Health Care

Health care is one of the most important factors to consider if you move abroad. This is a hot topic right now, especially for the 40 million Americans who can’t afford health insurance in the U.S.

We’ve got you covered: Learn where to find the best-quality, most affordable health care in the world from our expert expats, who share their overseas health care experiences.

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“I Wouldn’t Trade My Life in Sunny Spain For Anything”

An argument with a girlfriend was how I ended up in Spain. Having set sail on a cruise ship from Genoa, Italy, and following a tour of the Canary Islands, we were on our way home, and docked in Spain’s southern port city of Malaga. In a moment of stubbornness, and after being told there was no other berth for me to move in to, I packed up all my worldly belongings and walked off the boat. My Spanish life had begun…and it was probably the best decision of my life.


10 Reasons to Live in Uruguay

Are you searching for beautiful beaches, four distinct seasons, affordable real estate, and quality healthcare at a reasonable cost? It may seem like a lot to ask for, but here at International Living we have just the place for you. This Latin American country also has the fastest and cheapest internet around. And it’s one of the freest countries on our beat, a place where residence is easy to get, your financial privacy is respected, and taxes are low…


Save up to 50% on Living Costs With Panama’s Retiree Program

When I decided to get away from the cold winters of Colorado, Panama attracted me with its warmer climate, low cost of living, and first-rate infrastructure. That alone was worth moving for…but as a retiree here, it gets even better. One of the national laws of Panama can make the already low cost of living even lower. Law #6 entitles any resident of the country who is a female over 55 or male over 60 to receive a discount on specific services.


We Slashed 75% Off Our Monthly Medical Costs in Panama

When my husband Clyde was working as a firefighter and paramedic in Corpus Christi, Texas he had top-notch health insurance. While he was still working, the city paid a portion of our premium but after he decided to call it quits we’d be responsible for the full amount. With a monthly premium of over $1,200 how could we afford to retire, let alone retire early?

Blaye, France

Savoring Life in France’s Greatest Wine Region

Six years ago, I first visited Blaye, a small city less than an hour northeast of the French city of Bordeaux. I made friends, visited a dozen more times, and eventually decided this was a place I’d like to live. Choosing to live here was easy. It’s affordable, safe, has access to an excellent international airport, and good healthcare. And then there’s the amazing quality and reasonable prices of fresh food and good wines.


Rent in Thailand’s Royal Resort Town for $500 a month

“The main attraction is the beach. People don’t come here to do stuff, they come here to relax,” says Canadian Robert Stanley, owner of Bobby’s Bar & Restaurant, a popular expat gathering place at the south end of the Thai beach town of Hua Hin. With a population of around 90,000 people, Hua Hin (pronounced “Wha Hin”) is around a three-hours’ drive south of Bangkok on the Gulf of Thailand’s west coast. The country’s royal beach resort for almost 100 years, Hua Hin is also home to a community of between 3,000 and 5,000 expats.


Top 5 Healthiest Places in the World

Home to 4.4 million people, New Zealand and its awesome landscapes are admittedly a long way from North America. But as our winter is their summer, you could consider retiring here part-time. In a pollution-free environment, it’s much easier to embrace a healthy lifestyle.


Excellent, Affordable Healthcare in Chiang Mai, Thailand

Along with being a low-cost and tropical retirement haven, Thailand has long been an international destination for medical tourism. Why? Because healthcare is low cost and excellent quality. I should know. I’m a retired Canadian schoolteacher living in the northern city of Chiang Mai, with personal experience of two hospitals here—one public and one private. In both I felt welcomed and unrushed. And in general I’ve found the health professionals in this city maintain a high quality of empathy and caring for all their patients.


