David, the capital of Chiriquí Province in western Panama, is becoming more and more popular as expats discover its convenience and affordability. David is Panama’s third-largest city, with a developed infrastructure, but a much lower cost of living than bustling Panama City. It serves as the commercial, business, transportation, education, and healthcare hub for all of western Panama. Yet, with no skyscrapers and easy access via the Pan-American Highway it’s a very manageable city in the midst of the country’s “bread basket” agricultural region.There aren’t many downsides to life here, according to the locals and expats, though if you don’t like the heat, David may not be for you. With daytime temperatures in the high 80s F and low 90s F, it’s known as Panama’s warmest city during the dry summertime season.

In David you can visit the old town with its stone cathedral, and stroll to the central park with its volcano-shaped fountain in the middle of the downtown business district. You’ll find spacious shopping centers, college campuses, and middle-class neighborhoods. Relax at a sidewalk café where you can sip on a cold beer or a cup of highland grown coffee for about a buck.

Retire in David, Panama

David has a lot to offer as a retirement destination. As the main city of Chiriquí Province it has a solid infrastructure with all the amenities you might want, such as high-speed internet, cable TV, and excellent cell phone coverage. You’ll find plenty of shopping options for food, clothing and home furnishings, as well as services including banking, insurance, and auto care.

Healthcare is accessible and affordable here, with two full-service private hospitals, and two public facilities. The international airport has daily flights to and from both airports in Panama City.

Compared to other popular retirement communities in Panama David has an attractive cost of living, and with the discounts afforded by the Pensionado Visa, couples report living here comfortably on $1400 a month.

Expats have been settling in and around David for a number of years and sometimes gather informally. Rather than a highly-organized group, expats around David tend to socialize with close friends on a more personal level.

Lifestyle in David, Panama

A fulfilling lifestyle awaits you in Chiriquí Province, and David is at the center of it all. Here you can go out to eat at a family-owned eatery and spend $3 for a home-cooked meal, or as much as $25 for a chef-prepared dinner. There are two multi-cinemas and several casinos in town for a fun evening out.

Outdoor activities abound in and around David, from bicycling and hiking, to bird-watching and deep-sea fishing. You’re only 40 minutes from the cool highland rainforest, where you can zip through the canopy or trek to the top of a volcano. Or go 30 minutes in the opposite direction to the sunny, unspoiled Pacific shoreline for kayaking or beach-combing. Take your pick!

A major advantage of David is its proximity to Boquete, the cultural mecca and expat haven of western Panama. With a weekly market, art and photography exhibits at the public library, and a busy community theater, there’s always something to do in Boquete, and it’s just 30 minutes from David.

Cost of Living in David, Panama

It’s a simple fact—your money goes further in Panama, and especially in David. With no heating expense and optional A/C, your utility bill may be as low as $35 a month. Internet, cable TV and phone service may total about $100 a month.

Living in this agricultural region assures access to fresh produce, year-round. A week’s supply of assorted locally-grown fruits and veggies from the produce stand runs about $8. Meats, eggs, and local dairy products generally cost less than in North America. Canned goods, staples and bakery goods all cost less if they’re not imported. A couple might spend $300 to $450 a month on groceries and household items.

Most expats have their own vehicle and the cost of insurance and tags is very low. However, note that gassing up your car in Panama tends to cost about as much as in the U.S. You can expect to be handing over up $2.57 per gallon of gas. Others choose to rely on public transportation, which is easy to do with frequent, reliable buses and taxis. The bus from David to Boquete costs all of $2, and taxis in town are about the same.

Lawn care and maid service are so affordable many people hire both, giving them more free time to enjoy life! A full-time, live-in maid can cost you as little as $250 a month, while a part-time maid will charge about $15 per visit. Their services usually include cleaning, laundry (no ironing), and can include cooking and babysitting, too.

Here is a sample budget detailing what a couple might expect to spend each month to live comfortably in David:

ExpenseU.S. $
Rent (two bedroom apartment)$350 to $1,500
Electricity (depending on air conditioning use)$30 to $200
Water (often bundled with trash pickup)$5 to $20
Gas for cooking, hot water heaters, dryer, etc.$2 to $10
Supermarket (local and imported food and household items)$300 to $450
Entertainment for two (dinner four times a month)$120 to $250
Phone (cell phone, mostly local use)$10 to $50
Internet (high-speed)$20 to $35
Cable or satellite television$35 to $50
Transportation (taxi or fuel/maintenance on a compact car)$50 to $200
Monthly total:$922 to $2,765

Rent in David, Panama from $400 a Month

By Nanette Witmer

David is a city of over 164,000 people, providing a large diversity of housing options for renters. Living in David affords you all the amenities needed as an expat—great restaurants, shopping, healthcare, and entertainment are all within a 15-minute drive. The city is also centrally located within the province of Chiriquí, allowing for an easy 30-minute drive to the beach and the Boquete region.

The downtown area has several apartment complexes and smaller homes for rent. You also have the choice of renting in one of the many urbanizacións (neighborhoods) just outside of the city, which have a more relaxed, country feel. All areas of the city, including surrounding subdivisions, have access to city bus routes and taxi services.

You can find homes and apartments to rent in David for as little as $400 a month. These are typically unfurnished Panamanian-style homes within walking distance of shopping, medical, and transportation, which can make them ideal. They usually have two bedrooms and one or two bathrooms. The kitchens in these homes are designed to accommodate smaller sized refrigerators and stoves. The living rooms open to small dining areas. Washer and dryer hookups may be inside or on the back-porch area. The lots themselves are generally large with shade trees and most have carports. These types of rentals generally will not have air-conditioning. Most homes in this price range will give you around 1,000 square feet of living space.

In Panama, unfurnished means there are also no appliances with the rental. However, many expats find unfurnished rentals more appealing if they have shipped down their own belongings or prefer to furnish a home themselves.

Furnished rentals of condos, apartments, and homes start at $650 a month, depending on where they are within the city. David now has two gated communities of condos, one of which specializes in furnished rentals for expats. These condo rentals have two bedrooms and two baths, covered parking, and swimming pools.

You can also find upscale neighborhoods that have larger homes for rent for upwards of $750 a month. These homes tend to have air conditioning in addition to larger kitchens, back porches, and private landscaped yards.

It is common in David for your lease to also cover garbage and water. The electric bill will be in the name of the owner and the rental agent or owner will send you the electric bill every month to pay. You will need to set up your own account for cable, phone, and internet.

Generally, rentals will not have alquiler (rental) signs posted. The easiest way to find rentals in David is by talking to other expats or locals. You can also contact local real estate offices, get on expat forums where rentals are listed, or find rental agents who work with expats and know what they are looking for.

The rental market in David does not have a low season or high season of occupancy so it is always easy to find a good selection of rentals in your price range

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From the Archives of David

Why I Love My Friendly, Peaceful Panamanian Neighborhood

Why I Love My Friendly, Peaceful Panamanian Neighborhood

Daily Postcard
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October 10, 2017

I live in a community called Caimito, between Boquete and David, Panama. We are the only expats in the area, and all of my neighbors go out of their way to help in any way they can. They even watch over my house when I’m away. I find it a comfort to know, that there is a land as peaceful and accepting as Panama.

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Earn Part Time and Live in Comfort in Panama’s Chiriqui Province

Daily Postcard
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November 18, 2016

In the morning, after grinding and brewing a fresh pot of local Panamanian coffee, I set up my laptop on my front porch. From here, I have an unbeatable view of Volcan Baru, Panama's largest mountain, its highest peak rising above the clouds.

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