There are so many good reasons to retire in Bali. The Balinese are an enchanting people and their culture and religion is fascinating. Almost everyone speaks English, which means there’s no language barrier, making daily life that bit more relaxed. Plus, who wouldn’t want the conveniences of home, beautiful beaches, excellent shopping and delicious food for a fraction of the cost? Your money stretches farther here, so you can live a luxurious lifestyle for pennies on the dollar. You could live in a two-bedroom, two-bathroom villa with a private pool for $300 a month! That leaves plenty of money for the little frills that Bali is known for…like lavish spa treatments or a snorkeling expedition. You can even hire a maid for as little as $38 a month.

Ubud and Seminyak are the most popular places with expats and tourists. Both of these areas have all the Western amenities that you could think of, making fitting-in here a breeze. Ubud, which is a 30-minute scooter ride from Keramas beach, is the bohemian and art center of Bali. It’s utopia for free-thinkers and those who might appreciate living outside of the box. If you want to learn to meditate, make silver jewelry, or balance your chakras, then Ubud is for you.

Seminyak is all about the beaches, nightlife, and shopping. There is no shortage of boutiques for clothing or homeware, but be sure to tear yourself away in time to grab a spot on the sand and watch the magnificent sunset. Then, why not head to a top-notch international restaurant, and later, party until the sun comes up…

Sanur, on the southeast coast, is a small laidback town with calm waters and great restaurants. A pretty boardwalk along the beach makes this little city perfect for bike riding.

Uluwatu is the surfing capital of Bali. It’s generally not for beginners as the waves can get intense, but it’s perfect for a seasoned surfer who wants to live the old-school surf lifestyle and hone their skills.

Lovina, on the north coast, has black-sand beaches where daily pods of dolphins can be seen frolicking in the water. It’s not a surfing spot but there’s great snorkeling and scuba diving to be had. It’s small enough to know your neighbors, but still has plenty to do to keep you occupied.

Bali offers various types of visas—tourist, business, employment, social, and retirement visas—each with their own set of rules and benefits.

To qualify for a retirement visa, you must be at least 55 years old of age; have proof of health and life insurance, proof of pension—a minimum of roughly $1,520 per month, or at least a lump sum of $18,270 to provide living expenses while in Bali; proof of a rental agreement with the cost set at over $380 a month; a letter stating you agree to employ one Indonesian while you live there—an assistant, a household worker, etc.; a C.V; and a statement agreeing that you won’t work while in Bali. These rules and regulations can change so be sure to check for updates and additions.

By acquiring this visa you’ll be able to stay in Bali for one year and renew for five more…but that’s not the only benefit. You can also open a local bank account and get a local driver’s license—although an International Driver’s License is also valid. Some restaurants, tourist attractions, parks, and hospitals offer discounts to those with the visa. Once you have lived in Bali for five years or more, you can apply for official residence.

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