Mountains, Beaches and Vibrant Cities—Panama Has it All (Part One)

The sun peeks out from behind a fluffy white cloud as I hop out of the motorboat and wade to shore. The bright rays alter the scenery. The water goes from a soft baby blue to an almost fluorescent turquoise, and the sand is a dazzling white. I didn’t have to fly halfway across the world or empty my pocketbook to get to paradise. My round-trip ticket from Panama City to Contadora Island was only $90. Meals are between $6 and $20 a person. Sipping tropical drinks and watching yachts drift by, I find it hard to believe I’m just a 20-minute flight from a bustling metropolis.


I’d Rather See a Doctor in Ecuador

Not long ago I found myself suffering a major sinus infection. My head was pounding and I had a cough that kept me (and my husband) awake all night…I was exhausted. Nothing I was taking over-the-counter was helping. I needed to see a doctor. Unfortunately, I was visiting the States. At the doctor’s office in Omaha, I got right in. I did the interview with the nurse about my prior health history and what my symptoms were.


Perfect Weather and Healthy Living on One Social Security Check

The road leading to the town of Santa Fe de Veraguas climbs gently and steadily up the slopes of the Continental Divide, winding past cattle ranches, jungled hillsides and gurgling rivers. The bright blue roof of the Catholic church in the middle of town is one of the first sights you see. This church marks the center of town. Around it you’ll find a soccer pitch, a shaded plaza with benches and a gazebo, and small stores and businesses along the main street.


We Cut Our Stress and Our Costs By Moving to Ecuador

When I think about my old life in Branson, Missouri, so many things go through my mind… but mostly, I don’t miss it at all. Life in the U.S. is so fast paced…no one has time for one another anymore, most people don’t even know their neighbors. Now that my wife Laurie and I live in Ecuador, everything in our lives is much slower…and a lot less stressful. Our typical day starts with coffee in the backyard by the pool, followed by pottering about in the garden and then an hour or so of relaxing. Later in the day, we may take a stroll along the nearby crescent-shaped beach that never gets overcrowded, or we’ll make time to visit the local mercado and stock up on fruit and veggies. Several times a month, we’ll get together with other expats for dinner and to catch up.


Rent in Panama’s Highlands From $500 a Month

The drive from my hometown of David west to the town of Volcan in Chiriquí Province is one of my favorite scenic routes in all of Panama. I pass cattle pastures, dairy farms, horse stables, and chicken farms framed by rolling green hills. At certain vantage points I look out over the landscape and can see all the way to the Pacific coast. Colorful flowers and a surprising variety of trees and foliage decorate the roadway as I wind my way up the slope of the mountain.


A California Lifestyle for Less in Panama

The sound of rolling waves soothes me as I lie on the warm, glittering white and black volcanic sand. Bursts of green palm trees ring the beach, which is dotted with bits of driftwood, coral, and shells. White marine birds complete the scene, standing on spindly legs, looking out towards the sky-blue sea.


Great Healthcare Inspires a Business in Mérida

It wasn’t until Tina Frewer suffered a serious health issue that she discovered how good the medical care was in Mérida, a city of nearly one million people on the western side of Mexico’s Yucatán Peninsula. After receiving excellent care at Star Médica, one of two top-rated hospitals in Mérida, and attention from the area’s top specialists, Tina was inspired. Why not help medical tourists who come to Mexico for low-cost, high-quality surgeries and dental care navigate the city and the system? As a patient advocate/medical tourism concierge, Tina now connects expat patients with doctors and healthcare facilities through her business, HealthItinerary.


You’ll Never Know All the Answers…Just Go

One afternoon, as I awoke from a short nap and looked upon the brilliant, blue-green waters of the Caribbean Sea only steps away from my front door, I had a powerful thought. Nothing of what is now my amazing, wonderful life would be possible if I had surrendered to the fears I had only a few years ago. When my wife Diane and I first embarked on our expat adventure, we had second thoughts, unanswered questions, and even an appropriate amount of fear.


