Health Care

Healthcare

Health care is one of the most important factors to consider if you move abroad. This is a hot topic right now, especially for the 40 million Americans who can’t afford health insurance in the U.S.

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Archives

boquete

Chiriquí: Low-Cost Living in Panama’s “Land of Plenty”

A tour of Chiriquí Province will take you from Panama’s highest point, 11,440 feet at the peak of Baru Volcano, to sea level and sandy beaches along the Gulf of Chiriquí. You’ll find 20,000-plus expats living throughout the province. Whether you prefer the beach or the mountains, living in town or out in the country, bright sunshine or cool cloud cover, Chiriquí offers you a choice… For instance,the near-perfect climate is one of the main reasons as many as 12,000 expats now call the town and district of Boquete home. Its elevation of 3,940 feet on the eastern slope of Baru Volcano means normally cool temperatures around 80 F in the daytime and 60 F at night, with frequent misty rain called bajareque.

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From Canada to Chiang Mai—Low-Cost Life in Thailand’s “Rose of the North”

Each morning I wake to a symphony of songbirds and roosters. Somehow, my wife, Nancy, usually sleeps through this, but for me it’s the start of another relaxed day in retirement. We live in a 968-square-foot condominium in the center of Chiang Mai, the principal city in northern Thailand. We have two balconies overlooking a large wooded farm—an uncommon rural oasis in this growing city. Despite this, we’re close to everything—trendy cafés, glitzy malls, and craft beer pubs.

Salinas,-Ecuador

Save Money with a Sea-View in Ecuador

Although my wife and I have spent 13 weeks of 2013 in Ecuador, and this Sunday celebrated our tenth month as full-time residents of the beachfront town of Salinas, we still from time to time experience “pinch me” moments where we can’t believe this is our life. Take, for example, last evening when we took a stroll down the brick walkway along the beach. It was about 6 p.m., so the sun was not quite down yet and there was a red glow to the western skies. Although it is November and back on the eastern seaboard in the States it was windy and cold, here in Salinas it was just under 74 F with a cool ocean breeze.

David

Expats Enjoy Healthy, Low-Cost Living in Chiriquí—Panama’s Bread-Basket Province

“The first time I saw Chiriquí Province I was enchanted. It felt familiar and was just so green. Although I was born and raised in New Jersey, I’m a country girl at heart and Chiriquí felt like home,” says InternationalLiving.com’s Panama highlands correspondent Linda Card. Chiriquí is one of nine provinces in Panama, and borders Costa Rica to the west. Mostly rural, the landscape is among the most scenic in the country, with mountains defining the skyline. Acres of fruits and vegetables thrive in the rich volcanic soil, while cattle and horses laze in verdant pastures.

Salinas, Ecuador

Expats Report Improved Health and Weight Loss When They Move Overseas

With good, fresh food, more exercise, and clean air, expats say they live a healthier lifestyle overseas and it’s easy to do so. Americans Denver Gray and his wife Ann moved to the beach town of Salinas, Ecuador in March of 2013. “After we bought our condo, we came to Salinas for five weeks to set things up,” says Gray. “Some interesting things happened during those five weeks. Without any deliberate attempts to change our diet or lifestyle, my wife and I each lost 10 pounds.”

Cuenca

Why I Never Left This Ecuadorian Colonial Town

The colonial city of Cuenca, Ecuador, draws vacationers from all over the world…and it has a tendency to turn visitors into permanent residents. That’s what happened to me four years ago. My three-month visit turned into a six-month stay…Then a year passed and I still hadn’t left. Cuenca has become home. I’ve been to some great places in the world and have loved them—places like Spain, Italy, or even Argentina. So why do I stay in Cuenca when there are so many other great places I could be living? Well, there are three big reasons I keep staying (and staying and staying).

Bocas del Toro

Panama Is So Affordable for Us

Whenever my husband Gary and I need a break from sitting on our terrace watching the iguanas, or doing a myriad of other activities in and around our neighborhood, in Panama, we love to hop in our car and go exploring. That’s not to say we don’t love where we live in Panama’s highlands. We decided a few years back to spend part of the year in the province of Chiriquí, in Panama’s southwest corner—we’re snowbirds, escaping cold winters back home in Canada. We chose Panama as our half-time home because it has the greatest program in the world for retirees, the pensionado.

