Living in Cambodia for $1,316 a Month: My Expat Life in Phnom Penh

Phnom Penh’s Royal Palace
Phnom Penh blends rich history, Khmer architecture, and vibrant city life.|©iStock/Kai-Hirai

Cambodia is a Southeast Asian gem that has become increasingly popular among expats for its affordability, rich culture, and welcoming atmosphere. For me, moving to Cambodia was part of a long journey shaped by years of travel and exploration in this region. Now, settled in Phnom Penh, I’ve discovered a lifestyle that combines modern conveniences, vibrant local traditions, and a cost of living that’s hard to beat.

Why Cambodia?

The short answer to why I moved to Cambodia is that my wife, an international school teacher, got a job here. Her position offered several perks, including a $1,000 monthly housing allowance, health insurance for both of us (a first in her teaching career), and annual flights home to Canada. These benefits covered a significant portion of our expenses, making Cambodia an attractive option.

But the decision to move wasn’t entirely spontaneous. Thirteen years ago, my wife and I traveled Southeast Asia for three months, exploring countries like Vietnam, Thailand, and Cambodia. We fell in love with the region’s unique energy and culture. After living in Vietnam, China, and Ecuador, we realized we missed Southeast Asia and decided to return. When my wife’s job opportunity in Phnom Penh arose, it felt like the perfect fit.

Settling Into Life in Phnom Penh

Phnom Penh’s riverside buzzes at dusk with vibrant energy and scenic Mekong views.
Phnom Penh’s riverside buzzes at dusk with vibrant energy and scenic Mekong views.|©iStock/Neil Bussey

Moving to Phnom Penh was easier than I expected. Thanks to apps, everyday tasks like transportation and banking are streamlined. Ride-hailing apps like Grab eliminate the need to negotiate fares or explain destinations to drivers, while food delivery apps bring an incredible range of cuisine to your doorstep—often for free or a small fee. Banking apps that allow QR code payments also simplify paying for groceries or dining out.

The expat community here is large and welcoming, making it easy to build connections. In a city as dynamic as Phnom Penh, there’s always something to do, whether it’s joining expat events like Oktoberfest, or exploring local cultural events like Kun Khmer (Cambodia’s traditional martial art).

One of my favorite aspects of daily life is the markets. Local markets offer fresh fruits, vegetables, and even freshly cracked coconut water. I can grab a bottle of soy milk or some tropical fruit for a fraction of the cost you’d find in North America, all while enjoying the vibrant atmosphere of the market.

Exploring Cambodia’s Top Expat Destinations

Angkor Wat: Cambodia’s iconic temple and a masterpiece of ancient architecture
Angkor Wat: Cambodia’s iconic temple and a masterpiece of ancient architecture|©iStock/f9photos

Phnom Penh may be Cambodia’s bustling capital, but it’s just one of several popular destinations for expats. Each city offers its own unique appeal:

Siem Reap: Known for Angkor Wat, this city blends ancient history with modern conveniences. While it’s more tourist-oriented, many expats are drawn to its lower cost of living and well-developed infrastructure, like sidewalks—a rarity in Cambodia.

Kampot: This laid-back river town is perfect for those seeking a slower pace. Kampot is famous for its black pepper and vibrant culinary scene and attracts Westerners looking for a relaxed lifestyle.

Phnom Penh: As the country’s economic and cultural hub, Phnom Penh offers a “little big city” feel. It’s smaller and more manageable than larger cities like Toronto, where I once lived, yet it has everything you need, from modern malls to international restaurants.

Each of these cities caters to different lifestyles, so there’s something for everyone, whether you’re drawn to the fast-paced energy of Phnom Penh or the serene vibe of Kampot.

Cost of Living in Cambodia

Rooftop dining in Phnom Penh offers stunning views at a fraction of Western costs.
Rooftop dining in Phnom Penh offers stunning views at a fraction of Western costs.

One of Cambodia’s biggest draws is its remarkably low cost of living. My monthly expenses in Phnom Penh average $1,316, which includes rent, dining out, travel, and daily necessities. For context, this budget affords a lifestyle that would be much more expensive in North America.

Housing is a significant factor. We live in a serviced apartment, with rent covered by my wife’s $1,000 housing allowance. These apartments offer amenities like a pool, gym, 24-hour security, parking, and bi-weekly cleaning. While I initially hesitated about having someone clean our apartment, I quickly realized how much it simplifies life.

When it comes to food, Cambodia offers both affordability and variety. I rarely cook because eating out is so inexpensive—often costing less than groceries. Restaurants serve everything from local noodle soups to international cuisines like Italian and Tex-Mex. A beer at a local watering hole costs $1, or just 75 cents during happy hour.

Transportation is another area where Cambodia shines. I get around primarily by scooter, which is not only fast and convenient but also incredibly cheap to maintain. For those of you not ready to take on the intimidating streets of Cambodia, tuk-tuks are a quick and affordable option.

Even travel within Cambodia is budget-friendly and convenient. Cambodia’s favorite tropical island, Koh Rong, is just a three-hour car ride and a 45-minute boat ride away. A bus ride to Siem Reap, a 300 KM journey, costs under $20. Even accommodations are inexpensive, with beautifully manicured guesthouses costing just $30 a night.

Adapting to a new culture always comes with challenges, but Cambodia’s warm and friendly people make the transition easier. The local greeting of “bong,” which means “brother,” reflects the familial sense of community here.

The dual-currency system, which uses both Cambodian riels and U.S. dollars, simplifies financial transactions for expats. This system dates back to the early 1980s when Cambodia began recovering from the Khmer Rouge era. While this history is somber, it reminds us of the resilience and positivity of the Cambodian people.

Living here also brings a unique balance between expat and local cultures. While there’s a clear separation at times, both communities coexist harmoniously. Expat gatherings often feel like international melting pots, with people from around the world sharing their perspectives. At the same time, local traditions and events provide opportunities to engage with Cambodian culture, from watching kickboxing matches to exploring vibrant markets.

Why Cambodia is Worth Considering

Cambodia offers a lifestyle that’s both affordable and enriching. Whether you’re drawn to its vibrant expat community, the ease of daily living, or the chance to immerse yourself in a unique culture, this Southeast Asian country has much to offer.

For me, moving to Cambodia has been an opportunity to enjoy a better quality of life for less. From its friendly people to its incredible food and travel opportunities, Cambodia has proven to be more than just a destination—it’s a home.

If you’re curious about what life in Cambodia might look like for you, check out my video, where I dive deeper into my experiences and share even more about why this country is such a special place to live.

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