A Warmer Climate and 75% Slashed Off My Living Costs

After enduring too many cold winters I decided it was time to move overseas. Shoveling snow just to get to work and more shoveling to get back into the garage at night was exhausting. It was adding more time to my work day, meaning less time for relaxing at home. Plus I hated how the cold dictated how and when I did everything. It would take twice as long to get anywhere. And my cost of living was going up and up and my heat bills just kept rising. Then there was the worry about the wear and tear on the car due to the freezing temperatures, frozen pipes, downed power lines, and power outages.


The Retiree Program That Can Save You Thousands

Toward the southern end of Belize, you’ll find a 17-mile-long peninsula that has become a center of expat activity and tourism in recent years. Developments and homes can be found up and down its length, as can beautiful beaches and views of the blue Caribbean. But Placencia Village, the walkable community at the peninsula’s far southern tip, is where Paul Petit and his wife Gail decided to settle.


A Country Life With Easy Beach Access on Costa Rica’s Central Pacific Coast

Lance and Mary Miller spend their time doing things they want to do…for the first time in their lives. Sometimes that’s something as simple as enjoying coffee and fresh-baked coffee cake and cookies on their porch with friends. They can afford everything they need to live a comfortable retirement. And when they want it, the beach is just down the road. “We came to Costa Rica with the attitude that it’s an adventure. It’s fun! We want to be part of the community. We always knew we wanted to retire overseas. We did a lot of research, and Costa Rica kept coming up,” says Mary, 60.


Matagalpa: Nicaragua’s Cool, Green, Mountain Retreat

You notice the difference the minute your vehicle starts lumbering up the excellent road that circles the city. You suddenly feel a cool breeze through the window; everything is green and fresh. You’ve left the hot lowlands behind. You feel like you are somewhere else as you pass acres of coffee beans drying out in the sun, trees that you’ve never seen before, mountain vistas at every turn, and horses and cattle on their ranches eyeing you curiously. Miles and miles of thick forest beckon you to explore.


Fishing, Photography, and a Fun Life in Costa Rica

Retiring to Lake Arenal in Costa Rica almost four years ago was one of the best decisions my wife Beaty and I ever made. We lived in the little East Texas town of Crockett and the kids were all graduated from college. After practicing dentistry for 38 years, I was hitting the point where I was ready to get out. Beaty had already retired from her physician’s assistant job.


A Dentist Trip Gave Me More to Love About Costa Rica

Before we moved to Costa Rica, my family and I lived in Colorado. While Colorado is gorgeous, for three to six months of the year, we were covered in snow; we found ourselves snowed in more often than not at our house in the mountains. We were also spending nearly $600 each winter month just to stay warm. We had fires in the fireplace, heaters running, and we still had a tough time getting our home to climb over 65 degrees during the cold winter days.


A Stress-free, Healthy Retirement in Friendly, Colonial Cuenca

My husband and I were happily living in Arizona in a retirement community when, in 2008, everything changed,” says Patty Grimm. The financial crisis dealt the couple a heavy blow, and they no longer felt they could live the same quality of life on their retirement income. “We knew that if we wanted to keep our nest egg, we’d have to look outside of the U.S. to live.”


Why Cuenca is Ecuador’s Most Popular Retirement Haven

Cuenca is a cultural hub, with no shortage of things to do. And as entertainment is modestly priced, you’ll have plenty of money in your pocket to afford it. A thriving expat community guarantees you’ll find plenty of like-minded people in the city and have no trouble making friends.


“I Have a Second Lease on Life”

Jennifer Blackstone’s newfound tropical lifestyle is a far cry from her childhood in Wisconsin. In fact, it’s a life she didn’t think she could ever have. “Several things fell into place and conspired to get me to Panama,” says Jennifer, who fell in love with the tropics several years ago. “I visited Costa Rica and I loved the tropical feel…the colorful flowers and the warm ocean,” she says. “But the thought of living there…it was a fantasy.


Brazil: Quality Healthcare, Half the cost

Although best known for samba, carnival, and success on the soccer field, these are not the only achievements Brazil has to its name. This country also has high-quality and highly affordable healthcare, as I have found over the course of my six-plus years living as an expat here.