Panama City

“This Part of Panama City Is Perfect”

“We spent about five years researching good retirement destinations before actually moving to Panama,” says Bill Hamilton who moved with his wife Mieke to the country’s capital city. “I’m the type of person to look up every single thing…crime rates, politics, cost of living, real estate, health care…and Panama City kept popping up in my research as the best option across the board.” Though in their 60s and already retired from previous careers, the Hamiltons made the decision to move in order to take a stab at running the Balboa Inn, a nine-room B&B in Panama City.

San Ramon, Costa Rica

San Ramon, Costa Rica: A Perfect Retirement

It wasn’t the practical reasons, like lower cost of living, great—and cheap—medical care, and friendly people, that convinced Dave Scott to move to San Ramón, a town on the western edge of Costa Rica’s Central Valley region. Though the country has all those advantages and more, and while those were factors in the decision, it was something else that drew him. “It was like an invisible string around my neck pulling me here,” says Dave. “It’s more of a heart thing than a head thing. It’s hard to explain. It was just the feeling I had.”

Walk Everywhere in Panama City’s Best Neighborhood

To live the big city life for less and enjoy a world-class retirement look no farther than the San Francisco neighborhood of Panama City. I chose to live in San Francisco because of its walkability, its amenities, and just how close it is to the kind of action that makes for a great city life…and from gourmet delis to evenings at the opera, I enjoyed every minute.

Spain

5 Great Reasons to Live in Spain

Spain is one of my favorite countries. It’s both a fascinating destination to visit and a great place to live (and I’ve done both). So when people ask me what’s so great about Spain, I can list a lot of advantages off the top of my head. But to get you started, here are my top five reasons why Spain is a great place to live:

David, Panama - Credit Eoin Bassett

It Pays Big to Be a Retiree in Panama

I’ve booked my flight to Las Vegas for the Fast Track Your Retirement Overseas Conference in October. I’m looking forward to chatting with attendees, along with my compañera Jessica Ramesch, about life in Panama.

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It’s True: Ecuador Really Can Improve Your Health

I realized years ago that, by and large, happiness is a choice. I’ll admit that there have been times when maintaining that choice has required significant, conscious effort. But, the choice is easier now that I’m retired and living on Mexico’s Riviera Maya. Here it would take considerable, deliberate effort to be anything but happy.

How I Fell in Love with Affordable Spain

I go to Spain whenever I get the opportunity; this is my third vacation there in the past five years. This time I’ll head to the North of Spain…to the little-known but very affordable region of Galicia. Previously, I’ve visited artistic Barcelona, historic Seville, and sun-soaked Malaga…three cities with their own distinctive characteristics, appeals, and benefits—and I’m anxious to follow up this vacation with another soon, to picture-perfect Valencia, the bull-running city of Pamplona, and the traditionally preserved hillside towns of Cuenca and Ronda.

The Six Best Hospitals in Mexico

For most folks looking to move abroad, health care is a huge consideration. You want care at least as good as what you get at home…but preferably without that U.S.-sized price tag. But how can you judge which doctors and hospitals are good in another country? And, when you’re looking at a country as big as Mexico, how do you winnow down the choices?

Salinas, Ecuador

Ecuador’s Natural Weight Loss Plan…

I’m in no way an expert on the subject of health. What I’m about to tell you is simply based on our experiences and those of folks we’ve talked to here in Ecuador. But we are happy with how things have worked out. With good food, more exercise, fresh air, and the relaxing sounds of the waves in the background, there is no doubt that we are living a healthier lifestyle in Ecuador.

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How We Lost Weight and Improved Our Health in Ecuador

My wife Ann and I moved to the Ecuadorian beach town of Salinas at the start of this year. We came for the wonderful weather and the low cost of living, and we have met some of the nicest people in the world—both Ecuadorians and expats. But there was another factor involved in our move and that was our health.

