignment shopping fits right into that mold. And, as a very American concept, there’s not a lot of competition for it in other parts of the world. If you’re gathering what others don’t want—and finding a market for it—you have a good business model for short-term or long-term retailing. Essentially, with a consignment store you offer a space for others to sell their items in exchange for a cut of the money when the product sells.
I’ve always loved to explore the areas in which I live. Whether I was bushwhacking through wild Alaskan terrain or driving down dusty country roads in Minnesota farm country, I relished the thrill of seeing what’s around the next bend. It could be a fantastic little family-owned apple orchard or a mama moose with newborn twins.
I realized years ago that, by and large, happiness is a choice. I’ll admit that there have been times when maintaining that choice has required significant, conscious effort. But, the choice is easier now that I’m retired and living on Mexico’s Riviera Maya. Here it would take considerable, deliberate effort to be anything but happy.
I worked hard when I lived in the U.S. Not only did my husband and I have intense jobs, we also homeschooled our children and managed our 10 acres of land in northern Idaho. Additionally, because we’d built our off-grid cabin by hand, we had the pleasure of hauling, splitting, and stacking firewood along with pitching snow off the roof and out of the driveway come winter.
Recent years have seen the small South American country of Ecuador attract many foreigners to its borders. The low cost of living, diverse geography, and ease of immigration are just a few factors that make this equatorial nation appealing.
Last weekend my wife, Suzan, and I celebrated our 17th wedding anniversary in one of the most unique spots we’ve ever visited. We left our home in Cotacachi before noon and drove north, deeper into the Ecuador province of Imbabura. Our driver had asked if we wanted to take the “scenic route” instead of taking the Pan American Highway, and we happily agreed.
Two years ago Rob Hamm and Tracey Krause along with their two children relocated from Winnipeg to Cotacachi, Ecuador. Their goal as a family was to experience a new culture, travel, and learn a new language—which they’ve successfully done. But, there was a catch. Rob and Tracey are only in their 40s and still needed to earn an income to support their family. In preparing for their change in lifestyle, Rob took his interest in photography to the point where his photos could provide income. Several months before coming to Ecuador he began submitting photos…
I’m writing this postcard from a veranda overlooking the Caribbean Sea on a nearly forgotten tropical island. The ocean is showing off several shades of blue and a slight breeze teases the palms. The piña colada at my side completes the picture. But as my family’s annual vacation draws to a close I’m actually a bit anxious to return home to Cotacachi, Ecuador.