Healthcare So Good You Won’t Believe What It Costs

Most expats who have settled either part-time or full-time in this country will attest to the large number of readily available doctors, dentists, and opticians, combined with accessible, well-equipped, modern public and private hospitals. These institutions employ highly trained doctors and use cutting-edge technology and modern medical equipment that rival anything available in Western countries.


Loving Life in Atenas, Costa Rica’s Central Valley

The landscape is bucolic and peaceful, with tremendous views of forested river valleys, green-covered hills and mountains, with the red rooftops of villages in the distance. It’s not a bad place to retire…to reinvent yourself in a new country.


Chiang Mai, Thailand: Excellent Healthcare That Doesn’t Break the Bank

A long with being a low-cost and tropical retirement haven, Thailand has long been an international destination for medical tourism. Why? Because healthcare is low cost and excellent quality. I should know. I’m a retired Canadian schoolteacher living in the northern city of Chiang Mai, with personal experience of two hospitals here—one public and one private. In both I felt welcomed and unrushed. And in general I’ve found the health professionals in this city maintain a high quality of empathy and caring for all their patients.


The City Our Dreams Were Made Of…

Financial struggles weren’t the only thing motivating our retirement abroad, but I’d be lying if I didn’t admit that’s what got us looking for an out-of-the-box solution to begin with. Like a lot of people during the financial crisis, my husband, Donald, and I took a big hit. Here we were nearing the end of our working years, and our financial security had evaporated in a seeming instant. My husband had his second heart attack in three years, and then lost his job—along with his medical insurance. We were tired, vulnerable, and drowning in stress. I remember my husband declaring that he felt as if he’d, “been running a marathon for 60 years.” We both worked regular jobs, and even started a couple of small businesses on the side to claw our way back. But it would be years before we could hope to retire, and we were spending all our time and energy just to hold on.

Central Valley

Picking the Perfect Retirement Destination

In 2008, when my husband Paul and I first started talking about the possibility of retiring overseas, we really only considered two countries: Mexico and Costa Rica. I often wonder why we didn’t consider more countries at the time; there are so many great options. At the time, though, we only thought of countries where we’d had some personal experience. First up was Mexico. Paul lived and went to college there in the ’70s and has always had a love for both the country and its culture, so it was natural that Mexico was on our short list. I had visited Costa Rica on a business trip in the ’90s and remembered it as a beautiful country that I always wanted to visit again.


The Five Best Retirement Havens for Quality Healthcare Overseas

Spiraling healthcare and insurance costs are a thing of the past for thousands of North Americans who have found their dream retirement haven abroad. If you’re still mulling your overseas options, then the availability of quality and affordable healthcare is likely a primary concern. Over the next few pages, we explore five countries hand-picked by our expat experts for the exceptionally high quality of their healthcare. All five destinations have become expat hubs, and the North Americans who now call them home—including our correspondents—can attest to the high level of care they’ve received there.


Kiss Your Healthcare Worries Goodbye

Recently I spent a month in the U.S. visiting family and friends. It was my longest continuous stint “back home” since I moved to Mexico eight years ago. It was a great opportunity to reconnect with loved ones and enjoy the U.S., and I did. There’s a lot that I love about my home country, including its beauty, the sheer convenience of life there, and, of course, its familiarity. I don’t include the high—indeed, exorbitant—cost of U.S. healthcare on that list of things I love. Those who live in the U.S. don’t have any choice—that expensive healthcare is all they have. But in moving abroad I gained a choice in the matter, and it’s been one of the best things about my move.


“Why I Chose Panama”

Crackle! Pop! Fizz! It isn’t my morning cereal talking to me. It’s midnight on February 14, and the sound of fireworks has us all running to the balcony. Over Panama Bay, we watch flower and star-shaped formations explode into the night sky, then cascade into the Pacific. Back in the States, Valentine’s Day would hardly be cause for such jubilation, but in Panama it is Carnival season. The dates change every year, so festivities can take place during the four days preceding Catholic Lent. One might say that Panamanians mark their calendars religiously, but Carnival is not about being good or saintly. Quite the opposite, in fact.