Costa Rica

The World’s Healthiest Places to Live in 2014

Optimism and purpose, a low stress level, a natural diet and an active lifestyle…experts say those factors are three times as important as your genetic makeup when it comes to enjoying a long and healthy life. Luckily, it’s easy to embrace those elements when you’re living in a place where they come naturally. And they do in our top picks for the world’s healthiest places to live.

panama-city

Retired and Bored: Panama May Not Meet Your Expectations

As International Living’s Panama Editor, I travel several times a year to speak at conferences. Often the image people have is of a country with pretty beaches, plenty of palm trees…and not much else. One of the questions I get most is: “Will I be bored there?” If you’re expecting to take it easy and have a quiet retirement, you may want to think again. Bluntly speaking, it’s nearly impossible to be bored or even inactive here.

Costa Rica Ticks All the Boxes for Me

I still remember the first time I went to the feria, or farmers’ market, in Grecia, the Central Valley town I call home here in Costa Rica. It was a bit embarrassing. I was buying some carrots and potatoes and had dutifully handed over my filled-to-the-brim bags to be weighed. The vendor read out the total, and I handed over a 10,000 colones note (about $20). Still adjusting to the exchange rate, it took me a second to realize I owed him only about $1.50—and I was taking all his change for the day! I quickly counted out some coins and handed those over to the grateful vendor instead.

Retirement in Uruguay Is Unique

Uruguay is a nation of immigrants—which means that if you’re looking to retire overseas, you’ll fit right in. This unique country’s citizens are descended from all corners of the world; about 90% of Uruguayans have ancestors from Western European, with the highest percentages from Spain, Italy, and France. And, because most Uruguayans are descendants of immigrants (and many know and can tell you their family’s relocation story) newcomers are generally treated warmly.

Health Care in Colombia: Top Quality and Affordable

Before moving to South America in 2008, I worked independently and couldn’t afford health insurance. Here in Colombia, where health care costs are low, I used to pay out of pocket for medications and basic services, such as a dental checkup, which costs around $25. Even so, I often went without the care I needed to avoid extra expenses.

10 Reasons to Live in Panama

With a tropical climate, excellent quality health care, and a low cost of living…there are many reasons why Panama is a great place to live. Panama has been named the best country in the world to retire to in International Living’s 2014 Annual Global Retirement Index. This is not a new revelation as Panama has topped the pole an astounding seven times. It also boasts the benefits of being a short flight away from the U.S. and the U.S. dollar is the official currency in Panama.

The 5 Biggest Benefits of Retiring Overseas

Do you have any regrets? That’s a question I often ask my friends who are living overseas. And I’d venture that 99.9 percent of the time I get the same answer. “I wish I’d done it sooner,” they say. “If I’d only known back then what I know now…”

Life on a Caribbean Island: Just $1,300 a Month

As luck would have it, Judy’s sister and her family had moved to Ambergris Caye before “Temptation Island” put it on the map… Judy notes, “We chose San Pedro because we had been visiting my sister and her husband since they moved to Belize about 23 years ago. We fell in love with the island through those many visits.”

Enjoy Low-Cost Living in Warm, Friendly Spain

Two kisses: one on the right and one on the left. That’s how friends, relatives, and even acquaintances greet each other in Spain. It’s a daily reminder of how warm, friendly, and gentle the people are here. And that’s the best part about living in the land of the setting sun: the Spanish people are amazing.

“Why Did You Move to Costa Rica?”

Whenever I meet new expat or Tico friends in Costa Rica, the question invariably comes up: “Why did you move here?” The answer is actually pretty simple. We were looking for a better lifestyle than we had in south Florida, where we were living before we moved. We found it—and our new and improved quality of life has meant that my wife, two young sons, and I are still here and happy two-and-a-half years later.

Thinking of Mexico? Check Out Progreso

The crystal-clear emerald surf rolls gently onto the white sandy beach. Combined with the pungent salty air and gentle sea breeze, it’s nearly lulling me to sleep on my towel under one of the empty palapas on the oceanfront. Except for a local dog frolicking along the water, I’m the only one on this stretch of beach, as far as I can see. That’s not because I’m here in “low” season. The town of Progreso, Mexico, is on the Gulf of Mexico, and it hardly matters when you go to the beach. With a yearly average high temperature of 83 F and average low of 73 F, there are no bad beach days in this paradise.