We Don’t Worry About Healthcare Costs in Panama

Ah yes, another warm, sunny day in Panama is drawing to a close. It’s been just one of many afternoons spent reclining lazily on our terrace watching the iguanas, birds, and squirrels cavorting in our yard. Unfortunately the day did not start out that way. My poor husband suffers periodically from allergies and, after completing some vigorous yard work he had irritated, sore eyes and itchy skin. But after a quick trip to our local farmacia (pharmacy) he was symptom-free.

5 Countries with the Best Healthcare in the World

Residents of the country pay into La Caja. The fee is 7% to 11% of the person’s monthly income, which provides coverage for a spouse as well as a dependent. “After you pay your monthly fee, you receive free care,” says Costa Rica editor Jason Holland. “Anything you need is available through a nationwide network of clinics and hospitals: doctor’s visits, medical testing, prescriptions, major surgeries, and hospitalization,” Holland says.


Low-Cost and Personal: The Pleasant Truth about Health Care in Ecuador

Each morning Tennessee natives Bobby and Becca Vines are greeted by views of two stunning volcanoes. Small-town life in Cotacachi, Ecuador, is never dull, and the couple spends their days viewing international films, enjoying live music, and visiting with the locals. Bobby and Becca spent much of their lives devoted to educating Tennessee schoolchildren. But as retirement neared, the couple knew their teachers’ pensions wouldn’t be enough to allow them to continue living comfortably just outside Nashville.


Where to Find the Best Healthcare in the World

Living in a sunny, low-cost, laidback destination overseas doesn’t mean that you have to forego good healthcare. In fact, in many countries abroad, the healthcare you’ll enjoy is second to none…and more affordable than you’ve ever dreamed possible. Below are the five countries which received the top scores in the healthcare category of International Living’s Annual Global Retirement Index 2015.


Better Health, More Happiness, and Lower Costs in Cuenca

Though we moved to picturesque colonial city of Cuenca, Ecuador in 2010, we left again two years ago. That’s right…we left our retirement paradise to try out life on the Central Coast of California in San Luis Obispo where we spent our honeymoon 40 years ago. We were 20 minutes from the Pacific Ocean with its spectacular fireball sunsets and enjoyed some of California’s best beaches, including Pismo, Morro Bay, and Avila. It was our good fortune, to find a 1,200-square-foot apartment on Craigslist—fully furnished—for $895 a month (with utilities and internet it came to $960). It was a bargain.


Enjoy a Low Cost of Living in Cuenca, Ecuador

My wife and I have lived in Cuenca, Ecuador for years and continue to be amazed at how far we can stretch our dollars while enjoying a high quality of life. Let’s break down some of those costs so you can compare your current budget with what you might expect to pay in Cuenca, beginning with activities that are free. How much does it cost to attend the symphony and museums where you live? Guess what—there is no charge for either in Cuenca. How about your gym membership? The city offers free Zumba classes in parks all over town several times each week.

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7 Great Retirement Towns You’ve Never Heard Of…

In the right places overseas…you have good options for safe, comfortable, affordable living (adventure built-in).

In 7 Great Retirement Towns You’ve Never Heard of Where You Can Live Better for Less we’ll pull back the curtain and introduce you to communities where you can embrace the retirement of your dreams…and do it for less than it would cost you to stay home.

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Your Chance to Retire Overseas Now

Sign up for our free daily Postcard e-letter and we'll immediately send you a FREE RESEARCH REPORT on the most desirable —and cheapest— retirement havens available to you today.

Each day you'll learn about the best places to retire, travel, buy real estate and enjoy life overseas.

Enter your E-mail Address Below

We Value Your Privacy.