Creating an Income on a Beach in Belize

Chicago natives Brad and Christine Schofield have always loved the beach and the water. As their children were growing up, family vacations always seemed to be centered on the sand and sea. As time marched on, their dream to own an inn on the beach headed toward reality. Brad (56) was a manager in the restaurant industry, and most recently general manager of a Chicago environmental company that processes waste cooking oil for the restaurant and hotel industries. Chris (53) owned her own interior design and room renovation business.

Popular Costa Rica: Is the “Pura Vida” Lifestyle for You?

The 2014 Fast Track Costa Rica Conference is over and done with – and as expected, it was a roaring success. I’d wager the people who attended this conference were people who had read and heard about Costa Rica’s breath-taking natural beauty, very affordable cost of living, and the Pura Vida lifestyle—and were interested in seeing if it’s somewhere where they could enjoy a happier retirement for less than what they are paying at home.

New Audible Audio Edition Now Available of Best-Seller

After topping Amazon best-seller lists for New Releases, Retirement Planning, and Personal Finance, The International Living Guide to Retiring Overseas on a Budget, written by the senior editors at InternationalLiving.com, is now available in Audible audiobook format from Amazon.

Colombia

The Benefits of Living in Colombia

You might think you know a thing or two about Colombia, but I bet you don’t know everything. For example, did you know that Medellin now has a new title—the Urban Land Institute’s Innovative City of the Year for 2013? Or that UNESCO’s World Heritage List includes seven Colombian sites, and 19 more are currently under review for inclusion.

Malaysia

Why Medical Tourism in Malaysia is Booming

More affordable air travel, mounting health care costs in developed countries, long waiting lists and an ageing world population have all contributed to a global explosion of medical tourism in the past decade—and Malaysia is leagues ahead in terms of its world market share.

How We Afford to Live in 2 of Mexico’s Best Cities

I was accidentally napping (it happens sometimes) in my favorite chair in the den when I was awakened by the loud, unmistakable lowing of a cow. It was the local milkman announcing his arrival with an amplified recording. In just a few minutes, we received our delivery of milk and cheese from his specially equipped motorcycle and cart. Other vendors regularly wind their way through our middle-class Mexican neighborhood selling fruits, vegetables, prepared food, bottled water, and even pots and pans. It is not only charming, it is convenient.

A Costa Rica Adventure – for $2,000 a Month

My husband, Paul, and I were happy with our lives in the United States. I was 45 and Paul was 55 when we met. We lived in the Baltimore area and had stable jobs making a decent income. Sometime in 2007 we started to talk about retiring early and moving somewhere cheaper to live.

“We Were Looking for Adventure and Better Health-Care Opportunities”

“We Were Looking for Adventure and Better Health-Care Opportunities”

“To call something breathtaking around here is almost redundant,” says Chuck Mollenkopf. Pay a visit to the home Chuck, 66, shares with his wife Anna, 73, and you’ll probably agree with him. Just 10 minutes outside the town of Atenas, in Costa Rica’s Central Valley, they enjoy priceless views from their spacious terrace.

Puerto Rico

Puerto Rico: Caribbean Seas, Tax Breaks, and No Passport Required

Splashing my feet in the salty waves, I gaze out at the blue horizon. The late-afternoon air is pleasantly warm—in the low 80s F—and before me stretches the blue Caribbean. Behind me is the seaside bar where I’ve had a late lunch, the chatter of voices reaching me where I stand in the sand. But—unusual for my beach trips—the chatter is mostly in English.

Is My U.S. Health Insurance Valid Abroad?

Is My U.S. Health Insurance Valid Abroad?

Readers often write in to International Living to ask whether U.S. health insurance companies cover treatment abroad. For any U.S. resident considering a move abroad, this is an important consideration. The short answer is: probably not. Most U.S. health insurers don’t cover treatment outside the U.S. Neither, of course, does Medicare.

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Consider Costa Rica’s Central Valley for the Weather and Convenience

In many ways, Costa Rica is the “veteran” among Central-American retirement destinations. North Americans and Europeans have been flocking to this little country for more than 30 years, attracted by the tropical climate; low cost of living; top-notch, affordable medical care; bargain real estate; and natural beauty.

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